Best Credit Union Savings and Money Market Rates in Arizona, AZ July 5, 2025

You are viewing savings rates from credit unions across Arizona

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

AZ - July 5, 2025

Savings Account National Average Rate: 0.45% ^?

Credit Unions	APY	MIN
Nuvision Nuvision Branch Restrictions	4.00% 2.00% 1.60% 1.00% 0.95% 0.85% 0.80% 0.75% 0.65%	$0 $1,001 $50,000 $5,001 $100,000 $75,000 $25,000 $10,000 $2,500	Learn More Add Review
America First Tempe Office Branch Restrictions	3.70% 2.85% 2.10% 1.85% 1.30% 1.10% 1.00%	$250,000 $100,000 $50,000 $25,000 $10,000 $5,000 $0	Learn More
Rate History: 4.00% → 4.25% → 3.70%
jkihl \| Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More Reviews (4)
Mountain America Mountain America Branch Restrictions	3.60% 2.75% 2.05% 1.70% 1.15% 1.00% 0.50%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,500 $0	Learn More Add Review
Rate History: 3.85% → 3.75% → 3.60%
Desert Financial Camelback Branch Restrictions	3.50%	$100,000	Learn More Add Review
Hughes Hughes Branch Restrictions	3.30% 3.05% 2.79%	$150,000 $75,000 $1,000	Learn More Add Review
Desert Financial	3.00% 2.25% 1.60% 1.00% 0.85% 0.75%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,000	Learn More Add Review
Rate History: 2.99% → 3.50% → 3.25% → 3.10% → 3.00%
Pima Pima Branch Restrictions	3.00% 0.03%	$5 $0	Learn More Add Review
Desert Financial Camelback Branch Restrictions	3.00% 2.25% 1.60% 1.00% 0.85% 0.75%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,000	Learn More Add Review
Greenstate Restrictions	2.45% 2.25% 2.05% 1.85% 1.65% 1.45%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $2,500	Learn More
Slynyrd \| Nov 11, 2022 It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More Reviews (2)
Navy Federal Credit Union Navy Federal Credit Branch Restrictions	2.25% 2.05% 1.85% 1.65% 1.50% 1.10% 1.06% 0.95%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $25,000 $10,000 $2,500	Learn More
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
American Airlines American Airlines Branch Restrictions	2.02%	$5	Learn More
jose \| Jun 12, 2017 five star......great location...fast service Read More Reviews (1)
Corporate America Family Corporate America Fa Branch Restrictions	2.02% 1.51% 1.26% 1.01% 0.90% 0.80% 0.70%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,500 $1,000	Learn More Add Review
Credit Union West Sun City West Branch Restrictions	2.00% 1.60%	$50,000 $2,500	Learn More Add Review
Rate History: 2.65% → 2.40% → 2.25% → 2.00%
Firefighters First Restrictions	1.75% 1.70% 1.65% 1.60% 0.05%	$100,000 $75,000 $50,000 $2,500 $0	Learn More Add Review
Rate History: 1.76% → 1.75%
Northrop Grumman Restrictions	1.55%	$2,500	Learn More Add Review
Rate History: 1.70% → 1.55%
Greenstate Restrictions	1.25% 0.05%	$100 $101	Learn More
Slynyrd \| Nov 11, 2022 It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More Reviews (2)
Pima Pima Branch Restrictions	0.95% 0.70% 0.50%	$50,000 $10,000 $1,000	Learn More Add Review
Rate History: 12.49% → 0.80% → 1.00% → 0.95%
Unify Financial Western Branch Restrictions	0.75% 0.70% 0.65% 0.60%	$100,000 $50,000 $10,000 $2,500	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Hughes Hughes Branch Restrictions	0.65%	$50	Learn More Add Review
Truwest Truwest Branch Restrictions	0.55%	$25,000	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.50%	$10,000	Learn More Add Review
Farmers Insurance Group Farmers Insurance Gr Branch Restrictions	0.50% 0.45% 0.40% 0.35% 0.30%	$100,000 $50,000 $25,000 $10,000 $0	Learn More Add Review
Rate History: 0.60% → 0.50%
Global Glendale Branch Restrictions	0.50% 0.45% 0.40% 0.30% 0.25% 0.20%	$250,000 $100,000 $50,000 $25,000 $10,000 $5,000	Learn More Add Review
Truwest Truwest Branch Restrictions	0.45%	$10,000	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.40%	$2,500	Learn More Add Review
Northrop Grumman Restrictions	0.40%	$5	Learn More Add Review
Rate History: 0.45% → 0.40%
Banner Banner Branch Restrictions	0.37%	$25,000	Learn More Add Review
United Methodist United Methodist Branch Restrictions	0.35%	$10,000	Learn More Add Review
Banner Banner Branch Restrictions	0.35%	$10,000	Learn More Add Review
Banner Banner Branch Restrictions	0.33%	$2,500	Learn More Add Review
A. E. A. A. E. A. Branch Restrictions	0.30%	$10,000	Learn More Add Review
La Financial Havasu Branch Restrictions	0.30%	$10,000	Learn More Add Review
Vantage West Vantage West Branch Restrictions	0.30%	$2,500	Learn More Add Review
Star Usa Restrictions	0.25%	$50,000	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Firefighters First Restrictions	0.25%	$5	Learn More Add Review
Nuvision Nuvision Branch Restrictions	0.25% 0.15% 0.10% 0.05%	$100 $50 $5 $10	Learn More Add Review
Tucson Old Pueblo Tucson Old Pueblo Branch	0.25%	$25,000	Learn More Add Review
United Methodist United Methodist Branch Restrictions	0.25%	$2,500	Learn More Add Review
Pyramid Pyramid Branch Restrictions	0.25%	$25,000	Learn More Add Review
Navy Federal Credit Union Navy Federal Credit Branch Restrictions	0.25%	$5	Learn More
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Edu Restrictions	0.20%	$0	Learn More Add Review
Pyramid Pyramid Branch Restrictions	0.20%	$2,500	Learn More Add Review
Tucson Old Pueblo Tucson Old Pueblo Branch	0.20%	$2,500	Learn More Add Review
Arizona Central Arizona Central Branch Restrictions	0.20%	$10,000	Learn More Add Review
Canyon State Canyon State Branch Restrictions	0.20%	$25,000	Learn More Add Review
Tucson Tucson Branch Restrictions	0.15%	$25,000	Learn More Add Review
La Financial Havasu Branch Restrictions	0.15%	$2,500	Learn More Add Review
Star Usa Restrictions	0.15%	$2,500	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Sunwest Mcdowell Branch Restrictions	0.15%	$25,000	Learn More Add Review
Oneaz Gilbert - Queen Creek Branch Restrictions	0.15%	$25,000	Learn More Add Review
Global Glendale Branch Restrictions	0.10%	$50	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.10%	$2,500	Learn More Add Review
Truwest Truwest Branch Restrictions	0.10%	$2,500	Learn More Add Review
Credit Union West Sun City West Branch Restrictions	0.10%	$5	Learn More Add Review
Tucson Tucson Branch Restrictions	0.10%	$2,500	Learn More Add Review
Star Usa Restrictions	0.10%	$10	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Landings Tempe Schools Branch Restrictions	0.10%	$2,500	Learn More Add Review
Deer Valley Deer Valley Branch Restrictions	0.10%	$2,500	Learn More Add Review
United Methodist United Methodist Branch Restrictions	0.10%	$2,500	Learn More Add Review
Sunwest Mcdowell Branch Restrictions	0.10%	$2,500	Learn More Add Review
Arizona Arizona Branch Restrictions	0.10%	$25,000	Learn More Add Review
First First Branch Restrictions	0.10%	$25,000	Learn More Add Review
Desert Financial Camelback Branch Restrictions	0.10%	$0	Learn More Add Review
Pinal County Pinal County Branch Restrictions	0.10%	$2,500	Learn More Add Review
Alhambra Alhambra Branch Restrictions	0.10%	$10,000	Learn More Add Review
Oneaz Gilbert - Queen Creek Branch Restrictions	0.10%	$10,000	Learn More Add Review
A. E. A. A. E. A. Branch Restrictions	0.10%	$2,500	Learn More Add Review
Arizona Central Arizona Central Branch Restrictions	0.10%	$2,500	Learn More Add Review
Unify Financial Western Branch Restrictions	0.10%	$5	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Canyon State Canyon State Branch Restrictions	0.10%	$2,500	Learn More Add Review
Desert Financial	0.10%	$25	Learn More Add Review
First First Branch Restrictions	0.07%	$10,000	Learn More Add Review
Arizona Arizona Branch Restrictions	0.05%	$2,500	Learn More Add Review
Star Usa Restrictions	0.05%	$5	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Landings Tempe Schools Branch Restrictions	0.05%	$2,500	Learn More Add Review
Pyramid Pyramid Branch Restrictions	0.05%	$2,500	Learn More Add Review
La Financial Havasu Branch Restrictions	0.05%	$2,500	Learn More Add Review
Oneaz Gilbert - Queen Creek Branch Restrictions	0.05%	$2,500	Learn More Add Review
Corporate America Family Corporate America Fa Branch Restrictions	0.05%	$0	Learn More Add Review
Tucson Tucson Branch Restrictions	0.05%	$2,500	Learn More Add Review
A. E. A. A. E. A. Branch Restrictions	0.05%	$2,500	Learn More Add Review
Deer Valley Deer Valley Branch Restrictions	0.05%	$2,500	Learn More Add Review
Mohave Community Mohave Community Branch Restrictions	0.05%	$25,000	Learn More Add Review
Banner Banner Branch Restrictions	0.05%	$2,500	Learn More Add Review
Pinal County Pinal County Branch Restrictions	0.05%	$2,500	Learn More Add Review
Sunwest Mcdowell Branch Restrictions	0.05%	$2,500	Learn More Add Review
Alhambra Alhambra Branch Restrictions	0.05%	$2,500	Learn More Add Review
Arizona Central Arizona Central Branch Restrictions	0.05%	$2,500	Learn More Add Review
Canyon State Canyon State Branch Restrictions	0.05%	$2,500	Learn More Add Review
America First Tempe Office Branch Restrictions	0.05%	$1	Learn More
jkihl \| Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More Reviews (4)
Mountain America Mountain America Branch Restrictions	0.05%	$100	Learn More Add Review
Farmers Insurance Group Farmers Insurance Gr Branch Restrictions	0.05%	$0	Learn More Add Review
Rate History: 0.20% → 0.10% → 0.05%
Mohave Community Mohave Community Branch Restrictions	0.04%	$2,500	Learn More Add Review
First First Branch Restrictions	0.03%	$2,500	Learn More Add Review
Mohave Community Mohave Community Branch Restrictions	0.03%	$2,500	Learn More Add Review
Tucson Old Pueblo Tucson Old Pueblo Branch	0.01%	$2,500	Learn More Add Review
Edu Restrictions	0.01%	$1	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info across Arizona

Branch	Street	City	State
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
HUGHES Hughes Hughes Branch	971 W Wetmore	Tucson	AZ
HUGHES Hughes Hughes Branch	971 W Wetmore	Tucson	AZ
PIMA Pima Pima Branch	3730 north stone avenue	tucson	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
HUGHES Hughes Hughes Branch	971 W Wetmore	Tucson	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
AMERICAN AIRLINES American Airlines American Airlines Branch	3350 E. Valencia Rd., Room 9004	Tucson	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
CREDIT UNION WEST Sun City West Sun City West Branch	19436 N R H Johnson Blvd	Sun City West	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
CREDIT UNION WEST Sun City West Sun City West Branch	19436 N R H Johnson Blvd	Sun City West	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
PIMA Pima Pima Branch	3730 north stone avenue	tucson	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
UNIFY FINANCIAL Western Western Branch	11202 E. Germann Road	Mesa	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
PIMA Pima Pima Branch	3730 north stone avenue	tucson	AZ
UNIFY FINANCIAL Western Western Branch	11202 E. Germann Road	Mesa	AZ
HUGHES Hughes Hughes Branch	971 W Wetmore	Tucson	AZ
UNIFY FINANCIAL Western Western Branch	11202 E. Germann Road	Mesa	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
UNIFY FINANCIAL Western Western Branch	11202 E. Germann Road	Mesa	AZ
TRUWEST Truwest Truwest Branch	1667 N Priest Dr	Tempe	AZ
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	2330 East Jones Avenue, Suite 6	Phoenix	AZ
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	18444 N 25th Ave	Phoenix	AZ
PIMA Pima Pima Branch	3730 north stone avenue	tucson	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	18444 N 25th Ave	Phoenix	AZ
TRUWEST Truwest Truwest Branch	1667 N Priest Dr	Tempe	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	2330 East Jones Avenue, Suite 6	Phoenix	AZ
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	18444 N 25th Ave	Phoenix	AZ
BANNER Banner Banner Branch	302 E. MCDOWELL RD., SUITE 105	PHOENIX	AZ
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	18444 N 25th Ave	Phoenix	AZ
INTERFAITH United Methodist United Methodist Branch	1550 Meadowbrook Ave Suite B	Phoenix	AZ
BANNER Banner Banner Branch	302 E. MCDOWELL RD., SUITE 105	PHOENIX	AZ
BANNER Banner Banner Branch	302 E. MCDOWELL RD., SUITE 105	PHOENIX	AZ
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	18444 N 25th Ave	Phoenix	AZ
AVENIR FINANCIAL A. E. A. A. E. A. Branch	1780 S FIRST AVE	YUMA	AZ
LA FINANCIAL Havasu Branch Havasu Branch	55 Lake Havasu Ave S Ste J	Lake Havasu City	AZ
VANTAGE WEST Vantage West Vantage West Branch	2480 N. ARCADIA AVENUE	TUCSON	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
TUCSON OLD PUEBLO Tucson Old Pueblo Tucson Old Pueblo Branch	2500 E. 22ND ST.	TUCSON	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
INTERFAITH United Methodist United Methodist Branch	1550 Meadowbrook Ave Suite B	Phoenix	AZ
PYRAMID Pyramid Pyramid Branch	921 N SWAN RD	TUCSON	AZ
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	MCAS Yuma, Corner of Martini and Hart St.	Yuma	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
PYRAMID Pyramid Pyramid Branch	921 N SWAN RD	TUCSON	AZ
TUCSON OLD PUEBLO Tucson Old Pueblo Tucson Old Pueblo Branch	2500 E. 22ND ST.	TUCSON	AZ
ARIZONA CENTRAL Arizona Central Arizona Central Branch	2020 N CENTRAL AVE SUITE 1200	PHOENIX	AZ
COPPER STATE Canyon State Canyon State Branch	3440 W. DEER VALLEY ROAD	PHOENIX	AZ
TUCSON Tucson Tucson Branch	1160 N WINTSTEL BLVD	TUCSON	AZ
LA FINANCIAL Havasu Branch Havasu Branch	55 Lake Havasu Ave S Ste J	Lake Havasu City	AZ
SUNWEST Mcdowell Mcdowell Branch	302 E McDowell Rd Ste 100	Phoenix	AZ
ONEAZ Gilbert - Queen Creek Gilbert - Queen Creek Branch	3349 E Queen Creek Rd	GILBERT	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
GLOBAL Glendale Glendale Branch	16325 N 56th Ave	Glendale	AZ
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	2330 East Jones Avenue, Suite 6	Phoenix	AZ
TRUWEST Truwest Truwest Branch	1667 N Priest Dr	Tempe	AZ
CREDIT UNION WEST Sun City West Sun City West Branch	19436 N R H Johnson Blvd	Sun City West	AZ
TUCSON Tucson Tucson Branch	1160 N WINTSTEL BLVD	TUCSON	AZ
LANDINGS Tempe Schools Tempe Schools Branch	2800 S Mill Avenue	Tempe	AZ
DEER VALLEY Deer Valley Deer Valley Branch	15458 N. 28th Avenue	Phoenix	AZ
INTERFAITH United Methodist United Methodist Branch	1550 Meadowbrook Ave Suite B	Phoenix	AZ
SUNWEST Mcdowell Mcdowell Branch	302 E McDowell Rd Ste 100	Phoenix	AZ
ARIZONA Arizona Arizona Branch	333 N. 44th Street	Phoenix	AZ
FIRST First First Branch	25 S. ARIZONA PLACE, SUITE 111	CHANDLER	AZ
DESERT FINANCIAL Camelback Camelback Branch	1630 E Camelback Rd Ste 110	Phoenix	AZ
PINAL COUNTY Pinal County Pinal County Branch	1000 E Florence Blvd	Casa Grande	AZ
ALHAMBRA Alhambra Alhambra Branch	7339 N 35TH AVE	PHOENIX	AZ
ONEAZ Gilbert - Queen Creek Gilbert - Queen Creek Branch	3349 E Queen Creek Rd	GILBERT	AZ
AVENIR FINANCIAL A. E. A. A. E. A. Branch	1780 S FIRST AVE	YUMA	AZ
ARIZONA CENTRAL Arizona Central Arizona Central Branch	2020 N CENTRAL AVE SUITE 1200	PHOENIX	AZ
UNIFY FINANCIAL Western Western Branch	11202 E. Germann Road	Mesa	AZ
COPPER STATE Canyon State Canyon State Branch	3440 W. DEER VALLEY ROAD	PHOENIX	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
FIRST First First Branch	25 S. ARIZONA PLACE, SUITE 111	CHANDLER	AZ
ARIZONA Arizona Arizona Branch	333 N. 44th Street	Phoenix	AZ
LANDINGS Tempe Schools Tempe Schools Branch	2800 S Mill Avenue	Tempe	AZ
PYRAMID Pyramid Pyramid Branch	921 N SWAN RD	TUCSON	AZ
LA FINANCIAL Havasu Branch Havasu Branch	55 Lake Havasu Ave S Ste J	Lake Havasu City	AZ
ONEAZ Gilbert - Queen Creek Gilbert - Queen Creek Branch	3349 E Queen Creek Rd	GILBERT	AZ
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	8337 West Bell Road Suite 102	Peoria	AZ
TUCSON Tucson Tucson Branch	1160 N WINTSTEL BLVD	TUCSON	AZ
AVENIR FINANCIAL A. E. A. A. E. A. Branch	1780 S FIRST AVE	YUMA	AZ
DEER VALLEY Deer Valley Deer Valley Branch	15458 N. 28th Avenue	Phoenix	AZ
MOHAVE COMMUNITY Mohave Community Mohave Community Branch	2809 Stockton Hill Rd.	Kingman	AZ
BANNER Banner Banner Branch	302 E. MCDOWELL RD., SUITE 105	PHOENIX	AZ
PINAL COUNTY Pinal County Pinal County Branch	1000 E Florence Blvd	Casa Grande	AZ
NUVISION Nuvision Nuvision Branch	5000 East McDowell Road, #B540	Mesa	AZ
SUNWEST Mcdowell Mcdowell Branch	302 E McDowell Rd Ste 100	Phoenix	AZ
ALHAMBRA Alhambra Alhambra Branch	7339 N 35TH AVE	PHOENIX	AZ
ARIZONA CENTRAL Arizona Central Arizona Central Branch	2020 N CENTRAL AVE SUITE 1200	PHOENIX	AZ
COPPER STATE Canyon State Canyon State Branch	3440 W. DEER VALLEY ROAD	PHOENIX	AZ
AMERICA FIRST Tempe Office Tempe Office Branch	1414 W Broadway Rd	Tempe	AZ
MOUNTAIN AMERICA Mountain America Mountain America Branch	3001 West Indian School Road, Suite 100	Phoenix	AZ
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	18444 N 25th Ave	Phoenix	AZ
MOHAVE COMMUNITY Mohave Community Mohave Community Branch	2809 Stockton Hill Rd.	Kingman	AZ
FIRST First First Branch	25 S. ARIZONA PLACE, SUITE 111	CHANDLER	AZ
MOHAVE COMMUNITY Mohave Community Mohave Community Branch	2809 Stockton Hill Rd.	Kingman	AZ
PIMA Pima Pima Branch	3730 north stone avenue	tucson	AZ
TUCSON OLD PUEBLO Tucson Old Pueblo Tucson Old Pueblo Branch	2500 E. 22ND ST.	TUCSON	AZ

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates. You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.