Best 3 Year CD Rates in Forest Acres, South Carolina, South Carolina

You are viewing rates from banks across Forest Acres

Below are three-year CD Rates from banks in Forest Acres, South Carolina. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Forest Acres, SC - August 2, 2025

3 Year CD National Average : 0.75% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 3.56% → 4.16% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Merrick Bank	3.90%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.30% → 4.10% → 4.00% → 3.95% → 3.90%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Limelight Bank, A division of Capital Community Bank	3.75%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 2.75% → 2.75% → 3.50%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Sallie Mae Bank	3.40%	$2,500	-	Learn More
Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Finworth Bluffton Branch	3.30%	$50,000	-	Learn More Add Review
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Citizens	2.85%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Woodruff Federal Savings and Loan Association Woodruff Federal Savings And Loan As Branch	2.83%	$1,000	-	Learn More Add Review
Rate History: 2.83% → 2.73% → 2.83% → 2.73% → 2.83%
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Spratt Savings Bank Spratt Savings And Loan Association Branch	1.41%	$500	-	Learn More Add Review
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	1.40%	$500	-	Learn More
Rate History: 1.00% → 1.40% → 2.25% → 1.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
First Capital Bank Bennettsville Branch	1.20%	$10,000	-	Learn More Add Review
Anderson Brothers Bank Anderson Brothers Bank Branch	1.10%	$100,000	-	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
Bank of Greeleyville Bank Of Greeleyville Branch	0.95%	$10,000	-	Learn More Add Review
Citizens Building and Loan, SSB Citizens Building And Loan, Ssb Branch	0.90%	$10,000	-	Learn More Add Review
Bank of Commerce and Trust Company	0.85%	$1,000	-	Learn More Add Review
Coastal Carolina National Bank Aiken Branch	0.80%	$10,000	-	Learn More
hmb627 \| Sep 21, 2021 Best bank in town! Read More Reviews (1)
Anderson Brothers Bank Anderson Brothers Bank Branch	0.80%	$10,000	-	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
CoastalStates Bank Coastalstates Bank Branch	0.80%	$10,000	-	Learn More Add Review
First Reliance Bank First Reliance Bank Branch	0.75%	$10,000	-	Learn More
Sandra \| Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More Reviews (1)
ServisFirst Bank Charleston Branch	0.71%	$10,000	-	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.70%	$10,000	-	Learn More Add Review
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	0.70%	$10,000	-	Learn More Add Review
The Conway National Bank The Conway National Bank Branch	0.69%	$100,000	-	Learn More Add Review
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	0.65%	$10,000	-	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
First National Bank of Pennsylvania Gaffney Branch	0.60%	$10,000	-	Learn More
Mark \| Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More Reviews (1)
The Bank of Clarendon The Bank Of Clarendon Branch	0.60%	$10,000	-	Learn More
RAWEXPOSURE5 \| Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More Reviews (1)
Palmetto State Bank Estill Branch	0.60%	$100,000	-	Learn More Add Review
The Conway National Bank The Conway National Bank Branch	0.54%	$10,000	-	Learn More Add Review
First Bank Latta Branch	0.50%	$100,000	-	Learn More Add Review
Dedicated Community Bank Dedicated Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.50%	$10,000	-	Learn More Add Review
Pinnacle Bank Myrtle Beach Grissom Branch	0.50%	$10,000	-	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
First Bank Latta Branch	0.45%	$10,000	-	Learn More Add Review
Bank of Travelers Rest Bank Of Travelers Rest Branch	0.45%	$1,000	-	Learn More Add Review
Countybank Countybank Branch	0.41%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Blue Ridge Bank Blue Ridge Bank Branch	0.40%	$10,000	-	Learn More Add Review
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	0.40%	$10,000	-	Learn More Add Review
Security Federal Bank Security Federal Bank Branch	0.35%	$10,000	-	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
South Atlantic Bank South Atlantic Bank Branch	0.35%	$10,000	-	Learn More Add Review
Bank of the Lowcountry Bank Of Walterboro Branch	0.35%	$10,000	-	Learn More
Dee Snutz \| Oct 10, 2020 Great banking experience. Love this bank! Read More Reviews (1)
Synovus Bank Sumter Branch	0.30%	$10,000	-	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
First Community Bank Newberry Branch	0.30%	$10,000	-	Learn More Add Review
OPTUS Bank South Carolina Community Bank Branch	0.30%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank of South Carolina Farmers And Merchants Bank Of South Branch	0.30%	$10,000	-	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.25%	$1,000	-	Learn More
MadAnn \| Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More Reviews (1)
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	0.25%	$10,000	-	Learn More Add Review
Bank of York Bank Of York Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Ameris Bank Beaufort Branch	0.20%	$10,000	-	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
First Palmetto Bank First Palmetto Bank Branch	0.20%	$10,000	-	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
Palmetto State Bank Estill Branch	0.20%	$10,000	-	Learn More Add Review
Arthur State Bank Woodruff Main Street Branch	0.15%	$10,000	-	Learn More Add Review
TD Bank, National Association Marion Branch	0.15%	$10,000	-	Learn More
Rate History: 3.51% → 1.00% → 3.51% → 1.00% → 0.15%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
First Horizon Bank Pine St Branch	0.10%	$1,000	-	Learn More
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Regions Bank Greenville Sc Main Branch	0.05% 0.01%	$2,501 $2,500	-	Learn More Add Review
Rate History: 0.03% → 0.05%
First-Citizens Bank & Trust Company Bishopville Branch	0.05%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
PNC Bank, National Association Five Point Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Tower Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Finworth, a division of InsBank Bluffton Branch	3 Clark Summit Drive, Suite 100	Bluffton	SC
Woodruff Federal Savings and Loan Association Woodruff Federal Savings And Loan As Branch	247 North Main Street	Woodruff	SC
Spratt Savings Bank Spratt Savings And Loan Association Branch	121 Saluda St	Chester	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
First Capital Bank Bennettsville Branch	207 Highway 15-401 By-Pass East	Bennettsville	SC
Anderson Brothers Bank Anderson Brothers Bank Branch	101 North Main Street	Mullins	SC
Bank of Greeleyville Bank Of Greeleyville Branch	73 Main Street	Greeleyville	SC
CBL State Savings Bank Citizens Building And Loan, Ssb Branch	229 Trade Street	Greer	SC
Coastal Carolina National Bank Aiken Branch	128 Laurens Street, Nw	Aiken	SC
Anderson Brothers Bank Anderson Brothers Bank Branch	101 North Main Street	Mullins	SC
Coastal States Bank Coastalstates Bank Branch	5 Bow Circle	Hilton Head Island	SC
First Reliance Bank First Reliance Bank Branch	2170 West Palmetto Street	Florence	SC
ServisFirst Bank Charleston Branch	701 East Bay Street	Charleston	SC
The Commercial Bank The Commercial Bank Branch	4 Church Street	Honea Path	SC
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	300 Robertson Boulevard	Walterboro	SC
The Conway National Bank The Conway National Bank Branch	1400 Third Avenue	Conway	SC
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	115 East North 2nd Street	Seneca	SC
First National Bank of Pennsylvania Gaffney Branch	217 North Granard Street	Gaffney	SC
The Bank of Clarendon The Bank Of Clarendon Branch	106 South Brooks Street	Manning	SC
Palmetto State Bank Estill Branch	106 East 3rd Street	Estill	SC
The Conway National Bank The Conway National Bank Branch	1400 Third Avenue	Conway	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
Dedicated Community Bank Dedicated Community Bank Branch	202 Cashua Street	Darlington	SC
The Peoples Bank The Peoples Bank Branch	801 East Front Street	Iva	SC
Pinnacle Bank Myrtle Beach Grissom Branch	3751 Robert M. Grissom Parkway Suite 100	Myrtle Beach	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
Bank of Travelers Rest Bank Of Travelers Rest Branch	42 Plaza Drive	Travelers Rest	SC
Countybank Countybank Branch	419 Main Street	Greenwood	SC
Blue Ridge Bank Blue Ridge Bank Branch	100 East Main Street	Walhalla	SC
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	13497 Broxton Bridge Road	Ehrhardt	SC
Security Federal Bank Security Federal Bank Branch	238 Richland Avenue, Nw	Aiken	SC
South Atlantic Bank South Atlantic Bank Branch	630 29th Ave North	Myrtle Beach	SC
Bank of the Lowcountry Bank Of Walterboro Branch	1100 North Jefferies Boulevard	Walterboro	SC
Synovus Bank Sumter Branch	One Broad Street	Sumter	SC
First Community Bank Newberry Branch	1735 Wilson Road	Newberry	SC
OPTUS Bank South Carolina Community Bank Branch	1545 Sumter Street	Columbia	SC
Farmers and Merchants Bank of South Carolina Farmers And Merchants Bank Of South Branch	8624 Old State Street	Holly Hill	SC
The Citizens Bank The Citizens Bank Branch	124 East Main Street	Olanta	SC
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	114 South Main Street	Lamar	SC
Bank of York Bank Of York Branch	13 W Liberty St	York	SC
Ameris Bank Beaufort Branch	2348 Boundary Street	Beaufort	SC
First Palmetto Bank First Palmetto Bank Branch	407 Dekalb Street	Camden	SC
Palmetto State Bank Estill Branch	106 East 3rd Street	Estill	SC
Arthur State Bank Woodruff Main Street Branch	131 S Main Street	Woodruff	SC
TD Bank, National Association Marion Branch	307 North Main Street	Marion	SC
First Horizon Bank Pine St Branch	215 North Pine Street	Spartanburg	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC
First-Citizens Bank & Trust Company Bishopville Branch	144 South Main Street	Bishopville	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
Bank of America, National Association Tower Branch	1301 Gervais Street	Columbia	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC

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PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Forest Acres, South Carolina CD Rates – 3-Year

Branches Info around zip 10116

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

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