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Marshall, Texas CD Rates – 18-Month

You are viewing rates from banks across Marshall





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Marshall, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Marshall, TX - December 13, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.35% → 3.85% → 3.80% → 3.95%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.05% → 4.00% → 3.80% → 3.80% → 3.90%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 3.90% → 3.80% → 3.70% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 3.95% → 3.90% → 3.80% → 3.70% → 3.45%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.71% → 3.51% → 3.35% → 3.24% → 3.03%

Rate History: 3.00% → 2.85% → 2.75%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 1.00% → 3.14% → 2.17%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.15%

$10,000

18.91

Learn More

| Mar 19, 2021

... Read More

0.50%

$10,000

17.75

Learn More

0.35%

$10,000

19.20

Learn More

0.25%

$10,000

13.50

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Marshall, TX - December 13, 2025


Branch Street City State
Capital One, National Association
Longview Branch
1111 Judson Road Longview TX
Southside Bank
Longview Super One - 2 Branch
1217 East Marshall Longview TX
Texas Bank
Longview Branch
4018 Estes Parkway Longview TX
VeraBank, National Association
Longview Downtown Branch
200 N. Fredonia St. Longview TX
Southside Bank
Longview Super One - 2 Branch
1217 East Marshall Longview TX
JPMorgan Chase Bank, National Association
Longview Banking Center Branch
116 East South Street Longview TX
VeraBank, National Association
Longview Downtown Branch
200 N. Fredonia St. Longview TX
VeraBank, National Association
Longview Downtown Branch
200 N. Fredonia St. Longview TX
Texas National Bank of Jacksonville
Longview Branch
612 East Hawkins Parkway Longview TX
Texana Bank, National Association
Texana Bank - Highway 80 Branch
910 E. Marshall Longview TX
Guaranty Bank & Trust, N.A.
Guaranty Bank & Trust, N.A. Branch
901 North Eastman Road Longview TX
Austin Bank, Texas National Association
Longview East Loop Branch
308 East Loop 281 Longview TX
The First National Bank of Hughes Springs
Harleton Branch
17045 State Hwy 154 Harleton TX
Regions Bank
Longview Downtown Remote Drive Thru Branch
208 N Center Street Longview TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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