New York

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Hempstead, New York 15-Year Fixed Mortgage Refinance Rates 2024

Compare New York 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Hempstead, New York 15-Year Fixed Conforming Mortgage Refinance

April 16, 2024
Average: 6.99% APR
Lender APR Rate (%) Monthly
Payment?
Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
7.035% 15 Yr Fixed 6.875% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,854

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Reliant Home Funding, Inc

Reliant Home Funding, Inc

NMLS ID: 292473
License#: Yes
7.064% 15 Yr Fixed 6.875% Fees & Points $3,748 Total
0.612 Pts: $1,958
$1,790 Fees

$2,854

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Network Capital

Network Capital

NMLS ID: 11712
7.134% 15 Yr Fixed 7.000% Fees & Points $2,678 Total
0.837 Pts: $2,678
$0 Fees

$2,877

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Chemung Canal Trust Company


Updated 12/13/2022

5.78%

5.38%
0.00 points
$0.00 fees

$2,593.49


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Pnc Bank, National Association


Updated 10/04/2022

5.66%

5.38%
0.00 points
$3,210.00 fees

$2,593.49


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Esl Credit Union


Updated 02/10/2023
Restrictions

5.51%

5.51%
0.25 points
$0.00 fees

$2,616.71


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Santander Bank, N.a.


Updated 12/20/2022

6.52%

5.99%
2.13 points
$4,250.00 fees

$2,698.61


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Elmira Savings Bank


Updated 06/15/2022

6.42%

6.00%
0.00 points
$3,210.00 fees

$2,700.34


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Citizens


Updated 05/08/2023

6.11%

6.00%
0.25 points
$0.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Tompkins Community Bank


Updated 02/23/2024

6.44%

6.03%
0.00 points
$0.00 fees

$2,705.01


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Orange Bank & Trust Company


Updated 04/05/2024

7.14%

6.14%
0.00 points
$0.00 fees

$2,724.78


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The Bank Of Greene County


Updated 04/05/2024

6.82%

6.19%
0.00 points
$0.00 fees

$2,733.82


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Ridgewood Savings Bank


Updated 02/23/2024

6.78%

6.23%
0.00 points
$0.00 fees

$2,740.27


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Trustco Bank


Updated 10/06/2022

6.35%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Maspeth Federal Savings And Loan Association


Updated 02/03/2023

6.26%

6.26%
0.00 points
$0.00 fees

$2,746.20


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Wayne Bank


Updated 04/05/2024

6.47%

6.34%
1.00 points
$0.00 fees

$2,759.82


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Td Bank, National Association


Updated 10/10/2022

6.65%

6.38%
0.00 points
$4,266.00 fees

$2,765.60


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The Berkshire Bank


Updated 06/15/2022

6.47%

6.38%
0.00 points
$0.00 fees

$2,765.60


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Teachers Credit Union


Updated 06/15/2022
Restrictions

6.47%

6.38%
0.00 points
$0.00 fees

$2,766.48


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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