This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 375 | 263 |
| 2 | 50,375 | 378 | 264 |
| 3 | 50,753 | 381 | 266 |
| 4 | 51,133 | 384 | 268 |
| 5 | 51,517 | 386 | 270 |
| 6 | 51,903 | 389 | 272 |
| 7 | 52,293 | 392 | 275 |
| 8 | 52,685 | 395 | 277 |
| 9 | 53,080 | 398 | 279 |
| 10 | 53,478 | 401 | 281 |
| 11 | 53,879 | 404 | 283 |
| 12 | 54,283 | 407 | 285 |
| 13 | 54,690 | 410 | 287 |
| 14 | 55,101 | 413 | 289 |
| 15 | 55,514 | 416 | 291 |
| 16 | 55,930 | 419 | 294 |
| 17 | 56,350 | 423 | 296 |
| 18 | 56,772 | 426 | 298 |
| 19 | 57,198 | 429 | 300 |
| 20 | 57,627 | 432 | 303 |
| TOTAL | $8,059 | $5,641 |
| Year | Rate 0.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 281 | 197 |
| 2 | 50,281 | 283 | 198 |
| 3 | 50,564 | 284 | 199 |
| 4 | 50,848 | 286 | 200 |
| 5 | 51,134 | 287 | 201 |
| 6 | 51,421 | 289 | 202 |
| 7 | 51,710 | 291 | 203 |
| 8 | 52,000 | 292 | 205 |
| 9 | 52,293 | 294 | 206 |
| 10 | 52,587 | 296 | 207 |
| 11 | 52,882 | 297 | 208 |
| 12 | 53,179 | 299 | 209 |
| 13 | 53,478 | 301 | 210 |
| 14 | 53,779 | 302 | 212 |
| 15 | 54,081 | 304 | 213 |
| 16 | 54,385 | 306 | 214 |
| 17 | 54,691 | 307 | 215 |
| 18 | 54,998 | 309 | 216 |
| 19 | 55,307 | 311 | 218 |
| 20 | 55,618 | 313 | 219 |
| TOTAL | $5,930 | $4,151 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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