Indiana

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Indiana Credit Union Savings Rates

You are viewing savings rates from credit unions across Indiana

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

IN - August 1, 2025

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Rate History: 5.00% → 4.75% → 4.55% → 4.30% → 4.10%

12 Month Introductory Rate

Rate History: 4.00% → 3.75%

Rate History: 4.00% → 3.65% → 3.50% → 3.40%

| Mar 22, 2024

Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More

Last change: ↓ 0.10% on February 10.

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

Rate History: 2.50% → 2.00%

1.60%

1.50%
1.40%
1.30%
1.20%
1.10%

$125,000

$85,000
$65,000
$45,000
$25,000
$5,000
Learn More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

1.10%

1.00%
0.45%
0.35%
0.30%

$250,000

$50,000
$25,000
$10,000
$1,000
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Rate History: 2.00% → 1.00%

0.80%

$25,000

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| May 12, 2016

19 what, years or months Read More

0.70%

$2,500

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0.70%

$25,000

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| Feb 26, 2017

Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes. Read More

0.60%

$25,000

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0.60%

$10,000

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| Feb 26, 2017

Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes. Read More

0.50%

$10,000

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0.50%

$25,000

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0.50%

$2,500

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0.45%

$25,000

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0.45%

$25,000

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0.45%

$25,000

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0.45%

$2,500

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0.40%

$25,000

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0.40%

$25,000

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0.40%

$10,000

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0.40%

$25,000

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| Feb 26, 2017

Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes. Read More

0.40%

$2,500

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0.35%

$2,500

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| Apr 24, 2023

No they don’t have deposit as a function. Read More

0.35%

$25,000

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0.35%

$25,000

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MEMBERS HERITAGE


Restrictions

0.35%

$25,000

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0.35%

$25,000

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0.35%

$25,000

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0.35%

$25,000

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0.30%

$25,000

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| Mar 14, 2020

One thing I hate about Centra Credit f****** Union they have no customer service help at all whatsoever. After hours that sucks ass Read More

0.30%

$25,000

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0.30%

$10,000

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0.30%

$25,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$25,000

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0.30%

$25,000

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| May 1, 2019

They are the worst loan company I have ever worked with. Disrespectful staff and argumentative. No online or over the phone payments. Simple problems they blame the customer and take no responsibility. Avo... Read More

0.30%

$25,000

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0.30%

$10,000

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| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$10,000

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MEMBERS HERITAGE


Restrictions

0.25%

$10,000

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0.25%

$2,500

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| Jan 30, 2021

I live in South Bend, IN. How can I join your bank for investments, CDs in particular Read More

0.25%

$25,000

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0.25%

$10,000

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| Feb 26, 2017

Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes. Read More

0.25%

$10,000

Learn More

0.25%

$25,000

Learn More

0.25%

$25,000

Learn More

0.25%

$10,000

Learn More

0.25%

$10,000

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0.25%

$25,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$10,000

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0.24%

$25,000

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0.20%

$2,500

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EDU


Restrictions

0.20%

$0

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0.20%

$25,000

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0.20%

$10,000

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| Apr 16, 2021

Steady and reliable Read More

0.20%

$2,500

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| Mar 14, 2020

One thing I hate about Centra Credit f****** Union they have no customer service help at all whatsoever. After hours that sucks ass Read More

0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

| May 1, 2019

They are the worst loan company I have ever worked with. Disrespectful staff and argumentative. No online or over the phone payments. Simple problems they blame the customer and take no responsibility. Avo... Read More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

AAA

Aaa Branch
Restrictions

0.20%

$25,000

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0.17%

$10,000

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0.16%

$10,000

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| Jan 30, 2021

I live in South Bend, IN. How can I join your bank for investments, CDs in particular Read More

| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$25,000

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0.15%

$10,000

Learn More

| Mar 14, 2020

One thing I hate about Centra Credit f****** Union they have no customer service help at all whatsoever. After hours that sucks ass Read More

0.15%

$25,000

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

Learn More

MEMBERS HERITAGE


Restrictions

0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

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0.15%

$10,000

Learn More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

AAA

Aaa Branch
Restrictions

0.15%

$10,000

Learn More

0.15%

$2,500

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0.15%

$0

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0.12%

$25,000

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0.10%

$10,000

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

| May 12, 2016

19 what, years or months Read More

0.10%

$2,500

Learn More

0.10%

$0

Learn More

0.10%

$2,500

Learn More

| Mar 14, 2020

One thing I hate about Centra Credit f****** Union they have no customer service help at all whatsoever. After hours that sucks ass Read More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$0

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$25,000

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

AAA

Aaa Branch
Restrictions

0.10%

$2,500

Learn More

0.08%

$2,500

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0.08%

$10,000

Learn More

AAA

Aaa Branch
Restrictions

0.08%

$2,500

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0.07%

$25,000

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0.07%

$2,500

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0.06%

$25,000

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0.05%

$5

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$2,001

Learn More

0.05%

$200

Learn More

UNITED


Restrictions

0.05%

$300

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Apr 24, 2023

No they don’t have deposit as a function. Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

MEMBERS HERITAGE


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$10,000

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0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.04%

$2,500

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0.04%

$2,500

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0.03%

$2,500

Learn More

0.03%

$25,000

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

EDU


Restrictions

0.01%

$1

Learn More

Rate History: 1.49% → 0.01%

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Indiana


Branch Street City State
INOVA
Inova Inova Branch
358 S. Elkhart Ave Elkhart IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
INOVA
Inova Inova Branch
358 S. Elkhart Ave Elkhart IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
ELEMENTS FINANCIAL
Eli Lilly Eli Lilly Branch
225 S East Street, Suite 300 Indianapolis IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
INOVA
Inova Inova Branch
358 S. Elkhart Ave Elkhart IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
INDIANA UNIVERSITY
Indiana University Indiana University Branch
105 E Winslow Rd Bloomington IN
FINANCIAL BUILDERS
Financial Builders Financial Builders Branch
2828 So. Lafountain St Kokomo IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
INDIANA UNIVERSITY
Indiana University Indiana University Branch
105 E Winslow Rd Bloomington IN
INOVA
Inova Inova Branch
358 S. Elkhart Ave Elkhart IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
FINANCIAL BUILDERS
Financial Builders Financial Builders Branch
2828 So. Lafountain St Kokomo IN
EVERWISE
Great Dane Brazil Great Dane Brazil Branch
2664 E US Highway 40 Brazil IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
PARK COMMUNITY CREDIT UNION, INC.
New Albany Office New Albany Office Branch
4100 Technology Ave New Albany IN
ELEMENTS FINANCIAL
Eli Lilly Eli Lilly Branch
225 S East Street, Suite 300 Indianapolis IN
PARK COMMUNITY CREDIT UNION, INC.
New Albany Office New Albany Office Branch
4100 Technology Ave New Albany IN
COMMUNITYWIDE
Hickory Hickory Branch
3530 Hickory Rd Mishawaka IN
FINANCIAL BUILDERS
Financial Builders Financial Builders Branch
2828 So. Lafountain St Kokomo IN
KEMBA
Kemba Kemba Branch
1111 South Adams Street Bluffton IN
UNIFY FINANCIAL
Western Western Branch
Toyota Motor Manufacturing, 4884 South maple Tree Princeton IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
EVERWISE
Great Dane Brazil Great Dane Brazil Branch
2664 E US Highway 40 Brazil IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
KEMBA
Kemba Kemba Branch
1111 South Adams Street Bluffton IN
INTERRA
Interra Interra Branch
300 W Lincoln Ave Goshen IN
VIA CREDIT UNION
Via Credit Union Via Credit Union Branch
4505 S Adams Marion IN
UNIFY FINANCIAL
Western Western Branch
Toyota Motor Manufacturing, 4884 South maple Tree Princeton IN
UNIFY FINANCIAL
Western Western Branch
Toyota Motor Manufacturing, 4884 South maple Tree Princeton IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
INDIANA UNIVERSITY
Indiana University Indiana University Branch
105 E Winslow Rd Bloomington IN
HONDA
Honda Honda Branch
2740 N. Michigan Ave Greensburg IN
INTERRA
Interra Interra Branch
300 W Lincoln Ave Goshen IN
VIA CREDIT UNION
Via Credit Union Via Credit Union Branch
4505 S Adams Marion IN
UNIFY FINANCIAL
Western Western Branch
Toyota Motor Manufacturing, 4884 South maple Tree Princeton IN
HONDA
Honda Honda Branch
2740 N. Michigan Ave Greensburg IN
FIRST TRUST
First Trust First Trust Branch
950 E. US Hwy 20 Michigan City IN
HOMETOWN
Hometown Hometown Branch
151 North Broadway Peru IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
INDUSTRIAL
Lafayette East Lafayette East Branch
431 Meijer Dr Lafayette IN
CRANE
West Gate West Gate Branch
1 W Gate Dr Odon IN
PARK COMMUNITY CREDIT UNION, INC.
New Albany Office New Albany Office Branch
4100 Technology Ave New Albany IN
HAYNES COMMUNITY
Haynes Community Haynes Community Branch
1801 S. Park Road Kokomo IN
CHIPHONE
Chiphone Chiphone Branch
710 N. WILDWOOD AVE ELKHART IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
MEMBERS ADVANTAGE
Members Advantage Members Advantage Branch
3064 S. Ohio Street Michigan City IN
TECH
Tech Tech Branch
10951 Broadway Crown Point IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
INDIANA UNIVERSITY
Indiana University Indiana University Branch
105 E Winslow Rd Bloomington IN
FIRST TRUST
First Trust First Trust Branch
950 E. US Hwy 20 Michigan City IN
L & N
L & N L & N Branch
1450 VETERANS PARKWAY, SUITE 100 JEFFERSONVILLE IN
VIA CREDIT UNION
Via Credit Union Via Credit Union Branch
4505 S Adams Marion IN
INDIANA LAKES
Indiana Lakes Indiana Lakes Branch
322 South Detroit Street Warsaw IN
HONDA
Honda Honda Branch
2740 N. Michigan Ave Greensburg IN
MEMBERS CHOICE
Members Choice Members Choice Branch
520 W Patterson Drive Bloomington IN
DIVERSIFIED GENERAL
Diversified General Diversified General Branch
631 E. Broadway Logansport IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
REGIONAL
Regional Regional Branch
7144 Kennedy Avenue Hammond IN
POLICEMEN'S
Policemen's Policemen's Branch
1130 S. MAIN SOUTH BEND IN
INDIANA STATE UNIVERSITY
Indiana State Univer Indiana State Univer Branch
444 N 3rd St Terre Haute IN
PARK COMMUNITY CREDIT UNION, INC.
New Albany Office New Albany Office Branch
4100 Technology Ave New Albany IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
BAR-CONS
Bar-cons Bar-cons Branch
1142 N Marr Road Columbus IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
CENTRA
Centra Centra Branch
1430 National Raod Columbus IN
INDIANA MEMBERS
Indiana Members Indiana Members Branch
5103 Madison Ave. Indianapolis IN
MEMBERS CHOICE
Members Choice Members Choice Branch
520 W Patterson Drive Bloomington IN
CITY OF FIRSTS COMMUNITY
Main Office Main Office Branch
1120 S Main St Kokomo IN
HAYNES COMMUNITY
Haynes Community Haynes Community Branch
1801 S. Park Road Kokomo IN
LIBERTY
Evansville Teachers Evansville Teachers Branch
4401 Theater Drive Evansville IN
ENERGY PLUS
Energy Plus Energy Plus Branch
1230 W Morris Street Indianapolis IN
FORTRESS
Fortress Fortress Branch
615 N Western Ave Marion IN
HARVESTER FINANCIAL
Harvester Financial Harvester Financial Branch
7020 Brookville Road Indianapolis IN
ALLEGIUS
Allegius Allegius Branch
244 Allegius Drive Burns Harbor IN
MEMBERS SOURCE
Members Source Members Source Branch
8580 Virginia St Merrillville IN
POLICEMEN'S
Policemen's Policemen's Branch
1130 S. MAIN SOUTH BEND IN
PARK COMMUNITY CREDIT UNION, INC.
New Albany Office New Albany Office Branch
4100 Technology Ave New Albany IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
BAR-CONS
Bar-cons Bar-cons Branch
1142 N Marr Road Columbus IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
INDUSTRIAL
Lafayette East Lafayette East Branch
431 Meijer Dr Lafayette IN
FIRST TRUST
First Trust First Trust Branch
950 E. US Hwy 20 Michigan City IN
INDIANA MEMBERS
Indiana Members Indiana Members Branch
5103 Madison Ave. Indianapolis IN
DIVERSIFIED GENERAL
Diversified General Diversified General Branch
631 E. Broadway Logansport IN
ENCOMPASS
Encompass Encompass Branch
201 North Main St Tipton IN
SOLIDARITY COMMUNITY
Solidarity Community Solidarity Community Branch
201 Southway Boulevard East Kokomo IN
EVERENCE
Mennonite Financial Mennonite Financial Branch
1110 N Main St Goshen IN
NATCO
Natco Natco Branch
582 S Round Barn Rd Richmond IN
VIA CREDIT UNION
Via Credit Union Via Credit Union Branch
4505 S Adams Marion IN
HARVESTER FINANCIAL
Harvester Financial Harvester Financial Branch
7020 Brookville Road Indianapolis IN
PERFECT CIRCLE
Perfect Circle Perfect Circle Branch
631 E Main St Hagerstown IN
LA PORTE COMMUNITY
La Porte Community La Porte Community Branch
1304 Jefferson Ave La Porte IN
REGIONAL
Regional Regional Branch
7144 Kennedy Avenue Hammond IN
TECH
Tech Tech Branch
10951 Broadway Crown Point IN
PRIMETRUST FINANCIAL
Wge Wge Branch
3700 W Bethel Avenue Muncie IN
KEMBA INDIANAPOLIS
Kemba Indianapolis Kemba Indianapolis Branch
444 S Shortridge Road Indianapolis IN
POLICEMEN'S
Policemen's Policemen's Branch
1130 S. MAIN SOUTH BEND IN
ADVANTAGEPLUS OF INDIANA
Advantageplus Of Ind Advantageplus Of Ind Branch
1122 N Fruitridge Ave Terre Haute IN
INDIANA STATE UNIVERSITY
Indiana State Univer Indiana State Univer Branch
444 N 3rd St Terre Haute IN
MIDWEST AMERICA
Midwest America Midwest America Branch
1104 Medical Park Drive Fort Wayne IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
BAR-CONS
Bar-cons Bar-cons Branch
1142 N Marr Road Columbus IN
FORT FINANCIAL
Fort Financial Credit Union Fort Financial Credit Union Branch
10301 Maysville Rd Fort Wayne IN
PARTNERS 1ST
Partners 1st Partners 1st Branch
1330 Directors Row Fort Wayne IN
FIRE POLICE CITY COUNTY
Fire Police City Cou Fire Police City Cou Branch
3306 N CLINTON ST FORT WAYNE IN
BEACON
Beacon Beacon Branch
586 S Wabash Street Wabash IN
CENTRA
Centra Centra Branch
1430 National Raod Columbus IN
PURDUE
Purdue Federal Credit Union - Admin Purdue Federal Credit Union - Admin Branch
1551 Win Hentschel Blvd West Lafayette IN
INDUSTRIAL
Lafayette East Lafayette East Branch
431 Meijer Dr Lafayette IN
STALEY
Staley Employees Staley Employees Branch
1000 Sagamore Pkwy N Ste B Lafayette IN
NORTHPARK COMMUNITY
Northpark Community Northpark Community Branch
5965 W. Technology Cebnter Drive Indianapolis IN
INDIANA MEMBERS
Indiana Members Indiana Members Branch
5103 Madison Ave. Indianapolis IN
MEMBERS CHOICE
Members Choice Members Choice Branch
520 W Patterson Drive Bloomington IN
CRANE
West Gate West Gate Branch
1 W Gate Dr Odon IN
DIVERSIFIED GENERAL
Diversified General Diversified General Branch
631 E. Broadway Logansport IN
CITY OF FIRSTS COMMUNITY
Main Office Main Office Branch
1120 S Main St Kokomo IN
HOOSIER HILLS
Hoosier Hills Hoosier Hills Branch
630 Lincoln Avenue Bedford IN
LIBERTY
Evansville Teachers Evansville Teachers Branch
4401 Theater Drive Evansville IN
NATCO
Natco Natco Branch
582 S Round Barn Rd Richmond IN
FORTRESS
Fortress Fortress Branch
615 N Western Ave Marion IN
RIVERSIDE COMMUNITY
Charles St. Communit Charles St. Communit Branch
508 E CHARLES ST MARION IN
PERFECT CIRCLE
Perfect Circle Perfect Circle Branch
631 E Main St Hagerstown IN
INDIANA LAKES
Indiana Lakes Indiana Lakes Branch
322 South Detroit Street Warsaw IN
MEMBERS ADVANTAGE
Members Advantage Members Advantage Branch
3064 S. Ohio Street Michigan City IN
LA PORTE COMMUNITY
La Porte Community La Porte Community Branch
1304 Jefferson Ave La Porte IN
ALLEGIUS
Allegius Allegius Branch
244 Allegius Drive Burns Harbor IN
REGIONAL
Regional Regional Branch
7144 Kennedy Avenue Hammond IN
MEMBERS SOURCE
Members Source Members Source Branch
8580 Virginia St Merrillville IN
PRIMETRUST FINANCIAL
Wge Wge Branch
3700 W Bethel Avenue Muncie IN
MIDWEST FAMILY
Midwest Family Midwest Family Branch
2832 WILLOWCREEK RD PORTAGE IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
SOUTH BEND FIREFIGHTERS
South Bend Firefight South Bend Firefight Branch
1122 SOUTH MAIN STREET SOUTH BEND IN
AAA
Aaa Aaa Branch
1112 N Bendix Drive South Bend IN
MEMBERS ADVANTAGE
Members Advantage Members Advantage Branch
3064 S. Ohio Street Michigan City IN
MIDWEST AMERICA
Midwest America Midwest America Branch
1104 Medical Park Drive Fort Wayne IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
SOLIDARITY COMMUNITY
Solidarity Community Solidarity Community Branch
201 Southway Boulevard East Kokomo IN
PROFED
Professional Professional Branch
1710 ST. JOE RIVER DRIVE FORT WAYNE IN
FORT FINANCIAL
Fort Financial Credit Union Fort Financial Credit Union Branch
10301 Maysville Rd Fort Wayne IN
CENTRA
Centra Centra Branch
1430 National Raod Columbus IN
BUSINESS AND INDUSTRIAL
Business And Industr Business And Industr Branch
740 N Marr Road Columbus IN
HONDA
Honda Honda Branch
2740 N. Michigan Ave Greensburg IN
STALEY
Staley Employees Staley Employees Branch
1000 Sagamore Pkwy N Ste B Lafayette IN
INDIANA MEMBERS
Indiana Members Indiana Members Branch
5103 Madison Ave. Indianapolis IN
CRANE
West Gate West Gate Branch
1 W Gate Dr Odon IN
DIVERSIFIED GENERAL
Diversified General Diversified General Branch
631 E. Broadway Logansport IN
HAYNES COMMUNITY
Haynes Community Haynes Community Branch
1801 S. Park Road Kokomo IN
KOKOMO HERITAGE
Kokomo Heritage Kokomo Heritage Branch
901 South Courtland Avenue Kokomo IN
HOOSIER HILLS
Hoosier Hills Hoosier Hills Branch
630 Lincoln Avenue Bedford IN
LIBERTY
Evansville Teachers Evansville Teachers Branch
4401 Theater Drive Evansville IN
INTERRA
Interra Interra Branch
300 W Lincoln Ave Goshen IN
EVERENCE
Mennonite Financial Mennonite Financial Branch
1110 N Main St Goshen IN
NATCO
Natco Natco Branch
582 S Round Barn Rd Richmond IN
FORTRESS
Fortress Fortress Branch
615 N Western Ave Marion IN
FINANCIAL HEALTH
Clarian Clarian Branch
1515 N. Senate Ave Indianapolis IN
PERFECT CIRCLE
Perfect Circle Perfect Circle Branch
631 E Main St Hagerstown IN
FINANCIAL CENTER FIRST
Greenwood Greenwood Branch
20 N Emerson Ave Greenwood IN
NORTHERN INDIANA
Northern Indiana Northern Indiana Branch
8121 Grand Blvd Merrillville IN
U S #1364
U S #1364 U S #1364 Branch
8400 BROADWAY MERRILLVILLE IN
INDEPENDENT
Independent Independent Branch
1107 E 24th Street Anderson IN
KEMBA INDIANAPOLIS
Kemba Indianapolis Kemba Indianapolis Branch
444 S Shortridge Road Indianapolis IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
AAA
Aaa Aaa Branch
1112 N Bendix Drive South Bend IN
INDIANA STATE UNIVERSITY
Indiana State Univer Indiana State Univer Branch
444 N 3rd St Terre Haute IN
PARK COMMUNITY CREDIT UNION, INC.
New Albany Office New Albany Office Branch
4100 Technology Ave New Albany IN
GENFED FINANCIAL
Shelbyville Office Shelbyville Office Branch
1648 N MICHIGAN RD Shelbyville IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
PROFED
Professional Professional Branch
1710 ST. JOE RIVER DRIVE FORT WAYNE IN
UNIFY FINANCIAL
Western Western Branch
Toyota Motor Manufacturing, 4884 South maple Tree Princeton IN
MIDWEST AMERICA
Midwest America Midwest America Branch
1104 Medical Park Drive Fort Wayne IN
THREE RIVERS
Three Rivers Three Rivers Branch
1615 Northland Boulevard Fort Wayne IN
PARTNERS 1ST
Partners 1st Partners 1st Branch
1330 Directors Row Fort Wayne IN
CENTRA
Centra Centra Branch
1430 National Raod Columbus IN
BUSINESS AND INDUSTRIAL
Business And Industr Business And Industr Branch
740 N Marr Road Columbus IN
PURDUE
Purdue Federal Credit Union - Admin Purdue Federal Credit Union - Admin Branch
1551 Win Hentschel Blvd West Lafayette IN
STALEY
Staley Employees Staley Employees Branch
1000 Sagamore Pkwy N Ste B Lafayette IN
FIRST TRUST
First Trust First Trust Branch
950 E. US Hwy 20 Michigan City IN
EVERWISE
Great Dane Brazil Great Dane Brazil Branch
2664 E US Highway 40 Brazil IN
NORTHPARK COMMUNITY
Northpark Community Northpark Community Branch
5965 W. Technology Cebnter Drive Indianapolis IN
MEMBERS CHOICE
Members Choice Members Choice Branch
520 W Patterson Drive Bloomington IN
FINANCIAL BUILDERS
Financial Builders Financial Builders Branch
2828 So. Lafountain St Kokomo IN
INDIANA HEARTLAND
Indiana Heartland Indiana Heartland Branch
319 south berkley kokomo IN
HOOSIER HILLS
Hoosier Hills Hoosier Hills Branch
630 Lincoln Avenue Bedford IN
COMMUNITY SPIRIT CREDIT UNION
Community Spirit Cre Community Spirit Cre Branch
160 Industrial Drive Lawrenceburg IN
CHIPHONE
Chiphone Chiphone Branch
710 N. WILDWOOD AVE ELKHART IN
EVERENCE
Mennonite Financial Mennonite Financial Branch
1110 N Main St Goshen IN
ENERGY PLUS
Energy Plus Energy Plus Branch
1230 W Morris Street Indianapolis IN
FORTRESS
Fortress Fortress Branch
615 N Western Ave Marion IN
AFENA
Afena Afena Branch
424 N Bradner Avenue Marion IN
GENFED FINANCIAL
Shelbyville Office Shelbyville Office Branch
1648 N MICHIGAN RD Shelbyville IN
HARVESTER FINANCIAL
Harvester Financial Harvester Financial Branch
7020 Brookville Road Indianapolis IN
FINANCIAL HEALTH
Clarian Clarian Branch
1515 N. Senate Ave Indianapolis IN
LA PORTE COMMUNITY
La Porte Community La Porte Community Branch
1304 Jefferson Ave La Porte IN
NORTHERN INDIANA
Northern Indiana Northern Indiana Branch
8121 Grand Blvd Merrillville IN
U S #1364
U S #1364 U S #1364 Branch
8400 BROADWAY MERRILLVILLE IN
REGIONAL
Regional Regional Branch
7144 Kennedy Avenue Hammond IN
TECH
Tech Tech Branch
10951 Broadway Crown Point IN
MEMBERS SOURCE
Members Source Members Source Branch
8580 Virginia St Merrillville IN
INDEPENDENT
Independent Independent Branch
1107 E 24th Street Anderson IN
LAMPCO
Lampco Lampco Branch
5411 Dr MLK Jr Blvd Anderson IN
CREDIT UNION 1
Credit Union 1 Credit Union 1 Branch
4027 W. 10th St. Indianapolis IN
DIAMOND VALLEY
Diamond Valley Diamond Valley Branch
840 Diamond Ave Evansville IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
AAA
Aaa Aaa Branch
1112 N Bendix Drive South Bend IN
STALEY
Staley Employees Staley Employees Branch
1000 Sagamore Pkwy N Ste B Lafayette IN
GRAND HERITAGE
Grand Heritage Grand Heritage Branch
201 Koomler Drive La porte IN
AAA
Aaa Aaa Branch
1112 N Bendix Drive South Bend IN
ADVANCE FINANCIAL
Advance Financial Advance Financial Branch
31 W. Lincoln Highway Schererville IN
INDEPENDENT
Independent Independent Branch
1107 E 24th Street Anderson IN
MIDWEST FAMILY
Midwest Family Midwest Family Branch
2832 WILLOWCREEK RD PORTAGE IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
PROFED
Professional Professional Branch
1710 ST. JOE RIVER DRIVE FORT WAYNE IN
VIGO COUNTY
Vigo County Vigo County Branch
128 South 8th Street Terre Haute IN
BAR-CONS
Bar-cons Bar-cons Branch
1142 N Marr Road Columbus IN
KEMBA
Kemba Kemba Branch
1111 South Adams Street Bluffton IN
FORT FINANCIAL
Fort Financial Credit Union Fort Financial Credit Union Branch
10301 Maysville Rd Fort Wayne IN
BUSINESS AND INDUSTRIAL
Business And Industr Business And Industr Branch
740 N Marr Road Columbus IN
PURDUE
Purdue Federal Credit Union - Admin Purdue Federal Credit Union - Admin Branch
1551 Win Hentschel Blvd West Lafayette IN
INDUSTRIAL
Lafayette East Lafayette East Branch
431 Meijer Dr Lafayette IN
EVERWISE
Great Dane Brazil Great Dane Brazil Branch
2664 E US Highway 40 Brazil IN
CRANE
West Gate West Gate Branch
1 W Gate Dr Odon IN
L & N
L & N L & N Branch
1450 VETERANS PARKWAY, SUITE 100 JEFFERSONVILLE IN
KOKOMO HERITAGE
Kokomo Heritage Kokomo Heritage Branch
901 South Courtland Avenue Kokomo IN
INTERRA
Interra Interra Branch
300 W Lincoln Ave Goshen IN
EVERENCE
Mennonite Financial Mennonite Financial Branch
1110 N Main St Goshen IN
HARVESTER FINANCIAL
Harvester Financial Harvester Financial Branch
7020 Brookville Road Indianapolis IN
FINANCIAL CENTER FIRST
Greenwood Greenwood Branch
20 N Emerson Ave Greenwood IN
MEMBERS ADVANTAGE
Members Advantage Members Advantage Branch
3064 S. Ohio Street Michigan City IN
U S #1364
U S #1364 U S #1364 Branch
8400 BROADWAY MERRILLVILLE IN
ADVANCE FINANCIAL
Advance Financial Advance Financial Branch
31 W. Lincoln Highway Schererville IN
INDEPENDENT
Independent Independent Branch
1107 E 24th Street Anderson IN
LAMPCO
Lampco Lampco Branch
5411 Dr MLK Jr Blvd Anderson IN
PRIMETRUST FINANCIAL
Wge Wge Branch
3700 W Bethel Avenue Muncie IN
KEMBA INDIANAPOLIS
Kemba Indianapolis Kemba Indianapolis Branch
444 S Shortridge Road Indianapolis IN
CREDIT UNION 1
Credit Union 1 Credit Union 1 Branch
4027 W. 10th St. Indianapolis IN
MIDWEST FAMILY
Midwest Family Midwest Family Branch
2832 WILLOWCREEK RD PORTAGE IN
HERITAGE
Boonville Boonville Branch
966 N State Route 61 Boonville IN
NOTRE DAME
Notre Dame Notre Dame Branch
19033 Douglas Road South Bend IN
INDIANA STATE UNIVERSITY
Indiana State Univer Indiana State Univer Branch
444 N 3rd St Terre Haute IN
GRAND HERITAGE
Grand Heritage Grand Heritage Branch
201 Koomler Drive La porte IN
MIDWEST FAMILY
Midwest Family Midwest Family Branch
2832 WILLOWCREEK RD PORTAGE IN
PARTNERS 1ST
Partners 1st Partners 1st Branch
1330 Directors Row Fort Wayne IN
CROSSROADS FINANCIAL
Crossroads Financial Crossroads Financial Branch
1102 W Votaw ST Portland IN
NORTHPARK COMMUNITY
Northpark Community Northpark Community Branch
5965 W. Technology Cebnter Drive Indianapolis IN
ADVANCE FINANCIAL
Advance Financial Advance Financial Branch
31 W. Lincoln Highway Schererville IN
LAMPCO
Lampco Lampco Branch
5411 Dr MLK Jr Blvd Anderson IN
DIAMOND VALLEY
Diamond Valley Diamond Valley Branch
840 Diamond Ave Evansville IN
FINANCIAL PARTNERS
Financial Partners Fcu Financial Partners Fcu Branch
13350 Country Shoal Lane Grabill IN
CROSSROADS FINANCIAL
Crossroads Financial Crossroads Financial Branch
1102 W Votaw ST Portland IN
BAXTER
Baxter Baxter Branch
927 South Curry Pike, Building B Bloomington IN
INOVA
Inova Inova Branch
358 S. Elkhart Ave Elkhart IN
CROSSROADS FINANCIAL
Crossroads Financial Crossroads Financial Branch
1102 W Votaw ST Portland IN
MADISON COUNTY
Madison County Madison County Branch
621 E 8th Street Anderson IN
GRAND HERITAGE
Grand Heritage Grand Heritage Branch
201 Koomler Drive La porte IN
CREDIT UNION 1
Credit Union 1 Credit Union 1 Branch
4027 W. 10th St. Indianapolis IN
LIBERTY
Evansville Teachers Evansville Teachers Branch
4401 Theater Drive Evansville IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

SAVINGS & CD CALCULATOR

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