Texas

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Friendswood, Texas CD Rates – 2-Year

You are viewing rates from banks across Friendswood





Below are two-year Certificates of Deposit (CD) rates from banks in Friendswood, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Friendswood, TX - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 1.00% → 2.75% → 2.75% → 5.25%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 3.61% → 3.75%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.85%

$100,000

20.87

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0.80%

$100,000

23.10

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0.80%

$100,000

22.77

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0.78%

$100,000

22.91

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0.75%

$10,000

20.87

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0.70%

$10,000

23.10

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0.70%

$10,000

22.77

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

0.70%

$100,000

4.52

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0.68%

$10,000

22.91

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0.55%

$100,000

9.91

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0.50%

$5,000

9.91

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Rate History: 2.00% → 0.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Sep 7, 2023

Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More

0.50%

$100,000

6.21

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0.45%

$10,000

19.24

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0.45%

$10,000

4.52

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| May 21, 2021

this bank is pooooooooooooooooooop Read More

0.40%

$10,000

21.53

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0.40%

$10,000

6.21

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0.35%

$10,000

24.49

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| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

Rate History: 0.03% → 0.05%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Friendswood, TX - July 16, 2025


Branch Street City State
Amerant Bank, Formerly Mercantil Bank
Tanglewood Branch
5897 San Felipe Street Houston TX
Frost Bank
Westchase Branch
3304 W Sam Houston Pky S Houston TX
Texas Capital Bank
Houston Branch
1 Riverway, Suite 150 Houston TX
Frost Bank
Westchase Branch
3304 W Sam Houston Pky S Houston TX
Monet Bank
Houston Branch
2500 West Loop South, Suite 100 Houston TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Zions Bank
Westchase Banking Center Branch
10118 Westheimer Houston TX
JPMorgan Chase Bank, National Association
Bellaire At Beltway Branch
9709 Bellaire Boulevard Houston TX
Wallis Bank
Galleria Branch
2425 West Loop South, Suite 150 Houston TX
American First National Bank
American First National Bank Branch
9999 Bellaire Boulevard Houston TX
Golden Bank, National Association
Golden Bank, National Association Branch
9315 Bellaire Boulevard Houston TX
Southwestern National Bank
Southwestern National Bank Branch
6901 Corporate Drive Houston TX
Wallis Bank
Galleria Branch
2425 West Loop South, Suite 150 Houston TX
American First National Bank
American First National Bank Branch
9999 Bellaire Boulevard Houston TX
Golden Bank, National Association
Golden Bank, National Association Branch
9315 Bellaire Boulevard Houston TX
Texas First Bank
Houston Branch
1535 West Loop South, Suite 120 Houston TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
Southwestern National Bank
Southwestern National Bank Branch
6901 Corporate Drive Houston TX
First State Bank
Manvel Branch
19323 Highway 6 Manvel TX
First State Bank
Manvel Branch
19323 Highway 6 Manvel TX
Citibank, National Association
Citibank, National Association Branch
333 Clay Street Suite 3750 Houston TX
Stellar Bank
Memorial Village Branch
8800 Katy Freeway, Suite 110 Houston TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
PlainsCapital Bank
Pcb Houston Mobile Branch
2525 Richmond Ave Houston TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
Lone Star Bank
Lone Star Bank Branch
2600 South Gessner Road Houston TX
Cathay Bank
Houston Branch
9440 Bellaire Boulevard, Suite 118 Houston TX
Veritex Community Bank
Houston Branch
5111 San Felipe Houston TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
Texas Gulf Bank, National Association
Citycentre Branch
900 Town & Country Lane Houston TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Bank OZK
Houston Post Oak Branch
1990 Post Oak Boulevard, Suite 110 Houston TX
East West Bank
Metrobank Na Branch
9600 Bellaire Boulevard, Suite 101 Houston TX
Regions Bank
Galleria Houston Branch
5251 Westheimer Road, Suite 175 Houston TX
First-Citizens Bank & Trust Company
Galleria Branch
5002-C Westheimer Road Houston TX
Bank of America, National Association
West 8 Branch
10101 Westheimer Road Houston TX
Regions Bank
Galleria Houston Branch
5251 Westheimer Road, Suite 175 Houston TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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