New Mexico

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New Mexico 15-Year Fixed Mortgage Rates 2026

Compare New Mexico 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

New Mexico 15-Year Fixed Conforming Mortgage

September 5, 2026
Average: 5.89% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Bank Of America, National Association


Updated 05/07/2023

6.25%

5.88%
0.95 points
$0.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.04%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.30%

6.13%
0.00 points
$0.00 fees

$2,722.00


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Citibank, National Association


Updated 10/18/2024

6.08%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Sunward Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.00 points
$3,611.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Lea County State Bank


Updated 06/15/2022

6.71%

6.63%
0.00 points
$2,222.00 fees

$2,809.58


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

6.83%

6.75%
0.00 points
$2,784.00 fees

$2,831.71


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

6.80%

6.75%
0.00 points
$3,394.00 fees

$2,831.71


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Wells Fargo Bank, National Association


Updated 02/23/2024

6.32%

6.93%
0.00 points
$0.00 fees

$2,864.10


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Farmers Bank


Updated 06/15/2022

7.49%

7.00%
0.00 points
$0.00 fees

$2,876.25


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.02%

7.00%
0.00 points
$2,936.00 fees

$2,876.25


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The Citizens Bank Of Farmington, New Mexico


Updated 06/15/2022

7.26%

7.05%
0.40 points
$2,132.00 fees

$2,885.20


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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