Louisiana

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Louisiana Credit Union Savings Rates

You are viewing savings rates from credit unions across Louisiana

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

LA - July 30, 2025

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Rate History: 0.75% → 4.00%

Rate History: 3.75% → 4.00% → 3.60%

| Mar 22, 2024

Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More

Last change: ↓ 0.10% on February 10.

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

Rate History: 2.15% → 2.15% → 2.36%

| Jul 10, 2019

Does credit human use ChexSystems Read More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Rate History: 1.70% → 1.55%

1.45%

$100,000

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| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

1.22%

$100,000

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| Jul 10, 2019

Does credit human use ChexSystems Read More

| Jan 8, 2020

Do y’all use the Chex system Read More

0.50%

$50,000

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| Dec 15, 2022

I have been a member for over 30 years and Pelican has consistently offered deposit rates that are higher than bank and credit union averages. All my kids and grandkids park their savings with Pelican and... Read More

| Aug 11, 2021

Marie Read More

0.50%

$2,500

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0.45%

$10,000

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CSE

Cse Branch
Restrictions

0.40%

$25,000

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| May 12, 2021

I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Har... Read More

Rate History: 0.45% → 0.40%

0.36%

$25,000

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CSE

Cse Branch
Restrictions

0.35%

$10,000

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0.35%

$25,000

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| Jan 8, 2020

Do y’all use the Chex system Read More

0.35%

$2,500

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0.35%

$2,500

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0.35%

$25,000

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| May 12, 2021

I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Har... Read More

0.35%

$10,000

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0.32%

$25,000

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0.31%

$2,500

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CSE

Cse Branch
Restrictions

0.30%

$2,500

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0.30%

$25

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0.30%

$2,500

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0.30%

$10,000

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0.30%

$2,500

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| May 12, 2021

I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Har... Read More

0.30%

$2,500

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0.30%

$25,000

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0.28%

$10,000

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0.28%

$25,000

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| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$10,000

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| Jan 8, 2020

Do y’all use the Chex system Read More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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| May 7, 2017

CD rate Read More

0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

0.24%

$2,500

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EDU


Restrictions

0.20%

$0

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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| May 12, 2021

I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Har... Read More

0.20%

$2,500

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| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

Learn More

| Aug 11, 2021

Marie Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

Learn More

CSE

Cse Branch
Restrictions

0.10%

$5

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| Aug 31, 2020

Great rates and fast loans Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Sep 20, 2017

This credit union is a joke. They need to pull a credit report just to open a cd. Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.08%

$10,000

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| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

EDU


Restrictions

0.01%

$1

Learn More

0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Louisiana


Branch Street City State
CHEVRON
Chevron Chevron Branch
100 Northpark Blvd Covington LA
CHEVRON
Chevron Chevron Branch
100 Northpark Blvd Covington LA
CHEVRON
Chevron Chevron Branch
100 Northpark Blvd Covington LA
CHEVRON
Chevron Chevron Branch
100 Northpark Blvd Covington LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
4400 Sen. J. Bennett Johnston Avenue Lake Charles LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
KEESLER
Slidell Slidell Branch
1338 Gause Blvd Slidell LA
ADVANCIAL
Advancial Advancial Branch
306 E Kaliste Saloom Rd Lafayette LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
CHEVRON
Chevron Chevron Branch
100 Northpark Blvd Covington LA
ADVANCIAL
Advancial Advancial Branch
306 E Kaliste Saloom Rd Lafayette LA
ADVANCIAL
Advancial Advancial Branch
306 E Kaliste Saloom Rd Lafayette LA
BARKSDALE
Barksdale Barksdale Branch
2701 Village Lane Bossier City LA
ANECA
Aneca Aneca Branch
4361 Youree Drive Shreveport LA
PELICAN STATE
Pelican State Pelican State Branch
11585 Lake Sherwood Ave N Baton Rouge LA
LOUISIANA
Louisiana Louisiana Branch
350 BELLE TERRE BLVD LAPLACE LA
HOPE
Chalmette Chalmette Branch
310 W Judge Perez Dr Chalmette LA
ADVANCIAL
Advancial Advancial Branch
306 E Kaliste Saloom Rd Lafayette LA
CARTER
Carter Carter Branch
133 S Main St Springhill LA
FIRST CASTLE
First Castle First Castle Branch
100 Cherokee Rose Lane Covington LA
CSE
Cse Cse Branch
4321 NELSON ROAD LAKE CHARLES LA
ONPATH
Lapalco Branch Lapalco Branch
1536 Lapalco Blvd Harvey LA
FIRST CASTLE
First Castle First Castle Branch
100 Cherokee Rose Lane Covington LA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
4400 Sen. J. Bennett Johnston Avenue Lake Charles LA
ALIVE
Healthcare's Coopera Healthcare's Coopera Branch
2739 W Church St Hammond LA
CSE
Cse Cse Branch
4321 NELSON ROAD LAKE CHARLES LA
BOSSIER
Bossier Bossier Branch
1961 Airline Drive Bossier City LA
BARKSDALE
Barksdale Barksdale Branch
2701 Village Lane Bossier City LA
CARTER
Carter Carter Branch
133 S Main St Springhill LA
DEPARTMENT OF CORRECTIONS
Department Of Correc Department Of Correc Branch
504 Mayflower St. - Bldg. 5 Baton Rouge LA
NEIGHBORS
Neighbors Neighbors Branch
12529 Perkins Rd Baton Rouge LA
ONPATH
Lapalco Branch Lapalco Branch
1536 Lapalco Blvd Harvey LA
GREATER NEW ORLEANS
Greater New Orleans Greater New Orleans Branch
3105 Lime St Metairie LA
FIRST CASTLE
First Castle First Castle Branch
100 Cherokee Rose Lane Covington LA
CENTRIC
Centric Centric Branch
1091 Thomas Road West Monroe LA
ALIVE
Healthcare's Coopera Healthcare's Coopera Branch
2739 W Church St Hammond LA
CSE
Cse Cse Branch
4321 NELSON ROAD LAKE CHARLES LA
WYMAR
Wymar Wymar Branch
37269 Hwy 30 Geismar LA
JACO
Jaco Jaco Branch
102 WEST ALABAMA AVE RUSTON LA
NEIGHBORS
Neighbors Neighbors Branch
12529 Perkins Rd Baton Rouge LA
TANGIPAHOA PARISH TEACHERS
Tangipahoa Parish Te Tangipahoa Parish Te Branch
411 East Oak Street Amite LA
ONPATH
Lapalco Branch Lapalco Branch
1536 Lapalco Blvd Harvey LA
GREATER NEW ORLEANS
Greater New Orleans Greater New Orleans Branch
3105 Lime St Metairie LA
ASCENSION
Ascension Ascension Branch
2430 S. Burnside Avenue Gonzales LA
CENTRIC
Centric Centric Branch
1091 Thomas Road West Monroe LA
LOUISIANA CATHOLIC
Louisiana Catholic Louisiana Catholic Branch
648 E Kings Hwy Shreveport LA
BOSSIER
Bossier Bossier Branch
1961 Airline Drive Bossier City LA
BARKSDALE
Barksdale Barksdale Branch
2701 Village Lane Bossier City LA
CARTER
Carter Carter Branch
133 S Main St Springhill LA
PROFESSIONAL FIRE FIGHTERS
Professional Fire Fi Professional Fire Fi Branch
9410 Healthplex Drive Shreveport LA
LOUISIANA CATHOLIC
Louisiana Catholic Louisiana Catholic Branch
648 E Kings Hwy Shreveport LA
KRAFTMAN
Kraftman Kraftman Branch
805 E Cypress Bastrop LA
CENLA
Coliseum Blvd Coliseum Blvd Branch
6500 Coliseum Blvd Alexandria LA
SOUTHWEST LOUISIANA
Southwest Louisiana Southwest Louisiana Branch
4056 RYAN STREET LAKE CHARLES LA
JEFFERSON FINANCIAL
Nelson Road Branch Nelson Road Branch
3600 Nelson Rd Lake Charles LA
MERITUS
Lafayette Schools' Lafayette Schools' Branch
515 Guilbeau Road Lafayette LA
FIRST CASTLE
First Castle First Castle Branch
100 Cherokee Rose Lane Covington LA
KEESLER
Slidell Slidell Branch
1338 Gause Blvd Slidell LA
HOPE
Chalmette Chalmette Branch
310 W Judge Perez Dr Chalmette LA
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Navy Federal Credit Branch
9850 Highway 23 Belle Chasse LA
CENTRIC
Centric Centric Branch
1091 Thomas Road West Monroe LA
T.E.S. REGIONAL HEALTHCARE
T.e.s. Regional Heal T.e.s. Regional Heal Branch
2050 Line Ave Shreveport LA
CAMPUS
Campus Campus Branch
6230 Perkins Road Baton Rouge LA
ANECA
Aneca Aneca Branch
4361 Youree Drive Shreveport LA
LOUISIANA CATHOLIC
Louisiana Catholic Louisiana Catholic Branch
648 E Kings Hwy Shreveport LA
SOUTHWEST LOUISIANA
Southwest Louisiana Southwest Louisiana Branch
4056 RYAN STREET LAKE CHARLES LA
UNIVERSITY OF LOUISIANA
University Of Louisi University Of Louisi Branch
619 McKinley St Lafayette LA
ESSENTIAL
Dow Louisiana Dow Louisiana Branch
21925 LA Hwy 1 South Plaquemine LA
FORMATION
Louisiana Usa Louisiana Usa Branch
10289 AIRLINE HWY BATON ROUGE LA
BATON ROUGE TELCO
Baton Rouge Telco Baton Rouge Telco Branch
13404 Airline Hwy. Baton Rouge LA
NEIGHBORS
Neighbors Neighbors Branch
12529 Perkins Rd Baton Rouge LA
EFCU FINANCIAL
E E Branch
10719 Airline Highway Baton Rouge LA
ONPATH
Lapalco Branch Lapalco Branch
1536 Lapalco Blvd Harvey LA
ASCENSION
Ascension Ascension Branch
2430 S. Burnside Avenue Gonzales LA
BOSSIER
Bossier Bossier Branch
1961 Airline Drive Bossier City LA
T.E.S. REGIONAL HEALTHCARE
T.e.s. Regional Heal T.e.s. Regional Heal Branch
2050 Line Ave Shreveport LA
CAMPUS
Campus Campus Branch
6230 Perkins Road Baton Rouge LA
CENTRIC
Centric Centric Branch
1091 Thomas Road West Monroe LA
OUACHITA VALLEY
Ouachita Valley Ouachita Valley Branch
1420 Natchitoches St West Monroe LA
MONROE TELCO
Monroe Telco Monroe Telco Branch
4705 Cypress Street West Monroe LA
ACCESS OF LOUISIANA
Access Of Louisiana Access Of Louisiana Branch
2203 SAMPSON ST WESTLAKE LA
MERITUS
Lafayette Schools' Lafayette Schools' Branch
515 Guilbeau Road Lafayette LA
UNIVERSITY OF LOUISIANA
University Of Louisi University Of Louisi Branch
619 McKinley St Lafayette LA
FIRST PIONEERS
First Pioneers First Pioneers Branch
2235 S COLLEGE RD. LAFAYETTE LA
EFCU FINANCIAL
E E Branch
10719 Airline Highway Baton Rouge LA
GREATER NEW ORLEANS
Greater New Orleans Greater New Orleans Branch
3105 Lime St Metairie LA
LOUISIANA
Louisiana Louisiana Branch
350 BELLE TERRE BLVD LAPLACE LA
ASCENSION
Ascension Ascension Branch
2430 S. Burnside Avenue Gonzales LA
RIVERLAND
Main Office Main Office Branch
639 Loyola Ave Ste 220 New Orleans LA
XPLORE
Shell New Orleans Shell New Orleans Branch
701 Poydras St., Suite P100 New Orleans LA
CSE
Cse Cse Branch
4321 NELSON ROAD LAKE CHARLES LA
CAMPUS
Campus Campus Branch
6230 Perkins Road Baton Rouge LA
NORTHWEST LOUISIANA
Northwest Louisiana Northwest Louisiana Branch
7070 Jewella Ave Shreveport LA
SHREVEPORT POLICE
Shreveport Police Shreveport Police Branch
2750 MACKEY LANE SHREVEPORT LA
WILLIS KNIGHTON
Willis Knighton Willis Knighton Branch
8400 Mansfield Road Shreveport LA
LA CAPITOL
Monroe Monroe Branch
2600 Ferrand St Monroe LA
FIRST PIONEERS
First Pioneers First Pioneers Branch
2235 S COLLEGE RD. LAFAYETTE LA
ESSENTIAL
Dow Louisiana Dow Louisiana Branch
21925 LA Hwy 1 South Plaquemine LA
BATON ROUGE TELCO
Baton Rouge Telco Baton Rouge Telco Branch
13404 Airline Hwy. Baton Rouge LA
NEIGHBORS
Neighbors Neighbors Branch
12529 Perkins Rd Baton Rouge LA
EFCU FINANCIAL
E E Branch
10719 Airline Highway Baton Rouge LA
THE NEW ORLEANS FIREMEN'S
The New Orleans Fire The New Orleans Fire Branch
4401 W. Napoleon Ave. Metairie LA
ALIVE
Healthcare's Coopera Healthcare's Coopera Branch
2739 W Church St Hammond LA
TOTAL CHOICE
Total Choice Total Choice Branch
16749 River Rd Hahnville LA
UNO
Uno Uno Branch
HOMER L HITT ALUMNI AND VISITORS CE NEW ORLEANS LA
ADVANCIAL
Advancial Advancial Branch
306 E Kaliste Saloom Rd Lafayette LA
WESLA
Wesla Wesla Branch
2921 Williamson Way Shreveport LA
EAGLE LOUISIANA
Eagle Louisiana Eagle Louisiana Branch
2271 College Drive Baton Rouge LA
MERITUS
Lafayette Schools' Lafayette Schools' Branch
515 Guilbeau Road Lafayette LA
RIVERLAND
Main Office Main Office Branch
639 Loyola Ave Ste 220 New Orleans LA
XPLORE
Shell New Orleans Shell New Orleans Branch
701 Poydras St., Suite P100 New Orleans LA
WESLA
Wesla Wesla Branch
2921 Williamson Way Shreveport LA
BOSSIER
Bossier Bossier Branch
1961 Airline Drive Bossier City LA
THE NEW ORLEANS FIREMEN'S
The New Orleans Fire The New Orleans Fire Branch
4401 W. Napoleon Ave. Metairie LA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

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