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15-Year Fixed Conforming Mortgage Refinance

Indiana, Pennsylvania 15-Year Fixed Mortgage Refinance Rates 2025

Compare Pennsylvania 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Indiana, Pennsylvania 15-Year Fixed Conforming Mortgage Refinance

May 12, 2025
Average: 6.25% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Mortgage X, LLC NMLS ID: 2569359	5.528% 15 Yr Fixed	5.375% Fees & Points $3,293 Total 0.687 Pts: $2,198 $1,095 Fees	$2,594	Learn More See Table View
Loansteady NMLS ID: 1701910	5.561% 15 Yr Fixed	5.375% Fees & Points $3,890 Total 0.750 Pts: $2,400 $1,490 Fees	$2,594	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	5.639% 15 Yr Fixed	5.490% Fees & Points $3,110 Total 0.972 Pts: $3,110 $0 Fees	$2,613	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.658% 15 Yr Fixed	5.490% Fees & Points $3,510 Total 0.878 Pts: $2,810 $700 Fees	$2,613	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.661% 15 Yr Fixed	5.375% Fees & Points $6,000 Total 0.875 Pts: $2,800 $3,200 Fees	$2,594	Learn More See Table View
Sebonic NMLS ID: 66247	5.759% 15 Yr Fixed	5.625% Fees & Points $2,787 Total 0.871 Pts: $2,787 $0 Fees	$2,636	Learn More See Table View
Cornerstone Capital Lending NMLS ID: 2627028	5.802% 15 Yr Fixed	5.625% Fees & Points $3,773 Total 0.778 Pts: $2,490 $1,283 Fees	$2,636	Learn More See Table View
West Capital Lending NMLS ID: 1566096	5.840% 15 Yr Fixed	5.625% Fees & Points $4,470 Total 0.850 Pts: $2,720 $1,750 Fees	$2,636	Learn More See Table View
Agave Home Loans NMLS ID: 1951574 License#: 107135	6.237% 15 Yr Fixed	6.125% Fees & Points $2,470 Total 0.710 Pts: $2,272 $198 Fees	$2,722	Learn More See Table View
Refi.com NMLS ID: 1907 License#: Pennsylvania	6.523% 15 Yr Fixed	6.375% Fees & Points $3,002 Total 0.938 Pts: $3,002 $0 Fees	$2,766	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	6.532% 15 Yr Fixed	6.375% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,766	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	7.166% 15 Yr Fixed	6.990% Fees & Points $3,727 Total 0.849 Pts: $2,717 $1,010 Fees	$2,875	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 15 Yr Fixed			Learn More
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 15 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
S&t Bank Updated 01/30/2023	5.36%	5.36% 0.88 points $0.00 fees	$2,590.95	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	5.66%	5.38% 0.00 points $3,210.00 fees	$2,593.49	Learn MoreShow Less See Table View
Embassy Bank For The Lehigh Valley Updated 05/09/2025	5.77%	5.51% 0.00 points $0.00 fees	$2,615.69	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.52%	5.99% 2.13 points $4,250.00 fees	$2,698.61	Learn MoreShow Less See Table View
Citizens Updated 05/08/2023	6.11%	6.00% 0.25 points $0.00 fees	$2,700.34	Learn MoreShow Less See Table View
The Ephrata National Bank Updated 05/09/2025	6.08%	6.02% 0.00 points $0.00 fees	$2,703.80	Learn MoreShow Less See Table View
Northwest Bank Updated 06/02/2023	6.31%	6.06% 1.00 points $0.00 fees	$2,710.73	Learn MoreShow Less See Table View
Peoples Security Bank And Trust Company Updated 10/11/2024	6.40%	6.10% 0.00 points $0.00 fees	$2,717.31	Learn MoreShow Less See Table View
Dollar Bank, Federal Savings Bank Updated 05/09/2025	5.88%	6.24% 0.00 points $0.00 fees	$2,742.01	Learn MoreShow Less See Table View
Nextier Bank, National Association Updated 10/11/2024	6.57%	6.32% 0.00 points $0.00 fees	$2,755.10	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.65%	6.38% 0.00 points $4,266.00 fees	$2,765.60	Learn MoreShow Less See Table View
The Fidelity Deposit And Discount Bank Updated 05/09/2025	6.46%	6.46% 0.00 points $0.00 fees	$2,780.16	Learn MoreShow Less See Table View
Somerset Trust Company Updated 05/09/2025	6.04%	6.54% 0.00 points $0.00 fees	$2,794.94	Learn MoreShow Less See Table View
Citadel Credit Union Updated 06/15/2022 Restrictions	6.69%	6.63% 0.00 points $1,415.00 fees	$2,809.58	Learn MoreShow Less See Table View
Pennsylvania State Employees Credit Union Updated 06/15/2022 Restrictions	6.84%	6.63% 0.00 points $0.00 fees	$2,810.46	Learn MoreShow Less See Table View
Acnb Bank Updated 12/07/2022	6.90%	6.75% 0.00 points $0.00 fees	$2,831.71	Learn MoreShow Less See Table View
Members 1st Credit Union Updated 06/15/2022 Restrictions	6.84%	6.75% 0.00 points $2,364.00 fees	$2,831.71	Learn MoreShow Less See Table View
Fulton Bank, National Association Updated 06/15/2022	6.98%	6.88% 0.00 points $0.00 fees	$2,854.82	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 02/23/2024	7.54%	6.93% 0.00 points $0.00 fees	$2,864.10	Learn MoreShow Less See Table View
1st Summit Bank Updated 06/15/2022	7.25%	7.25% 0.25 points $0.00 fees	$2,921.16	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Indiana, Pennsylvania 15-Year Fixed Mortgage Refinance Rates 2025

Indiana, Pennsylvania 15-Year Fixed Conforming Mortgage Refinance

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