You are viewing interest checking rates from credit unions across Utah

Utah Interest Checking - Credit Unions 2026

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

UT - September 19, 2026

Credit Unions APY MIN

UTAH FIRST


Restrictions

0.25%

$2,000

HERCULES FIRST


Restrictions

0.10%

$2,500

CYPRUS


Restrictions

0.10%

$2,500

UNIVERSITY FIRST


Restrictions

0.10%

$2,500

UTAH COMMUNITY


Restrictions

0.10%

$1

CHEVRON


Restrictions

0.10%

$500

AMERICA FIRST


Restrictions

0.10%

$500

0.08%

$2,500

CHARTWAY


Restrictions

0.05%

0.02%

$10,000

$1,500

NORTHROP GRUMMAN


Restrictions

0.05%

$1

AMERICAN UNITED


Restrictions

0.05%

$2,500

GOLDENWEST


Restrictions

0.05%

$2,500

TRANSWEST


Restrictions

0.05%

$2,500

WASATCH PEAKS


Restrictions

0.05%

$1

SECURITY SERVICE


Restrictions

0.05%

$0

ASCENT


Restrictions

0.05%

$2,500

ALPINE


Restrictions

0.02%

$2,500

EDU


Restrictions

0.00%

$0

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Get rate alerts on the go. Download our BestCashCow App. Get it on Google Play

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION