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Palmetto, Florida CD Rates – 18-Month

You are viewing rates from banks across Palmetto





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Palmetto, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Palmetto, FL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Dec 26, 2021

SJennings Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.10% → 4.25% → 1.50%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

0.25%

$10,000

24.34

Learn More

0.25%

$100,000

8.12

Learn More

| Nov 15, 2020

Do they? Read More

0.16%

$10,000

8.12

Learn More

| Nov 15, 2020

Do they? Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Palmetto, FL - July 16, 2025


Branch Street City State
Wells Fargo Bank, National Association
Wells Fargo Bank, National Association Branch
1301 Us 41 Bypass S Venice FL
Axiom Bank, National Association
Palmetto Branch
508 10th St E Palmetto FL
JPMorgan Chase Bank, National Association
Aston Gardens Banking Center Branch
1000 Aston Gardens Drive Venice FL
TrustCo Bank
Osprey Branch
1300 S Tamiami Trial Osprey FL
Third Federal Savings and Loan Association of Cleveland
Sarasota Branch
4048 Jenkins Place Sarasota FL
BMO Bank National Association
Beneva Road Branch
1201 South Beneva Road Sarasota FL
TD Bank, National Association
Tierra Verde Branch
1275 Pinellas Bayway Tierra Verde FL
Academy Bank, National Association
Bradenton Branch
1201 Ninth Avenue West Bradenton FL
SouthState Bank, National Association
Osprey Branch
1307 South Tamiami Trail Osprey FL
Liberty Savings Bank, F.S.B.
1679 South Tamiami Trail Branch
1679 South Tamiami Trail Venice FL
First Federal Bank
Osprey Branch
126 South Osprey Avenue Sarasota FL
Centennial Bank
Venice Branch
500 U. S. Highway 41 Bypass North Venice FL
First Federal Bank
Osprey Branch
126 South Osprey Avenue Sarasota FL
Centennial Bank
Venice Branch
500 U. S. Highway 41 Bypass North Venice FL
BankUnited, National Association
Sarasota/Pavilion Branch
6511 S Tamiami Trail Sarasota FL
Regions Bank
North Venice Branch
1425 East Venice Avenue Venice FL
PNC Bank, National Association
Venice Branch
1788 Tamiami Trail South Venice FL
Bank of America, National Association
Venice Pines Branch
1270 Jacaranda Boulevard Venice FL
Regions Bank
North Venice Branch
1425 East Venice Avenue Venice FL
Fifth Third Bank, National Association
Jacaranda Office Branch
1641 Jacaranda Boulevard Venice FL


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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