Texas

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Friendswood, Texas CD Rates – 6-Month

You are viewing rates from banks across Friendswood





Below are the best six-month CD Rates from banks with branches in Friendswood, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Friendswood, TX - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.92% → 4.05%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.25% → 3.81%

| May 21, 2021

this bank is pooooooooooooooooooop Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.86% → 3.05%

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 1.00% → 2.50%

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.50% → 1.50%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.45%

$100,000

4.52

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0.40%

$100,000

20.87

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0.38%

$100,000

22.91

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0.35%

$100,000

22.77

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0.30%

$100,000

23.10

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0.30%

$10,000

22.77

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0.30%

$10,000

20.87

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0.30%

$100,000

6.21

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0.25%

$5,000

9.91

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0.25%

$10,000

19.24

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0.25%

$10,000

23.10

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

| Sep 7, 2023

Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More

0.25%

$10,000

21.12

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0.23%

$10,000

22.91

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0.20%

$10,000

21.53

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0.20%

$10,000

6.21

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0.20%

$10,000

24.49

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0.20%

$10,000

4.52

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Friendswood, TX - July 16, 2025


Branch Street City State
Frost Bank
Westchase Branch
3304 W Sam Houston Pky S Houston TX
Regions Bank
Galleria Houston Branch
5251 Westheimer Road, Suite 175 Houston TX
Frost Bank
Westchase Branch
3304 W Sam Houston Pky S Houston TX
Regions Bank
Galleria Houston Branch
5251 Westheimer Road, Suite 175 Houston TX
Monet Bank
Houston Branch
2500 West Loop South, Suite 100 Houston TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Texas Capital Bank
Houston Branch
1 Riverway, Suite 150 Houston TX
Lone Star Bank
Lone Star Bank Branch
2600 South Gessner Road Houston TX
Bank of America, National Association
West 8 Branch
10101 Westheimer Road Houston TX
Zions Bank
Westchase Banking Center Branch
10118 Westheimer Houston TX
Citibank, National Association
Citibank, National Association Branch
333 Clay Street Suite 3750 Houston TX
Wells Fargo Bank South Central, National Association
Wells Fargo Bank South Central, National Association Branch
2005 Taylor Street Houston TX
Wells Fargo Bank, National Association
Beltway Branch
9702 Bellaire Boulevard Houston TX
Amerant Bank, Formerly Mercantil Bank
Tanglewood Branch
5897 San Felipe Street Houston TX
JPMorgan Chase Bank, National Association
Bellaire At Beltway Branch
9709 Bellaire Boulevard Houston TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
Wallis Bank
Galleria Branch
2425 West Loop South, Suite 150 Houston TX
Southwestern National Bank
Southwestern National Bank Branch
6901 Corporate Drive Houston TX
Golden Bank, National Association
Golden Bank, National Association Branch
9315 Bellaire Boulevard Houston TX
American First National Bank
American First National Bank Branch
9999 Bellaire Boulevard Houston TX
Golden Bank, National Association
Golden Bank, National Association Branch
9315 Bellaire Boulevard Houston TX
Wallis Bank
Galleria Branch
2425 West Loop South, Suite 150 Houston TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
Cathay Bank
Houston Branch
9440 Bellaire Boulevard, Suite 118 Houston TX
First State Bank
Manvel Branch
19323 Highway 6 Manvel TX
PlainsCapital Bank
Pcb Houston Mobile Branch
2525 Richmond Ave Houston TX
American First National Bank
American First National Bank Branch
9999 Bellaire Boulevard Houston TX
Texas First Bank
Houston Branch
1535 West Loop South, Suite 120 Houston TX
Stellar Bank
Memorial Village Branch
8800 Katy Freeway, Suite 110 Houston TX
Central Bank
Post Oak Place Branch
4605 Post Oak Place Drive Houston TX
Southwestern National Bank
Southwestern National Bank Branch
6901 Corporate Drive Houston TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Veritex Community Bank
Houston Branch
5111 San Felipe Houston TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
Texas Gulf Bank, National Association
Citycentre Branch
900 Town & Country Lane Houston TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
East West Bank
Metrobank Na Branch
9600 Bellaire Boulevard, Suite 101 Houston TX
East West Bank
Metrobank Na Branch
9600 Bellaire Boulevard, Suite 101 Houston TX
Bank OZK
Houston Post Oak Branch
1990 Post Oak Boulevard, Suite 110 Houston TX
First-Citizens Bank & Trust Company
Galleria Branch
5002-C Westheimer Road Houston TX


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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