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You are viewing rates from banks across Richland
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Richland, Washington . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Richland, WA - September 22, 2026
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.35% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.30% |
$2,500 |
- |
Learn More
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.30% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.15% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 3.95% → 3.95% → 4.15% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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2.75% |
$1,000 |
- |
Learn More
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Rate History: 3.00% → 2.85% → 2.75% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.00% |
$10,000 |
2.11 |
Learn More
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Rate History: 3.00% → 2.50% → 2.00% |
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[email protected] | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.51% |
$5,000 |
6.23 |
Learn More
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Rate History: 3.50% → 2.00% → 1.50% → 1.51% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.15% |
$500 |
7.71 |
Learn More
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Tami Phillips | Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More |
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0.50% |
$10,000 |
0.33 |
Learn More
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Unhappy customer | Jan 21, 2024 Unhappy with YFS&L. Around Dec I had a CD that matured. I was out of the area overseas and I was unable to move the moneys from the CD into my regular savings account and the CD renewed at a much lower r... Read More |
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0.40% |
$500 |
5.12 |
Learn More
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0.25% |
$10,000 |
4.29 |
Learn More
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0.10% |
$1,000 |
0.92 |
Learn More
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.09% |
$10,000 |
6.17 |
Learn More
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Doc | Sep 5, 2020 My investment accounts managed by them are the worst of all of my accounts. In the last 10 years any gain they have made has been offers by fees. The tag my loan account with late fees despite my on t... Read More |
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0.05% |
$10,000 |
0.34 |
Learn More
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Rate History: 4.75% → 0.01% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
10.99 |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$100,000 |
0.21 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
JPMorgan Chase Bank, National Association Queensgate And Duportail Branch |
2701 Queensgate Dr | Richland | WA |
|
Wells Fargo Bank, National Association Kennewick Branch |
401 North Kellogg Street | Kennewick | WA |
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Washington Trust Bank Kennewick Branch |
3250 W. Clearwater Avenue | Kennewick | WA |
|
Yakima Federal Savings and Loan Association Richland Branch |
1007 Jadwin | Richland | WA |
|
Bank of Eastern Oregon Pasco Branch |
5205 N Road 68 | Pasco | WA |
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Peoples Bank of Bellingham, Washington Peoples Bank Branch |
8486 W Gage Boulevard | Kennewick | WA |
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Columbia Bank of Rosenburg, Oregon Richland Branch |
211 Torbett Street | Richland | WA |
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Baker-Boyer National Bank Baker Boyer Bank Kennewick Office Branch |
1149 N Edison Street | Kennewick | WA |
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KeyBank National Association Richland Branch |
1275 Lee Boulevard | Richland | WA |
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U.S. Bank National Association Benton City Branch |
514 9th Street | Benton City | WA |
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Bank of America, National Association Richland Branch |
1007 Knight Street | Richland | WA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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Last Update on September 21, 2026
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