California

Image Courtesy: www.pixabay.com

Buena Park, California CD Rates – 6-Month

You are viewing rates from banks across Buena Park





Below are the best six-month CD Rates from banks with branches in Buena Park, California . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Buena Park, CA - December 18, 2025

6 Month CD National Average : 0.40% ?

Banks APY MIN MILES ?

Rate History: 1.10% → 5.00% → 4.40%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 3.03% → 5.00% → 4.00% → 4.20%

Rate History: 4.61% → 4.51% → 4.41% → 4.25% → 4.10%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 3.60% → 4.10%

| Aug 16, 2022

good customer service and always give me new information about CD rates. They have 2.3% now. Read More

Rate History: 4.35% → 4.30% → 4.15% → 4.20% → 4.10%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.65% → 4.00%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.25% → 5.00% → 4.75% → 3.90%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 4.50% → 4.35% → 4.16% → 3.91% → 3.72%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.15% → 4.00% → 3.90% → 3.75% → 3.60%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

Rate History: 4.00% → 3.30%

Rate History: 3.53% → 3.43% → 3.38% → 4.03% → 3.30%

Rate History: 3.82% → 3.56% → 3.87% → 3.04% → 2.78%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Rate History: 4.86% → 3.05% → 2.53%

2.53%

$1,000

7.42

Learn More

Rate History: 4.26% → 4.25% → 1.00%

0.84%

$10,000

7.80

Learn More

0.65%

$10,000

23.48

Learn More

0.60%

$100,000

16.45

Learn More

0.55%

$10,000

16.45

Learn More

0.50%

$100,000

17.07

Learn More

0.50%

$100,000

5.33

Learn More

| Mar 2, 2019

does require us citizenship? Read More

| Jan 29, 2019

The Bank does not have this product. Read More

0.40%

$10,000

5.33

Learn More

0.40%

$100,000

18.18

Learn More

0.35%

$100,000

18.15

Learn More

0.35%

$100,000

23.65

Learn More

0.35%

$100,000

7.68

Learn More

0.30%

$10,000

12.44

Learn More

0.30%

$10,000

18.18

Learn More

0.30%

$10,000

16.27

Learn More

0.30%

$10,000

7.68

Learn More

0.30%

$100,000

18.16

Learn More

0.28%

$2,500

18.18

Learn More

0.25%

$10,000

19.55

Learn More

0.25%

$100,000

18.12

Learn More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$100,000

24.61

Learn More

0.25%

$100,000

19.44

Learn More

0.25%

$100,000

13.79

Learn More

0.25%

$10,000

18.15

Learn More

| Aug 22, 2025

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More

0.20%

$10,000

13.79

Learn More

| Jun 8, 2021

Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More

0.20%

$10,000

19.44

Learn More

0.20%

$10,000

23.65

Learn More

0.20%

$10,000

24.61

Learn More

0.20%

$10,000

18.16

Learn More

0.15%

$10,000

17.23

Learn More

0.15%

$10,000

17.07

Learn More

| Mar 2, 2019

does require us citizenship? Read More

0.15%

$10,000

18.12

Learn More

0.15%

$10,000

19.39

Learn More

0.15%

$100,000

17.21

Learn More

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

0.10%

$10,000

7.87

Learn More

0.10%

$10,000

17.21

Learn More

0.10%

$10,000

15.07

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$10,000

18.21

Learn More

| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 4.00% → 3.75% → 3.51% → 0.03%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.02%

$10,000

19.34

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Buena Park, CA - December 18, 2025


Branch Street City State
Habib American Bank
Los Angeles Branch
110 East Ninth Street, Al-10 Los Angeles CA
Monet Bank
Irvine Branch
5600 Michelson Drive, Suite 140 Irvine CA
State Bank of India (California)
State Bank Of India (California) Branch
707 Wilshire Boulevard, Suite 2900 Los Angeles CA
EverTrust Bank
Evertrust Bank Branch
2 North Lake Ave., Suite 1030 Pasadena CA
Citibank, National Association
Palos Verdes Branch
935 Silver Spur Road Rolling Hills Estates CA
Comerica Bank
Torrance Main Banking Center Branch
21153 Hawthorne Boulevard Torrance CA
Bank of Hope
Torrance Market Branch
4040 Pacific Coast Hwy Torrance CA
HSBC Bank USA, National Association
Torrance Branch
21842 Hawthorne Boulevard Torrance CA
Columbia Bank
Torrance Store Branch
2355 Crenshaw Boulevard, Ste 146 Torrance CA
CTBC Bank Corp. (USA)
Ctbc Bank Corp. (Usa) Branch
801 South Figueroa Street, Suite 2300 Los Angeles CA
Amalgamated Bank
Amalgamated Bank Branch
472 East Colorado Blvd. Pasadena CA
Community Commerce Bank
Monterey Park Branch
2323 S. Atlantic Boulevard Monterey Park CA
Zions Bank
Wilshire-San Vicente Branch
6500 Wilshire Boulevard Los Angeles CA
Bank of Whittier, National Association
Bank Of Whittier, National Association Branch
15141 East Whittier Boulevard Whittier CA
American Plus Bank, N.A.
Pasadena Branch
171 S. Hudson Ave. Pasadena CA
First Bank of St.Louis, Missouri
Torrance Branch
21705 Hawthorne Blvd Torrance CA
California International Bank, N.A.
California International Bank, N.A. Branch
8632 East Valley Boulevard, Suite A Rosemead CA
Balboa Thrift and Loan Association
Claremont Branch
306 Yale Avenue Claremont CA
United Pacific Bank
San Gabriel Valley Regional Office Branch
101 West Garvey Avenue Montery Park CA
United Pacific Bank
San Gabriel Valley Regional Office Branch
101 West Garvey Avenue Montery Park CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
First Credit Bank
First Credit Bank Branch
18552 Macarthur Boulevard, Suite 102 Irvine CA
Commonwealth Business Bank
South Bay Branch
3770 W. Sepulveda Blvd. Torrance CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
Hanmi Bank
Torrance-Del Amo Mall Branch
21838 Hawthorne Boulevard Torrance CA
Universal Bank
Eagle Rock - Colorado Branch
2575 Colorado Boulevard Los Angeles CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Tustin Community Bank
Tustin Community Bank Branch
13891 Newport Avenue, Suites 100 & 130 Tustin CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
Open Bank
Gardena Branch
15435 S. Western Avenue, #d Gardena CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Malaga Bank F.S.B.
Torrance Skypark Branch
23670 Hawthorne Blvd, Ste 101a Torrance CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
California Business Bank
California Business Bank Branch
3200 El Camino Real, Suite 220 Irvine CA
Farmers and Merchants Bank of Long Beach
Torrance Branch
22400 Hawthorne Boulevard Torrance CA
Shinhan Bank America
Torrance Branch
22501 Crenshaw Boulevard Torrance CA
Cathay Bank
Torrance Branch
23211 Hawthorne Boulevard, Suite 108 Torrance CA
Commercial Bank of California
Fairfax Branch
145 South Fairfax Avenue Los Angeles CA
Western Alliance Bank
Downtown Los Angeles Branch
601 West 5th Street Los Angeles CA
CalPrivate Bank
San Diego Private Bank Branch
18552 Macarthur Blvd, Suite220 Irvine CA
Hanmi Bank
Torrance-Del Amo Mall Branch
21838 Hawthorne Boulevard Torrance CA
CalPrivate Bank
San Diego Private Bank Branch
18552 Macarthur Blvd, Suite220 Irvine CA
Beneficial State Bank
Los Angeles Branch
3626 East First Street Los Angeles CA
Western Alliance Bank
Downtown Los Angeles Branch
601 West 5th Street Los Angeles CA
Universal Bank
Eagle Rock - Colorado Branch
2575 Colorado Boulevard Los Angeles CA
Commercial Bank of California
Fairfax Branch
145 South Fairfax Avenue Los Angeles CA
Bank of Hope
Torrance Market Branch
4040 Pacific Coast Hwy Torrance CA
Malaga Bank F.S.B.
Torrance Skypark Branch
23670 Hawthorne Blvd, Ste 101a Torrance CA
Asian Pacific National Bank
Asian Pacific National Bank Branch
333 West Valley Boulevard San Gabriel CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
First Credit Bank
First Credit Bank Branch
18552 Macarthur Boulevard, Suite 102 Irvine CA
Farmers and Merchants Bank of Long Beach
Torrance Branch
22400 Hawthorne Boulevard Torrance CA
Eastern International Bank
Eastern International Bank Branch
688 New High Street Los Angeles CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Sunwest Bank
Sunwest Bank Branch
2050 Main Street Irvine CA
First Pacific Bank
Sfs Branch
12070 Telegraph Road Suite 100 Santa Fe Springs CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
SMBC MANUBANK
Torrance Branch
970 West 190th St., Suite #500 Torrance CA
East West Bank
Torrance Branch
23737 Hawthorne Boulevard Torrance CA
Royal Business Bank
Torrance Branch
23740 Hawthorne Blvd. Suite 103 Torrance CA
Comerica Bank
Torrance Main Banking Center Branch
21153 Hawthorne Boulevard Torrance CA
Mechanics Bank
Newport Beach Branch
610 Newport Center Drive, Suite 100 Newport Beach CA
East West Bank
Torrance Branch
23737 Hawthorne Boulevard Torrance CA
U.S. Bank National Association
Rolling Hills Branch
801 Silver Spur Rd. Palos Verdes Peninsula CA
Bank of America, National Association
Centinela And La Tijera Branch
6611 La Cienega Westway Los Angeles CA
American Business Bank
American Business Bank Branch
523 West 6th Street, Suite 900 Los Angeles CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates