You are viewing interest checking rates from credit unions across California

California Interest Checking - Credit Unions 2026

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

CA - November 3, 2026

Credit Unions APY MIN

PROVIDENT


Restrictions

1.26%

0.20%
0.15%
0.08%

$0

$125,000
$75,000
$25,000

FIRST TECHNOLOGY


Restrictions

1.00%

$0

0.50%

$2,500

0.45%

$25,000

0.40%

$2,500

AMERICAN AIRLINES


Restrictions

0.40%

0.25%

$0

$750

F & A


Restrictions

0.35%

$1

NOBLE


Restrictions

0.25%

$1

TRAVIS


Restrictions

0.25%

0.20%
0.15%

$10,000

$5,000
$1,000

KINECTA


Restrictions

0.25%

0.15%
0.10%

$50,000

$25,000
$0

LOGIX


Restrictions

0.20%

$2,500

NUVISION


Restrictions

0.20%

0.15%
0.10%
0.05%

$75,000

$50,000
$25,000
$2,500

ALTURA


Restrictions

0.20%

0.05%

$50,000

$10,000

PREMIER AMERICA


Restrictions

0.20%

$5,000

HONDA


Restrictions

0.15%

$2,500

STANFORD


Restrictions

0.15%

$0

SCE


Restrictions

0.15%

$1

AMERICAN FIRST


Restrictions

0.15%

$2,500

0.15%

$2,500

0.10%

$2,500

LA FINANCIAL


Restrictions

0.10%

$1

AMERICAN FIRST


Restrictions

0.10%

$1

USC


Restrictions

0.10%

$2,500

STAR ONE


Restrictions

0.10%

$25

0.10%

$1

TECHNOLOGY


Restrictions

0.10%

$1,500

0.10%

$2,500

REDWOOD


Restrictions

0.10%

0.05%

$50,000

$2,500

UNITED METHODIST


Restrictions

0.10%

$2,500

XCEED FINANCIAL


Restrictions

0.10%

$1

CHEVRON


Restrictions

0.10%

$500

SCHOOLSFIRST


Restrictions

0.10%

0.05%

$25,000

$0

0.10%

$2,500

0.10%

$2,500

TOGETHER


Restrictions

0.10%

$1

SANDIA LABORATORY


Restrictions

0.10%

$2,500

0.10%

$1

SCIENT


Restrictions

0.10%

$2,500

LBS FINANCIAL


Restrictions

0.10%

$2,500

SAFE


Restrictions

0.10%

0.07%
0.05%

$50,000

$10,000
$0

0.08%

$2,500

CENTRAL STATE


Restrictions

0.07%

$2,500

INOVA


Restrictions

0.07%

$0

TUCOEMAS


Restrictions

0.07%

$2,500

0.05%

$2,500

PARTNERS


Restrictions

0.05%

$2,500

0.05%

$2,500

PASADENA


Restrictions

0.05%

$2,500

AMERICAN UNITED


Restrictions

0.05%

$2,500

CALIFORNIA COAST


Restrictions

0.05%

$2,500

SAFE 1


Restrictions

0.05%

$5,000

0.05%

$2,500

JUSTICE


Restrictions

0.05%

$2,500

ALTA VISTA


Restrictions

0.05%

$2,500

KEYPOINT


Restrictions

0.05%

$2,500

STRATA


Restrictions

0.05%

$1

PATELCO


Restrictions

0.05%

$0

0.05%

$1

MENLO SURVEY


Restrictions

0.05%

$2,500

SIERRA CENTRAL


Restrictions

0.05%

$2,500

UNITED LOCAL


Restrictions

0.05%

$500

FRONTWAVE


Restrictions

0.05%

$2,500

0.05%

$1,000

LOS ANGELES


Restrictions

0.05%

$2,500

CHABOT


Restrictions

0.05%

$2,500

PREMIER COMMUNITY


Restrictions

0.05%

$2,500

0.05%

$0

0.05%

$2,500

MERCO


Restrictions

0.05%

$2,500

FIRST CITY


Restrictions

0.05%

$2,500

CENTRAL STATE


Restrictions

0.05%

$1

NORTHROP GRUMMAN


Restrictions

0.05%

$1

UNIFY FINANCIAL


Restrictions

0.05%

$2,000

PENTAGON


Restrictions

0.05%

$0

EAGLE COMMUNITY


Restrictions

0.03%

$1

SAN DIEGO COUNTY


Restrictions

0.03%

$50,000

MISSION


Restrictions

0.03%

$500

ARROWHEAD CENTRAL


Restrictions

0.03%

$2,500

CHAFFEY


Restrictions

0.03%

$2,500

SMW 104


Restrictions

0.03%

$2,500

0.02%

$2,500

MYPOINT


Restrictions

0.01%

$2,500

MONTEREY


Restrictions

0.01%

$1

BAY


Restrictions

0.01%

$2,500

SOUTH BAY


Restrictions

0.01%

$2,500

CAMINO


Restrictions

0.01%

$2,500

ORANGE COUNTY'S


Restrictions

0.01%

$2,500

0.01%

$1

0.00%

$1

BLUPEAK


Restrictions

0.00%

$0

EDU


Restrictions

0.00%

$0

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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