Georgia

Image Courtesy: www.pixabay.com

Credit Union CD Rates – 3-Year – Canton, Georgia

You are viewing rates from credit unions across Canton

 

Below are three year CD Rates from credit unions in Canton, Georgia. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Canton, GA - July 6, 2025

3 Year CD National Average : 0.75% ?

Credit Unions APY MIN MILES ?

Rate History: 4.05% → 3.75% → 1.55% → 3.75%

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Rate History: 4.02% → 4.07% → 3.87% → 3.57%

Rate History: 3.95% → 3.75% → 3.55% → 3.25% → 3.51%

Rate History: 3.98% → 3.46% → 3.30%

Rate History: 3.35% → 3.15% → 3.25% → 3.30% → 3.25%

Rate History: 4.35% → 4.00% → 3.85% → 3.00%

Rate History: 3.00% → 2.95% → 2.90% → 2.75%

1.20%

$10,000

24.33

Learn More

1.16%

$500

18.45

Learn More

1.10%

$10,000

23.06

Learn More

1.10%

$10,000

17.89

Learn More

1.01%

$500

14.63

Learn More

1.00%

$100,000

17.14

Learn More

0.99%

$10,000

15.07

Learn More

0.90%

$10,000

24.01

Learn More

0.90%

$10,000

17.14

Learn More

| Jun 2, 2023

Best financial institution I’ve ever dealt with. Read More

0.75%

$10,000

19.21

Learn More

0.70%

$10,000

15.71

Learn More

0.35%

$10,000

15.35

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Canton, GA - July 6, 2025


Branch Street City State
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
12460 Crabapple Rd, Ste 704 Alpharetta GA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
12460 Crabapple Rd, Ste 704 Alpharetta GA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
115 Perimeter Center Pl #187 Atlanta GA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
115 Perimeter Center Pl #187 Atlanta GA
CREDIT UNION OF GEORGIA
Credit Union Of Geor Credit Union Of Geor Branch
4075 Marietta Highway, Suite 148 Dallas GA
CREDIT UNION OF GEORGIA
Credit Union Of Geor Credit Union Of Geor Branch
4075 Marietta Highway, Suite 148 Dallas GA
ITHINK FINANCIAL
Barrett Parkway Barrett Parkway Branch
1075 Cobb Place Blvd NW Kennesaw GA
ASSOCIATED CREDIT UNION
Associated Credit Un Associated Credit Un Branch
Dobbins Air Reserve Base, 501 Perrin Rd SE Bldg 10 Marietta GA
GEORGIA'S OWN
Georgia's Own Georgia's Own Branch
4300 Wildwood Pkwy Atlanta GA
DELTA COMMUNITY
Delta Community Delta Community Branch
2627 Dallas Hwy., SW Marietta GA
FIRST TECHNOLOGY
Addison Avenue Addison Avenue Branch
5555 Windward Pkwy. Alpharetta GA
ITHINK FINANCIAL
Barrett Parkway Barrett Parkway Branch
1075 Cobb Place Blvd NW Kennesaw GA
FIRST TECHNOLOGY
Addison Avenue Addison Avenue Branch
5555 Windward Pkwy. Alpharetta GA
EXCEL
Excel Excel Branch
5070 Peachtree Industrial Blvd Norcross GA
COCA-COLA
The Coca-cola Compan The Coca-cola Compan Branch
8601 Dunwoody Place, Suite 502 Atlanta GA
ON THE GRID FINANCIAL
Georgia Power Georgia Power Branch
5901-A Peachtree Dunwoody Road Ste Atlanta GA
FAMILY SAVINGS
Cartersville West Cartersville West Branch
205 Douthit Ferry Rd Cartersville GA
POWERCO
Powerco Powerco Branch
2800 Canton Rd Marietta GA
ENERGY ONE
Energy One Energy One Branch
1165 Allgood Rd, Ste 8 Marietta GA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
100 Busch Drive NE Cartersville GA
GEORGIA UNITED
North Atlanta Office North Atlanta Office Branch
4448 Tilly Mill Rd Atlanta GA
ENERGY ONE
Energy One Energy One Branch
1165 Allgood Rd, Ste 8 Marietta GA
PEACH STATE
Norcross Norcross Branch
6135 Peachtree Pkwy Ste 608 Norcross GA
FAITH CONNECTION
Georgia Florida Unit Georgia Florida Unit Branch
1991 Lower Roswell Road Marietta GA
COOSA VALLEY
Cartersville Office Cartersville Office Branch
1149 N Tennessee St Cartersville GA
PARTNERS 1ST
Partners 1st Fcu, Br. 70 Partners 1st Fcu, Br. 70 Branch
c/o Philips Consumer Electronics Alpharetta GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2025

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator  in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates