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You are viewing rates from banks across Buena Park
Below are three-year CD Rates from banks in Buena Park, California. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Buena Park, CA - December 18, 2025
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.07% |
$10,000 |
15.43 |
Learn More
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Rate History: 4.80% → 4.65% → 4.49% → 4.33% → 4.07% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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3.90% |
$2,500 |
- |
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Rate History: 4.00% → 3.60% → 3.40% → 4.00% → 3.90% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.76% |
$25,000 |
- |
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Rate History: 3.56% → 4.16% → 4.00% → 3.76% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.75% |
$1,000 |
19.46 |
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Rate History: 2.27% → 3.44% → 4.00% → 3.95% → 3.75% |
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3.70% |
$1,000 |
- |
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Early Withdrawal Penalty is 180 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.50% |
$500 |
- |
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Rate History: 2.75% → 2.75% → 3.50% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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|
3.45% |
$1,000 |
17.23 |
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Rate History: 4.00% → 3.90% → 3.85% → 3.45% |
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3.30% |
$10,000 |
- |
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Early Withdrawal Penalty is 365 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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|
3.30% 0.30% |
$250,000 $1,000 |
17.61 |
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Rate History: 3.55% → 3.75% → 3.45% → 3.35% → 3.30% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.25% |
$5,000 |
- |
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Rate History: 3.25% → 3.25% → 3.25% → 3.25% → 3.25% |
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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3.20% |
$500 |
22.18 |
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Rate History: 3.25% → 3.20% → 3.82% → 3.05% → 3.20% |
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|
3.10% |
$1,000 |
7.42 |
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3.00% |
$1,500 |
18.97 |
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Rate History: 2.00% → 3.00% |
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Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
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2.02% |
$1,000 |
24.56 |
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Rate History: 3.05% → 2.53% → 2.02% |
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|
2.00% |
$0 |
19.49 |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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1.85% |
$1,000 |
21.87 |
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1.77% |
$1,000 |
16.93 |
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1.11% |
$10,000 |
23.48 |
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1.11% |
$10,000 |
7.80 |
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1.01% |
$2,500 |
24.11 |
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Rate History: 2.53% → 2.28% → 1.51% → 1.26% → 1.01% |
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Unhappy | Mar 25, 2020 Banner bank is sometimes hard to work with. If you have a construction loan to get a disbursement you fill out a sheet with the line item (not a big deal). Then they schedule an inspection that you pay $... Read More |
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1.00% |
$100,000 |
13.77 |
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maris | Mar 2, 2019 does require us citizenship? Read More |
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0.90% |
$10,000 |
16.45 |
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0.85% |
$1,000 |
- |
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0.75% |
$100,000 |
7.68 |
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0.75% |
$100,000 |
17.21 |
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0.70% |
$10,000 |
15.07 |
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0.70% |
$100,000 |
18.18 |
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0.65% |
$10,000 |
19.55 |
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0.65% |
$100,000 |
5.33 |
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0.65% |
$10,000 |
7.68 |
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0.65% |
$10,000 |
18.07 |
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RHG | Jan 29, 2019 The Bank does not have this product. Read More |
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0.65% |
$100,000 |
17.07 |
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0.65% |
$100,000 |
13.79 |
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0.60% |
$10,000 |
12.44 |
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0.60% |
$10,000 |
18.18 |
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0.60% |
$10,000 |
23.65 |
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0.60% |
$10,000 |
13.79 |
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0.60% |
$100,000 |
18.15 |
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0.55% |
$10,000 |
5.33 |
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0.55% |
$10,000 |
18.15 |
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0.50% |
$10,000 |
7.87 |
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0.50% |
$100,000 |
18.16 |
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0.50% |
$100,000 |
17.25 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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0.45% |
$10,000 |
19.44 |
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0.45% |
$10,000 |
23.74 |
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tomlynn | Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More |
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|
0.45% |
$100,000 |
24.61 |
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0.45% |
$10,000 |
17.25 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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|
0.45% |
$10,000 |
18.21 |
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0.40% |
$10,000 |
18.16 |
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0.40% |
$1,000 |
- |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$10,000 |
16.47 |
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Michael strubert | Jun 8, 2021 Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More |
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0.40% |
$10,000 |
24.61 |
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0.40% |
$50,000 |
18.18 |
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0.35% 0.30% |
$1,000 $1,001 |
18.20 |
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0.35% |
$10,000 |
18.12 |
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0.30% |
$10,000 |
17.21 |
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0.30% |
$10,000 |
17.07 |
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0.30% |
$1,000 |
21.38 |
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0.25% |
$1 |
18.24 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.25% |
$10,000 |
16.97 |
Learn More
|
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Lori Kroko | Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More |
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0.20% |
$1,000 |
- |
Learn More
|
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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0.15% |
$10,000 |
18.24 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.10% |
$500 |
19.61 |
Learn More
|
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.10% |
$1,000 |
16.98 |
Learn More
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.03% |
$100,000 |
21.42 |
Learn More
|
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Community Commerce Bank Monterey Park Branch |
2323 S. Atlantic Boulevard | Monterey Park | CA |
|
State Bank of India (California) State Bank Of India (California) Branch |
707 Wilshire Boulevard, Suite 2900 | Los Angeles | CA |
|
Monet Bank Irvine Branch |
5600 Michelson Drive, Suite 140 | Irvine | CA |
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Bank of Hope Torrance Market Branch |
4040 Pacific Coast Hwy | Torrance | CA |
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Amalgamated Bank Amalgamated Bank Branch |
472 East Colorado Blvd. | Pasadena | CA |
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Bank of Whittier, National Association Bank Of Whittier, National Association Branch |
15141 East Whittier Boulevard | Whittier | CA |
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Habib American Bank Los Angeles Branch |
110 East Ninth Street, Al-10 | Los Angeles | CA |
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Zions Bank Wilshire-San Vicente Branch |
6500 Wilshire Boulevard | Los Angeles | CA |
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Citibank, National Association Palos Verdes Branch |
935 Silver Spur Road | Rolling Hills Estates | CA |
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American Plus Bank, N.A. Pasadena Branch |
171 S. Hudson Ave. | Pasadena | CA |
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PCB Bank Torrance Branch |
2505 Torrance Boulevard | Torrance | CA |
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Balboa Thrift and Loan Association Claremont Branch |
306 Yale Avenue | Claremont | CA |
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California International Bank, N.A. California International Bank, N.A. Branch |
8632 East Valley Boulevard, Suite A | Rosemead | CA |
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Banner Bank Los Angeles Branch |
7182 Beverly Blvd. | Los Angeles | CA |
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First Credit Bank First Credit Bank Branch |
18552 Macarthur Boulevard, Suite 102 | Irvine | CA |
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United Pacific Bank San Gabriel Valley Regional Office Branch |
101 West Garvey Avenue | Montery Park | CA |
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Golden State Bank Brea Branch |
403 W. Imperial Highway, Suite D | Brea | CA |
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Mega Bank Mega Bank Branch |
245 West Valley Boulevard | San Gabriel | CA |
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SMBC MANUBANK Torrance Branch |
970 West 190th St., Suite #500 | Torrance | CA |
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Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
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California Business Bank California Business Bank Branch |
3200 El Camino Real, Suite 220 | Irvine | CA |
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US Metro Bank Us Metro Bank Branch |
9866 Garden Grove Boulevard | Garden Grove | CA |
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Golden State Bank Brea Branch |
403 W. Imperial Highway, Suite D | Brea | CA |
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Commonwealth Business Bank South Bay Branch |
3770 W. Sepulveda Blvd. | Torrance | CA |
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First General Bank San Gabriel Branch |
801 E. Valley Blvd Unit 103 | San Gabriel | CA |
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CalPrivate Bank San Diego Private Bank Branch |
18552 Macarthur Blvd, Suite220 | Irvine | CA |
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Tustin Community Bank Tustin Community Bank Branch |
13891 Newport Avenue, Suites 100 & 130 | Tustin | CA |
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Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
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Universal Bank Eagle Rock - Colorado Branch |
2575 Colorado Boulevard | Los Angeles | CA |
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CalPrivate Bank San Diego Private Bank Branch |
18552 Macarthur Blvd, Suite220 | Irvine | CA |
|
Hanmi Bank Torrance-Del Amo Mall Branch |
21838 Hawthorne Boulevard | Torrance | CA |
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US Metro Bank Us Metro Bank Branch |
9866 Garden Grove Boulevard | Garden Grove | CA |
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Hanmi Bank Torrance-Del Amo Mall Branch |
21838 Hawthorne Boulevard | Torrance | CA |
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First Pacific Bank Sfs Branch |
12070 Telegraph Road Suite 100 | Santa Fe Springs | CA |
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Malaga Bank F.S.B. Torrance Skypark Branch |
23670 Hawthorne Blvd, Ste 101a | Torrance | CA |
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Mechanics Bank Newport Beach Branch |
610 Newport Center Drive, Suite 100 | Newport Beach | CA |
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Western Alliance Bank Downtown Los Angeles Branch |
601 West 5th Street | Los Angeles | CA |
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GBC International Bank Gbc International Bank Branch |
5670 Wilshire Boulevard, Suite 1780 | Los Angeles | CA |
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Commercial Bank of California Fairfax Branch |
145 South Fairfax Avenue | Los Angeles | CA |
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Mechanics Bank Newport Beach Branch |
610 Newport Center Drive, Suite 100 | Newport Beach | CA |
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Royal Business Bank Torrance Branch |
23740 Hawthorne Blvd. Suite 103 | Torrance | CA |
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Malaga Bank F.S.B. Torrance Skypark Branch |
23670 Hawthorne Blvd, Ste 101a | Torrance | CA |
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Beneficial State Bank Los Angeles Branch |
3626 East First Street | Los Angeles | CA |
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Commercial Bank of California Fairfax Branch |
145 South Fairfax Avenue | Los Angeles | CA |
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Cathay Bank Torrance Branch |
23211 Hawthorne Boulevard, Suite 108 | Torrance | CA |
|
First Bank Torrance Branch |
21705 Hawthorne Blvd | Torrance | CA |
|
Farmers and Merchants Bank of Long Beach Torrance Branch |
22400 Hawthorne Boulevard | Torrance | CA |
|
Mega Bank Mega Bank Branch |
245 West Valley Boulevard | San Gabriel | CA |
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First General Bank San Gabriel Branch |
801 E. Valley Blvd Unit 103 | San Gabriel | CA |
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First Bank Torrance Branch |
21705 Hawthorne Blvd | Torrance | CA |
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Bank of Hope Torrance Market Branch |
4040 Pacific Coast Hwy | Torrance | CA |
|
OneUnited Bank Ladera Heights Branch |
6810 La Tijera Boulevard | Los Angeles | CA |
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Comerica Bank Torrance Main Banking Center Branch |
21153 Hawthorne Boulevard | Torrance | CA |
|
Shinhan Bank America Torrance Branch |
22501 Crenshaw Boulevard | Torrance | CA |
|
East West Bank Torrance Branch |
23737 Hawthorne Boulevard | Torrance | CA |
|
U.S. Bank National Association Rolling Hills Branch |
801 Silver Spur Rd. | Palos Verdes Peninsula | CA |
|
Columbia Bank Torrance Store Branch |
2355 Crenshaw Boulevard, Ste 146 | Torrance | CA |
|
Bank of America, National Association Centinela And La Tijera Branch |
6611 La Cienega Westway | Los Angeles | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
