You are viewing interest checking rates from credit unions across Texas

Texas Interest Checking - Credit Unions 2026

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

TX - September 29, 2026

Credit Unions APY MIN

FIRST TECHNOLOGY


Restrictions

1.00%

$0

0.50%

$2,500

HOUSTON POLICE


Restrictions

0.50%

$2,500

0.45%

$25,000

AMERICAN AIRLINES


Restrictions

0.40%

0.25%

$0

$750

0.40%

$2,500

SECURITY FIRST


Restrictions

0.35%

0.30%
0.25%
0.15%

$100,000

$50,000
$25,000
$2,500

MEMBERS


Restrictions

0.35%

$2,500

VICTORIA TEACHERS


Restrictions

0.35%

$2,500

HARRIS COUNTY


Restrictions

0.35%

$5,000

0.25%

$2,500

NUSENDA


Restrictions

0.25%

$2,500

PREMIER AMERICA


Restrictions

0.20%

$5,000

0.20%

$2,500

WESTEX


Restrictions

0.20%

$2,500

WINDTHORST


Restrictions

0.20%

$2,500

0.20%

$2,500

0.20%

$1

TEXAS BRIDGE


Restrictions

0.20%

$2,500

BARKSDALE


Restrictions

0.20%

$2,500

EASTMAN


Restrictions

0.20%

0.05%

$50,000

$1

TEXAS TELCOM


Restrictions

0.15%

$2,500

PANTEX


Restrictions

0.15%

$1

MY


Restrictions

0.15%

$2,500

FIRST CENTRAL


Restrictions

0.15%

$2,500

EDUCATORS


Restrictions

0.15%

$2,500

EDUCATION FIRST


Restrictions

0.15%

$2,500

SABINE


Restrictions

0.15%

$2,500

GREAT PLAINS


Restrictions

0.15%

$2,500

FIVEPOINT


Restrictions

0.15%

$1

0.15%

$2,500

BAYCEL


Restrictions

0.15%

$2,500

0.15%

$2,500

MCT


Restrictions

0.13%

$2,500

0.12%

$2,500

ALLIED


Restrictions

0.10%

$2,500

LUFKIN


Restrictions

0.10%

$2,500

ACCESS COMMUNITY


Restrictions

0.10%

$2,500

0.10%

$2,500

EDUCATION


Restrictions

0.10%

$2,500

0.10%

$2,500

CAPROCK


Restrictions

0.10%

$2,500

4U


Restrictions

0.10%

$2,500

DATCU


Restrictions

0.10%

$2,500

0.10%

$2,500

XCEED FINANCIAL


Restrictions

0.10%

$1

GO


Restrictions

0.10%

$2,500

TOGETHER


Restrictions

0.10%

$1

FORT WORTH CITY


Restrictions

0.10%

$2,500

ONE SOURCE


Restrictions

0.10%

$2,500

0.10%

$2,500

FIRSTLIGHT


Restrictions

0.10%

$2,500

FIRST BASIN


Restrictions

0.10%

$2,500

CONCHO EDUCATORS


Restrictions

0.10%

$1

0.10%

$2,500

0.10%

$2,500

KELLY COMMUNITY


Restrictions

0.10%

$1

0.10%

$2,500

GENCO


Restrictions

0.10%

$2,500

DUGOOD


Restrictions

0.10%

$2,500

SMART FINANCIAL


Restrictions

0.10%

$2,500

GOLDEN TRIANGLE


Restrictions

0.10%

$2,500

SHARED RESOURCES


Restrictions

0.10%

$2,500

SPCO


Restrictions

0.10%

$1

TEXASGULF


Restrictions

0.10%

$2,500

CAL-COM


Restrictions

0.10%

$2,500

0.10%

$2,500

VALLEY


Restrictions

0.10%

$2,500

CREDIT HUMAN


Restrictions

0.10%

$0

EECU


Restrictions

0.10%

$1,000

ADVANCIAL


Restrictions

0.10%

0.03%

$10,000

$0

CITY


Restrictions

0.10%

$2,500

NECHES


Restrictions

0.10%

$500

CHEVRON


Restrictions

0.10%

$500

COMMUNITY SERVICE


Restrictions

0.09%

$2,500

LIFETIME


Restrictions

0.06%

$2,500

TEXAS HEALTH


Restrictions

0.06%

$2,500

ENERGY CAPITAL


Restrictions

0.06%

$1

CHARTWAY


Restrictions

0.05%

0.02%

$10,000

$1,500

PENTAGON


Restrictions

0.05%

$0

TEXAR


Restrictions

0.05%

$500

0.05%

$2,500

INTOUCH


Restrictions

0.05%

$1,500

0.05%

$2,500

0.05%

$2,500

METRO MEDICAL


Restrictions

0.05%

$2,500

0.05%

$2,500

POSTEL FAMILY


Restrictions

0.05%

$2,500

SECURED ADVANTAGE


Restrictions

0.05%

$2,500

0.05%

$2,500

TEXANS


Restrictions

0.05%

$2,500

TEXAS TRUST


Restrictions

0.05%

$2,500

RESOURCE ONE


Restrictions

0.05%

$2,500

GREATER TEXAS


Restrictions

0.05%

$2,500

0.05%

$2,500

0.05%

$2,500

UNITY ONE


Restrictions

0.05%

$2,500

DOMINO


Restrictions

0.05%

$1

MIL-WAY


Restrictions

0.05%

$2,500

NORTH EAST TEXAS


Restrictions

0.05%

$2,500

WHITE SANDS


Restrictions

0.05%

$2,500

0.05%

$2,500

0.05%

$2,500

0.05%

$1

FIRST ABILENE


Restrictions

0.05%

$2,500

GULF


Restrictions

0.05%

$2,500

0.05%

$1

TRUWEST


Restrictions

0.05%

$1

TEXELL


Restrictions

0.05%

$2,500

0.05%

$1

WALKER COUNTY


Restrictions

0.05%

$2,500

SMART FINANCIAL


Restrictions

0.05%

$1

RIVERLAND


Restrictions

0.05%

$2,500

0.05%

$2,500

SYNERGY


Restrictions

0.05%

$2,500

0.05%

$1

0.05%

$2,500

0.05%

$2,500

PRIMEWAY


Restrictions

0.05%

$2,500

TRUITY


Restrictions

0.05%

$2,500

0.05%

$2,500

0.05%

$2,500

PEOPLE'S TRUST


Restrictions

0.05%

$2,500

LAREDO


Restrictions

0.05%

$2,500

0.05%

$1

VELOCITY


Restrictions

0.05%

$750

SOUTHWEST 66


Restrictions

0.05%

$1

LAS COLINAS


Restrictions

0.05%

$500

AUSTIN TELCO


Restrictions

0.05%

$1,500

UNIFY FINANCIAL


Restrictions

0.05%

$2,000

JUSTICE


Restrictions

0.05%

$2,500

RANDOLPH-BROOKS


Restrictions

0.05%

$0

A+


Restrictions

0.05%

$500

SECURITY SERVICE


Restrictions

0.05%

$0

HOUSTON


Restrictions

0.03%

$2,500

0.03%

$2,500

MEMORIAL


Restrictions

0.03%

$2,500

0.02%

$2,500

ABILENE TEACHERS


Restrictions

0.02%

$2,500

MEMBERSOURCE


Restrictions

0.02%

$2,500

TEXAS BAY


Restrictions

0.02%

$2,500

CY-FAIR


Restrictions

0.02%

$2,500

PEOPLE'S TRUST


Restrictions

0.02%

$1

0.01%

$750

RELYON


Restrictions

0.01%

$2,500

FIRSTMARK


Restrictions

0.01%

$1

0.01%

$2,500

RIVER CITY


Restrictions

0.01%

$2,500

CAPITOL


Restrictions

0.01%

$1

0.01%

$2,500

AMOCO


Restrictions

0.01%

$1

0.01%

$2,500

0.01%

$2,500

EDU


Restrictions

0.00%

$0

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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