California

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California Credit Union Savings Rates

You are viewing savings rates from credit unions across California

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

CA - July 31, 2025

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Rate History: 5.00% → 4.75% → 4.55% → 4.30% → 4.10%

Rate History: 0.75% → 4.00%

12 Month Introductory Rate

Rate History: 3.75% → 4.00% → 3.60%

| Sep 27, 2016

why have you not updated your rates Read More

3.30%

3.04%
2.78%
2.53%
2.02%

$250,000

$100,000
$50,000
$25,000
$10,000
Learn More

Rate History: 2.75% → 3.25%

| Aug 18, 2020

Excellent! Read More

| Mar 22, 2024

Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More

3.10%

1.10%
0.60%
0.55%
0.50%
0.40%
0.30%

$0

$2,001
$5,001
$10,001
$100,000
$25,000
$2,500
Learn More

Last change: ↓ 0.10% on February 10.

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

Rate History: 5.33% → 5.00% → 3.75% → 2.75% → 2.50%

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

Rate History: 1.70% → 2.15% → 2.25%

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

| Jun 12, 2017

five star......great location...fast service Read More

| Feb 6, 2023

max. amt. per account thats insured under your ncua? limit on how many accts? Read More

Rate History: 2.50% → 2.00%

CBC

Cbc Branch
Restrictions

2.00%

1.00%
0.50%
0.25%

$250,000

$100,000
$50,000
$25,000
Learn More

Rate History: 1.80% → 1.80%

Rate History: 1.76% → 1.75%

Rate History: 1.70% → 1.55%

Rate History: 1.30% → 1.50%

Rate History: 1.25% → 1.30% → 1.35% → 1.40% → 1.42%

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

1.25%

0.75%
0.50%

$100,000

$50,000
$2,500
Learn More

1.00%

$2,500

Learn More

Rate History: 0.20% → 1.00%

1.00%

$10,000

Learn More

0.90%

$10,000

Learn More

Rate History: 2.00% → 1.90% → 1.75% → 0.85%

0.80%

$2,500

Learn More

0.80%

$25,000

Learn More

0.75%

$2,500

Learn More

| May 12, 2016

19 what, years or months Read More

Rate History: 0.71% → 0.70% → 0.71%

0.70%

$2,500

Learn More

0.65%

$10,000

Learn More

0.60%

$25,000

Learn More

0.60%

$25,000

Learn More

0.55%

$25,000

Learn More

0.55%

$25,000

Learn More

0.50%

$2,500

Learn More

0.50%

$25,000

Learn More

Rate History: 0.60% → 0.50%

SRI

Sri Branch
Restrictions

0.50%

$2,500

Learn More

0.50%

$2,500

Learn More

0.50%

$10,000

Learn More

0.50%

0.45%
0.40%
0.30%
0.25%
0.20%

$250,000

$100,000
$50,000
$25,000
$10,000
$5,000
Learn More

0.50%

$2,500

Learn More

0.50%

$10,000

Learn More

0.50%

$10,000

Learn More

| Apr 19, 2021

Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More

0.40%

$10,000

Learn More

0.40%

$25,000

Learn More

USC

Usc Branch
Restrictions

0.40%

$10,000

Learn More

0.40%

$25,000

Learn More

0.40%

$25,000

Learn More

0.40%

$25,000

Learn More

Rate History: 0.45% → 0.40%

0.35%

$10,000

Learn More

0.35%

$2,500

Learn More

| Feb 6, 2024

During my membership with First Entertainment Credit Union, I experienced a less than optimal situation. The treatment I received as an employee was unsatisfactory, characterized by managerial inefficiency... Read More

0.35%

$2,500

Learn More

0.35%

$10,000

Learn More

0.35%

$10,000

Learn More

0.35%

$2,500

Learn More

0.30%

$2,500

Learn More

| Dec 17, 2022

Let me start by saying, this is a garbage institution. They do not carry cash at all. You have to go to another bank to withdraw the cash from your own account. What is the point of having an account here?... Read More

| Aug 21, 2020

What is San Mateo's SWIFT code? Read More

0.30%

$10,000

Learn More

0.30%

$10,000

Learn More

0.30%

$2,500

Learn More

0.30%

$10,000

Learn More

0.30%

$10,000

Learn More

| Sep 27, 2016

why have you not updated your rates Read More

0.30%

$10,000

Learn More

0.30%

$10,000

Learn More

0.30%

$2,500

Learn More

0.30%

$25,000

Learn More

0.30%

$10,000

Learn More

| Feb 6, 2024

During my membership with First Entertainment Credit Union, I experienced a less than optimal situation. The treatment I received as an employee was unsatisfactory, characterized by managerial inefficiency... Read More

0.30%

$10,000

Learn More

0.30%

$25,000

Learn More

0.30%

$10,000

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

| Dec 17, 2022

Let me start by saying, this is a garbage institution. They do not carry cash at all. You have to go to another bank to withdraw the cash from your own account. What is the point of having an account here?... Read More

| Dec 17, 2022

Let me start by saying, this is a garbage institution. They do not carry cash at all. You have to go to another bank to withdraw the cash from your own account. What is the point of having an account here?... Read More

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

SCIENT


Restrictions

0.25%

$25,000

Learn More

0.25%

$25,000

Learn More

0.25%

$25,000

Learn More

Rate History: 0.35% → 0.25%

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

| Nov 4, 2018

HSA account only earns .25% on any balance. Read More

SRI

Sri Branch
Restrictions

0.25%

$25,000

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$2,500

Learn More

| Feb 6, 2024

During my membership with First Entertainment Credit Union, I experienced a less than optimal situation. The treatment I received as an employee was unsatisfactory, characterized by managerial inefficiency... Read More

0.25%

$25,000

Learn More

0.25%

$25,000

Learn More

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

| Dec 3, 2021

When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my ac... Read More

0.25%

$25,000

Learn More

0.25%

$10,000

Learn More

| Jan 20, 2018

Great bank, great customer service! Read More

0.25%

$25,000

Learn More

0.25%

$10,000

Learn More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

| Dec 3, 2021

When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my ac... Read More

0.20%

$25,000

Learn More

0.20%

$10,000

Learn More

0.20%

$25

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

0.15%
0.10%
0.05%

$250,000

$50,000
$100
$0
Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

$10,000

Learn More

EDU


Restrictions

0.20%

$0

Learn More

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

$10,000

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$25,000

Learn More

0.20%

0.10%
0.05%

$100,000

$10,000
$1
Learn More

0.20%

0.15%
0.05%

$100,000

$50,000
$100
Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$10,000

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

| Dec 3, 2022

You should be embarrassed for the VERY LOW interest you are paying your membership on savings accounts!!! Why would you do to this to your members. Surprised you haven’t been losing these accounts to you... Read More

BAY

Bay Branch
Restrictions

0.15%

$25,000

Learn More

SRI

Sri Branch
Restrictions

0.15%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$1

Learn More

0.15%

$10,000

Learn More

USC

Usc Branch
Restrictions

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$1,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

| Dec 17, 2022

Let me start by saying, this is a garbage institution. They do not carry cash at all. You have to go to another bank to withdraw the cash from your own account. What is the point of having an account here?... Read More

0.12%

$2,500

Learn More

0.11%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

SCIENT


Restrictions

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Nov 4, 2018

HSA account only earns .25% on any balance. Read More

0.10%

$2,500

Learn More

| Sep 12, 2020

What's the swift code Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

BAY

Bay Branch
Restrictions

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

| Feb 6, 2024

During my membership with First Entertainment Credit Union, I experienced a less than optimal situation. The treatment I received as an employee was unsatisfactory, characterized by managerial inefficiency... Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,000

Learn More

0.10%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

USC

Usc Branch
Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

| May 12, 2016

19 what, years or months Read More

0.10%

$2,500

Learn More

Rate History: 0.25% → 0.15% → 0.10%

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

0.09%

$25,000

Learn More

0.08%

$2,500

Learn More

0.08%

$10,000

Learn More

0.07%

$2,500

Learn More

0.07%

$2,500

Learn More

0.07%

$2,500

Learn More

0.07%

$25,000

Learn More

0.07%

$2,500

Learn More

0.07%

$2,500

Learn More

0.06%

$25,000

Learn More

0.05%

$2,500

Learn More

| Feb 6, 2023

max. amt. per account thats insured under your ncua? limit on how many accts? Read More

0.05%

$2,500

Learn More

| Aug 21, 2020

What is San Mateo's SWIFT code? Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Dec 3, 2021

When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my ac... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Sep 12, 2020

What's the swift code Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

BAY

Bay Branch
Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$0

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

SCIENT


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$100

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Apr 19, 2021

Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More

0.05%

$1,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$200

Learn More

Rate History: 0.20% → 0.10% → 0.05%

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

0.04%

$10,000

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.01%

$2,500

Learn More

EDU


Restrictions

0.01%

$1

Learn More

Rate History: 1.49% → 0.01%

0.01%

$2,500

Learn More

0.00%

$0

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across California


Branch Street City State
CHEVRON
Chevron Chevron Branch
475 14TH ST 9TH FL OAKLAND CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
7800 E. Imperial Highway Downey CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
SPECTRUM
Spectrum Spectrum Branch
315 Montgomery St, Second Fl San Francisco CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
SPECTRUM
Spectrum Spectrum Branch
315 Montgomery St, Second Fl San Francisco CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
SPECTRUM
Spectrum Spectrum Branch
315 Montgomery St, Second Fl San Francisco CA
CHEVRON
Chevron Chevron Branch
475 14TH ST 9TH FL OAKLAND CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
CHEVRON
Chevron Chevron Branch
475 14TH ST 9TH FL OAKLAND CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
CHEVRON
Chevron Chevron Branch
475 14TH ST 9TH FL OAKLAND CA
SELF-HELP
Self-help Self-help Branch
1836 Bay Road, Suite B East Palo Alto CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
STAR ONE
Star One Star One Branch
1306 Bordeaux Drive Sunnyvale CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
ALLIANT
Sfocl Sfocl Branch
780 McDonnell Rd San Francisco CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
BLUPEAK
University & State E University & State E Branch
10120 Pacific Heights Blvd. San Diego CA
L.A. HEALTHCARE
L.a. Healthcare L.a. Healthcare Branch
637 S. LUCAS AVE SUITE #510 LOS ANGELES CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
MISSION
Mission Mission Branch
5785 Oberlin Drive San Diego CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
AMERICAN AIRLINES
Aafcu - Lax Aafcu - Lax Branch
400 World Way Los Angeles CA
PATELCO
Roseville Roseville Branch
5040 Foothills Blvd Roseville CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
OCEANAIR
Cbc Cbc Branch
2151 E. GONZALES RD. OXNARD CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
STANFORD
Medical Center Medical Center Branch
300 Pasteur Dr Stanford CA
LOGIX
Burbank Burbank Branch
2340 N Hollywood Way Burbank CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
879 W. 190th Street Gardena CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
PATELCO
Roseville Roseville Branch
5040 Foothills Blvd Roseville CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
SCHOOLSFIRST
Schoolsfirst Schoolsfirst Branch
2115 N Broadway Santa Ana CA
ALTURA
Altura Altura Branch
2847 Campus Parkway Riverside CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
SAFE 1
Safe 1 Safe 1 Branch
1400 Mill Rock Way Bakersfield CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
ALTURA
Altura Altura Branch
2847 Campus Parkway Riverside CA
ALTURA
Altura Altura Branch
2847 Campus Parkway Riverside CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
PATELCO
Roseville Roseville Branch
5040 Foothills Blvd Roseville CA
NOBLE
Fresno County Fresno County Branch
2580 W Shaw Lane Fresno CA
MISSION
Mission Mission Branch
5785 Oberlin Drive San Diego CA
TECHNOLOGY
Technology Technology Branch
2010 NORTH FIRST STREET SAN JOSE CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
THE GOLDEN 1
The Golden 1 The Golden 1 Branch
8945 CAL CENTER DRIVE SACRAMENTO CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
7800 E. Imperial Highway Downey CA
SCHOOLSFIRST
Schoolsfirst Schoolsfirst Branch
2115 N Broadway Santa Ana CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
OCEANAIR
Cbc Cbc Branch
2151 E. GONZALES RD. OXNARD CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
LOGIX
Burbank Burbank Branch
2340 N Hollywood Way Burbank CA
MERIWEST
Corporate Office- San Jose Corporate Office- San Jose Branch
5615 Chesbro Ave San Jose CA
WESCOM CENTRAL
Wescom Central Wescom Central Branch
123 S Marengo Ave Pasadena CA
TECHNOLOGY
Technology Technology Branch
2010 NORTH FIRST STREET SAN JOSE CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
LONG BEACH FIREMEN S
Long Beach Firemen S Long Beach Firemen S Branch
2245 Argonne Ave Long Beach CA
CAPSTONE
Capstone Capstone Branch
3 POLARIS WAY, SUITE 31B ALISO VIEJO CA
LOGIX
Burbank Burbank Branch
2340 N Hollywood Way Burbank CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
COMMUNITY FIRST
Mendo Lake Mendo Lake Branch
526 S. State St Ukiah CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
F & A
F & A F & A Branch
2625 CORPORATE PLACE MONTEREY PARK CA
SAFE 1
Safe 1 Safe 1 Branch
1400 Mill Rock Way Bakersfield CA
CALIFORNIA
Beaudry Beaudry Branch
333 S BEAUDRY AVE STE 213 LOS ANGELES CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
WESCOM CENTRAL
Wescom Central Wescom Central Branch
123 S Marengo Ave Pasadena CA
UNIFY FINANCIAL
Oxnard-gonzales Oxnard-gonzales Branch
1690 E Gonzales Rd Oxnard CA
SCHOOLSFIRST
Schoolsfirst Schoolsfirst Branch
2115 N Broadway Santa Ana CA
SPECTRUM
Spectrum Spectrum Branch
315 Montgomery St, Second Fl San Francisco CA
CHEVRON
Chevron Chevron Branch
475 14TH ST 9TH FL OAKLAND CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
CAPSTONE
Capstone Capstone Branch
3 POLARIS WAY, SUITE 31B ALISO VIEJO CA
UNIFY FINANCIAL
Oxnard-gonzales Oxnard-gonzales Branch
1690 E Gonzales Rd Oxnard CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
MERIWEST
Corporate Office- San Jose Corporate Office- San Jose Branch
5615 Chesbro Ave San Jose CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
WESCOM CENTRAL
Wescom Central Wescom Central Branch
123 S Marengo Ave Pasadena CA
UNIFY FINANCIAL
Oxnard-gonzales Oxnard-gonzales Branch
1690 E Gonzales Rd Oxnard CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
ALTURA
Altura Altura Branch
2847 Campus Parkway Riverside CA
CITIZENS EQUITY FIRST
Citizens Equity Firs Citizens Equity Firs Branch
2980 E. Capitol Expressway, Suite 90 San Jose CA
UKRAINIAN
Ukrainian Ukrainian Branch
6029 San Juan Ave Citrus Heights CA
HONDA
Honda Honda Branch
19701 Hamilton Ave., Ste 130 Torrance CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
UNIFY FINANCIAL
Oxnard-gonzales Oxnard-gonzales Branch
1690 E Gonzales Rd Oxnard CA
WESCOM CENTRAL
Wescom Central Wescom Central Branch
123 S Marengo Ave Pasadena CA
RIZE
Ontario Branch Ontario Branch
975 N Haven Ave Ontario CA
1ST NORTHERN CALIFORNIA
Martinez Martinez Branch
1111 Pine St Martinez CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
CALIFORNIA
Beaudry Beaudry Branch
333 S BEAUDRY AVE STE 213 LOS ANGELES CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
COMMUNITY FIRST
Mendo Lake Mendo Lake Branch
526 S. State St Ukiah CA
1ST NORTHERN CALIFORNIA
Martinez Martinez Branch
1111 Pine St Martinez CA
SUN COMMUNITY
Sun Community Sun Community Branch
1068 Broadway El Centro CA
SAFE 1
Safe 1 Safe 1 Branch
1400 Mill Rock Way Bakersfield CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
4601 Wilshire Blvd Los Angeles CA
TECHNOLOGY
Technology Technology Branch
2010 NORTH FIRST STREET SAN JOSE CA
SRI
Sri Sri Branch
333 RAVENSWOOD AVE MENLO PARK CA
UKRAINIAN
Ukrainian Ukrainian Branch
6029 San Juan Ave Citrus Heights CA
CHABOT
Chabot Chabot Branch
7080 Donlon Way, Ste 100 Dublin CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
F & A
F & A F & A Branch
2625 CORPORATE PLACE MONTEREY PARK CA
MERIWEST
Corporate Office- San Jose Corporate Office- San Jose Branch
5615 Chesbro Ave San Jose CA
HONDA
Honda Honda Branch
19701 Hamilton Ave., Ste 130 Torrance CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
KINECTA
Kinecta Kinecta Branch
1440 Rosecrans Ave Manhattan Beach CA
OCEANAIR
Cbc Cbc Branch
2151 E. GONZALES RD. OXNARD CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
4601 Wilshire Blvd Los Angeles CA
WESCOM CENTRAL
Wescom Central Wescom Central Branch
123 S Marengo Ave Pasadena CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
UNIVERSAL CITY STUDIOS
Universal City Studi Universal City Studi Branch
90 Universal City Plaza Universal City CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
4601 Wilshire Blvd Los Angeles CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
PACIFIC SERVICE
Pacific Service Pacific Service Branch
2850 Shadelands Dr Walnut Creek CA
USC
Usc Usc Branch
3720 S Flower Street 4th Floor Los Angeles CA
SACRAMENTO
Sacramento Sacramento Branch
800 H STREET SACRAMENTO CA
TRUGROCER
Trugrocer Trugrocer Branch
341 E. Imperial Highway Fullerton CA
SUNWARD
Sandia Laboratory Sandia Laboratory Branch
39 South Livermore Ave, Suite 101 Livermore CA
KINECTA
Kinecta Kinecta Branch
1440 Rosecrans Ave Manhattan Beach CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
879 W. 190th Street Gardena CA
SUNWARD
Sandia Laboratory Sandia Laboratory Branch
39 South Livermore Ave, Suite 101 Livermore CA
HONDA
Honda Honda Branch
19701 Hamilton Ave., Ste 130 Torrance CA
FIRST ENTERTAINMENT
Culver City Branch - Br#2 Culver City Branch - Br#2
10000 Washington Blvd Culver City CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
4601 Wilshire Blvd Los Angeles CA
RIZE
Ontario Branch Ontario Branch
975 N Haven Ave Ontario CA
NOBLE
Fresno County Fresno County Branch
2580 W Shaw Lane Fresno CA
INTERFAITH
United Methodist United Methodist Branch
5405 E Arrow Hwy Suite 104 Montclair CA
WESCOM CENTRAL
Wescom Central Wescom Central Branch
123 S Marengo Ave Pasadena CA
CREDIT UNION OF SOUTHERN CALIFORNIA
Credit Union Of Sout Credit Union Of Sout Branch
10 Pointe Dr., Suite 330 Brea CA
CHABOT
Chabot Chabot Branch
7080 Donlon Way, Ste 100 Dublin CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
SUNWARD
Sandia Laboratory Sandia Laboratory Branch
39 South Livermore Ave, Suite 101 Livermore CA
SMW 104
Smw 104 Smw 104 Branch
1750 Abram Ct. San Leandro CA
MONTERRA
San Mateo San Mateo Branch
350 CONVENTION WAY REDWOOD CITY CA
GAIN
Burbank City Burbank City Branch
1800 W. Magnolia Blvd Burbank CA
MENLO SURVEY
Menlo Survey Menlo Survey Branch
345 MIDDLEFIELD ROAD MENLO PARK CA
UNIVERSAL CITY STUDIOS
Universal City Studi Universal City Studi Branch
90 Universal City Plaza Universal City CA
LA FINANCIAL
La Financial La Financial Branch
1520 W Colorado Blvd Pasadena CA
SUN COMMUNITY
Sun Community Sun Community Branch
1068 Broadway El Centro CA
SELF-HELP
Self-help Self-help Branch
1836 Bay Road, Suite B East Palo Alto CA
THINKWISE
San Bernardino Schoo San Bernardino Schoo Branch
2441 North Sierra Way San Bernardino CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
4601 Wilshire Blvd Los Angeles CA
PREMIER ONE
National 1st National 1st Branch
2999 SAN YSIDRO WY SANTA CLARA CA
PACIFIC SERVICE
Pacific Service Pacific Service Branch
2850 Shadelands Dr Walnut Creek CA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
2351 N. Watney Way Suite A Fairfield CA
SACRAMENTO
Sacramento Sacramento Branch
800 H STREET SACRAMENTO CA
FIRST ENTERTAINMENT
Culver City Branch - Br#2 Culver City Branch - Br#2
10000 Washington Blvd Culver City CA
CREDIT UNION OF SOUTHERN CALIFORNIA
Credit Union Of Sout Credit Union Of Sout Branch
10 Pointe Dr., Suite 330 Brea CA
CHAFFEY
Chaffey Chaffey Branch
410 N Lemon Ontario CA
PREMIER AMERICA
Corporate Headquarters Corporate Headquarters Branch
19867 Prairie St Chatsworth CA
FIRST IMPERIAL
First Imperial First Imperial Branch
1602 West Main Street El Centro CA
OPERATING ENGINEERS LOCAL UNION #3
Operating Engineers Operating Engineers Branch
250 North Canyons Parkway Livermore CA
ENERGY ONE
Energy One Energy One Branch
10000 Stockdale Hwy, Ste 103 Bakersfield CA
FIRST CITY
First City First City Branch
717 W Temple St Los Angeles CA
ALTA VISTA
Alta Vista Alta Vista Branch
1425 W. LUGONIA AVE REDLANDS CA
LBS FINANCIAL
Lbs Financial Lbs Financial Branch
5505 Garden Grove Blvd Westminster CA
EAGLE COMMUNITY
Eagle Community Eagle Community Branch
23021 Lake Center Drive Lake Forest CA
SIERRA CENTRAL
Marysville Branch Marysville Branch
422 4th St Marysville CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
SMW 104
Smw 104 Smw 104 Branch
1750 Abram Ct. San Leandro CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
SMW 104
Smw 104 Smw 104 Branch
1750 Abram Ct. San Leandro CA
MEDIA CITY
Media City Community Media City Community Branch
1020 West Olive Avenue Burbank CA
PATELCO
Roseville Roseville Branch
5040 Foothills Blvd Roseville CA
GAIN
Burbank City Burbank City Branch
1800 W. Magnolia Blvd Burbank CA
PASADENA
Pasadena Pasadena Branch
1038 South Fair Oaks Avenue Pasadena CA
MERCO
Merco Merco Branch
1911 M Street Merced CA
CABRILLO
Carlsbad Branch Carlsbad Branch
5814 Van Allen Way Carlsbad CA
FIRST TECHNOLOGY
Addison Avenue Addison Avenue Branch
3408 HILLVIEW AVE PALO ALTO CA
INTERFAITH
United Methodist United Methodist Branch
5405 E Arrow Hwy Suite 104 Montclair CA
THINKWISE
San Bernardino Schoo San Bernardino Schoo Branch
2441 North Sierra Way San Bernardino CA
COMMONWEALTH CENTRAL
Commonwealth Central Commonwealth Central Branch
5890 SILVER CREEK VALLEY ROAD SAN JOSE CA
KINGS
Kings Kings Branch
1415 W Lacey Blvd Hanford CA
KEYPOINT
Keypoint Keypoint Branch
2805 Bowers Avenue Santa Clara CA
SRI
Sri Sri Branch
333 RAVENSWOOD AVE MENLO PARK CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
OPERATING ENGINEERS LOCAL UNION #3
Operating Engineers Operating Engineers Branch
250 North Canyons Parkway Livermore CA
FIRST ENTERTAINMENT
Culver City Branch - Br#2 Culver City Branch - Br#2
10000 Washington Blvd Culver City CA
FIRST U.S. COMMUNITY
First U.s. Community First U.s. Community Branch
580 UNIVERSITY AVE SACRAMENTO CA
LOGIX
Burbank Burbank Branch
2340 N Hollywood Way Burbank CA
ARROWHEAD CENTRAL
Arrowhead Central Arrowhead Central Branch
550 EAST HOSPITALITY LANE, SUITE #2 SAN BERNARDINO CA
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
888 NORTH NASH STREET EL SEGUNDO CA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
2351 N. Watney Way Suite A Fairfield CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
VENTURA COUNTY
Ventura County Ventura County Branch
6026 Telephone Road Ventura CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
SAN DIEGO FIREFIGHTERS
San Diego Firefighte San Diego Firefighte Branch
4926 La Cuenta Drive San Diego CA
KINECTA
Kinecta Kinecta Branch
1440 Rosecrans Ave Manhattan Beach CA
EAGLE COMMUNITY
Eagle Community Eagle Community Branch
23021 Lake Center Drive Lake Forest CA
FINANCIAL CENTER
Financial Center Financial Center Branch
18 S. Center Street Stockton CA
SILVERADO
Silverado Silverado Branch
1 Angwin Plaza Angwin CA
FIRST CITY
First City First City Branch
717 W Temple St Los Angeles CA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
1824 Marron ST.,, Suite 112, The North County Plaz Carlsbad CA
OCEANAIR
Cbc Cbc Branch
2151 E. GONZALES RD. OXNARD CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
MEDIA CITY
Media City Community Media City Community Branch
1020 West Olive Avenue Burbank CA
UME
Burbank Community Burbank Community Branch
3000 W. Magnolia Blvd. Burbank CA
ENERGY ONE
Energy One Energy One Branch
10000 Stockdale Hwy, Ste 103 Bakersfield CA
RIZE
Ontario Branch Ontario Branch
975 N Haven Ave Ontario CA
TRUGROCER
Trugrocer Trugrocer Branch
341 E. Imperial Highway Fullerton CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
VENTURA COUNTY
Ventura County Ventura County Branch
6026 Telephone Road Ventura CA
DESERT VALLEYS
Desert Valleys Desert Valleys Branch
100 E ward Ridgecrest CA
FIRST IMPERIAL
First Imperial First Imperial Branch
1602 West Main Street El Centro CA
TECHNOLOGY
Technology Technology Branch
2010 NORTH FIRST STREET SAN JOSE CA
LASSEN COUNTY
Lassen County Lassen County Branch
2605 RIVERSIDE DR SUSANVILLE CA
MERIWEST
Corporate Office- San Jose Corporate Office- San Jose Branch
5615 Chesbro Ave San Jose CA
SACRAMENTO
Sacramento Sacramento Branch
800 H STREET SACRAMENTO CA
SOUTH BAY
South Bay South Bay Branch
2304 Artesia Blvd. Redondo Beach CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
7800 E. Imperial Highway Downey CA
SUN COMMUNITY
Sun Community Sun Community Branch
1068 Broadway El Centro CA
LBS FINANCIAL
Lbs Financial Lbs Financial Branch
5505 Garden Grove Blvd Westminster CA
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
888 NORTH NASH STREET EL SEGUNDO CA
LOS ANGELES
Los Angeles Los Angeles Branch
300 S Glendale Avenue Glendale CA
FIRST U.S. COMMUNITY
First U.s. Community First U.s. Community Branch
580 UNIVERSITY AVE SACRAMENTO CA
FIRST CITY
First City First City Branch
717 W Temple St Los Angeles CA
ALTA VISTA
Alta Vista Alta Vista Branch
1425 W. LUGONIA AVE REDLANDS CA
SILVERADO
Silverado Silverado Branch
1 Angwin Plaza Angwin CA
SAN DIEGO FIREFIGHTERS
San Diego Firefighte San Diego Firefighte Branch
4926 La Cuenta Drive San Diego CA
EAGLE COMMUNITY
Eagle Community Eagle Community Branch
23021 Lake Center Drive Lake Forest CA
PARTNERS 1ST
Partners 1st Partners 1st Branch
c/o NXP, 1151 McKay Drive San Jose CA
JUSTICE
Justice Justice Branch
9797 Aero Drive San Diego CA
KINECTA
Kinecta Kinecta Branch
1440 Rosecrans Ave Manhattan Beach CA
THE GOLDEN 1
The Golden 1 The Golden 1 Branch
8945 CAL CENTER DRIVE SACRAMENTO CA
FIRST TECHNOLOGY
Addison Avenue Addison Avenue Branch
3408 HILLVIEW AVE PALO ALTO CA
SAN DIEGO COUNTY
San Diego County San Diego County Branch
6545 SEQUENCE DRIVE SAN DIEGO CA
PATELCO
Roseville Roseville Branch
5040 Foothills Blvd Roseville CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
UME
Burbank Community Burbank Community Branch
3000 W. Magnolia Blvd. Burbank CA
CENTER CITY COMMUNITY
California Agribusin California Agribusin Branch
6281 Beach Blvd., Suite 87 Buena Park CA
PASADENA
Pasadena Pasadena Branch
1038 South Fair Oaks Avenue Pasadena CA
SUNWARD
Sandia Laboratory Sandia Laboratory Branch
39 South Livermore Ave, Suite 101 Livermore CA
AMERICAN UNITED
American United Fami American United Fami Branch
49750 Seminole Drive Cabazon CA
MYPOINT
Carlsbad Branch Carlsbad Branch
6971 El Camino Real Carlsbad CA
HONDA
Honda Honda Branch
19701 Hamilton Ave., Ste 130 Torrance CA
SAN DIEGO COUNTY
San Diego County San Diego County Branch
6545 SEQUENCE DRIVE SAN DIEGO CA
1ST UNITED
1st United Services 1st United Services Branch
5901 GIBRALTAR DRIVE NORTH PLEASANTON CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
ORANGE COUNTY'S
Orange County's Orange County's Branch
1701 E. St. Andrew Place Santa Ana CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
ALTA VISTA
Alta Vista Alta Vista Branch
1425 W. LUGONIA AVE REDLANDS CA
JUSTICE
Justice Justice Branch
9797 Aero Drive San Diego CA
FRONTWAVE
Pacific Marine Pacific Marine Branch
MCX Complex, Building CU - 1105 Camp Pendleton CA
CERTIFIED
Vons Employees Vons Employees Branch
4455 Arden Dr. El Monte CA
DESERT VALLEYS
Desert Valleys Desert Valleys Branch
100 E ward Ridgecrest CA
STRATA
Kern Kern Branch
1717 Truxtun Ave. Bakersfield CA
CLEARPATH
Clearpath Clearpath Branch
340 Arden Ave Glendale CA
FIRST CALIFORNIA
First California First California Branch
2525 E. Shields Avenue Fresno CA
TUCOEMAS
Whitendale Whitendale Branch
2300 W Whitendale Ave Visalia CA
CENTRAL VALLEY FIREFIGHTERS
Fresno Fire Departme Fresno Fire Departme Branch
5300 N FRESNO STREET FRESNO CA
BAY
Bay Bay Branch
3333 CLARES ST CAPITOLA CA
SRI
Sri Sri Branch
333 RAVENSWOOD AVE MENLO PARK CA
1ST NORTHERN CALIFORNIA
Martinez Martinez Branch
1111 Pine St Martinez CA
HERITAGE COMMUNITY
Heritage Community Heritage Community Branch
10415 Old Placerville Rd Sacramento CA
SANTA CRUZ COMMUNITY
Santa Cruz Community Santa Cruz Community Branch
324 FRONT STREET SANTA CRUZ CA
UNIVERSAL CITY STUDIOS
Universal City Studi Universal City Studi Branch
90 Universal City Plaza Universal City CA
ARROWHEAD CENTRAL
Arrowhead Central Arrowhead Central Branch
550 EAST HOSPITALITY LANE, SUITE #2 SAN BERNARDINO CA
UNITED LOCAL
United Local United Local Branch
3650 E Ashlan Ave Fresno CA
USC
Usc Usc Branch
3720 S Flower Street 4th Floor Los Angeles CA
AIRCO
Airco Airco Branch
6265 San Fernando RD Glendale CA
ALTAONE
Altaone Altaone Branch
701 S. China Lake Ridgecrest CA
LOS ANGELES
Los Angeles Los Angeles Branch
300 S Glendale Avenue Glendale CA
THE FIRST FINANCIAL
West Covina Branch West Covina Branch
2530 E Workman Ave West Covina CA
LA FINANCIAL
La Financial La Financial Branch
1520 W Colorado Blvd Pasadena CA
CABRILLO
Carlsbad Branch Carlsbad Branch
5814 Van Allen Way Carlsbad CA
ENERGY ONE
Energy One Energy One Branch
10000 Stockdale Hwy, Ste 103 Bakersfield CA
SAN DIEGO FIREFIGHTERS
San Diego Firefighte San Diego Firefighte Branch
4926 La Cuenta Drive San Diego CA
SILVERADO
Silverado Silverado Branch
1 Angwin Plaza Angwin CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
7800 E. Imperial Highway Downey CA
LASSEN COUNTY
Lassen County Lassen County Branch
2605 RIVERSIDE DR SUSANVILLE CA
KINGS
Kings Kings Branch
1415 W Lacey Blvd Hanford CA
SOUTH BAY
South Bay South Bay Branch
2304 Artesia Blvd. Redondo Beach CA
KINECTA
Kinecta Kinecta Branch
1440 Rosecrans Ave Manhattan Beach CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
SMW 104
Smw 104 Smw 104 Branch
1750 Abram Ct. San Leandro CA
RANCHO
Rancho Rancho Branch
12620 Erickson Ave Ste H Downey CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
COOPERATIVE CENTER
Cooperative Center Cooperative Center Branch
2001 ASHBY AVE BERKELEY CA
THINKWISE
San Bernardino Schoo San Bernardino Schoo Branch
2441 North Sierra Way San Bernardino CA
1ST UNITED
1st United Services 1st United Services Branch
5901 GIBRALTAR DRIVE NORTH PLEASANTON CA
EL MONTE COMMUNITY
El Monte City Employ El Monte City Employ Branch
11718 Ramona Blvd El Monte CA
EXCITE
Alliance Alliance Branch
3315 ALMADEN EXPRESSWAY STE 55 SAN JOSE CA
MENLO SURVEY
Menlo Survey Menlo Survey Branch
345 MIDDLEFIELD ROAD MENLO PARK CA
NOBLE
Fresno County Fresno County Branch
2580 W Shaw Lane Fresno CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
GEICO
Geico Geico Branch
14111 DANIELSON STREET POWAY CA
MERCO
Merco Merco Branch
1911 M Street Merced CA
TUCOEMAS
Whitendale Whitendale Branch
2300 W Whitendale Ave Visalia CA
SOUTHLAND
Southland Southland Branch
10701 Los Alamitos Blvd Los Alamitos CA
PARTNERS 1ST
Partners 1st Partners 1st Branch
c/o NXP, 1151 McKay Drive San Jose CA
MYPOINT
Carlsbad Branch Carlsbad Branch
6971 El Camino Real Carlsbad CA
AMERICAN UNITED
American United Fami American United Fami Branch
49750 Seminole Drive Cabazon CA
HERITAGE COMMUNITY
Heritage Community Heritage Community Branch
10415 Old Placerville Rd Sacramento CA
FIRST CITY
First City First City Branch
717 W Temple St Los Angeles CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
AMERICAN FIRST
American First American First Branch
700 N. HARBOR BLVD LA HABRA CA
ORANGE COUNTY'S
Orange County's Orange County's Branch
1701 E. St. Andrew Place Santa Ana CA
UKRAINIAN
Ukrainian Ukrainian Branch
6029 San Juan Ave Citrus Heights CA
SANTA BARBARA COUNTY
Santa Barbara County Santa Barbara County Branch
2623 De La Vina St. Santa Barbara CA
KEYPOINT
Keypoint Keypoint Branch
2805 Bowers Avenue Santa Clara CA
INTERFAITH
United Methodist United Methodist Branch
5405 E Arrow Hwy Suite 104 Montclair CA
GLOBAL
Alaska Usa Alaska Usa Branch
15961 Apple Valley Road Apple Valley CA
ALTAONE
Altaone Altaone Branch
701 S. China Lake Ridgecrest CA
STRATA
Kern Kern Branch
1717 Truxtun Ave. Bakersfield CA
VALLEY FIRST
Valley First Valley First Branch
1005 W ORANGEBURG MODESTO CA
COASTHILLS
Vandenerg Air Force Base Vandenerg Air Force Base Branch
100 COMMUNITY LOOP VANDENBERG AFB CA
TULARE COUNTY
Tulare Corporate Branch Tulare Corporate Branch
300 N K St Tulare CA
KINGS
Kings Kings Branch
1415 W Lacey Blvd Hanford CA
CREDIT UNION OF SOUTHERN CALIFORNIA
Credit Union Of Sout Credit Union Of Sout Branch
10 Pointe Dr., Suite 330 Brea CA
ALLUS
Monterey County Empl Monterey County Empl Branch
20 W. MARKET STREET SALINAS CA
BAY
Bay Bay Branch
3333 CLARES ST CAPITOLA CA
UME
Burbank Community Burbank Community Branch
3000 W. Magnolia Blvd. Burbank CA
FIRST ENTERTAINMENT
Culver City Branch - Br#2 Culver City Branch - Br#2
10000 Washington Blvd Culver City CA
CALIFORNIA COAST
California Coast California Coast Branch
9201 Spectum Center Boulevard San Diego CA
LASSEN COUNTY
Lassen County Lassen County Branch
2605 RIVERSIDE DR SUSANVILLE CA
PREMIER COMMUNITY
Premier Community Premier Community Branch
3315 W. Benjamin Holt Drive Stockton CA
THE FIRST FINANCIAL
West Covina Branch West Covina Branch
2530 E Workman Ave West Covina CA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
2351 N. Watney Way Suite A Fairfield CA
ARROWHEAD CENTRAL
Arrowhead Central Arrowhead Central Branch
550 EAST HOSPITALITY LANE, SUITE #2 SAN BERNARDINO CA
UNITED LOCAL
United Local United Local Branch
3650 E Ashlan Ave Fresno CA
REDWOOD
Redwood Redwood Branch
3033 CLEVELAND AVENUE SANTA ROSA CA
YOLO
Yolo Yolo Branch
266 W Main Woodland CA
FIRST U.S. COMMUNITY
First U.s. Community First U.s. Community Branch
580 UNIVERSITY AVE SACRAMENTO CA
ALTA VISTA
Alta Vista Alta Vista Branch
1425 W. LUGONIA AVE REDLANDS CA
STANFORD
Medical Center Medical Center Branch
300 Pasteur Dr Stanford CA
CENTRAL COAST
Central Coast Central Coast Branch
4242 Gigling Road Seaside CA
EDWARDS
Edwards Edwards Branch
10 South Muroc Drive Edwards CA
USC
Usc Usc Branch
3720 S Flower Street 4th Floor Los Angeles CA
CERTIFIED
Vons Employees Vons Employees Branch
4455 Arden Dr. El Monte CA
PREMIER ONE
National 1st National 1st Branch
2999 SAN YSIDRO WY SANTA CLARA CA
FIRST IMPERIAL
First Imperial First Imperial Branch
1602 West Main Street El Centro CA
ALTURA
Altura Altura Branch
2847 Campus Parkway Riverside CA
SANTA CRUZ COMMUNITY
Santa Cruz Community Santa Cruz Community Branch
324 FRONT STREET SANTA CRUZ CA
DESERT VALLEYS
Desert Valleys Desert Valleys Branch
100 E ward Ridgecrest CA
THE GOLDEN 1
The Golden 1 The Golden 1 Branch
8945 CAL CENTER DRIVE SACRAMENTO CA
EAST COUNTY SCHOOLS
Grossmont Schools Grossmont Schools Branch
1069 Graves Avenue Suite 100 El Cajon CA
LBS FINANCIAL
Lbs Financial Lbs Financial Branch
5505 Garden Grove Blvd Westminster CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
7800 E. Imperial Highway Downey CA
SCHOOLSFIRST
Schoolsfirst Schoolsfirst Branch
2115 N Broadway Santa Ana CA
MOKELUMNE
Mokelumne Mokelumne Branch
531 N. Mills Ave. Lodi CA
CHAFFEY
Chaffey Chaffey Branch
410 N Lemon Ontario CA
EAGLE COMMUNITY
Eagle Community Eagle Community Branch
23021 Lake Center Drive Lake Forest CA
TRUGROCER
Trugrocer Trugrocer Branch
341 E. Imperial Highway Fullerton CA
MIRASTAR
Santa Clara County Santa Clara County Branch
1641 North First Street, Suite 245 San Jose CA
UNIFY FINANCIAL
Oxnard-gonzales Oxnard-gonzales Branch
1690 E Gonzales Rd Oxnard CA
LOS ANGELES
Los Angeles Los Angeles Branch
300 S Glendale Avenue Glendale CA
SELF-HELP
Self-help Self-help Branch
1836 Bay Road, Suite B East Palo Alto CA
COMMUNITY FIRST
Mendo Lake Mendo Lake Branch
526 S. State St Ukiah CA
FIRST TECHNOLOGY
Addison Avenue Addison Avenue Branch
3408 HILLVIEW AVE PALO ALTO CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
UNCLE
Uncle Uncle Branch
2100 LAS POSITAS COURT LIVERMORE CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
RANCHO
Rancho Rancho Branch
12620 Erickson Ave Ste H Downey CA
UNCLE
Uncle Uncle Branch
2100 LAS POSITAS COURT LIVERMORE CA
SACRAMENTO
Sacramento Sacramento Branch
800 H STREET SACRAMENTO CA
VALLEY FIRST
Valley First Valley First Branch
1005 W ORANGEBURG MODESTO CA
SISKIYOU
Siskiyou Central Cu Siskiyou Central Cu Branch
845 FOURTH STREET YREKA CA
CENTRAL STATE
Central State Central State Branch
919 N Center St Stockton CA
CAPSTONE
Capstone Capstone Branch
3 POLARIS WAY, SUITE 31B ALISO VIEJO CA
UNCLE
Uncle Uncle Branch
2100 LAS POSITAS COURT LIVERMORE CA
MOCSE
Mocse Mocse Branch
3600 Coffee Road Modesto CA
UTILITY DISTRICT
Utility District Utility District Branch
375 11th Street, STE 203 Oakland CA
PATELCO
Roseville Roseville Branch
5040 Foothills Blvd Roseville CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
CENTER CITY COMMUNITY
California Agribusin California Agribusin Branch
6281 Beach Blvd., Suite 87 Buena Park CA
MONTERRA
San Mateo San Mateo Branch
350 CONVENTION WAY REDWOOD CITY CA
GAIN
Burbank City Burbank City Branch
1800 W. Magnolia Blvd Burbank CA
PASADENA
Pasadena Pasadena Branch
1038 South Fair Oaks Avenue Pasadena CA
GEICO
Geico Geico Branch
14111 DANIELSON STREET POWAY CA
SOUTHLAND
Southland Southland Branch
10701 Los Alamitos Blvd Los Alamitos CA
FIRST U.S. COMMUNITY
First U.s. Community First U.s. Community Branch
580 UNIVERSITY AVE SACRAMENTO CA
MEDIA CITY
Media City Community Media City Community Branch
1020 West Olive Avenue Burbank CA
MYPOINT
Carlsbad Branch Carlsbad Branch
6971 El Camino Real Carlsbad CA
CALIFORNIA COAST
California Coast California Coast Branch
9201 Spectum Center Boulevard San Diego CA
COOPERATIVE CENTER
Cooperative Center Cooperative Center Branch
2001 ASHBY AVE BERKELEY CA
PACIFIC CREST
Dorris Branch Dorris Branch
201 W Third Street Dorris CA
1ST UNITED
1st United Services 1st United Services Branch
5901 GIBRALTAR DRIVE NORTH PLEASANTON CA
ORANGE COUNTY'S
Orange County's Orange County's Branch
1701 E. St. Andrew Place Santa Ana CA
FRONTWAVE
Pacific Marine Pacific Marine Branch
MCX Complex, Building CU - 1105 Camp Pendleton CA
SAFE 1
Safe 1 Safe 1 Branch
1400 Mill Rock Way Bakersfield CA
CERTIFIED
Vons Employees Vons Employees Branch
4455 Arden Dr. El Monte CA
VENTURA COUNTY
Ventura County Ventura County Branch
6026 Telephone Road Ventura CA
DESERT VALLEYS
Desert Valleys Desert Valleys Branch
100 E ward Ridgecrest CA
STRATA
Kern Kern Branch
1717 Truxtun Ave. Bakersfield CA
COASTHILLS
Vandenerg Air Force Base Vandenerg Air Force Base Branch
100 COMMUNITY LOOP VANDENBERG AFB CA
SESLOC
Sesloc Sesloc Branch
11491 LOS OSOS VALLEY ROAD SAN LUIS OBISPO CA
ALLUS
Monterey County Empl Monterey County Empl Branch
20 W. MARKET STREET SALINAS CA
BAY
Bay Bay Branch
3333 CLARES ST CAPITOLA CA
MIRASTAR
Santa Clara County Santa Clara County Branch
1641 North First Street, Suite 245 San Jose CA
MONTEREY
Monterey Monterey Branch
501 E. FRANKLIN AVE MONTEREY CA
COMMONWEALTH CENTRAL
Commonwealth Central Commonwealth Central Branch
5890 SILVER CREEK VALLEY ROAD SAN JOSE CA
EXCITE
Alliance Alliance Branch
3315 ALMADEN EXPRESSWAY STE 55 SAN JOSE CA
SIERRA CENTRAL
Marysville Branch Marysville Branch
422 4th St Marysville CA
PARTNERS
Gc3 Branch Gc3 Branch
1201 Flower St Glendale CA
CENTRAL STATE
Central State Central State Branch
919 N Center St Stockton CA
PREMIER COMMUNITY
Premier Community Premier Community Branch
3315 W. Benjamin Holt Drive Stockton CA
MOKELUMNE
Mokelumne Mokelumne Branch
531 N. Mills Ave. Lodi CA
PACIFIC SERVICE
Pacific Service Pacific Service Branch
2850 Shadelands Dr Walnut Creek CA
TULARE COUNTY
Tulare Corporate Branch Tulare Corporate Branch
300 N K St Tulare CA
SAFE
North Natomas North Natomas Branch
2200 Del Paso Rd Sacramento CA
SANTA BARBARA TEACHERS
Santa Barbara Teache Santa Barbara Teache Branch
3970 La Colina Road Santa Barbara CA
HERITAGE COMMUNITY
Heritage Community Heritage Community Branch
10415 Old Placerville Rd Sacramento CA
TRAVIS
Merced Branch Merced Branch
1194 W Olive Ave Merced CA
THE GOLDEN 1
The Golden 1 The Golden 1 Branch
8945 CAL CENTER DRIVE SACRAMENTO CA
LA FINANCIAL
La Financial La Financial Branch
1520 W Colorado Blvd Pasadena CA
CENTRAL COAST
Central Coast Central Coast Branch
4242 Gigling Road Seaside CA
CAMINO
Montebello Montebello Branch
520 N Taylor Ave Montebello CA
SAN DIEGO COUNTY
San Diego County San Diego County Branch
6545 SEQUENCE DRIVE SAN DIEGO CA
UNITED LOCAL
United Local United Local Branch
3650 E Ashlan Ave Fresno CA
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
888 NORTH NASH STREET EL SEGUNDO CA
OPERATING ENGINEERS LOCAL UNION #3
Operating Engineers Operating Engineers Branch
250 North Canyons Parkway Livermore CA
EDWARDS
Edwards Edwards Branch
10 South Muroc Drive Edwards CA
CALIFORNIA
Beaudry Beaudry Branch
333 S BEAUDRY AVE STE 213 LOS ANGELES CA
FIRST IMPERIAL
First Imperial First Imperial Branch
1602 West Main Street El Centro CA
CABRILLO
Carlsbad Branch Carlsbad Branch
5814 Van Allen Way Carlsbad CA
THE FIRST FINANCIAL
West Covina Branch West Covina Branch
2530 E Workman Ave West Covina CA
SANTA CRUZ COMMUNITY
Santa Cruz Community Santa Cruz Community Branch
324 FRONT STREET SANTA CRUZ CA
EAST COUNTY SCHOOLS
Grossmont Schools Grossmont Schools Branch
1069 Graves Avenue Suite 100 El Cajon CA
KINECTA
Kinecta Kinecta Branch
1440 Rosecrans Ave Manhattan Beach CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
7800 E. Imperial Highway Downey CA
NUVISION
Nuvision Nuvision Branch
7812 Edinger Ave Huntington Beac CA
SILVERADO
Silverado Silverado Branch
1 Angwin Plaza Angwin CA
PREMIER ONE
National 1st National 1st Branch
2999 SAN YSIDRO WY SANTA CLARA CA
SOUTH BAY
South Bay South Bay Branch
2304 Artesia Blvd. Redondo Beach CA
EL MONTE COMMUNITY
El Monte City Employ El Monte City Employ Branch
11718 Ramona Blvd El Monte CA
JUSTICE
Justice Justice Branch
9797 Aero Drive San Diego CA
SUN COMMUNITY
Sun Community Sun Community Branch
1068 Broadway El Centro CA
MISSION
Mission Mission Branch
5785 Oberlin Drive San Diego CA
SAFEAMERICA
Safeamerica Safeamerica Branch
6001 GIBRALTAR DRIVE PLEASANTON CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
4601 Wilshire Blvd Los Angeles CA
CLEARPATH
Clearpath Clearpath Branch
340 Arden Ave Glendale CA
SANTA CRUZ COMMUNITY
Santa Cruz Community Santa Cruz Community Branch
324 FRONT STREET SANTA CRUZ CA
SISKIYOU
Siskiyou Central Cu Siskiyou Central Cu Branch
845 FOURTH STREET YREKA CA
UNCLE
Uncle Uncle Branch
2100 LAS POSITAS COURT LIVERMORE CA
MOCSE
Mocse Mocse Branch
3600 Coffee Road Modesto CA
PROVIDENT
Provident Provident Branch
303 Twin Dolphin Drive Redwood City CA
MYPOINT
Carlsbad Branch Carlsbad Branch
6971 El Camino Real Carlsbad CA
FAMILIES AND SCHOOLS TOGETHER
Lemoore Branch Lemoore Branch
200 Follett St Lemoore CA
MISSION
Mission Mission Branch
5785 Oberlin Drive San Diego CA
YOLO
Yolo Yolo Branch
266 W Main Woodland CA
CENTRAL COAST
Central Coast Central Coast Branch
4242 Gigling Road Seaside CA
CAMINO
Montebello Montebello Branch
520 N Taylor Ave Montebello CA
PARTNERS 1ST
Partners 1st Partners 1st Branch
c/o NXP, 1151 McKay Drive San Jose CA
OCEANAIR
Cbc Cbc Branch
2151 E. GONZALES RD. OXNARD CA
HERITAGE COMMUNITY
Heritage Community Heritage Community Branch
10415 Old Placerville Rd Sacramento CA
MOCSE
Mocse Mocse Branch
3600 Coffee Road Modesto CA
THE FIRST FINANCIAL
West Covina Branch West Covina Branch
2530 E Workman Ave West Covina CA
SAN FRANCISCO FIRE
San Francisco Fire San Francisco Fire Branch
3201 California Street San Francisco CA
CENTRAL COAST
Central Coast Central Coast Branch
4242 Gigling Road Seaside CA
PACIFIC CREST
Dorris Branch Dorris Branch
201 W Third Street Dorris CA
PREMIER COMMUNITY
Premier Community Premier Community Branch
3315 W. Benjamin Holt Drive Stockton CA
BAXTER
Baxter Baxter Branch
250 S. Kraemer Blvd Brea CA
GEICO
Geico Geico Branch
14111 DANIELSON STREET POWAY CA
MIRASTAR
Santa Clara County Santa Clara County Branch
1641 North First Street, Suite 245 San Jose CA
FIRST TECHNOLOGY
Addison Avenue Addison Avenue Branch
3408 HILLVIEW AVE PALO ALTO CA
BLUPEAK
University & State E University & State E Branch
10120 Pacific Heights Blvd. San Diego CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

SAVINGS & CD CALCULATOR

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