Virginia

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Virginia Credit Union Savings Rates

You are viewing savings rates from credit unions across Virginia

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

VA - August 1, 2025

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Rate History: 4.52% → 4.99% → 4.07%

Rate History: 0.75% → 4.00%

12 Month Introductory Rate

Rate History: 4.25% → 5.00% → 4.75% → 4.65% → 3.90%

3.75%

3.50%
2.50%
1.50%
0.50%

$500,000

$100,000
$50,000
$25,000
$1
Learn More

Rate History: 3.75% → 4.00% → 3.60%

3.56%

2.02%
1.51%
1.26%

$250,000

$100,000
$50,000
$25,000
Learn More

Rate History: 6.00% → 4.00% → 6.00% → 4.00% → 3.50%

| Mar 22, 2024

Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More

Last change: ↓ 0.10% on February 10.

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

Rate History: 3.10% → 3.00% → 2.90%

| Aug 14, 2023

Staff customer service very poor. Long wait times due to limited staffing. Read More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Rate History: 2.10% → 2.25% → 2.20%

Rate History: 3.15% → 2.64% → 2.43% → 2.30% → 2.12%

| Dec 30, 2018

Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in. Read More

2.02%

1.51%
1.26%
1.01%
0.90%
0.80%
0.70%

$250,000

$100,000
$50,000
$25,000
$10,000
$2,500
$1,000
Learn More

Rate History: 2.50% → 2.00%

Rate History: 1.95% → 2.00%

Rate History: 1.65% → 1.80%

Rate History: 1.70% → 1.55%

Rate History: 1.90% → 1.75% → 1.65% → 1.55%

| Aug 14, 2023

Staff customer service very poor. Long wait times due to limited staffing. Read More

Rate History: 1.77% → 1.87% → 1.82% → 1.41%

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

1.21%

$2,000

Learn More

Rate History: 0.65% → 0.85%

0.85%

0.80%
0.75%
0.70%
0.65%
0.60%
0.51%

$100,000

$75,000
$50,000
$25,000
$10,000
$5,000
$1,000
Learn More

| May 12, 2016

19 what, years or months Read More

0.50%

$25,000

Learn More

0.50%

$25,000

Learn More

0.50%

$25,000

Learn More

| Mar 12, 2023

Is this credit union still open? If it is it’s not relevant to the military in general. I dropped this credit union for poor customer service, and poor loan and dividend rates. Just compare their rates... Read More

0.50%

$25,000

Learn More

0.50%

$25,000

Learn More

0.50%

$25,000

Learn More

0.45%

$25,000

Learn More

0.40%

$10,000

Learn More

Rate History: 0.45% → 0.40%

| Mar 12, 2023

Is this credit union still open? If it is it’s not relevant to the military in general. I dropped this credit union for poor customer service, and poor loan and dividend rates. Just compare their rates... Read More

Rate History: 0.75% → 0.50% → 0.40%

| Aug 14, 2023

Staff customer service very poor. Long wait times due to limited staffing. Read More

0.40%

$25,000

Learn More

0.40%

$10,000

Learn More

0.40%

$2,500

Learn More

| Jan 14, 2021

Decent bank, good place for vehicle loans. Above average service on checking account, limited places to withdraw cash with ATM card and avoid fees. Avoid their home mortgage department, they are slow - t... Read More

0.35%

$10,000

Learn More

0.35%

$25,000

Learn More

0.35%

$2,500

Learn More

0.35%

$25,000

Learn More

0.30%

$25,000

Learn More

SHAREPOINT


Restrictions

0.30%

$10,000

Learn More

| Feb 21, 2023

I chose NSWFCU ( now Topside) for a personal account in 2012 as a school social worker in King George County. I again chose NSWFCU for a business account in 2017 when I opened up a private practice to pro... Read More

| Dec 30, 2018

Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in. Read More

0.30%

$5

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$2,500

Learn More

0.30%

$10,000

Learn More

0.30%

$10,000

Learn More

| Feb 21, 2023

I chose NSWFCU ( now Topside) for a personal account in 2012 as a school social worker in King George County. I again chose NSWFCU for a business account in 2017 when I opened up a private practice to pro... Read More

| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$5,000

Learn More

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

0.25%

$10,000

Learn More

0.25%

$10,000

Learn More

| Mar 12, 2023

Is this credit union still open? If it is it’s not relevant to the military in general. I dropped this credit union for poor customer service, and poor loan and dividend rates. Just compare their rates... Read More

0.25%

$25,000

Learn More

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

0.25%

$10,000

Learn More

0.20%

$250

Learn More

0.20%

$2,500

Learn More

EDU


Restrictions

0.20%

$0

Learn More

0.20%

$1

Learn More

0.20%

$25,000

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

0.15%

$1,500

$25
Learn More

0.20%

$2,500

Learn More

| Feb 21, 2023

I chose NSWFCU ( now Topside) for a personal account in 2012 as a school social worker in King George County. I again chose NSWFCU for a business account in 2017 when I opened up a private practice to pro... Read More

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.19%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$2,500

Learn More

0.15%

$1,001

Learn More

0.15%

$25

Learn More

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

| Jan 14, 2021

Decent bank, good place for vehicle loans. Above average service on checking account, limited places to withdraw cash with ATM card and avoid fees. Avoid their home mortgage department, they are slow - t... Read More

| Aug 31, 2020

Great rates and fast loans Read More

| May 12, 2016

19 what, years or months Read More

Rate History: 0.15% → 0.10%

0.10%

$25

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

SHAREPOINT


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.05%

$0

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$5

Learn More

0.05%

$0

Learn More

SHAREPOINT


Restrictions

0.05%

$5

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$1

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.03%

$2,500

Learn More

Rate History: 0.05% → 0.02%

EDU


Restrictions

0.01%

$1

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Virginia


Branch Street City State
LAFAYETTE
Falls Church Service Center Falls Church Service Center Branch
3141 Fairview Park Dr Falls Church VA
LANGLEY
Langley Langley Branch
721 Lakefront Commons, Suite 400 Newport News VA
HANSCOM
Hanscom Hanscom Branch
MITRE Building 2, 7515 Colshire Drive McLean VA
LAFAYETTE
Falls Church Service Center Falls Church Service Center Branch
3141 Fairview Park Dr Falls Church VA
STATE DEPARTMENT
State Department State Department Branch
1630 King Street Alexandria VA
AGRICULTURE
Agriculture Agriculture Branch
3101 Park Center Drive, Suite 302 Alexandria VA
HANSCOM
Hanscom Hanscom Branch
MITRE Building 2, 7515 Colshire Drive McLean VA
ANDREWS FEDERAL CREDIT UNION
West Springfield West Springfield Branch
8410 Old Keene Mill Rd Springfield VA
ALLIANT
Iadcu Iadcu Branch
45020 Aviation Dr Dulles VA
PENTAGON
Pentagon Pentagon Branch
2930 EISENHOWER AVE ALEXANDRIA VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
APPLE
Apple Apple Branch
4029 Ridge Top Road Fairfax VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
HANSCOM
Hanscom Hanscom Branch
MITRE Building 2, 7515 Colshire Drive McLean VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
AGRICULTURE
Agriculture Agriculture Branch
3101 Park Center Drive, Suite 302 Alexandria VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
TRULIANT
Truliant Truliant Branch
135 E MARKET ST MARTINSVILLE VA
SELF-HELP
Galax Galax Branch
305 S Railroad Ave Galax VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
TRULIANT
Truliant Truliant Branch
135 E MARKET ST MARTINSVILLE VA
STATE DEPARTMENT
State Department State Department Branch
1630 King Street Alexandria VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
AGRICULTURE
Agriculture Agriculture Branch
3101 Park Center Drive, Suite 302 Alexandria VA
EASTMAN
Eastman Eastman Branch
125 Jones Street Gate City VA
NASA
Falls Church Falls Church Branch
1130 W Broad St Falls Church VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
NASA
Falls Church Falls Church Branch
1130 W Broad St Falls Church VA
NEXTMARK
Fairfax County Fairfax County Branch
4201 Members Way Fairfax VA
AGRICULTURE
Agriculture Agriculture Branch
3101 Park Center Drive, Suite 302 Alexandria VA
APPLE
Apple Apple Branch
4029 Ridge Top Road Fairfax VA
NASA
Falls Church Falls Church Branch
1130 W Broad St Falls Church VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
NASA
Falls Church Falls Church Branch
1130 W Broad St Falls Church VA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
4801 Stonecroft Blvd Chantilly VA
NEXTMARK
Fairfax County Fairfax County Branch
4201 Members Way Fairfax VA
APPLE
Apple Apple Branch
4029 Ridge Top Road Fairfax VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
STATE DEPARTMENT
State Department State Department Branch
1630 King Street Alexandria VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
HANSCOM
Hanscom Hanscom Branch
MITRE Building 2, 7515 Colshire Drive McLean VA
NORTHWEST
Northwest Northwest Branch
200 SPRING ST HERNDON VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
NORTHWEST
Northwest Northwest Branch
200 SPRING ST HERNDON VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
SIGNATURE
Napus Napus Branch
12 Herbert Street Alexandria VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
NEXTMARK
Fairfax County Fairfax County Branch
4201 Members Way Fairfax VA
TRULIANT
Truliant Truliant Branch
135 E MARKET ST MARTINSVILLE VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
STATE DEPARTMENT
State Department State Department Branch
1630 King Street Alexandria VA
ANDREWS FEDERAL CREDIT UNION
West Springfield West Springfield Branch
8410 Old Keene Mill Rd Springfield VA
TRULIANT
Truliant Truliant Branch
135 E MARKET ST MARTINSVILLE VA
STATE DEPARTMENT
State Department State Department Branch
1630 King Street Alexandria VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
SIGNATURE
Napus Napus Branch
12 Herbert Street Alexandria VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
ANDREWS FEDERAL CREDIT UNION
West Springfield West Springfield Branch
8410 Old Keene Mill Rd Springfield VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
ANDREWS FEDERAL CREDIT UNION
West Springfield West Springfield Branch
8410 Old Keene Mill Rd Springfield VA
SIGNATURE
Napus Napus Branch
12 Herbert Street Alexandria VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
EASTMAN
Eastman Eastman Branch
125 Jones Street Gate City VA
TRULIANT
Truliant Truliant Branch
135 E MARKET ST MARTINSVILLE VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
COMMONWEALTH ONE
Commonwealth One Commonwealth One Branch
4875 Eisenhower Avenue Alexandria VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
UNIFY FINANCIAL
Western Western Branch
Northrop Grumman, 12900 Federal Systems Park Drive Fairfax VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
EASTMAN
Eastman Eastman Branch
125 Jones Street Gate City VA
COMMONWEALTH ONE
Commonwealth One Commonwealth One Branch
4875 Eisenhower Avenue Alexandria VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
UNIFY FINANCIAL
Western Western Branch
Northrop Grumman, 12900 Federal Systems Park Drive Fairfax VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
UNIFY FINANCIAL
Western Western Branch
Northrop Grumman, 12900 Federal Systems Park Drive Fairfax VA
COMMONWEALTH ONE
Commonwealth One Commonwealth One Branch
4875 Eisenhower Avenue Alexandria VA
NORTHWEST
Northwest Northwest Branch
200 SPRING ST HERNDON VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
UNIFY FINANCIAL
Western Western Branch
Northrop Grumman, 12900 Federal Systems Park Drive Fairfax VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
BEACH MUNICIPAL
Beach Municipal Beach Municipal Branch
4164 Virginia Beach Blvd Virginia Beach VA
BLUE EAGLE
Oak Grove Oak Grove Branch
2121 Electric Rd Roanoke VA
NEXTMARK
Fairfax County Fairfax County Branch
4201 Members Way Fairfax VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
HANSCOM
Hanscom Hanscom Branch
MITRE Building 2, 7515 Colshire Drive McLean VA
SIGNAL FINANCIAL
Signal Financial Signal Financial Branch
5510 Cherokee Avenue, Suite 130 Alexandria VA
MARINE
Marine Marine Branch
964 Bragg Rd. Fredericksburg VA
MEMBER ONE
Member One Member One Branch
202 4th Street NE Roanoke VA
NORTHERN STAR CREDIT UNION, INC.
Northern Star Credit Northern Star Credit Branch
5100 George Washington Hwy Portsmouth VA
HAMPTON ROADS EDUC CREDIT UNION INC
Hampton Roads Educ C Hampton Roads Educ C Branch
2130 Cunningham Dr Hampton VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
CALL
Call Call Branch
4605 Commerce Road Richmond VA
BLUE EAGLE
Oak Grove Oak Grove Branch
2121 Electric Rd Roanoke VA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
4801 Stonecroft Blvd Chantilly VA
MARINE
Marine Marine Branch
964 Bragg Rd. Fredericksburg VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
BayPort CU
Bayport Credit Union Bayport Credit Union Branch
11820 Fountain Way, Suite 400 Newport News VA
MEMBER ONE
Member One Member One Branch
202 4th Street NE Roanoke VA
HAMPTON ROADS EDUC CREDIT UNION INC
Hampton Roads Educ C Hampton Roads Educ C Branch
2130 Cunningham Dr Hampton VA
DOMINION ENERGY CREDIT UNION
Dominion Credit Unio Dominion Credit Unio Branch
701 East Cary Street Richmond VA
BEACH MUNICIPAL
Beach Municipal Beach Municipal Branch
4164 Virginia Beach Blvd Virginia Beach VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
ARGENT
Dupont Fibers Dupont Fibers Branch
11651 Alliance Circle Chester VA
CALL
Call Call Branch
4605 Commerce Road Richmond VA
UNITED SOUTHEAST
United Southeast United Southeast Branch
1060 West Main Street, Suite 1 Abingdon VA
INTOUCH
Sterling Sterling Branch
46910 Community Plz Sterling VA
TOPSIDE
Nswc Nswc Branch
17442 Dahlgren Rd Dahlgren VA
SELF-HELP
Galax Galax Branch
305 S Railroad Ave Galax VA
EASTMAN
Eastman Eastman Branch
125 Jones Street Gate City VA
DUPONT COMMUNITY
Dupont Community Dupont Community Branch
140 Lucy Lane Waynesboro VA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
243 Mclaws Circle Suite 100 Williamsburg VA
ARGENT
Dupont Fibers Dupont Fibers Branch
11651 Alliance Circle Chester VA
BEACON CREDIT UNION, INCORPORATED
Beacon Credit Union, Beacon Credit Union, Branch
6320 Logans Lane Lynchburg VA
UNITED SOUTHEAST
United Southeast United Southeast Branch
1060 West Main Street, Suite 1 Abingdon VA
LAFAYETTE
Falls Church Service Center Falls Church Service Center Branch
3141 Fairview Park Dr Falls Church VA
TOPSIDE
Nswc Nswc Branch
17442 Dahlgren Rd Dahlgren VA
INTOUCH
Sterling Sterling Branch
46910 Community Plz Sterling VA
BEACH MUNICIPAL
Beach Municipal Beach Municipal Branch
4164 Virginia Beach Blvd Virginia Beach VA
CENTRAL VIRGINIA
Central Virginia Central Virginia Branch
1638 Mt. Athos Road Lynchburg VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
820 FOLLIN LANE VIENNA VA
SIGNAL FINANCIAL
Signal Financial Signal Financial Branch
5510 Cherokee Avenue, Suite 130 Alexandria VA
HEALTHCARE SYSTEMS
Healthcare Systems Healthcare Systems Branch
3300 Gallows Road Falls Church VA
MARINE
Marine Marine Branch
964 Bragg Rd. Fredericksburg VA
EVERENCE
Mennonite Financial Mennonite Financial Branch
841 Mount Clinton Pike STE B Harrisonburg VA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
243 Mclaws Circle Suite 100 Williamsburg VA
BayPort CU
Bayport Credit Union Bayport Credit Union Branch
11820 Fountain Way, Suite 400 Newport News VA
UNITED SOUTHEAST
United Southeast United Southeast Branch
1060 West Main Street, Suite 1 Abingdon VA
SALEM VA MEDICAL CENTER
Salem Va Medical Cen Salem Va Medical Cen Branch
1970 Roanoke Blvd, Bldg 77, Rm 12 Salem VA
NORTHERN STAR CREDIT UNION, INC.
Northern Star Credit Northern Star Credit Branch
5100 George Washington Hwy Portsmouth VA
CENTRAL VIRGINIA
Central Virginia Central Virginia Branch
1638 Mt. Athos Road Lynchburg VA
BLUE EAGLE
Oak Grove Oak Grove Branch
2121 Electric Rd Roanoke VA
INTOUCH
Sterling Sterling Branch
46910 Community Plz Sterling VA
UNIVERSITY OF VA COMMUNITY CU
University Of Va Com University Of Va Com Branch
3300 Berkmar Drive Charlottesville VA
PARTNERS 1ST
Partners 1st Partners 1st Branch
304 Maryland Ave Shenandoah VA
HEALTHCARE SYSTEMS
Healthcare Systems Healthcare Systems Branch
3300 Gallows Road Falls Church VA
JUSTICE
Justice Justice Branch
5175 Parkstone Drive Suite 200 Chantilly VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
DUPONT COMMUNITY
Dupont Community Dupont Community Branch
140 Lucy Lane Waynesboro VA
TOPSIDE
Nswc Nswc Branch
17442 Dahlgren Rd Dahlgren VA
1ST ADVANTAGE
Commons Way Branch Commons Way Branch
224 Commons Way Williamsburg VA
BayPort CU
Bayport Credit Union Bayport Credit Union Branch
11820 Fountain Way, Suite 400 Newport News VA
HENRICO
Henrico Henrico Branch
9401 W Broad St Henrico VA
BEACON CREDIT UNION, INCORPORATED
Beacon Credit Union, Beacon Credit Union, Branch
6320 Logans Lane Lynchburg VA
MEMBER ONE
Member One Member One Branch
202 4th Street NE Roanoke VA
SALEM VA MEDICAL CENTER
Salem Va Medical Cen Salem Va Medical Cen Branch
1970 Roanoke Blvd, Bldg 77, Rm 12 Salem VA
ROANOKE VALLEY COMMUNITY
Roanoke Valley Roanoke Valley Branch
723 5th Street, NE Roanoke VA
URW COMMUNITY
Arnett Branch Arnett Branch
539 Arnett Blvd Danville VA
ABNB
Abnb Abnb Branch
830 Greenbrier Circle Chesapeake VA
WJC
C. M. C. M. Branch
22364 JEB Stuart Highway Damascus VA
DEPARTMENT OF THE INTERIOR
Department Of The In Department Of The In Branch
12201 Sunrise Valley Dr MS 700 Reston VA
UNITED SOUTHEAST
United Southeast United Southeast Branch
1060 West Main Street, Suite 1 Abingdon VA
BEACH MUNICIPAL
Beach Municipal Beach Municipal Branch
4164 Virginia Beach Blvd Virginia Beach VA
JACKSON RIVER COMMUNITY
Weccu Credit Union Weccu Credit Union Branch
347 North Court Ave Covington VA
LAFAYETTE
Falls Church Service Center Falls Church Service Center Branch
3141 Fairview Park Dr Falls Church VA
SIGNATURE
Napus Napus Branch
12 Herbert Street Alexandria VA
PENTAGON
Pentagon Pentagon Branch
2930 EISENHOWER AVE ALEXANDRIA VA
UNIVERSITY OF VA COMMUNITY CU
University Of Va Com University Of Va Com Branch
3300 Berkmar Drive Charlottesville VA
JUSTICE
Justice Justice Branch
5175 Parkstone Drive Suite 200 Chantilly VA
EVERENCE
Mennonite Financial Mennonite Financial Branch
841 Mount Clinton Pike STE B Harrisonburg VA
1ST ADVANTAGE
Commons Way Branch Commons Way Branch
224 Commons Way Williamsburg VA
LANGLEY
Langley Langley Branch
721 Lakefront Commons, Suite 400 Newport News VA
BayPort CU
Bayport Credit Union Bayport Credit Union Branch
11820 Fountain Way, Suite 400 Newport News VA
VALLEYSTAR
Martinsville Dupont Martinsville Dupont Branch
35 Dupont Road Martinsville VA
PARTNERS FINANCIAL
Partners Financial Partners Financial Branch
1200 New York AVE Glen Allen VA
ARGENT
Dupont Fibers Dupont Fibers Branch
11651 Alliance Circle Chester VA
GENERAL ELECTRIC EMPLOYEES
General Electric Emp General Electric Emp Branch
3100 Albert Lankford Drive Lynchburg VA
APPALACHIAN COMMUNITY
Appalachian Communit Appalachian Communit Branch
1448 Park Ave N. W. Norton VA
MOUNTAIN EMPIRE
Mountain Empire Mountain Empire Branch
1413 N MAIN STREET MARION VA
ROANOKE VALLEY COMMUNITY
Roanoke Valley Roanoke Valley Branch
723 5th Street, NE Roanoke VA
URW COMMUNITY
Arnett Branch Arnett Branch
539 Arnett Blvd Danville VA
BRONCO
Godwin Blvd Office Godwin Blvd Office Branch
3075 Godwin Blvd Suffolk VA
NORTHERN STAR CREDIT UNION, INC.
Northern Star Credit Northern Star Credit Branch
5100 George Washington Hwy Portsmouth VA
N A E
N A E N A E Branch
3601 Indian River Road Chesapeake VA
NASA
Falls Church Falls Church Branch
1130 W Broad St Falls Church VA
DOMINION ENERGY CREDIT UNION
Dominion Credit Unio Dominion Credit Unio Branch
701 East Cary Street Richmond VA
APPLE
Apple Apple Branch
4029 Ridge Top Road Fairfax VA
UNIFY FINANCIAL
Western Western Branch
Northrop Grumman, 12900 Federal Systems Park Drive Fairfax VA
UNITED STATES SENATE
United States Senate United States Senate Branch
2750 Eisenhower Ave Alexandria VA
HANSCOM
Hanscom Hanscom Branch
MITRE Building 2, 7515 Colshire Drive McLean VA
TRULIANT
Truliant Truliant Branch
135 E MARKET ST MARTINSVILLE VA
UNIVERSITY OF VA COMMUNITY CU
University Of Va Com University Of Va Com Branch
3300 Berkmar Drive Charlottesville VA
SIGNAL FINANCIAL
Signal Financial Signal Financial Branch
5510 Cherokee Avenue, Suite 130 Alexandria VA
PARTNERS 1ST
Partners 1st Partners 1st Branch
304 Maryland Ave Shenandoah VA
PENTAGON
Pentagon Pentagon Branch
2930 EISENHOWER AVE ALEXANDRIA VA
HEALTHCARE SYSTEMS
Healthcare Systems Healthcare Systems Branch
3300 Gallows Road Falls Church VA
GEICO
Geico Geico Branch
ONE GEICO BOULEVARD FREDERICKSBURG VA
DUPONT COMMUNITY
Dupont Community Dupont Community Branch
140 Lucy Lane Waynesboro VA
EVERENCE
Mennonite Financial Mennonite Financial Branch
841 Mount Clinton Pike STE B Harrisonburg VA
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
243 Mclaws Circle Suite 100 Williamsburg VA
1ST ADVANTAGE
Commons Way Branch Commons Way Branch
224 Commons Way Williamsburg VA
VALLEYSTAR
Martinsville Dupont Martinsville Dupont Branch
35 Dupont Road Martinsville VA
PARTNERS FINANCIAL
Partners Financial Partners Financial Branch
1200 New York AVE Glen Allen VA
MEMBER ONE
Member One Member One Branch
202 4th Street NE Roanoke VA
GENERAL ELECTRIC EMPLOYEES
General Electric Emp General Electric Emp Branch
3100 Albert Lankford Drive Lynchburg VA
APPALACHIAN COMMUNITY
Appalachian Communit Appalachian Communit Branch
1448 Park Ave N. W. Norton VA
ROANOKE VALLEY COMMUNITY
Roanoke Valley Roanoke Valley Branch
723 5th Street, NE Roanoke VA
BRONCO
Godwin Blvd Office Godwin Blvd Office Branch
3075 Godwin Blvd Suffolk VA
N A E
N A E N A E Branch
3601 Indian River Road Chesapeake VA
VIRGINIA BEACH SCHOOLS
Virginia Beach Schoo Virginia Beach Schoo Branch
3701 Bonney Road Virginia Beach VA
COMMONWEALTH ONE
Commonwealth One Commonwealth One Branch
4875 Eisenhower Avenue Alexandria VA
STATE DEPARTMENT
State Department State Department Branch
1630 King Street Alexandria VA
VIRGINIA CREDIT UNION, INC.,
Virginia Credit Unio Virginia Credit Unio Branch
7500 Boulders View Drive Richmond VA
PENTAGON
Pentagon Pentagon Branch
2930 EISENHOWER AVE ALEXANDRIA VA
INTOUCH
Sterling Sterling Branch
46910 Community Plz Sterling VA
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
13075 Worldgate Drive Herndon VA
ANDREWS FEDERAL CREDIT UNION
West Springfield West Springfield Branch
8410 Old Keene Mill Rd Springfield VA
UNIVERSITY OF VA COMMUNITY CU
University Of Va Com University Of Va Com Branch
3300 Berkmar Drive Charlottesville VA
SIGNAL FINANCIAL
Signal Financial Signal Financial Branch
5510 Cherokee Avenue, Suite 130 Alexandria VA
NORTHWEST
Northwest Northwest Branch
200 SPRING ST HERNDON VA
JUSTICE
Justice Justice Branch
5175 Parkstone Drive Suite 200 Chantilly VA
GEICO
Geico Geico Branch
ONE GEICO BOULEVARD FREDERICKSBURG VA
EVERENCE
Mennonite Financial Mennonite Financial Branch
841 Mount Clinton Pike STE B Harrisonburg VA
1ST ADVANTAGE
Commons Way Branch Commons Way Branch
224 Commons Way Williamsburg VA
LANGLEY
Langley Langley Branch
721 Lakefront Commons, Suite 400 Newport News VA
VALLEYSTAR
Martinsville Dupont Martinsville Dupont Branch
35 Dupont Road Martinsville VA
BEACON CREDIT UNION, INCORPORATED
Beacon Credit Union, Beacon Credit Union, Branch
6320 Logans Lane Lynchburg VA
GENERAL ELECTRIC EMPLOYEES
General Electric Emp General Electric Emp Branch
3100 Albert Lankford Drive Lynchburg VA
SALEM VA MEDICAL CENTER
Salem Va Medical Cen Salem Va Medical Cen Branch
1970 Roanoke Blvd, Bldg 77, Rm 12 Salem VA
ABNB
Abnb Abnb Branch
830 Greenbrier Circle Chesapeake VA
HAMPTON ROADS EDUC CREDIT UNION INC
Hampton Roads Educ C Hampton Roads Educ C Branch
2130 Cunningham Dr Hampton VA
CHARTWAY
Ff South Independence Ff South Independence Branch
2058 S Independence Blvd Virginia Beach VA
N A E
N A E N A E Branch
3601 Indian River Road Chesapeake VA
VIRGINIA BEACH SCHOOLS
Virginia Beach Schoo Virginia Beach Schoo Branch
3701 Bonney Road Virginia Beach VA
LAFAYETTE
Falls Church Service Center Falls Church Service Center Branch
3141 Fairview Park Dr Falls Church VA
COMMONWEALTH ONE
Commonwealth One Commonwealth One Branch
4875 Eisenhower Avenue Alexandria VA
PARTNERS 1ST
Partners 1st Partners 1st Branch
304 Maryland Ave Shenandoah VA
AGRICULTURE
Agriculture Agriculture Branch
3101 Park Center Drive, Suite 302 Alexandria VA
GEICO
Geico Geico Branch
ONE GEICO BOULEVARD FREDERICKSBURG VA
FREEDOM FIRST
Freedom First Freedom First Branch
5240 VALLEYPARK DRIVE ROANOKE VA
AGRICULTURE
Agriculture Agriculture Branch
3101 Park Center Drive, Suite 302 Alexandria VA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

SAVINGS & CD CALCULATOR

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