Compare Savings vs. CDs
Comparison of Deposit Account from FAMILY FOCUS with 0.25%
- September 2026
Long-Term Analysis of FAMILY FOCUS with 0.25% APY and First Utah Bank with 1.06% APY and First Utah Bank with 2.07% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.25%-$50,000N.A.Credit UnionN.A.$10,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL SAVINGS1.06%-$50,000N.A.Bank4.53x (National Avg. - 0.23%)$0SCENARIO
Year Rate
1.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 530 371 2 50,530 536 375 3 51,066 541 379 4 51,607 547 383 5 52,154 553 387 6 52,707 559 391 7 53,265 565 395 8 53,830 571 399 9 54,401 577 404 10 54,977 583 408 11 55,560 589 412 12 56,149 595 417 13 56,744 601 421 14 57,346 608 426 15 57,954 614 430 16 58,568 621 435 17 59,189 627 439 18 59,816 634 444 19 60,450 641 449 20 61,091 648 453 TOTAL $11,738 $8,217 - 3LOCAL MONEY MARKET2.07%-$50,000N.A.Bank8.85x (National Avg. - 0.23%)$100,000SCENARIO
Year Rate
2.07%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,035 725 2 51,035 1,056 739 3 52,091 1,078 755 4 53,170 1,101 770 5 54,270 1,123 786 6 55,394 1,147 803 7 56,540 1,170 819 8 57,711 1,195 836 9 58,905 1,219 854 10 60,125 1,245 871 11 61,369 1,270 889 12 62,640 1,297 908 13 63,936 1,323 926 14 65,260 1,351 946 15 66,611 1,379 965 16 67,989 1,407 985 17 69,397 1,437 1,006 18 70,833 1,466 1,026 19 72,300 1,497 1,048 20 73,796 1,528 1,069 TOTAL $25,324 $17,727
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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