Best 4-Year CD Rates in Pryor Creek, Oklahoma, OK

You are viewing rates from banks across Pryor Creek

Below are four-year CD Rates from banks in Oklahoma . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Pryor Creek, OK - August 1, 2025

4 Year CD National Average : 0.82% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.15% → 4.05% → 4.00% → 3.90% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Merrick Bank	4.05%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.10% → 4.00% → 3.85% → 4.05%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
VALOR BANK Valor Bank Branch	3.50%	$1,000	-	Learn More Add Review
Gateway First Bank Helena Branch	3.40%	$500	-	Learn More
Rate History: 3.00% → 3.40%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
RCB Bank Drumright Branch	3.25%	$1,000	-	Learn More
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
All America Bank Southwest State Bank Branch	3.25%	$500	-	Learn More
Rate History: 1.00% → 3.49% → 3.25%
larry \| Feb 25, 2016 What's your phone number? Read More Reviews (1)
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citizens	2.75%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Intrust Bank, National Association Moore Branch	2.00%	$500	-	Learn More Add Review
Rate History: 4.25% → 3.50% → 3.00% → 2.50% → 2.00%
JPMorgan Chase Bank, National Association Norman Main Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Frontier State Bank Frontier State Bank Branch	1.92%	$1,000	-	Learn More
JR \| Jan 16, 2019 12 mo now pays 2.80% apr Read More Reviews (2)
BOKF, National Association Muskogee Branch	1.55%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	1.41%	$100,000	-	Learn More Add Review
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	1.31%	$10,000	-	Learn More Add Review
Peoples Bank and Trust Company Peoples Bank And Trust Company Branch	1.15%	$10,000	-	Learn More Add Review
Bank 7 Camargo Bank7 Branch	1.11%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
Armstrong Bank Armstrong Bank Branch	1.06%	$100,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
The Farmers Bank The Farmers Bank Branch	1.06%	$10,000	-	Learn More Add Review
ACB Bank Garber Branch	1.05%	$1,000	-	Learn More Add Review
The First National Bank in Marlow The First National Bank In Marlow Branch	1.05%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	1.03%	$100,000	-	Learn More Add Review
The Exchange Bank The Exchange Bank Branch	1.01%	$10,000	-	Learn More Add Review
First Summit Bank First Summit Bank Branch	1.01%	$10,000	-	Learn More Add Review
Bank of the Panhandle Bank Of The Panhandle Branch	1.00%	$100,000	-	Learn More Add Review
Community Bank Community Bank Branch	1.00%	$100,000	-	Learn More Add Review
American Bank of Oklahoma Muskogee Branch	1.00%	$10,000	-	Learn More
Larry watson \| Jan 12, 2016 Very good bank all the way around glad I found them Read More Reviews (1)
The Bank, National Association The Bank, National Association Branch	1.00%	$10,000	-	Learn More Add Review
AVB Bank Avb Bank Branch	1.00%	$10,000	-	Learn More
should be valued customer \| Apr 22, 2022 I am considering finding another bank to do business with Read More Reviews (2)
American Bank and Trust Company American Bank And Trust Company Branch	1.00%	$100,000	-	Learn More Add Review
Washita State Bank Washita State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Bank of Vici Bank Of Vici Branch	0.96%	$1,000	-	Learn More Add Review
Great Plains National Bank Granite Branch	0.95%	$1,000	-	Learn More Add Review
First Bank & Trust Company Billings Branch	0.95%	$100,000	-	Learn More Add Review
Grand Savings Bank Grand Savings Bank Branch	0.95%	$500	-	Learn More Add Review
Bank of Hydro Bank Of Hydro Branch	0.95%	$10,000	-	Learn More Add Review
Great Nations Bank Great Nations Bank Branch	0.95%	$10,000	-	Learn More Add Review
Firstar Bank Firstar Bank, National Association Branch	0.95%	$100,000	-	Learn More Add Review
Bank of Cordell Bank Of Cordell Branch	0.95%	$10,000	-	Learn More Add Review
Chickasaw Community Bank Bank 2 Branch	0.95%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.93%	$10,000	-	Learn More Add Review
First Pryority Bank First Pryority Bank Branch	0.91%	$10,000	-	Learn More Add Review
Armstrong Bank Armstrong Bank Branch	0.90%	$10,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
Alva State Bank & Trust Company Alva State Bank & Trust Company Branch	0.90%	$100,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.90%	$10,000	-	Learn More Add Review
Cleo State Bank Cleo State Bank Branch	0.90%	$10,000	-	Learn More Add Review
First Bank & Trust Company Billings Branch	0.90%	$10,000	-	Learn More Add Review
Regent Bank Regent Bank Branch	0.90%	$10,000	-	Learn More
Jw \| Jun 27, 2022 It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More Reviews (1)
Vision Bank, National Association Vision Bank, National Association Branch	0.90%	$100,000	-	Learn More Add Review
American Bank of Oklahoma Muskogee Branch	0.90%	$10,000	-	Learn More
Larry watson \| Jan 12, 2016 Very good bank all the way around glad I found them Read More Reviews (1)
First National Bank and Trust Company Quanah Parker Branch	0.90%	$100,000	-	Learn More Add Review
The Peoples National Bank of Checotah The Peoples National Bank Of Checota Branch	0.90%	$10,000	-	Learn More Add Review
Blue Sky Bank Blue Sky Bank Branch	0.85%	$10,000	-	Learn More Add Review
Security Bank and Trust Company Afton Branch	0.85%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company of Miami Fairland Branch	0.85%	$10,000	-	Learn More
Murph \| Jan 12, 2023 so really, I know that 0 real shits are given but the chance at persuading even a single person would make this worth my while and granted everyone's experience is not the same. I've been doing business ... Read More Reviews (1)
Local Bank Bank Of Cherokee County Branch	0.85%	$100,000	-	Learn More Add Review
The Payne County Bank The Payne County Bank Branch	0.85%	$10,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.85%	$10,000	-	Learn More Add Review
Vision Bank, National Association Vision Bank, National Association Branch	0.85%	$10,000	-	Learn More Add Review
Oklahoma Capital Bank Oklahoma Capital Bank Branch	0.85%	$10,000	-	Learn More Add Review
Citizens Bank of Ada Citizens Bank Of Ada Branch	0.85%	$100,000	-	Learn More Add Review
Stride Bank, National Association Central National Bank & Trust Co., Of Enid Branch	0.80%	$1,000	-	Learn More Add Review
Alva State Bank & Trust Company Alva State Bank & Trust Company Branch	0.80%	$10,000	-	Learn More Add Review
The Security National Bank of Enid The Security National Bank Of Enid Branch	0.80%	$10,000	-	Learn More Add Review
Local Bank Bank Of Cherokee County Branch	0.80%	$10,000	-	Learn More Add Review
Bank of the Panhandle Bank Of The Panhandle Branch	0.75%	$10,000	-	Learn More Add Review
The First State Bank of Pond Creek, Oklahoma The First State Bank Of Pond Creek, Oklahoma Branch	0.75%	$10,000	-	Learn More Add Review
First National Bank of Oklahoma First National Bank Of Oklahoma Branch	0.75%	$10,000	-	Learn More Add Review
International Bank of Commerce Elk City Branch	0.75%	$100,000	-	Learn More Add Review
Bank of Grand Lake Bank Of Grand Lake Branch	0.75%	$10,000	-	Learn More Add Review
SpiritBank Spiritbank Branch	0.75%	$10,000	-	Learn More Add Review
Security Bank Security Bank Branch	0.75%	$10,000	-	Learn More Add Review
Firstar Bank Firstar Bank, National Association Branch	0.75%	$1,000	-	Learn More Add Review
The Pauls Valley National Bank The First National Bank Of Davis Bra Branch	0.75%	$10,000	-	Learn More Add Review
First Texoma National Bank First Texoma National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Community National Bank of Okarche Fairview Branch	0.70%	$100,000	-	Learn More Add Review
Bank of Commerce Bank Of Commerce Branch	0.70%	$10,000	-	Learn More Add Review
American Nation Bank Comanche Branch	0.70%	$10,000	-	Learn More Add Review
Oklahoma State Bank Coyle Branch	0.70%	$10,000	-	Learn More Add Review
The First National Bank and Trust Co., Chickasha, Oklahoma Alex Branch	0.70%	$10,000	-	Learn More Add Review
The State Exchange Bank The State Exchange Bank Branch	0.65%	$1,000	-	Learn More Add Review
The Bank of Kremlin Goltry Branch	0.65%	$10,000	-	Learn More Add Review
F & M Bank First Capital Branch	0.65%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.65%	$10,000	-	Learn More Add Review
The City National Bank and Trust Company of Lawton, Oklahoma The City National Bank And Trust Company Of Lawton, Oklahoma Branch	0.60%	$10,000	-	Learn More Add Review
Community National Bank of Okarche Fairview Branch	0.60%	$10,000	-	Learn More Add Review
Vast Bank, National Association Owasso Branch	0.60%	$10,000	-	Learn More Add Review
Grand Bank Grand Bank Branch	0.60%	$10,000	-	Learn More Add Review
The Bank of the West 401 South Main Street Branch	0.60%	$10,000	-	Learn More Add Review
Mabrey Bank Haskell Branch	0.60%	$100,000	-	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.60%	$250	-	Learn More Add Review
McCurtain County National Bank Mccurtain County National Bank Branch	0.59%	$10,000	-	Learn More
None of your business \| Nov 19, 2023 The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More Reviews (3)
NBC OKLAHOMA Nbc Oklahoma Branch	0.55%	$10,000	-	Learn More Add Review
First Bank & Trust Co. Healdton Branch	0.55%	$1,000	-	Learn More Add Review
FNB Coweta The First National Bank Of Coweta Branch	0.55%	$100,000	-	Learn More Add Review
First National Bank and Trust Company of Ardmore First National Bank And Trust Compan Branch	0.55%	$100,000	-	Learn More Add Review
The First National Bank and Trust Company of Okmulgee The First National Bank And Trust Co Branch	0.55%	$10,000	-	Learn More Add Review
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	0.54%	$100,000	-	Learn More Add Review
First Fidelity Bank Downtown Norman Office Branch	0.51%	$10,000	-	Learn More
Dianna Jackson \| Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
First Bank & Trust Co. Healdton Branch	0.50%	$1,000	-	Learn More Add Review
InterBank Hennessey Branch	0.50%	$10,000	-	Learn More
Ernie Bramlett \| Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More Reviews (1)
Security State Bank of Oklahoma Fairfax Branch	0.50%	$1,000	-	Learn More Add Review
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	0.50%	$10,000	-	Learn More Add Review
International Bank of Commerce Elk City Branch	0.50%	$10,000	-	Learn More Add Review
Community State Bank Community State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Mabrey Bank Haskell Branch	0.50%	$10,000	-	Learn More Add Review
First National Bank and Trust Company of Ardmore First National Bank And Trust Compan Branch	0.50%	$10,000	-	Learn More Add Review
FNB Community Bank Fnb Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	0.50%	$1,000	-	Learn More Add Review
First National Bank & Trust Company of McAlester Hartshorne Branch	0.50%	$10,000	-	Learn More Add Review
The State Bank of Wynnewood The State Bank Of Wynnewood Branch	0.48%	$10,000	-	Learn More Add Review
First Bank First Bank Branch	0.45%	$10,000	-	Learn More Add Review
FNB Coweta The First National Bank Of Coweta Branch	0.45%	$10,000	-	Learn More Add Review
First National Bank and Trust Company Quanah Parker Branch	0.45%	$10,000	-	Learn More Add Review
First Bank & Trust Co. Healdton Branch	0.45%	$1,000	-	Learn More Add Review
Citizens Bank of Ada Citizens Bank Of Ada Branch	0.45%	$10,000	-	Learn More Add Review
MidFirst Bank Midfirst Bank Branch	0.40%	$1,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
SNB Bank, National Association Snb Bank, National Association Branch	0.31%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank Farmers And Merchants Bank Branch	0.31%	$10,000	-	Learn More Add Review
UMB Bank, National Association Penn Square Branch	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
BancFirst North Main Street Branch	0.30%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
Equity Bank Newkirk Branch	0.25%	$1,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
First United Bank and Trust Company Bokchito Branch	0.25%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company of Broken Arrow The First National Bank And Trust Co Branch	0.25%	$10,000	-	Learn More Add Review
Commerce Bank Bank South Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
BancFirst North Main Street Branch	0.20%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
First-Citizens Bank & Trust Company Landmark Towers Branch	0.15%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
BancFirst North Main Street Branch	0.15%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
High Plains Bank High Plains Bank Branch	0.09%	$100,000	-	Learn More Add Review
High Plains Bank High Plains Bank Branch	0.09%	$10,000	-	Learn More Add Review
Bank of America, National Association Capitol Hill Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
VALOR BANK Valor Bank Branch	1501 Renaissance Blvd	Edmond	OK
Gateway First Bank Helena Branch	220 N. Main	Helena	OK
RCB Bank Drumright Branch	121 West Broadway	Drumright	OK
All America Bank Southwest State Bank Branch	122 East Main Street	Sentinel	OK
Intrust Bank, National Association Moore Branch	100 South Broadway	Moore	OK
JPMorgan Chase Bank, National Association Norman Main Branch	116 South Peters Avenue	Norman	OK
Frontier State Bank Frontier State Bank Branch	5100 South I-35 Service Road	Oklahoma City	OK
BOKF, National Association Muskogee Branch	215 State Street	Muskogee	OK
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	523 Delaware Street	Perry	OK
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	523 Delaware Street	Perry	OK
Peoples Bank and Trust Company Peoples Bank And Trust Company Branch	517 Washington Street	Ryan	OK
Bank 7 Camargo Bank7 Branch	100 South Broadway	Camargo	OK
Armstrong Bank Armstrong Bank Branch	1215 West Okmulgee Street	Muskogee	OK
The Farmers Bank The Farmers Bank Branch	31 West Main Street	Carnegie	OK
ACB Bank Garber Branch	323 Main Street	Garber	OK
The First National Bank in Marlow The First National Bank In Marlow Branch	301 West Main Street	Marlow	OK
Farmers & Merchants Bank Farmers & Merchants Bank Branch	101 East Second Street	Duke	OK
The Exchange Bank The Exchange Bank Branch	300 West Rogers	Skiatook	OK
First Summit Bank First Summit Bank Branch	6th And Washington	Ryan	OK
Panhandle First Bank Bank Of The Panhandle Branch	13th And Main Streets	Guymon	OK
Community Bank Community Bank Branch	1729 College Boulevard	Alva	OK
American Bank of Oklahoma Muskogee Branch	3300 West Broadway	Muskogee	OK
The Bank, National Association The Bank, National Association Branch	Second And Carl Albert Parkway	Mcalester	OK
AVB Bank Avb Bank Branch	322 South Main Street	Broken Arrow	OK
American Bank and Trust Company American Bank And Trust Company Branch	6060 American Plaza	Tulsa	OK
Washita State Bank Washita State Bank Branch	701 State Highway 44	Burns Flat	OK
Bank of Vici Bank Of Vici Branch	121 West Broadway Street	Vici	OK
Great Plains National Bank Granite Branch	400 North Main Street	Granite	OK
First Bank & Trust Company Billings Branch	111 West Main Street	Billings	OK
Grand Savings Bank Grand Savings Bank Branch	1022 South Main Street	Grove	OK
Bank of Hydro Bank Of Hydro Branch	146 West Main Street	Hydro	OK
Great Nations Bank Great Nations Bank Branch	2200 Alameda Street	Norman	OK
Firstar Bank Firstar Bank, National Association Branch	1720 East Cherokee Street	Sallisaw	OK
BANK360 Bank Of Cordell Branch	808 North Glenn English	Cordell	OK
Chickasaw Community Bank Bank 2 Branch	909 South Meridian Avenue	Oklahoma City	OK
Farmers & Merchants Bank Farmers & Merchants Bank Branch	101 East Second Street	Duke	OK
First Pryority Bank First Pryority Bank Branch	310 East Graham Avenue	Pryor	OK
Armstrong Bank Armstrong Bank Branch	1215 West Okmulgee Street	Muskogee	OK
Alva State Bank & Trust Company Alva State Bank & Trust Company Branch	518 College Avenue	Alva	OK
Community Bank Community Bank Branch	1729 College Boulevard	Alva	OK
Cleo State Bank Cleo State Bank Branch	202 South Square	Cleo Springs	OK
First Bank & Trust Company Billings Branch	111 West Main Street	Billings	OK
Regent Bank Regent Bank Branch	7136 South. Yale, Suite 100	Tulsa	OK
Vision Bank Vision Bank, National Association Branch	101 East Main Street	Ada	OK
American Bank of Oklahoma Muskogee Branch	3300 West Broadway	Muskogee	OK
Sovereign Bank Quanah Parker Branch	6702 Quanah Parker Trailway	Lawton	OK
The Peoples National Bank of Checotah The Peoples National Bank Of Checota Branch	Broadway And Gentry	Checotah	OK
Blue Sky Bank Blue Sky Bank Branch	101 East 8th Street	Pawhuska	OK
Security Bank and Trust Company Afton Branch	1 S.W. First Street	Afton	OK
The First National Bank and Trust Company of Miami Fairland Branch	32 West Conner Avenue	Fairland	OK
Local Bank Bank Of Cherokee County Branch	Main And Broadway	Hulbert	OK
The Payne County Bank The Payne County Bank Branch	202 South Main Street	Perkins	OK
Community Bank Community Bank Branch	104 South Main Street	Bristow	OK
Vision Bank Vision Bank, National Association Branch	101 East Main Street	Ada	OK
Oklahoma Capital Bank Oklahoma Capital Bank Branch	6555 North Peoria Street	Tulsa	OK
Citizens Bank of Ada Citizens Bank Of Ada Branch	123 West 12th Street	Ada	OK
Stride Bank, National Association Central National Bank & Trust Co., Of Enid Branch	324 West Broadway	Enid	OK
Alva State Bank & Trust Company Alva State Bank & Trust Company Branch	518 College Avenue	Alva	OK
The Security National Bank of Enid The Security National Bank Of Enid Branch	100 South Independence Avenue	Enid	OK
Local Bank Bank Of Cherokee County Branch	Main And Broadway	Hulbert	OK
Panhandle First Bank Bank Of The Panhandle Branch	13th And Main Streets	Guymon	OK
The First State Bank of Pond Creek, Oklahoma The First State Bank Of Pond Creek, Oklahoma Branch	Second And Broadway Streets	Pond Creek	OK
First National Bank of Oklahoma First National Bank Of Oklahoma Branch	10900 Hefner Pointe Drive	Oklahoma City	OK
International Bank of Commerce Elk City Branch	200 E Broadway	Elk City	OK
Bank of Grand Lake Bank Of Grand Lake Branch	201 East 18th Street	Grove	OK
SpiritBank Spiritbank Branch	4815 South Harvard, Suite 100	Tulsa	OK
Security Bank Security Bank Branch	10727 East 51st Street South	Tulsa	OK
Firstar Bank Firstar Bank, National Association Branch	1720 East Cherokee Street	Sallisaw	OK
The Pauls Valley National Bank The First National Bank Of Davis Bra Branch	227 East Main	Davis	OK
First Texoma National Bank First Texoma National Bank Branch	220 West Main Street	Durant	OK
Community National Bank of Okarche Fairview Branch	101 North Main	Fairview	OK
Bank of Commerce Bank Of Commerce Branch	322 West Sixth	Chelsea	OK
American Nation Bank Comanche Branch	122 Oak Main Street	Comanche	OK
Prism Bank Coyle Branch	116 West Main	Coyle	OK
The First National Bank and Trust Co., Chickasha, Oklahoma Alex Branch	102 South Main Street	Alex	OK
The State Exchange Bank The State Exchange Bank Branch	1280 Main Street	Lamont	OK
Cowboy Bank Goltry Branch	Main And Broadway	Goltry	OK
F&M Bank First Capital Branch	601 South Main Street	Kingfisher	OK
First State Bank First State Bank Branch	Dalton Avenue And Harris Street	Valliant	OK
The City National Bank and Trust Company of Lawton, Oklahoma The City National Bank And Trust Company Of Lawton, Oklahoma Branch	500-600 D Avenue	Lawton	OK
Community National Bank of Okarche Fairview Branch	101 North Main	Fairview	OK
Vast Bank, National Association Owasso Branch	12401 East 86th Street North	Owasso	OK
Grand Bank Grand Bank Branch	4200 East Skelly Drive	Tulsa	OK
The Bank of the West 401 South Main Street Branch	401 South Main Street	Leedey	OK
Mabrey Bank Haskell Branch	202 N Broadway Avenue	Haskell	OK
Great Southern Bank Great Southern Bank Branch	4200 East Skelly Drive, Suite 900	Tulsa	OK
McCurtain County National Bank Mccurtain County National Bank Branch	20 North Park Drive	Broken Bow	OK
NBC OKLAHOMA Nbc Oklahoma Branch	13401 North Pennsylvania Avenue	Oklahoma City	OK
First Bank & Trust Co. Healdton Branch	313 West Main Street	Healdton	OK
FNB Coweta The First National Bank Of Coweta Branch	106 S Broadway St	Coweta	OK
First National Bank and Trust Company of Ardmore First National Bank And Trust Compan Branch	405 West Main Street	Ardmore	OK
Patrons Bank, National Association The First National Bank And Trust Co Branch	610 East Eighth Street	Okmulgee	OK
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	396 S Commercial Street	Welch	OK
First Fidelity Bank Downtown Norman Office Branch	131 East Main Street	Norman	OK
First Bank & Trust Co. Healdton Branch	313 West Main Street	Healdton	OK
InterBank Hennessey Branch	101 North Main Street	Hennessey	OK
Security State Bank of Oklahoma Fairfax Branch	308 North Main Street	Fairfax	OK
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	396 S Commercial Street	Welch	OK
International Bank of Commerce Elk City Branch	200 E Broadway	Elk City	OK
Community State Bank Community State Bank Branch	525 N. Main Street	Hennessey	OK
Mabrey Bank Haskell Branch	202 N Broadway Avenue	Haskell	OK
First National Bank and Trust Company of Ardmore First National Bank And Trust Compan Branch	405 West Main Street	Ardmore	OK
FNB Community Bank Fnb Community Bank Branch	2911 South Air Depot Boulevard	Midwest City	OK
The Farmers State Bank The Farmers State Bank Branch	1101 West Main Street	Quinton	OK
First National Bank & Trust Company of McAlester Hartshorne Branch	935 Pennsylvania Avenue	Hartshorne	OK
The State Bank of Wynnewood The State Bank Of Wynnewood Branch	109 South Dean A. Mcgee Street	Wynnewood	OK
First Bank First Bank Branch	118 West Roger Miller Boulevard	Erick	OK
FNB Coweta The First National Bank Of Coweta Branch	106 S Broadway St	Coweta	OK
Sovereign Bank Quanah Parker Branch	6702 Quanah Parker Trailway	Lawton	OK
First Bank & Trust Co. Healdton Branch	313 West Main Street	Healdton	OK
Citizens Bank of Ada Citizens Bank Of Ada Branch	123 West 12th Street	Ada	OK
MidFirst Bank Midfirst Bank Branch	501 Nw Grand Boulevard	Oklahoma City	OK
SNB Bank, National Association Snb Bank, National Association Branch	503 South Main Street	Shattuck	OK
Farmers and Merchants Bank Farmers And Merchants Bank Branch	621 Main Street	Maysville	OK
UMB Bank, National Association Penn Square Branch	2079 Penn Sq	Oklahoma City	OK
BancFirst North Main Street Branch	101 North Main Street	Blackwell	OK
Equity Bank Newkirk Branch	102 South Main Street	Newkirk	OK
First United Bank and Trust Company Bokchito Branch	102 West Main Street	Bokchito	OK
The First National Bank and Trust Company of Broken Arrow The First National Bank And Trust Co Branch	121 South Main Street	Broken Arrow	OK
Commerce Bank Bank South Branch	6130 E 81st St	Tulsa	OK
BancFirst North Main Street Branch	101 North Main Street	Blackwell	OK
First-Citizens Bank & Trust Company Landmark Towers Branch	3535 Nw 58th Street	Oklahoma City	OK
BancFirst North Main Street Branch	101 North Main Street	Blackwell	OK
High Plains Bank High Plains Bank Branch	301 South Polk Avenue	Keyes	OK
High Plains Bank High Plains Bank Branch	301 South Polk Avenue	Keyes	OK
Bank of America, National Association Capitol Hill Branch	2701 South Harvey Ave	Oklahoma City	OK

See rates for Online Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

4 year CDs provide a fixed rate for the term of the CD
The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Pryor Creek, Oklahoma CD Rates – 4-Year

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Safety

Interest

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

Disadvantages of four year CDs

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Oklahoma

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