Wisconsin

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Middleton, Wisconsin CD Rates – 18-Month

You are viewing rates from banks across Middleton





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Middleton, Wisconsin . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Middleton, WI - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.41% → 3.46% → 3.51% → 3.76% → 3.31%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

7.17

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0.45%

$10,000

15.93

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0.40%

$10,000

13.52

Learn More

| Nov 13, 2019

yes Read More

0.40%

$10,000

15.40

Learn More

| Nov 13, 2019

yes Read More

0.35%

$10,000

6.98

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Jan 15, 2024

What is Lake Ridge Bank SWIFT Code? Read More

| Jan 29, 2022

Discriminatory and unfair practices including closing accounts for reasons they so choose of those who are non-caucasion, lower incomes and older in age but do not follow the same guidelines for white, wea... Read More

0.25%

$10,000

8.95

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0.24%

$10,000

20.96

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.07%

$1,000

6.93

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.01%

$10,000

14.48

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Middleton, WI - August 1, 2025


Branch Street City State
Wells Fargo Bank, National Association
Madison Business Banking Branch
1241 John Q Hammons Drive Madison WI
Johnson Bank
Madison West Branch 66000
525 Junction Road Madison WI
IncredibleBank
Madison Wi Branch
8329 Murphy Dr. Middleton WI
JPMorgan Chase Bank, National Association
Sauk Creek Branch
602 North High Point Road Madison WI
BMO Bank National Association
Sauk Prairie Branch
615 Water Street Sauk City WI
The Huntington National Bank
Capital Square - Wi Branch
121 State Street Madison WI
Fortifi Bank
Waunakee Financial Center Branch
1330 Montondon Avenue Waunakee WI
The Peoples Community Bank
The Peoples Community Bank Branch
222 West Commercial Street Mazomanie WI
One Community Bank
Alpine Parkway Branch
101 Alpine Parkway Oregon WI
Starion Bank
Middleton, Wi Branch
1651 John Q. Hammons Drive Middleton WI
Bank of Sun Prairie
Broadway Office Branch
550 Broadway Drive Sun Prairie WI
Starion Bank
Middleton, Wi Branch
1651 John Q. Hammons Drive Middleton WI
Union Federal Savings and Loan Association
West Washington Avenue Branch
115 West Washington Ave. Madison WI
Lake Ridge Bank
Black Earth State Bank Branch
1030 Mills Street Black Earth WI
The Park Bank
Verona Branch
104 South Main Street Verona WI
Capitol Bank
Chruch Street Facility Branch
304 Chruch Street Verona WI
The Bank of New Glarus
The Bank Of New Glarus Branch
501 First Street New Glarus WI
Old National Bank
Mount Horeb Branch
1889 Springdale Street Mount Horeb WI
Town Bank, National Association
Madison Branch
10 West Mifflin Street Madison WI
U.S. Bank National Association
Sauk Trails Madison Branch
8000 Excelsior Dr Madison WI
Associated Bank, National Association
In-City Branch
229 South Main Street Lodi WI


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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