Kansas

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Kansas Credit Union Savings Rates

You are viewing savings rates from credit unions across Kansas

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

KS - October 29, 2025

Savings Account National Average Rate: 0.44% ?

Credit Unions APY MIN

12 Month Introductory Rate

3.50%

3.45%
3.40%
3.35%
3.30%
3.25%
0.50%

$500,000

$250,000
$150,000
$100,000
$50,000
$25,000
$10,000
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| Mar 22, 2024

Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More

3.00%

$2,500

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Last change: ↓ 0.10% on September 25.

Rate History: 2.90% → 2.80%

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

2.02%

1.51%
1.26%
1.01%
0.90%
0.80%
0.70%

$250,000

$100,000
$50,000
$25,000
$10,000
$2,500
$1,000
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Rate History: 2.50% → 2.00%

1.64%

$2,500

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1.50%

$100,000

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| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

1.10%

$25,000

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1.00%

$10,000

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B&V

B&v Branch
Restrictions

0.90%

$5,000

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0.85%

$25,000

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0.70%

$25,000

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0.63%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

0.55%
0.45%
0.40%
0.35%
0.30%
0.25%

$500,000

$250,000
$0
$50,000
$25,000
$10,000
$0
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0.55%

$25,000

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0.50%

$2,500

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Rate History: 0.60% → 0.50%

0.50%

$50,000

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SM

Sm Branch
Restrictions

0.50%

$2,500

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0.50%

$25,000

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0.45%

$10,000

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0.40%

$2,500

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0.40%

$25,000

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| Mar 3, 2021

Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More

0.35%

$2,500

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0.35%

$10,000

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0.35%

$25,000

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0.35%

$25,000

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0.30%

$25,000

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0.30%

$2,500

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| Mar 3, 2021

Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More

0.30%

$10,000

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0.30%

$2,500

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0.30%

$2,500

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| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$25,000

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$25,000

Learn More

| Mar 3, 2021

Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More

0.25%

$2,500

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0.25%

$10,000

Learn More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

Learn More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

0.23%

$10,000

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0.23%

$10,000

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0.22%

$2,500

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0.21%

$2,500

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0.20%

$10,000

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EDU


Restrictions

0.20%

$0

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

Learn More

| Mar 3, 2021

Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More

0.10%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.10%

$200

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$2,500

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0.05%

$2,500

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| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$0

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

Rate History: 0.20% → 0.10% → 0.05%

0.03%

$2,500

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0.03%

$2,500

Learn More

EDU


Restrictions

0.01%

$1

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Kansas


Branch Street City State
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
CREDIT UNION OF AMERICA
Credit Union Of Amer Credit Union Of Amer Branch
711 West Douglas Wichita KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
WHEAT STATE
Wheat State Credit Union Wheat State Credit Union Branch
1400 S Oliver St Wichita KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
CREDIT UNION OF AMERICA
Credit Union Of Amer Credit Union Of Amer Branch
711 West Douglas Wichita KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
CREDIT UNION OF AMERICA
Credit Union Of Amer Credit Union Of Amer Branch
711 West Douglas Wichita KS
WHEAT STATE
Wheat State Credit Union Wheat State Credit Union Branch
1400 S Oliver St Wichita KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
B&V
B&v B&v Branch
11401 Lamar Avenue Overland Park KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
MCPHERSON CO-OP
Mcpherson Co-op Mcpherson Co-op Branch
1999 South Main McPherson KS
MCPHERSON CO-OP
Mcpherson Co-op Mcpherson Co-op Branch
1999 South Main McPherson KS
COMMUNICATION
Topeka Topeka Branch
501 SW Gage Blvd Topeka KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
KANSAS STATE UNIVERSITY
West Office West Office Branch
2600 Anderson Ave Manhattan KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
MCPHERSON CO-OP
Mcpherson Co-op Mcpherson Co-op Branch
1999 South Main McPherson KS
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
17150 W 118th Terrace Olathe KS
COMMUNICATION
Topeka Topeka Branch
501 SW Gage Blvd Topeka KS
SM
Sm Sm Branch
6029 BROADMOOR MISSION KS
HEARTLAND
Hutchinson Hutchinson Branch
900 E 23rd Hutchinson KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
WHEAT STATE
Wheat State Credit Union Wheat State Credit Union Branch
1400 S Oliver St Wichita KS
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
17150 W 118th Terrace Olathe KS
KANSAS STATE UNIVERSITY
West Office West Office Branch
2600 Anderson Ave Manhattan KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
17150 W 118th Terrace Olathe KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
GREAT PLAINS
Great Plains Great Plains Branch
504 N BUCKEYE ABILENE KS
K.U.M.C.
K.u.m.c. K.u.m.c. Branch
3901 Rainbow Blvd Kansas City KS
MAZUMA
Hq - Corporate Office Hq - Corporate Office Branch
7260 W 135th St Overland Park KS
WHEAT STATE
Wheat State Credit Union Wheat State Credit Union Branch
1400 S Oliver St Wichita KS
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
17150 W 118th Terrace Olathe KS
KANSAS STATE UNIVERSITY
West Office West Office Branch
2600 Anderson Ave Manhattan KS
DILLON
Dillon Dillon Branch
2700 E. 4TH AVE. HUTCHINSON KS
WHITE EAGLE
White Eagle White Eagle Branch
2830 Ohio Augusta KS
WICHITA
Wichita Wichita Branch
3730 W. 13th Street Wichita KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
17150 W 118th Terrace Olathe KS
AZURA
Credit Union 1 Of Ka Credit Union 1 Of Ka Branch
610 SW 10th St Topeka KS
CREDIT UNION OF AMERICA
Credit Union Of Amer Credit Union Of Amer Branch
711 West Douglas Wichita KS
MAZUMA
Hq - Corporate Office Hq - Corporate Office Branch
7260 W 135th St Overland Park KS
WHITE EAGLE
White Eagle White Eagle Branch
2830 Ohio Augusta KS
CROSSROADS
Crossroads Crossroads Branch
217 e main goessel KS
WICHITA
Wichita Wichita Branch
3730 W. 13th Street Wichita KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
ENVISTA
Envista Envista Branch
3626 SW WANAMAKER ROAD TOPEKA KS
GOLDEN PLAINS
Golden Plains Golden Plains Branch
1714 EAST KANSAS AVENUE GARDEN CITY KS
KANSAS STATE UNIVERSITY
West Office West Office Branch
2600 Anderson Ave Manhattan KS
MAINSTREET
Bonner Springs Bonner Springs Branch
301 Oak St Bonner Springs KS
GREAT PLAINS
Great Plains Great Plains Branch
504 N BUCKEYE ABILENE KS
CREDIT UNION OF DODGE CITY
Credit Union Of Dodg Credit Union Of Dodg Branch
802 W. Trail Street Dodge City KS
MAZUMA
Hq - Corporate Office Hq - Corporate Office Branch
7260 W 135th St Overland Park KS
DILLON
Dillon Dillon Branch
2700 E. 4TH AVE. HUTCHINSON KS
MID-KANSAS
Mid-kansas Mid-kansas Branch
104 South Avenue B Moundridge KS
MCPHERSON CO-OP
Mcpherson Co-op Mcpherson Co-op Branch
1999 South Main McPherson KS
WHITE EAGLE
White Eagle White Eagle Branch
2830 Ohio Augusta KS
WICHITA
Wichita Wichita Branch
3730 W. 13th Street Wichita KS
ARK VALLEY
Ark Valley Ark Valley Branch
1515 N Summit St Arkansas City KS
RELIANCE
Reliance Reliance Branch
540 Minnesota Ave Kansas City KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
GOLDEN PLAINS
Golden Plains Golden Plains Branch
1714 EAST KANSAS AVENUE GARDEN CITY KS
CREDIT UNION OF DODGE CITY
Credit Union Of Dodg Credit Union Of Dodg Branch
802 W. Trail Street Dodge City KS
CREDIT UNION OF DODGE CITY
Credit Union Of Dodg Credit Union Of Dodg Branch
802 W. Trail Street Dodge City KS
GOLDEN PLAINS
Golden Plains Golden Plains Branch
1714 EAST KANSAS AVENUE GARDEN CITY KS
ENVISTA
Envista Envista Branch
3626 SW WANAMAKER ROAD TOPEKA KS
AZURA
Credit Union 1 Of Ka Credit Union 1 Of Ka Branch
610 SW 10th St Topeka KS
MAINSTREET
Bonner Springs Bonner Springs Branch
301 Oak St Bonner Springs KS
PARTNERS 1ST
Partners 1st Partners 1st Branch
c/o Philips Lighting, 3861 South 9th Street Salina KS
TRUITY
Lawrence South Lawrence South Branch
2221 W 31st St Lawrence KS
K.U.M.C.
K.u.m.c. K.u.m.c. Branch
3901 Rainbow Blvd Kansas City KS
MID-KANSAS
Mid-kansas Mid-kansas Branch
104 South Avenue B Moundridge KS
WHITE EAGLE
White Eagle White Eagle Branch
2830 Ohio Augusta KS
QUANTUM
Tecu Tecu Branch
6300 W 21st St N Wichita KS
CATHOLIC FAMILY
Catholic Family Catholic Family Branch
1902 W DOUGLAS AVE WICHITA KS
CO-OPERATIVE
Co-operative Co-operative Branch
313 W 9th Coffeyville KS
KANSAS TEACHERS COMMUNITY
Kansas Teachers Comm Kansas Teachers Comm Branch
416 N Broadway Pittsburg KS
UNITY ONE
Kansas City Kansas City Branch
4150 Kansas Ave Kansas City KS
FARMWAY
Farmway Farmway Branch
200 S Hersey Ave Beloit KS
AZURA
Credit Union 1 Of Ka Credit Union 1 Of Ka Branch
610 SW 10th St Topeka KS
FRONTIER COMMUNITY
Frontier Community Frontier Community Branch
690 Eisenhower Road Leavenworth KS
MAINSTREET
Bonner Springs Bonner Springs Branch
301 Oak St Bonner Springs KS
CREDIT UNION OF DODGE CITY
Credit Union Of Dodg Credit Union Of Dodg Branch
802 W. Trail Street Dodge City KS
MIDWEST REGIONAL
Midwest Regional Midwest Regional Branch
7240 State Avenue Kansas City KS
TRUITY
Lawrence South Lawrence South Branch
2221 W 31st St Lawrence KS
COMMUNICATION
Topeka Topeka Branch
501 SW Gage Blvd Topeka KS
DILLON
Dillon Dillon Branch
2700 E. 4TH AVE. HUTCHINSON KS
EMPORIA STATE
Emporia State Emporia State Branch
310 W 12th Ave Emporia KS
CROSSROADS
Crossroads Crossroads Branch
217 e main goessel KS
QUANTUM
Tecu Tecu Branch
6300 W 21st St N Wichita KS
RELIANCE
Reliance Reliance Branch
540 Minnesota Ave Kansas City KS
MAZUMA
Hq - Corporate Office Hq - Corporate Office Branch
7260 W 135th St Overland Park KS
UNITED CONSUMERS
United Consumers United Consumers Branch
414 E Dennis Ave Olathe KS
ENVISTA
Envista Envista Branch
3626 SW WANAMAKER ROAD TOPEKA KS
GOLDEN PLAINS
Golden Plains Golden Plains Branch
1714 EAST KANSAS AVENUE GARDEN CITY KS
AZURA
Credit Union 1 Of Ka Credit Union 1 Of Ka Branch
610 SW 10th St Topeka KS
MID AMERICAN
Mid American Mid American Branch
8404 West Kellogg Drive Wichita KS
PARTNERS 1ST
Partners 1st Partners 1st Branch
c/o Philips Lighting, 3861 South 9th Street Salina KS
TRUITY
Lawrence South Lawrence South Branch
2221 W 31st St Lawrence KS
MID-KANSAS
Mid-kansas Mid-kansas Branch
104 South Avenue B Moundridge KS
QUANTUM
Tecu Tecu Branch
6300 W 21st St N Wichita KS
PANHANDLE
Panhandle Panhandle Branch
403 North Washington Wellington KS
CATHOLIC FAMILY
Catholic Family Catholic Family Branch
1902 W DOUGLAS AVE WICHITA KS
BLUESTEM COMMUNITY
Bluestem Community Bluestem Community Branch
1407 West Central El Dorado KS
UNITY ONE
Kansas City Kansas City Branch
4150 Kansas Ave Kansas City KS
WHEAT STATE
Wheat State Credit Union Wheat State Credit Union Branch
1400 S Oliver St Wichita KS
ENVISTA
Envista Envista Branch
3626 SW WANAMAKER ROAD TOPEKA KS
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU Overland Park KS
UNITED CONSUMERS
United Consumers United Consumers Branch
414 E Dennis Ave Olathe KS
MID AMERICAN
Mid American Mid American Branch
8404 West Kellogg Drive Wichita KS
K.U.M.C.
K.u.m.c. K.u.m.c. Branch
3901 Rainbow Blvd Kansas City KS
HEARTLAND
Hutchinson Hutchinson Branch
900 E 23rd Hutchinson KS
CATHOLIC FAMILY
Catholic Family Catholic Family Branch
1902 W DOUGLAS AVE WICHITA KS
BLUESTEM COMMUNITY
Bluestem Community Bluestem Community Branch
1407 West Central El Dorado KS
UNITY ONE
Kansas City Kansas City Branch
4150 Kansas Ave Kansas City KS
RELIANCE
Reliance Reliance Branch
540 Minnesota Ave Kansas City KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
17150 W 118th Terrace Olathe KS
MID AMERICAN
Mid American Mid American Branch
8404 West Kellogg Drive Wichita KS
PARTNERS 1ST
Partners 1st Partners 1st Branch
c/o Philips Lighting, 3861 South 9th Street Salina KS
COMMUNITYAMERICA
Blue Valley Branch Blue Valley Branch
6280 W 135th St Overland Park KS
WHEAT STATE
Wheat State Credit Union Wheat State Credit Union Branch
1400 S Oliver St Wichita KS


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.