Minnesota

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2024

Compare Minnesota 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

St. Michael, Minnesota 30-Year Fixed Conforming Mortgage Refinance

May 3, 2024
Average: 7.73% APR
Lender APR Rate (%) Monthly
Payment?
Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.994% 30 Yr Fixed 6.875% Fees & Points $3,900 Total
1.000 Pts: $3,200
$700 Fees

$2,103

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
7.451% 30 Yr Fixed 7.375% Fees & Points $2,400 Total
0.750 Pts: $2,400
$0 Fees

$2,211

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MortgageResearch.com

MortgageResearch.com

NMLS ID: Not a Lender
  • Premier resource for one-stop lender shopping
  • Get personalized purchase & refinance options
  • Find out what you're eligible for fast
30 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
30 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
30 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Bmo Bank National Association


Updated 02/26/2024

7.08%

6.74%
0.00 points
$1,936.00 fees

$2,073.60


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Wings Financial Credit Union


Updated 03/03/2023
Restrictions

6.78%

6.78%
0.00 points
$0.00 fees

$2,082.33


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Think Mutual Bank


Updated 05/03/2024

7.17%

6.79%
0.00 points
$0.00 fees

$2,083.18


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Bank Of America, National Association


Updated 05/07/2023

7.05%

6.88%
0.84 points
$0.00 fees

$2,102.17


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Home Federal Savings Bank


Updated 06/15/2022

6.99%

6.88%
0.00 points
$0.00 fees

$2,102.17


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Merchants Bank, National Association


Updated 12/08/2022

7.02%

6.90%
0.00 points
$0.00 fees

$2,107.52


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Bank Of The West


Updated 06/02/2023

6.73%

6.97%
0.88 points
$3,874.00 fees

$2,123.17


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Citizens Bank Minnesota


Updated 06/15/2022

7.10%

7.00%
0.00 points
$3,961.00 fees

$2,128.97


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Premier Bank


Updated 06/15/2022

7.22%

7.00%
0.00 points
$0.00 fees

$2,128.97


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Republic Bank, Inc.


Updated 06/15/2022

7.15%

7.00%
0.00 points
$0.00 fees

$2,128.97


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Liberty Bank Minnesota


Updated 06/15/2022

7.05%

7.00%
0.00 points
$1,933.00 fees

$2,128.97


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First Citizens Bank


Updated 04/26/2024

7.51%

7.03%
0.00 points
$4,409.00 fees

$2,135.42


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The Citizens National Bank Of Park Rapids


Updated 06/15/2022

7.25%

7.15%
0.00 points
$0.00 fees

$2,161.30


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North Shore Bank Of Commerce


Updated 06/15/2022

7.38%

7.25%
0.00 points
$3,061.00 fees

$2,182.96


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Citizens Independent Bank


Updated 06/15/2022

7.46%

7.38%
0.00 points
$0.00 fees

$2,210.16


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Wells Fargo Bank, National Association


Updated 05/03/2024

7.59%

7.44%
0.00 points
$0.00 fees

$2,225.23


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First International Bank & Trust


Updated 06/15/2022

7.59%

7.50%
0.00 points
$3,948.00 fees

$2,237.49


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Gate City Bank


Updated 06/15/2022

7.68%

7.50%
0.00 points
$3,948.00 fees

$2,237.49


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Brainerd Savings And Loan Association, A Federal Association


Updated 06/15/2022

7.63%

7.50%
4.75 points
$13,450.00 fees

$2,237.49


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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