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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Palmetto
Below are the best six-month CD Rates from banks with branches in Palmetto, Florida . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Palmetto, FL - July 16, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.00% |
$500 |
9.14 |
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Sara Jennings | Dec 26, 2021 SJennings Read More |
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4.50% |
$2,500 |
22.68 |
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Rate History: 0.01% → 4.50% |
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4.50% |
$2,500 |
24.07 |
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Rate History: 5.06% → 5.32% → 4.50% |
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4.25% |
$500 |
8.23 |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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4.25% |
$500 |
22.68 |
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4.00% |
$1,000 |
12.37 |
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Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% |
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4.00% |
$500 |
17.43 |
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Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00% |
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Mark Fitzpatrick | Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More |
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3.80% |
$5,000 |
24.73 |
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Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80% |
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Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
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3.75% |
$10,000 |
24.13 |
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Rate History: 4.00% → 3.75% |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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2.75% 0.05% |
$10,001 $10,000 |
22.88 |
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Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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2.00% |
$25,000 |
23.85 |
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Rate History: 2.50% → 2.51% → 2.01% → 2.00% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.50% |
$10,000 |
23.02 |
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.50% |
$10,000 |
24.34 |
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0.45% |
$500 |
11.42 |
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0.25% |
$500 |
17.39 |
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Justice | Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More |
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0.25% |
$10,000 |
8.43 |
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Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.18% |
$100,000 |
8.12 |
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0.15% |
$10,000 |
9.19 |
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0.12% |
$10,000 |
8.12 |
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0.10% |
$1,000 |
22.82 |
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D R Lineberger | Dec 30, 2018 Garden14 Read More |
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0.10% |
$10,000 |
22.10 |
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Asj | Nov 15, 2020 Do they? Read More |
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0.05% |
$1,000 |
7.85 |
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Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
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0.05% |
$1,000 |
8.25 |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.03% |
$25,000 |
24.88 |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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