Best Credit Union Savings and Money Market Rates in Kansas, KS October 29, 2025

You are viewing savings rates from credit unions across Kansas

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Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

KS - October 29, 2025

Savings Account National Average Rate: 0.44% ^?

Credit Unions	APY	MIN
COMMUNITYAMERICA Blue Valley Branch Restrictions	5.00% 0.05% 0.03%	$1 $50,000 $0	Learn More Add Review
BAXTER Restrictions	4.00% 0.40% 0.30% 0.15% 0.10% 0.05%	$15,000 $500,000 $250,000 $100,000 $25,000 $1,000	Learn More Add Review
12 Month Introductory Rate
COMMUNITYAMERICA Blue Valley Branch Restrictions	3.50% 3.45% 3.40% 3.35% 3.30% 3.25% 0.50%	$500,000 $250,000 $150,000 $100,000 $50,000 $25,000 $10,000	Learn More Add Review
ALLIANT Restrictions	3.10%	$100	Learn More
Gaius Gracchus \| Mar 22, 2024 Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More Reviews (5)
CREDIT UNION OF AMERICA Credit Union Of Amer Branch Restrictions	3.00%	$2,500	Learn More Add Review
PENTAGON Restrictions	2.80%	$5	Learn More
Last change: ↓ 0.10% on September 25.
Rate History: 2.90% → 2.80%
Rob \| Dec 25, 2023 I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More Reviews (15)
GREENSTATE Restrictions	2.45% 2.25% 2.05% 1.85% 1.65% 1.45%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $2,500	Learn More
Slynyrd \| Nov 11, 2022 It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More Reviews (2)
NAVY FEDERAL CREDIT UNION Restrictions	2.15% 1.95% 1.75% 1.60% 1.45% 1.06% 1.00% 0.90%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $25,000 $10,000 $2,500	Learn More
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
CORPORATE AMERICA FAMILY Corporate America Fa Branch Restrictions	2.02% 1.51% 1.26% 1.01% 0.90% 0.80% 0.70%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,500 $1,000	Learn More Add Review
BAXTER Restrictions	2.00% 1.50% 0.01%	$25,000 $25 $0	Learn More Add Review
Rate History: 2.50% → 2.00%
MERITRUST	1.64%	$2,500	Learn More Add Review
WHEAT STATE Wheat State Credit Union Branch Restrictions	1.50%	$100,000	Learn More Add Review
GREENSTATE Restrictions	1.25% 0.05%	$100 $101	Learn More
Slynyrd \| Nov 11, 2022 It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More Reviews (2)
CREDIT UNION OF AMERICA Credit Union Of Amer Branch Restrictions	1.10%	$25,000	Learn More Add Review
CREDIT UNION OF AMERICA Credit Union Of Amer Branch Restrictions	1.00%	$10,000	Learn More Add Review
WHEAT STATE Wheat State Credit Union Branch Restrictions	1.00% 0.50% 0.40%	$50,000 $5,000 $500	Learn More Add Review
B&V B&v Branch Restrictions	0.90%	$5,000	Learn More Add Review
MERITRUST	0.85%	$25,000	Learn More Add Review
MCPHERSON CO-OP Mcpherson Co-op Branch Restrictions	0.70%	$25,000	Learn More Add Review
MERITRUST	0.63%	$10,000	Learn More Add Review
MCPHERSON CO-OP Mcpherson Co-op Branch Restrictions	0.60%	$10,000	Learn More Add Review
COMMUNICATION Topeka Branch Restrictions	0.60%	$100,000	Learn More Add Review
COMMUNITYAMERICA Blue Valley Branch Restrictions	0.60% 0.55% 0.45% 0.40% 0.35% 0.30% 0.25%	$500,000 $250,000 $0 $50,000 $25,000 $10,000 $0	Learn More Add Review
KANSAS STATE UNIVERSITY West Office Branch Restrictions	0.55%	$25,000	Learn More Add Review
MCPHERSON CO-OP Mcpherson Co-op Branch Restrictions	0.50%	$2,500	Learn More Add Review
FARMERS INSURANCE GROUP Farmers Insurance Gr Branch Restrictions	0.50% 0.45% 0.40% 0.35% 0.30%	$100,000 $50,000 $25,000 $10,000 $0	Learn More Add Review
Rate History: 0.60% → 0.50%
COMMUNICATION Topeka Branch Restrictions	0.50%	$50,000	Learn More Add Review
SM Sm Branch Restrictions	0.50%	$2,500	Learn More Add Review
HEARTLAND Hutchinson Branch Restrictions	0.50%	$25,000	Learn More Add Review
KANSAS STATE UNIVERSITY West Office Branch Restrictions	0.45%	$10,000	Learn More Add Review
GREAT PLAINS Great Plains Branch Restrictions	0.40%	$2,500	Learn More Add Review
K.U.M.C. K.u.m.c. Branch Restrictions	0.40%	$25,000	Learn More Add Review
MAZUMA Hq - Corporate Office Branch Restrictions	0.40%	$25,000	Learn More
Mary Steelman \| Mar 3, 2021 Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More Reviews (1)
KANSAS STATE UNIVERSITY West Office Branch Restrictions	0.35%	$2,500	Learn More Add Review
DILLON Dillon Branch Restrictions	0.35%	$10,000	Learn More Add Review
WHITE EAGLE White Eagle Branch Restrictions	0.35%	$25,000	Learn More Add Review
WICHITA Wichita Branch Restrictions	0.35%	$25,000	Learn More Add Review
AZURA Credit Union 1 Of Ka Branch Restrictions	0.30%	$25,000	Learn More Add Review
CREDIT UNION OF AMERICA Credit Union Of Amer Branch Restrictions	0.30%	$2,500	Learn More Add Review
MAZUMA Hq - Corporate Office Branch Restrictions	0.30%	$10,000	Learn More
Mary Steelman \| Mar 3, 2021 Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More Reviews (1)
WHITE EAGLE White Eagle Branch Restrictions	0.30%	$10,000	Learn More Add Review
CROSSROADS Crossroads Branch	0.30%	$2,500	Learn More Add Review
WICHITA Wichita Branch Restrictions	0.30%	$2,500	Learn More Add Review
STAR USA Restrictions	0.25%	$50,000	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
ENVISTA Envista Branch Restrictions	0.25%	$25,000	Learn More Add Review
GOLDEN PLAINS Golden Plains Branch Restrictions	0.25%	$25,000	Learn More Add Review
KANSAS STATE UNIVERSITY West Office Branch Restrictions	0.25%	$2,500	Learn More Add Review
MAINSTREET Bonner Springs Branch Restrictions	0.25%	$25,000	Learn More Add Review
GREAT PLAINS Great Plains Branch Restrictions	0.25%	$2,500	Learn More Add Review
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Branch Restrictions	0.25%	$25,000	Learn More Add Review
MAZUMA Hq - Corporate Office Branch Restrictions	0.25%	$2,500	Learn More
Mary Steelman \| Mar 3, 2021 Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More Reviews (1)
DILLON Dillon Branch Restrictions	0.25%	$2,500	Learn More Add Review
MID-KANSAS Mid-kansas Branch Restrictions	0.25%	$10,000	Learn More Add Review
MCPHERSON CO-OP Mcpherson Co-op Branch Restrictions	0.25%	$2,500	Learn More Add Review
WHITE EAGLE White Eagle Branch Restrictions	0.25%	$2,500	Learn More Add Review
WICHITA Wichita Branch Restrictions	0.25%	$2,500	Learn More Add Review
ARK VALLEY Ark Valley Branch	0.25%	$2,500	Learn More Add Review
RELIANCE Reliance Branch Restrictions	0.25%	$25,000	Learn More Add Review
NAVY FEDERAL CREDIT UNION Restrictions	0.25%	$5	Learn More
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
GOLDEN PLAINS Golden Plains Branch Restrictions	0.23%	$10,000	Learn More Add Review
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Branch Restrictions	0.23%	$10,000	Learn More Add Review
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Branch Restrictions	0.22%	$2,500	Learn More Add Review
GOLDEN PLAINS Golden Plains Branch Restrictions	0.21%	$2,500	Learn More Add Review
ENVISTA Envista Branch Restrictions	0.20%	$10,000	Learn More Add Review
EDU Restrictions	0.20%	$0	Learn More Add Review
AZURA Credit Union 1 Of Ka Branch Restrictions	0.20%	$10,000	Learn More Add Review
MAINSTREET Bonner Springs Branch Restrictions	0.20%	$10,000	Learn More Add Review
PARTNERS 1ST Partners 1st Branch Restrictions	0.20%	$10,000	Learn More Add Review
TRUITY Lawrence South Branch Restrictions	0.20%	$25,000	Learn More Add Review
K.U.M.C. K.u.m.c. Branch Restrictions	0.20%	$2,500	Learn More Add Review
MID-KANSAS Mid-kansas Branch Restrictions	0.20%	$2,500	Learn More Add Review
WHITE EAGLE White Eagle Branch Restrictions	0.20%	$2,500	Learn More Add Review
QUANTUM Tecu Branch Restrictions	0.20%	$10,000	Learn More Add Review
CATHOLIC FAMILY Catholic Family Branch Restrictions	0.20%	$25,000	Learn More Add Review
CO-OPERATIVE Co-operative Branch Restrictions	0.20%	$2,500	Learn More Add Review
KANSAS TEACHERS COMMUNITY Kansas Teachers Comm Branch Restrictions	0.20%	$2,500	Learn More Add Review
UNITY ONE Kansas City Branch Restrictions	0.20%	$10,000	Learn More Add Review
STAR USA Restrictions	0.15%	$2,500	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
FARMWAY Farmway Branch Restrictions	0.15%	$2,500	Learn More Add Review
AZURA Credit Union 1 Of Ka Branch Restrictions	0.15%	$2,500	Learn More Add Review
FRONTIER COMMUNITY Frontier Community Branch Restrictions	0.15%	$2,500	Learn More Add Review
MAINSTREET Bonner Springs Branch Restrictions	0.15%	$2,500	Learn More Add Review
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Branch Restrictions	0.15%	$2,500	Learn More Add Review
MIDWEST REGIONAL Midwest Regional Branch Restrictions	0.15%	$2,500	Learn More Add Review
TRUITY Lawrence South Branch Restrictions	0.15%	$2,500	Learn More Add Review
COMMUNICATION Topeka Branch Restrictions	0.15%	$2,500	Learn More Add Review
DILLON Dillon Branch Restrictions	0.15%	$2,500	Learn More Add Review
EMPORIA STATE Emporia State Branch Restrictions	0.15%	$2,500	Learn More Add Review
CROSSROADS Crossroads Branch	0.15%	$2,500	Learn More Add Review
QUANTUM Tecu Branch Restrictions	0.15%	$2,500	Learn More Add Review
RELIANCE Reliance Branch Restrictions	0.15%	$10,000	Learn More Add Review
MAZUMA Hq - Corporate Office Branch Restrictions	0.12%	$2,500	Learn More
Mary Steelman \| Mar 3, 2021 Where can I use an ATM in Blue Springs? What other banks do you Co-Op for ATM use? Read More Reviews (1)
UNITED CONSUMERS United Consumers Branch Restrictions	0.10%	$2,500	Learn More Add Review
STAR USA Restrictions	0.10%	$10	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
ENVISTA Envista Branch Restrictions	0.10%	$200	Learn More Add Review
GOLDEN PLAINS Golden Plains Branch Restrictions	0.10%	$2,500	Learn More Add Review
AZURA Credit Union 1 Of Ka Branch Restrictions	0.10%	$2,500	Learn More Add Review
MID AMERICAN Mid American Branch Restrictions	0.10%	$10,000	Learn More Add Review
PARTNERS 1ST Partners 1st Branch Restrictions	0.10%	$2,500	Learn More Add Review
TRUITY Lawrence South Branch Restrictions	0.10%	$2,500	Learn More Add Review
MID-KANSAS Mid-kansas Branch Restrictions	0.10%	$2,500	Learn More Add Review
QUANTUM Tecu Branch Restrictions	0.10%	$2,500	Learn More Add Review
PANHANDLE Panhandle Branch Restrictions	0.10%	$2,500	Learn More Add Review
CATHOLIC FAMILY Catholic Family Branch Restrictions	0.10%	$10,000	Learn More Add Review
BLUESTEM COMMUNITY Bluestem Community Branch	0.10%	$10,000	Learn More Add Review
UNITY ONE Kansas City Branch Restrictions	0.10%	$2,500	Learn More Add Review
WHEAT STATE Wheat State Credit Union Branch Restrictions	0.08% 0.03%	$2,500 $50	Learn More Add Review
ENVISTA Envista Branch Restrictions	0.05%	$2,500	Learn More Add Review
STAR USA Restrictions	0.05%	$5	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
CORPORATE AMERICA FAMILY Corporate America Fa Branch Restrictions	0.05%	$0	Learn More Add Review
UNITED CONSUMERS United Consumers Branch Restrictions	0.05%	$2,500	Learn More Add Review
MID AMERICAN Mid American Branch Restrictions	0.05%	$2,500	Learn More Add Review
MERITRUST	0.05%	$2,500	Learn More Add Review
K.U.M.C. K.u.m.c. Branch Restrictions	0.05%	$2,500	Learn More Add Review
HEARTLAND Hutchinson Branch Restrictions	0.05%	$2,500	Learn More Add Review
CATHOLIC FAMILY Catholic Family Branch Restrictions	0.05%	$2,500	Learn More Add Review
BLUESTEM COMMUNITY Bluestem Community Branch	0.05%	$2,500	Learn More Add Review
UNITY ONE Kansas City Branch Restrictions	0.05%	$2,500	Learn More Add Review
RELIANCE Reliance Branch Restrictions	0.05%	$2,500	Learn More Add Review
FARMERS INSURANCE GROUP Farmers Insurance Gr Branch Restrictions	0.05%	$0	Learn More Add Review
Rate History: 0.20% → 0.10% → 0.05%
MID AMERICAN Mid American Branch Restrictions	0.03%	$2,500	Learn More Add Review
PARTNERS 1ST Partners 1st Branch Restrictions	0.03%	$2,500	Learn More Add Review
EDU Restrictions	0.01%	$1	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info across Kansas

Branch	Street	City	State
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
CREDIT UNION OF AMERICA Credit Union Of Amer Credit Union Of Amer Branch	711 West Douglas	Wichita	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
WHEAT STATE Wheat State Credit Union Wheat State Credit Union Branch	1400 S Oliver St	Wichita	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
CREDIT UNION OF AMERICA Credit Union Of Amer Credit Union Of Amer Branch	711 West Douglas	Wichita	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
CREDIT UNION OF AMERICA Credit Union Of Amer Credit Union Of Amer Branch	711 West Douglas	Wichita	KS
WHEAT STATE Wheat State Credit Union Wheat State Credit Union Branch	1400 S Oliver St	Wichita	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
B&V B&v B&v Branch	11401 Lamar Avenue	Overland Park	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
MCPHERSON CO-OP Mcpherson Co-op Mcpherson Co-op Branch	1999 South Main	McPherson	KS
MCPHERSON CO-OP Mcpherson Co-op Mcpherson Co-op Branch	1999 South Main	McPherson	KS
COMMUNICATION Topeka Topeka Branch	501 SW Gage Blvd	Topeka	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
KANSAS STATE UNIVERSITY West Office West Office Branch	2600 Anderson Ave	Manhattan	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
MCPHERSON CO-OP Mcpherson Co-op Mcpherson Co-op Branch	1999 South Main	McPherson	KS
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	17150 W 118th Terrace	Olathe	KS
COMMUNICATION Topeka Topeka Branch	501 SW Gage Blvd	Topeka	KS
SM Sm Sm Branch	6029 BROADMOOR	MISSION	KS
HEARTLAND Hutchinson Hutchinson Branch	900 E 23rd	Hutchinson	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
WHEAT STATE Wheat State Credit Union Wheat State Credit Union Branch	1400 S Oliver St	Wichita	KS
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	17150 W 118th Terrace	Olathe	KS
KANSAS STATE UNIVERSITY West Office West Office Branch	2600 Anderson Ave	Manhattan	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	17150 W 118th Terrace	Olathe	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
GREAT PLAINS Great Plains Great Plains Branch	504 N BUCKEYE	ABILENE	KS
K.U.M.C. K.u.m.c. K.u.m.c. Branch	3901 Rainbow Blvd	Kansas City	KS
MAZUMA Hq - Corporate Office Hq - Corporate Office Branch	7260 W 135th St	Overland Park	KS
WHEAT STATE Wheat State Credit Union Wheat State Credit Union Branch	1400 S Oliver St	Wichita	KS
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	17150 W 118th Terrace	Olathe	KS
KANSAS STATE UNIVERSITY West Office West Office Branch	2600 Anderson Ave	Manhattan	KS
DILLON Dillon Dillon Branch	2700 E. 4TH AVE.	HUTCHINSON	KS
WHITE EAGLE White Eagle White Eagle Branch	2830 Ohio	Augusta	KS
WICHITA Wichita Wichita Branch	3730 W. 13th Street	Wichita	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	17150 W 118th Terrace	Olathe	KS
AZURA Credit Union 1 Of Ka Credit Union 1 Of Ka Branch	610 SW 10th St	Topeka	KS
CREDIT UNION OF AMERICA Credit Union Of Amer Credit Union Of Amer Branch	711 West Douglas	Wichita	KS
MAZUMA Hq - Corporate Office Hq - Corporate Office Branch	7260 W 135th St	Overland Park	KS
WHITE EAGLE White Eagle White Eagle Branch	2830 Ohio	Augusta	KS
CROSSROADS Crossroads Crossroads Branch	217 e main	goessel	KS
WICHITA Wichita Wichita Branch	3730 W. 13th Street	Wichita	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
ENVISTA Envista Envista Branch	3626 SW WANAMAKER ROAD	TOPEKA	KS
GOLDEN PLAINS Golden Plains Golden Plains Branch	1714 EAST KANSAS AVENUE	GARDEN CITY	KS
KANSAS STATE UNIVERSITY West Office West Office Branch	2600 Anderson Ave	Manhattan	KS
MAINSTREET Bonner Springs Bonner Springs Branch	301 Oak St	Bonner Springs	KS
GREAT PLAINS Great Plains Great Plains Branch	504 N BUCKEYE	ABILENE	KS
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Credit Union Of Dodg Branch	802 W. Trail Street	Dodge City	KS
MAZUMA Hq - Corporate Office Hq - Corporate Office Branch	7260 W 135th St	Overland Park	KS
DILLON Dillon Dillon Branch	2700 E. 4TH AVE.	HUTCHINSON	KS
MID-KANSAS Mid-kansas Mid-kansas Branch	104 South Avenue B	Moundridge	KS
MCPHERSON CO-OP Mcpherson Co-op Mcpherson Co-op Branch	1999 South Main	McPherson	KS
WHITE EAGLE White Eagle White Eagle Branch	2830 Ohio	Augusta	KS
WICHITA Wichita Wichita Branch	3730 W. 13th Street	Wichita	KS
ARK VALLEY Ark Valley Ark Valley Branch	1515 N Summit St	Arkansas City	KS
RELIANCE Reliance Reliance Branch	540 Minnesota Ave	Kansas City	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
GOLDEN PLAINS Golden Plains Golden Plains Branch	1714 EAST KANSAS AVENUE	GARDEN CITY	KS
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Credit Union Of Dodg Branch	802 W. Trail Street	Dodge City	KS
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Credit Union Of Dodg Branch	802 W. Trail Street	Dodge City	KS
GOLDEN PLAINS Golden Plains Golden Plains Branch	1714 EAST KANSAS AVENUE	GARDEN CITY	KS
ENVISTA Envista Envista Branch	3626 SW WANAMAKER ROAD	TOPEKA	KS
AZURA Credit Union 1 Of Ka Credit Union 1 Of Ka Branch	610 SW 10th St	Topeka	KS
MAINSTREET Bonner Springs Bonner Springs Branch	301 Oak St	Bonner Springs	KS
PARTNERS 1ST Partners 1st Partners 1st Branch	c/o Philips Lighting, 3861 South 9th Street	Salina	KS
TRUITY Lawrence South Lawrence South Branch	2221 W 31st St	Lawrence	KS
K.U.M.C. K.u.m.c. K.u.m.c. Branch	3901 Rainbow Blvd	Kansas City	KS
MID-KANSAS Mid-kansas Mid-kansas Branch	104 South Avenue B	Moundridge	KS
WHITE EAGLE White Eagle White Eagle Branch	2830 Ohio	Augusta	KS
QUANTUM Tecu Tecu Branch	6300 W 21st St N	Wichita	KS
CATHOLIC FAMILY Catholic Family Catholic Family Branch	1902 W DOUGLAS AVE	WICHITA	KS
CO-OPERATIVE Co-operative Co-operative Branch	313 W 9th	Coffeyville	KS
KANSAS TEACHERS COMMUNITY Kansas Teachers Comm Kansas Teachers Comm Branch	416 N Broadway	Pittsburg	KS
UNITY ONE Kansas City Kansas City Branch	4150 Kansas Ave	Kansas City	KS
FARMWAY Farmway Farmway Branch	200 S Hersey Ave	Beloit	KS
AZURA Credit Union 1 Of Ka Credit Union 1 Of Ka Branch	610 SW 10th St	Topeka	KS
FRONTIER COMMUNITY Frontier Community Frontier Community Branch	690 Eisenhower Road	Leavenworth	KS
MAINSTREET Bonner Springs Bonner Springs Branch	301 Oak St	Bonner Springs	KS
CREDIT UNION OF DODGE CITY Credit Union Of Dodg Credit Union Of Dodg Branch	802 W. Trail Street	Dodge City	KS
MIDWEST REGIONAL Midwest Regional Midwest Regional Branch	7240 State Avenue	Kansas City	KS
TRUITY Lawrence South Lawrence South Branch	2221 W 31st St	Lawrence	KS
COMMUNICATION Topeka Topeka Branch	501 SW Gage Blvd	Topeka	KS
DILLON Dillon Dillon Branch	2700 E. 4TH AVE.	HUTCHINSON	KS
EMPORIA STATE Emporia State Emporia State Branch	310 W 12th Ave	Emporia	KS
CROSSROADS Crossroads Crossroads Branch	217 e main	goessel	KS
QUANTUM Tecu Tecu Branch	6300 W 21st St N	Wichita	KS
RELIANCE Reliance Reliance Branch	540 Minnesota Ave	Kansas City	KS
MAZUMA Hq - Corporate Office Hq - Corporate Office Branch	7260 W 135th St	Overland Park	KS
UNITED CONSUMERS United Consumers United Consumers Branch	414 E Dennis Ave	Olathe	KS
ENVISTA Envista Envista Branch	3626 SW WANAMAKER ROAD	TOPEKA	KS
GOLDEN PLAINS Golden Plains Golden Plains Branch	1714 EAST KANSAS AVENUE	GARDEN CITY	KS
AZURA Credit Union 1 Of Ka Credit Union 1 Of Ka Branch	610 SW 10th St	Topeka	KS
MID AMERICAN Mid American Mid American Branch	8404 West Kellogg Drive	Wichita	KS
PARTNERS 1ST Partners 1st Partners 1st Branch	c/o Philips Lighting, 3861 South 9th Street	Salina	KS
TRUITY Lawrence South Lawrence South Branch	2221 W 31st St	Lawrence	KS
MID-KANSAS Mid-kansas Mid-kansas Branch	104 South Avenue B	Moundridge	KS
QUANTUM Tecu Tecu Branch	6300 W 21st St N	Wichita	KS
PANHANDLE Panhandle Panhandle Branch	403 North Washington	Wellington	KS
CATHOLIC FAMILY Catholic Family Catholic Family Branch	1902 W DOUGLAS AVE	WICHITA	KS
BLUESTEM COMMUNITY Bluestem Community Bluestem Community Branch	1407 West Central	El Dorado	KS
UNITY ONE Kansas City Kansas City Branch	4150 Kansas Ave	Kansas City	KS
WHEAT STATE Wheat State Credit Union Wheat State Credit Union Branch	1400 S Oliver St	Wichita	KS
ENVISTA Envista Envista Branch	3626 SW WANAMAKER ROAD	TOPEKA	KS
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	6480 Sprint Pkwy, Mail Stop KSOPHM0110-CREDU	Overland Park	KS
UNITED CONSUMERS United Consumers United Consumers Branch	414 E Dennis Ave	Olathe	KS
MID AMERICAN Mid American Mid American Branch	8404 West Kellogg Drive	Wichita	KS
K.U.M.C. K.u.m.c. K.u.m.c. Branch	3901 Rainbow Blvd	Kansas City	KS
HEARTLAND Hutchinson Hutchinson Branch	900 E 23rd	Hutchinson	KS
CATHOLIC FAMILY Catholic Family Catholic Family Branch	1902 W DOUGLAS AVE	WICHITA	KS
BLUESTEM COMMUNITY Bluestem Community Bluestem Community Branch	1407 West Central	El Dorado	KS
UNITY ONE Kansas City Kansas City Branch	4150 Kansas Ave	Kansas City	KS
RELIANCE Reliance Reliance Branch	540 Minnesota Ave	Kansas City	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	17150 W 118th Terrace	Olathe	KS
MID AMERICAN Mid American Mid American Branch	8404 West Kellogg Drive	Wichita	KS
PARTNERS 1ST Partners 1st Partners 1st Branch	c/o Philips Lighting, 3861 South 9th Street	Salina	KS
COMMUNITYAMERICA Blue Valley Branch Blue Valley Branch	6280 W 135th St	Overland Park	KS
WHEAT STATE Wheat State Credit Union Wheat State Credit Union Branch	1400 S Oliver St	Wichita	KS

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FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates. You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.