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You are viewing savings rates in Santa Rosa, California

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Santa Rosa, California Credit Union Savings Rates 2021

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Santa Rosa, CA - January 27, 2021

Savings Account National Average Rate: 0.12% ?

Advertiser Disclosure
Credit Unions APY Vs.
Nat'l
Av.		 MIN Miles?
Ume
Restrictions
1.00% 8.70x $100 6701.73 Learn More

Maximum Annual Deposit is $10,000.
Noble
Restrictions
1.00% 8.70x $2,500 6841.85 Learn More
Star One
Restrictions
1.00% 8.70x $2,500 6964.73 Learn More
Patelco
Restrictions
1.00% 8.70x $2,500 6988.63 Learn More
Meriwest
Restrictions
0.90% 7.83x $10,000 6951.75 Learn More
0.80% 6.96x $25,000 6656.95 Learn More
0.80% 6.96x $2,500 6682.60 Learn More
F & A
Restrictions
0.75% 6.52x $2,500 6690.06 Learn More
Logix
Restrictions
0.70% 6.09x $25,000 6702.65 Learn More
0.70% 6.09x $2,500 6656.95 Learn More
Meriwest
Restrictions
0.65% 5.65x $10,000 6951.75 Learn More
0.60% 5.22x $25,000 6885.96 Learn More
Logix
Restrictions
0.60% 5.22x $10,000 6702.65 Learn More
Ukrainian
Restrictions
0.60% 5.22x $25,000 6961.92 Learn More
Honda
Restrictions
0.60% 5.22x $25,000 6691.40 Learn More
Chevron
Restrictions
0.60% 5.22x $2,500 6987.16 Learn More
Premier America
Restrictions
0.59% 5.13x $100,000 6714.65 Learn More
Sce
Restrictions
0.55% 4.78x $25,000 6682.48 Learn More
Redwood
Restrictions
0.55% 4.78x $25,000 7024.47 Learn More
Altura
Restrictions
0.55% 4.78x $10,000 6643.54 Learn More
0.55% 4.78x $25,000 6985.69 Learn More
Provident
Restrictions
0.51% 4.43x $25,000 6989.23 Learn More
0.50% 4.35x $25,000 6704.82 Learn More
0.50% 4.35x $10,000 6885.96 Learn More
F & A
Restrictions
0.50% 4.35x $2,500 6690.06 Learn More
Ukrainian
Restrictions
0.50% 4.35x $2,500 6961.92 Learn More
Sun Community
Restrictions
0.50% 4.35x $25,000 6530.70 Learn More
Sri
Restrictions
0.50% 4.35x $2,500 6973.50 Learn More
Stanford
Restrictions
0.50% 4.35x $10,000 6970.33 Learn More
Chabot
Restrictions
0.50% 4.35x $10,000 6968.14 Learn More
Honda
Restrictions
0.50% 4.35x $10,000 6691.40 Learn More
American Airlines
Restrictions
0.50% 4.35x $0 6665.99 Learn More
Redwood
Restrictions
0.50% 4.35x $10,000 7024.47 Learn More
Meriwest
Restrictions
0.50% 4.35x $10,000 6951.75 Learn More
0.50% 4.35x $2,500 6985.69 Learn More
0.45% 3.91x $10,000 6704.82 Learn More
0.40% 3.48x $2,500 6885.96 Learn More
Logix
Restrictions
0.40% 3.48x $2,500 6702.65 Learn More
Sandia Laboratory
Restrictions
0.40% 3.48x $25,000 6959.25 Learn More
Trugrocer
Restrictions
0.40% 3.48x $25,000 6675.08 Learn More
Chevron
Restrictions
0.40% 3.48x $2,500 6987.16 Learn More
Sacramento
Restrictions
0.40% 3.48x $25,000 6969.34 Learn More
0.40% 3.48x $10,000 6700.47 Learn More
Pacific Service
Restrictions
0.40% 3.48x $25,000 6979.30 Learn More
Premier America
Restrictions
0.40% 3.48x $2,500 6714.65 Learn More
Usc
Restrictions
0.40% 3.48x $10,000 6695.10 Learn More
Safe
Restrictions
0.39% 3.39x $2,500 6966.37 Learn More
United Methodist
Restrictions
0.35% 3.04x $10,000 6667.10 Learn More
Sandia Laboratory
Restrictions
0.35% 3.04x $10,000 6959.25 Learn More
Sce
Restrictions
0.35% 3.04x $2,500 6682.48 Learn More
Chabot
Restrictions
0.35% 3.04x $2,500 6968.14 Learn More
Honda
Restrictions
0.35% 3.04x $2,500 6691.40 Learn More
Noble
Restrictions
0.35% 3.04x $10,000 6841.85 Learn More
0.35% 3.04x $25,000 6701.10 Learn More
Patelco
Restrictions
0.35% 3.04x $10,000 6988.63 Learn More
Wings Financial
Restrictions
0.35% 3.04x $10,000 6698.20 Learn More
Provident
Restrictions
0.31% 2.70x $10,000 6989.23 Learn More
Safe
Restrictions
0.30% 2.62x $10,000 6966.37 Learn More
Energy One
Restrictions
0.30% 2.61x $25,000 6769.26 Learn More
Chaffey
Restrictions
0.30% 2.61x $10,000 6663.55 Learn More
0.30% 2.61x $2,500 6885.96 Learn More
La Financial
Restrictions
0.30% 2.61x $10,000 6693.11 Learn More
Gain
Restrictions
0.30% 2.61x $10,000 6701.24 Learn More
Sandia Laboratory
Restrictions
0.30% 2.61x $2,500 6959.25 Learn More
Thinkwise
Restrictions
0.30% 2.61x $10,000 6648.64 Learn More
Sun Community
Restrictions
0.30% 2.61x $10,000 6530.70 Learn More
Menlo Survey
Restrictions
0.30% 2.61x $10,000 6973.21 Learn More
Smw 104
Restrictions
0.30% 2.61x $25,000 6979.72 Learn More
Partners
Restrictions
0.30% 2.61x $25,000 6670.24 Learn More
Schoolsfirst
Restrictions
0.30% 2.61x $25,000 6668.55 Learn More
0.30% 2.61x $10,000 6961.76 Learn More
Chevron
Restrictions
0.30% 2.61x $0 6987.16 Learn More
Sacramento
Restrictions
0.30% 2.61x $10,000 6969.34 Learn More
Together
Restrictions
0.30% 2.61x $25,000 6710.06 Learn More
San Mateo
Restrictions
0.30% 2.61x $2,500 6976.96 Learn More
Alta Vista
Restrictions
0.30% 2.61x $25,000 6642.99 Learn More
0.30% 2.61x $2,500 6700.47 Learn More
Eagle Community
Restrictions
0.30% 2.61x $25,000 6671.20 Learn More
Sierra Central
Restrictions
0.30% 2.61x $25,000 6978.68 Learn More
First Imperial
Restrictions
0.30% 2.61x $25,000 6534.32 Learn More
0.30% 2.61x $10,000 6701.10 Learn More
Technology
Restrictions
0.30% 2.61x $25,000 6957.25 Learn More
Pacific Service
Restrictions
0.30% 2.61x $2,500 6979.30 Learn More
Premier America
Restrictions
0.30% 2.61x $2,500 6714.65 Learn More
Lbs Financial
Restrictions
0.30% 2.61x $25,000 6685.96 Learn More
First City
Restrictions
0.30% 2.61x $25,000 6694.48 Learn More
Premier One
Restrictions
0.30% 2.61x $10,000 6962.60 Learn More
Smw 104
Restrictions
0.28% 2.39x $10,000 6979.72 Learn More
Self-help
Restrictions
0.27% 2.35x $2,500 6920.66 Learn More
0.25% 2.17x $5 - Learn More
0.25% 2.17x $5 6704.82 Learn More
Pasadena
Restrictions
0.25% 2.17x $10,000 6691.29 Learn More
Star Usa
Restrictions
0.25% 2.17x $50,000 - Learn More
Logix
Restrictions
0.25% 2.17x $2,500 6702.65 Learn More
Gain
Restrictions
0.25% 2.17x $2,500 6701.24 Learn More
Kinecta
Restrictions
0.25% 2.17x $10,000 6697.66 Learn More
United Methodist
Restrictions
0.25% 2.17x $2,500 6667.10 Learn More
Thinkwise
Restrictions
0.25% 2.17x $2,500 6648.64 Learn More
Kings
Restrictions
0.25% 2.17x $10,000 6821.05 Learn More
Sri
Restrictions
0.25% 2.17x $25,000 6973.50 Learn More
Stanford
Restrictions
0.25% 2.17x $2,500 6970.33 Learn More
Smw 104
Restrictions
0.25% 2.17x $2,500 6979.72 Learn More
Xceed Financial
Restrictions
0.25% 2.17x $10,000 6698.18 Learn More
0.25% 2.17x $25,000 6607.67 Learn More
0.25% 2.17x $2,500 6961.76 Learn More
Self-help
Restrictions
0.25% 2.17x $2,500 6920.66 Learn More
0.25% 2.17x $2,500 6942.76 Learn More
Arrowhead Central
Restrictions
0.25% 2.17x $25,000 6666.11 Learn More
Redwood
Restrictions
0.25% 2.17x $10,000 7024.47 Learn More
0.25% 2.17x $2,500 6949.07 Learn More
Together
Restrictions
0.25% 2.17x $2,500 6710.06 Learn More
Merco
Restrictions
0.25% 2.17x $25,000 6886.30 Learn More
Keypoint
Restrictions
0.25% 2.17x $10,000 6784.14 Learn More
Eagle Community
Restrictions
0.25% 2.17x $10,000 6671.20 Learn More
0.25% 2.17x $2,500 6701.10 Learn More
Technology
Restrictions
0.25% 2.17x $2,500 6957.25 Learn More
Cabrillo
Restrictions
0.25% 2.17x $25,000 6608.37 Learn More
0.25% 2.17x $25,000 6664.86 Learn More
Ventura County
Restrictions
0.25% 2.17x $25,000 6747.24 Learn More
0.25% 2.17x $25,000 6964.41 Learn More
Silverado
Restrictions
0.25% 2.17x $25,000 7015.94 Learn More
First City
Restrictions
0.25% 2.17x $10,000 6694.48 Learn More
Media City
Restrictions
0.25% 2.17x $10,000 6700.68 Learn More
Energy One
Restrictions
0.20% 1.74x $2,500 6769.26 Learn More
Lassen County
Restrictions
0.20% 1.74x $10,000 6976.96 Learn More
Justice
Restrictions
0.20% 1.74x $25,000 6704.38 Learn More
Nuvision
Restrictions
0.20% 1.74x $25,000 6684.66 Learn More
Los Angeles
Restrictions
0.20% 1.74x $25,000 6696.55 Learn More
Ume
Restrictions
0.20% 1.74x $10,000 6701.73 Learn More
Desert Valleys
Restrictions
0.20% 1.74x $25,000 6705.23 Learn More
Partners 1st
Restrictions
0.20% 1.74x $10,000 6961.81 Learn More
Sce
Restrictions
0.20% 1.74x $2,500 6682.48 Learn More
Edu
Restrictions
0.20% 1.74x $0 - Learn More
Sun Community
Restrictions
0.20% 1.74x $2,500 6530.70 Learn More
Unify Financial
Restrictions
0.20% 1.74x $10,000 6697.05 Learn More
Trugrocer
Restrictions
0.20% 1.74x $2,500 6675.08 Learn More
Partners
Restrictions
0.20% 1.74x $2,500 6670.24 Learn More
Xceed Financial
Restrictions
0.20% 1.74x $2,500 6698.18 Learn More
0.20% 1.74x $10,000 6607.67 Learn More
Schoolsfirst
Restrictions
0.20% 1.74x $10,000 6668.55 Learn More
California
Restrictions
0.20% 1.74x $10,000 6697.24 Learn More
Redwood
Restrictions
0.20% 1.74x $2,500 7024.47 Learn More
Safe 1
Restrictions
0.20% 1.74x $25,000 6768.12 Learn More
The Golden 1
Restrictions
0.20% 1.74x $10,000 6962.73 Learn More
Sacramento
Restrictions
0.20% 1.74x $2,500 6969.34 Learn More
Alta Vista
Restrictions
0.20% 1.74x $25,000 6642.99 Learn More
Eagle Community
Restrictions
0.20% 1.74x $2,500 6671.20 Learn More
0.20% 1.74x $25,000 6961.41 Learn More
First Imperial
Restrictions
0.20% 1.74x $10,000 6534.32 Learn More
Technology
Restrictions
0.20% 1.74x $2,500 6957.25 Learn More
Meriwest
Restrictions
0.20% 1.74x $2,500 6951.75 Learn More
0.20% 1.74x $25,000 6956.62 Learn More
Ventura County
Restrictions
0.20% 1.74x $10,000 6747.24 Learn More
Lbs Financial
Restrictions
0.20% 1.74x $2,500 6685.96 Learn More
0.20% 1.74x $10,000 6964.41 Learn More
Silverado
Restrictions
0.20% 1.74x $10,000 7015.94 Learn More
First City
Restrictions
0.20% 1.74x $2,500 6694.48 Learn More
Media City
Restrictions
0.20% 1.74x $2,500 6700.68 Learn More
South Bay
Restrictions
0.20% 1.74x $10,000 6696.02 Learn More
Provident
Restrictions
0.16% 1.39x $2,500 6989.23 Learn More
Energy One
Restrictions
0.15% 1.30x $2,500 6769.26 Learn More
Lassen County
Restrictions
0.15% 1.30x $2,500 6976.96 Learn More
Justice
Restrictions
0.15% 1.30x $2,500 6704.38 Learn More
Nuvision
Restrictions
0.15% 1.30x $10,000 6684.66 Learn More
Pasadena
Restrictions
0.15% 1.30x $2,500 6691.29 Learn More
Star Usa
Restrictions
0.15% 1.30x $2,500 - Learn More
Los Angeles
Restrictions
0.15% 1.30x $2,500 6696.55 Learn More
La Financial
Restrictions
0.15% 1.30x $2,500 6693.11 Learn More
Ume
Restrictions
0.15% 1.30x $2,500 6701.73 Learn More
Desert Valleys
Restrictions
0.15% 1.30x $10,000 6705.23 Learn More
Altaone
Restrictions
0.15% 1.30x $25,000 6704.47 Learn More
Tucoemas
Restrictions
0.15% 1.30x $2,500 6805.32 Learn More
Sandia Laboratory
Restrictions
0.15% 1.30x $2,500 6959.25 Learn More
Alaska Usa
Restrictions
0.15% 1.30x $10,000 6657.97 Learn More
Strata
Restrictions
0.15% 1.30x $10,000 6765.16 Learn More
American United
Restrictions
0.15% 1.30x $2,500 6619.31 Learn More
Certified
Restrictions
0.15% 1.30x $10,000 6608.20 Learn More
Clearpath
Restrictions
0.15% 1.30x $2,500 6697.47 Learn More
Kings
Restrictions
0.15% 1.30x $2,500 6821.05 Learn More
Sri
Restrictions
0.15% 1.30x $2,500 6973.50 Learn More
0.15% 1.30x $2,500 6698.95 Learn More
Bay
Restrictions
0.15% 1.30x $25,000 0.00 Learn More
Mission
Restrictions
0.15% 1.30x $25,000 6614.06 Learn More
Unify Financial
Restrictions
0.15% 1.30x $2,500 6697.05 Learn More
Honda
Restrictions
0.15% 1.30x $2,500 6691.40 Learn More
First Technology
Restrictions
0.15% 1.30x $10,000 6962.45 Learn More
First California
Restrictions
0.15% 1.30x $2,500 6838.23 Learn More
0.15% 1.30x $2,500 6607.67 Learn More
Schoolsfirst
Restrictions
0.15% 1.30x $2,500 6668.55 Learn More
United Local
Restrictions
0.15% 1.30x $10,000 6837.72 Learn More
0.15% 1.30x $2,500 6841.41 Learn More
Arrowhead Central
Restrictions
0.15% 1.30x $1 6666.11 Learn More
California
Restrictions
0.15% 1.30x $2,500 6697.24 Learn More
0.15% 1.30x $25,000 6614.32 Learn More
Safe 1
Restrictions
0.15% 1.30x $10,000 6768.12 Learn More
Altura
Restrictions
0.15% 1.30x $10,000 6643.54 Learn More
0.15% 1.30x $25,000 6965.99 Learn More
0.15% 1.30x $25,000 6939.57 Learn More
Alta Vista
Restrictions
0.15% 1.30x $2,500 6642.99 Learn More
0.15% 1.30x $2,500 6700.47 Learn More
0.15% 1.30x $2,500 6839.10 Learn More
0.15% 1.30x $2,500 6677.56 Learn More
0.15% 1.30x $10,000 6961.41 Learn More
Mypoint
Restrictions
0.15% 1.30x $25,000 6609.28 Learn More
0.15% 1.30x $25,000 6959.85 Learn More
Cabrillo
Restrictions
0.15% 1.30x $2,500 6608.37 Learn More
Orange County's
Restrictions
0.15% 1.30x $25,000 6666.33 Learn More
Travis
Restrictions
0.15% 1.30x $10,000 6983.33 Learn More
0.15% 1.30x $2,500 6956.62 Learn More
0.15% 1.30x $2,500 6664.86 Learn More
Usc
Restrictions
0.15% 1.30x $2,500 6695.10 Learn More
Silverado
Restrictions
0.15% 1.30x $1,000 7015.94 Learn More
Frontwave
Restrictions
0.15% 1.30x $2,500 6627.97 Learn More
Wings Financial
Restrictions
0.15% 1.30x $2,500 6698.20 Learn More
South Bay
Restrictions
0.15% 1.30x $2,500 6696.02 Learn More
0.15% 1.30x $2,500 6985.69 Learn More
0.15% 1.30x $25,000 6679.57 Learn More
Smw 104
Restrictions
0.13% 1.09x $2,500 6979.72 Learn More
Rancho
Restrictions
0.12% 1.04x $2,500 6686.84 Learn More
0.11% 0.96x $10,000 6988.26 Learn More
Lassen County
Restrictions
0.10% 0.87x $2,500 6976.96 Learn More
Tulare County
Restrictions
0.10% 0.87x $2,500 6802.29 Learn More
Chaffey
Restrictions
0.10% 0.87x $2,500 6663.55 Learn More
Star Usa
Restrictions
0.10% 0.87x $10 - Learn More
Los Angeles
Restrictions
0.10% 0.87x $2,500 6696.55 Learn More
Ume
Restrictions
0.10% 0.87x $2,500 6701.73 Learn More
Desert Valleys
Restrictions
0.10% 0.87x $2,500 6705.23 Learn More
Altaone
Restrictions
0.10% 0.87x $2,500 6704.47 Learn More
Tucoemas
Restrictions
0.10% 0.87x $2,500 6805.32 Learn More
United Methodist
Restrictions
0.10% 0.87x $2,500 6667.10 Learn More
Strata
Restrictions
0.10% 0.87x $2,500 6765.16 Learn More
0.10% 0.87x $2,500 6776.90 Learn More
Geico
Restrictions
0.10% 0.87x $25,000 6606.80 Learn More
Partners 1st
Restrictions
0.10% 0.87x $2,500 6961.81 Learn More
Thinkwise
Restrictions
0.10% 0.87x $2,500 6648.64 Learn More
American United
Restrictions
0.10% 0.87x $2,500 6619.31 Learn More
Ukrainian
Restrictions
0.10% 0.87x $2,500 6961.92 Learn More
Certified
Restrictions
0.10% 0.87x $2,500 6608.20 Learn More
Yolo
Restrictions
0.10% 0.87x $10,000 6986.61 Learn More
Kings
Restrictions
0.10% 0.87x $2,500 6821.05 Learn More
0.10% 0.87x $2,500 6600.50 Learn More
Bay
Restrictions
0.10% 0.87x $10,000 0.00 Learn More
Mokelumne
Restrictions
0.10% 0.87x $2,500 6948.04 Learn More
Stanford
Restrictions
0.10% 0.87x $2,500 6970.33 Learn More
Menlo Survey
Restrictions
0.10% 0.87x $2,500 6973.21 Learn More
Mission
Restrictions
0.10% 0.87x $2,500 6614.06 Learn More
Central Coast
Restrictions
0.10% 0.87x $25,000 6934.70 Learn More
Edwards
Restrictions
0.10% 0.87x $2,500 6698.32 Learn More
Trugrocer
Restrictions
0.10% 0.87x $2,500 6675.08 Learn More
Partners
Restrictions
0.10% 0.87x $2,500 6670.24 Learn More
First Technology
Restrictions
0.10% 0.87x $2,500 6962.45 Learn More
Schoolsfirst
Restrictions
0.10% 0.87x $2,500 6668.55 Learn More
0.10% 0.87x $25,000 6958.12 Learn More
Noble
Restrictions
0.10% 0.87x $2,500 6841.85 Learn More
United Local
Restrictions
0.10% 0.87x $2,500 6837.72 Learn More
Arrowhead Central
Restrictions
0.10% 0.87x $2,000 6666.11 Learn More
Redwood
Restrictions
0.10% 0.87x $2,500 7024.47 Learn More
0.10% 0.87x $2,500 6614.32 Learn More
Safe 1
Restrictions
0.10% 0.87x $2,500 6768.12 Learn More
The Golden 1
Restrictions
0.10% 0.87x $2,500 6962.73 Learn More
Together
Restrictions
0.10% 0.87x $2,500 6710.06 Learn More
Altura
Restrictions
0.10% 0.87x $2,500 6643.54 Learn More
0.10% 0.87x $2,500 6965.99 Learn More
0.10% 0.87x $10,000 6939.57 Learn More
Premier Community
Restrictions
0.10% 0.87x $10,000 6947.40 Learn More
Alta Vista
Restrictions
0.10% 0.87x $2,500 6642.99 Learn More
Merco
Restrictions
0.10% 0.87x $2,500 6886.30 Learn More
0.10% 0.87x $25,000 6928.02 Learn More
Keypoint
Restrictions
0.10% 0.87x $2,500 6784.14 Learn More
California Coast
Restrictions
0.10% 0.87x $2,500 6609.43 Learn More
Wescom Central
Restrictions
0.10% 0.87x $2,500 6667.08 Learn More
Eagle Community
Restrictions
0.10% 0.87x $2,500 6671.20 Learn More
Baxter
Restrictions
0.10% 0.87x $2,500 6697.62 Learn More
0.10% 0.87x $2,500 6961.41 Learn More
First Imperial
Restrictions
0.10% 0.87x $2,500 6534.32 Learn More
0.10% 0.87x $2,500 6701.10 Learn More
Mypoint
Restrictions
0.10% 0.87x $10,000 6609.28 Learn More
0.10% 0.87x $10,000 6959.85 Learn More
Valley First
Restrictions
0.10% 0.87x $2,500 6921.30 Learn More
Southland
Restrictions
0.10% 0.87x $10,000 6679.64 Learn More
Orange County's
Restrictions
0.10% 0.87x $2,500 6666.33 Learn More
Travis
Restrictions
0.10% 0.87x $2,500 6983.33 Learn More
Excite
Restrictions
0.10% 0.87x $2,500 6954.23 Learn More
0.10% 0.87x $2,500 6956.62 Learn More
0.10% 0.87x $2,500 6664.86 Learn More
Usc
Restrictions
0.10% 0.87x $2,500 6695.10 Learn More
Lbs Financial
Restrictions
0.10% 0.87x $2,500 6685.96 Learn More
0.10% 0.87x $2,500 6964.41 Learn More
American First
Restrictions
0.10% 0.87x $2,500 6675.88 Learn More
First City
Restrictions
0.10% 0.87x $2,500 6694.48 Learn More
Premier One
Restrictions
0.10% 0.87x $2,500 6962.60 Learn More
0.10% 0.87x $2,500 6683.45 Learn More
Coasthills
Restrictions
0.10% 0.87x $10,000 6818.69 Learn More
0.10% 0.87x $10,000 6679.57 Learn More
Uncle
Restrictions
0.09% 0.78x $25,000 6959.96 Learn More
Rancho
Restrictions
0.08% 0.70x $2,500 6686.84 Learn More
Uncle
Restrictions
0.08% 0.70x $10,000 6959.96 Learn More
Safe
Restrictions
0.08% 0.70x $2,500 6966.37 Learn More
0.07% 0.61x $2,500 6656.95 Learn More
Central State
Restrictions
0.07% 0.61x $25,000 6943.18 Learn More
0.07% 0.61x $2,500 7110.71 Learn More
Sacramento
Restrictions
0.07% 0.61x $2,500 6969.34 Learn More
Uncle
Restrictions
0.07% 0.61x $2,500 6959.96 Learn More
Valley First
Restrictions
0.07% 0.61x $2,500 6921.30 Learn More
Mocse
Restrictions
0.06% 0.52x $25,000 6920.48 Learn More
Tulare County
Restrictions
0.05% 0.43x $2,500 6802.29 Learn More
Justice
Restrictions
0.05% 0.43x $2,500 6704.38 Learn More
Nuvision
Restrictions
0.05% 0.43x $2,500 6684.66 Learn More
Pasadena
Restrictions
0.05% 0.43x $2,500 6691.29 Learn More
Star Usa
Restrictions
0.05% 0.43x $5 - Learn More
Pacific Crest
Restrictions
0.05% 0.43x $2,500 7082.54 Learn More
0.05% 0.43x $2,500 6778.56 Learn More
La Financial
Restrictions
0.05% 0.43x $2,500 6693.11 Learn More
Gain
Restrictions
0.05% 0.43x $2,500 6701.24 Learn More
Kinecta
Restrictions
0.05% 0.43x $2,500 6697.66 Learn More
Camino
Restrictions
0.05% 0.43x $2,500 6686.70 Learn More
0.05% 0.43x $2,500 6988.26 Learn More
Sesloc
Restrictions
0.05% 0.43x $2,500 6842.41 Learn More
Desert Valleys
Restrictions
0.05% 0.43x $2,500 6705.23 Learn More
Alaska Usa
Restrictions
0.05% 0.43x $2,500 6657.97 Learn More
Strata
Restrictions
0.05% 0.43x $2,500 6765.16 Learn More
Geico
Restrictions
0.05% 0.43x $10,000 6606.80 Learn More
Certified
Restrictions
0.05% 0.43x $2,500 6608.20 Learn More
Sun Community
Restrictions
0.05% 0.43x $2,500 6530.70 Learn More
0.05% 0.43x $2,500 6600.50 Learn More
Bay
Restrictions
0.05% 0.43x $2,500 0.00 Learn More
Mokelumne
Restrictions
0.05% 0.43x $2,500 6948.04 Learn More
Mission
Restrictions
0.05% 0.43x $2,500 6614.06 Learn More
Central Coast
Restrictions
0.05% 0.43x $10,000 6934.70 Learn More
Edwards
Restrictions
0.05% 0.43x $2,500 6698.32 Learn More
Unify Financial
Restrictions
0.05% 0.43x $2,500 6697.05 Learn More
Xceed Financial
Restrictions
0.05% 0.43x $2,500 6698.18 Learn More
0.05% 0.43x $2,500 6961.76 Learn More
0.05% 0.43x $2,500 6958.12 Learn More
Central State
Restrictions
0.05% 0.43x $2,500 6943.18 Learn More
United Local
Restrictions
0.05% 0.43x $2,000 6837.72 Learn More
California
Restrictions
0.05% 0.43x $2,500 6697.24 Learn More
San Diego County
Restrictions
0.05% 0.43x $2,500 6613.67 Learn More
Utility District
Restrictions
0.05% 0.43x $2,500 6986.98 Learn More
The Golden 1
Restrictions
0.05% 0.43x $2,500 6962.73 Learn More
0.05% 0.43x $2,500 6949.07 Learn More
San Mateo
Restrictions
0.05% 0.43x $2,500 6976.96 Learn More
0.05% 0.43x $2,500 6965.99 Learn More
0.05% 0.43x $2,500 6939.57 Learn More
Premier Community
Restrictions
0.05% 0.43x $2,500 6947.40 Learn More
0.05% 0.43x $2,500 6928.02 Learn More
California Coast
Restrictions
0.05% 0.43x $2,500 6609.43 Learn More
0.05% 0.43x $2,500 6677.56 Learn More
Sierra Central
Restrictions
0.05% 0.43x $2,500 6978.68 Learn More
0.05% 0.43x $2,500 6961.41 Learn More
First Imperial
Restrictions
0.05% 0.43x $2,500 6534.32 Learn More
Mypoint
Restrictions
0.05% 0.43x $2,500 6609.28 Learn More
0.05% 0.43x $2,500 6959.85 Learn More
Cabrillo
Restrictions
0.05% 0.43x $2,500 6608.37 Learn More
Pacific Service
Restrictions
0.05% 0.43x $2,500 6979.30 Learn More
Southland
Restrictions
0.05% 0.43x $2,500 6679.64 Learn More
Orange County's
Restrictions
0.05% 0.43x $2,500 6666.33 Learn More
Travis
Restrictions
0.05% 0.43x $2,500 6983.33 Learn More
Excite
Restrictions
0.05% 0.43x $2,500 6954.23 Learn More
Ventura County
Restrictions
0.05% 0.43x $2,500 6747.24 Learn More
0.05% 0.43x $2,500 6964.41 Learn More
Silverado
Restrictions
0.05% 0.43x $1,000 7015.94 Learn More
Frontwave
Restrictions
0.05% 0.43x $2,500 6627.97 Learn More
Premier One
Restrictions
0.05% 0.43x $2,500 6962.60 Learn More
Media City
Restrictions
0.05% 0.43x $2,500 6700.68 Learn More
Patelco
Restrictions
0.05% 0.43x $2,500 6988.63 Learn More
South Bay
Restrictions
0.05% 0.43x $2,500 6696.02 Learn More
0.05% 0.43x $2,500 6683.45 Learn More
Monterey
Restrictions
0.05% 0.43x $2,500 6935.30 Learn More
Coasthills
Restrictions
0.05% 0.43x $2,500 6818.69 Learn More
0.05% 0.43x $2,500 6679.57 Learn More
Clearpath
Restrictions
0.04% 0.35x $2,500 6697.47 Learn More
0.04% 0.35x $2,500 7110.71 Learn More
0.04% 0.35x $2,500 6939.57 Learn More
Uncle
Restrictions
0.04% 0.35x $2,500 6959.96 Learn More
Mocse
Restrictions
0.04% 0.30x $10,000 6920.48 Learn More
Camino
Restrictions
0.03% 0.26x $2,500 6686.70 Learn More
Partners 1st
Restrictions
0.03% 0.26x $2,500 6961.81 Learn More
0.03% 0.26x $2,500 6820.16 Learn More
Yolo
Restrictions
0.03% 0.26x $2,500 6986.61 Learn More
Central Coast
Restrictions
0.03% 0.26x $2,500 6934.70 Learn More
Provident
Restrictions
0.03% 0.26x $2,500 6989.23 Learn More
Mypoint
Restrictions
0.03% 0.26x $2,500 6609.28 Learn More
Mocse
Restrictions
0.03% 0.22x $2,500 6920.48 Learn More
0.03% 0.22x $2,500 6959.85 Learn More
0.03% 0.22x $2,500 6679.57 Learn More
Pacific Crest
Restrictions
0.02% 0.17x $2,500 7082.54 Learn More
Central Coast
Restrictions
0.02% 0.17x $2,500 6934.70 Learn More
0.02% 0.17x $2,500 6995.27 Learn More
Premier Community
Restrictions
0.02% 0.13x $2,500 6947.40 Learn More
Geico
Restrictions
0.01% 0.09x $2,500 6606.80 Learn More
Edu
Restrictions
0.01% 0.09x $1 - Learn More
0.01% 0.09x $2,500 6958.12 Learn More
Baxter
Restrictions
0.01% 0.09x $2,500 6697.62 Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION


Credit Union Savings Accounts 2021

Credit union savings accounts (also sometimes called share certificates or money market accounts) are savings vehicles that are offered by credit unions. Many Americans enjoy performing their banking transactions with credit unions as they are technically member-owned and may have branches close by. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions do have limited fields of membership – you must be a resident of a certain area or have a family member who was employed by a certain company. Other credit unions will have fields of membership that are virtually open ended (eg. must love life, etc.). If you find a credit union that interests you because of a rate or a service or a location, but are unsure if you qualify for membership, it is often worth reaching out to the credit union to discuss the parameters of the field of membership and whether there may be other ways in which you may qualify for membership.

Unlike online banks and even many local banks, all but the largest credit unions often lack robust online banking features. If you are interested in online banking, be sure to ask your credit unions about the online and mobile services they offer.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an