Washington

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Bremerton, Washington CD Rates – 3-Year

You are viewing rates from banks across Bremerton





Below are three-year CD Rates from banks in Bremerton, Washington. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Bremerton, WA - August 2, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.30% → 4.10% → 4.00% → 3.95% → 3.90%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.15% → 4.15% → 3.90% → 3.80% → 3.60%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.40% → 4.00% → 3.75% → 3.49%

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.70% → 3.55% → 3.75% → 3.45% → 3.35%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.27% → 2.02% → 1.92% → 1.66% → 2.63%

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

1.10%

$10,000

24.73

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1.01%

$10,000

13.76

Learn More

0.85%

$1,000

-

Learn More

0.65%

$10,000

24.69

Learn More

| Dec 24, 2018

they suck Read More

| Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More

| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Jun 8, 2021

Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More

0.35%

$100,000

10.91

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0.30%

$10,000

12.42

Learn More

0.30%

$10,000

10.91

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Nov 15, 2019

If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

Rate History: 0.02% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bremerton, WA - August 2, 2025


Branch Street City State
Seattle Bank
Seattle Bank Branch
600 University Street, Suite 1850 Seattle WA
Northwest Bank
Seattle Branch
925 Fourth Avenue, Suite 100 Seattle WA
Bank of Hope
Federal Way Branch
31827-B Pacific Hwy South Federal Way WA
Sound Community Bank
Sound Community Bank Branch
2001 5th Ave. Seattle WA
Zions Bank
Seattle Br Branch
601 Union Street, Suite 3600 Seattle WA
JPMorgan Chase Bank, National Association
James Center Branch
6916 19th St W University Place WA
Washington Trust Bank
Seattle Branch
601 Union St. Ste 4747 Seattle WA
Washington Trust Bank
Seattle Branch
601 Union St. Ste 4747 Seattle WA
Pacific Crest Savings Bank
Pacific Crest Savings Bank Branch
3500 188th Street, S.W., Suite 575 Lynnwood WA
Mountain Pacific Bank
Ballard Office Branch
2244 Nw 56th Street Seattle WA
UniBank
Federal Way Branch
31433 Pacific Highway South Federal Way WA
Olympia Federal Savings and Loan Association
Thriftway Shopping Center Branch
24081 Ne State Route 3 Belfair WA
United Business Bank
Seattle Downtown Branch
520 Pike Street, Suite 2750 Seattle WA
GBC International Bank
Shoreline Bank Branch
16001 Aurora Avenue North Shoreline WA
Cathay Bank
Seattle Branch
621 South Lane Street Seattle WA
Heritage Bank
Allenmore Branch
1722 South Union Avenue Tacoma WA
Beneficial State Bank
Mosler Branch
2720 South Third Ave Seattle WA
Liberty Bank
Liberty Bay Bank Branch
19917 Seventh Avenue Ne Poulsbo WA
Bank of Hope
Federal Way Branch
31827-B Pacific Hwy South Federal Way WA
Peoples Bank
Magnolia Office Branch
3300 W. Mcgraw Street, Suite 102 Seattle WA
Liberty Bank
Liberty Bay Bank Branch
19917 Seventh Avenue Ne Poulsbo WA
First Interstate Bank
Courier Service Branch
4710 196th Street Southwest Lynnwood WA
East West Bank
International District Branch
668 South Lane Street, Ste 101 Seattle WA
First-Citizens Bank & Trust Company
Fircrest Branch
1902 64th Avenue West Tacoma WA
KeyBank National Association
Firecrest On Mildred Branch
2424 Mildred St W Tacoma WA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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