Georgia

Image Courtesy: www.pixabay.com

Cochran, Georgia CD Rates – 2-Year

You are viewing rates from banks across Cochran

 

Below are two-year Certificates of Deposit (CD) rates from banks in Cochran, Georgia. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Cochran, GA - July 5, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

0.70%

$10,000

16.24

Learn More

0.70%

$10,000

1.14

Learn More

| Dec 14, 2021

no reveiw Read More

0.65%

$10,000

19.48

Learn More

| Dec 14, 2021

Awesome i lost half my money and they paid me triple Read More

0.60%

$10,000

1.03

Learn More

0.55%

$10,000

14.95

Learn More

0.50%

$10,000

21.50

Learn More

0.50%

$10,000

23.37

Learn More

0.25%

$10,000

24.26

Learn More

0.25%

$10,000

16.24

Learn More

0.25%

$10,000

21.38

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Cochran, GA - July 5, 2025


Branch Street City State
Magnolia State Bank
Bank Of Eastman Branch
130 Oak Street Eastman GA
State Bank of Cochran
State Bank Of Cochran Branch
112 E Beech Street Cochran GA
American Pride Bank
Russell Parkway Branch
4001 Russell Parkway Warner Robins GA
Bank of Dudley
Jeffersonville Branch
207 Main Street Jeffersonville GA
Morris Bank
S. Houston Lake Road Office Branch
464 S. Houston Lake Road Warner Robins GA
The Citizens Bank of Cochran
The Citizens Bank Of Cochran Branch
124 East Dykes Street Cochran GA
The Four County Bank
The Four County Bank Branch
959 Main Street Allentown GA
Planters First Bank
Pineview State Branch
Bay And Pine Streets Pineview GA
Sunmark Community Bank
Houston Lake Road Branch
250 South Houston Lake Road Warner Robins GA
Colony Bank
Gunn Road Branch
200 Gunn Road Centerville GA
Magnolia State Bank
Bank Of Eastman Branch
130 Oak Street Eastman GA
Great Oaks Bank
Citizens Bank & Trust Company Branch
1041 Highway 96 Warner Robins GA
Bank of America, National Association
Warner Robins Centerville Branch
2770 Watson Boulevard Centerville GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates