Oregon

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Oregon Credit Union Savings Rates

You are viewing savings rates from credit unions across Oregon

 

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

OR - July 3, 2025

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Rate History: 6.50% → 6.38% → 6.13% → 6.00% → 6.88%

| May 31, 2021

Joshua from your security service deserves a great review. He helped cancel my card after it was stolen. Read More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

2.00%

0.70%

$1,000,000

$100,000
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| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

1.25%

$25,000

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| May 10, 2020

You ve got this. With financial calculators, articles, FAQs and more you ll have all the resources you need to choose the right accounts and loans so you can save, spend, and borrow better. Read More

0.75%

$10,000

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0.60%

$25,000

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0.60%

$25,000

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| May 10, 2020

You ve got this. With financial calculators, articles, FAQs and more you ll have all the resources you need to choose the right accounts and loans so you can save, spend, and borrow better. Read More

0.50%

$2,500

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0.50%

$2,500

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0.50%

$10,000

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0.45%

0.40%
0.30%

$50,000

$10,000
$0
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0.40%

$25,000

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0.40%

$25,000

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| Nov 11, 2021

I would like to thank Ashley in Loan Support Services at Twin Star Credit Union for all her help. In this day and age it is difficult to find someone as effective and efficient that actually goes the ex... Read More

0.35%

$2,500

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0.30%

$25,000

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| Nov 11, 2021

I would like to thank Ashley in Loan Support Services at Twin Star Credit Union for all her help. In this day and age it is difficult to find someone as effective and efficient that actually goes the ex... Read More

0.30%

$2,500

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0.30%

$10,000

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$25,000

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Rate History: 0.35% → 0.25%

| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$10,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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Edu


Restrictions

0.20%

$0

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$2,500

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| May 31, 2021

Joshua from your security service deserves a great review. He helped cancel my card after it was stolen. Read More

0.15%

$25,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$25,000

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0.13%

$10,000

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0.12%

$25,000

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0.12%

$10,000

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0.10%

$2,500

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| Aug 31, 2020

Great rates and fast loans Read More

0.10%

$10,000

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

Learn More

Rate History: 0.25% → 0.15% → 0.10%

0.10%

$0

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0.08%

$10,000

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0.06%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$25

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$10,000

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0.05%

$10,000

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Nov 11, 2021

I would like to thank Ashley in Loan Support Services at Twin Star Credit Union for all her help. In this day and age it is difficult to find someone as effective and efficient that actually goes the ex... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.04%

$2,500

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0.04%

$25,000

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0.03%

$10,000

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0.03%

$2,500

Learn More

0.03%

$2,500

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0.03%

$2,500

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0.03%

$2,500

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0.03%

$10,000

Learn More

0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

Edu


Restrictions

0.01%

$1

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Oregon


Branch Street City State
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
ONPOINT COMMUNITY
Onpoint Community Onpoint Community Branch
2701 NW Vaughn St Portland OR
ONPOINT COMMUNITY
Onpoint Community Onpoint Community Branch
2701 NW Vaughn St Portland OR
ONPOINT COMMUNITY
Onpoint Community Onpoint Community Branch
2701 NW Vaughn St Portland OR
NORTHWEST COMMUNITY
Northwest Community Northwest Community Branch
3660 Gateway St Springfield OR
RIVERMARK COMMUNITY
Rivermark Community Rivermark Community Branch
8505 SW Creekside Place Beaverton OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
NORTHWEST COMMUNITY
Northwest Community Northwest Community Branch
3660 Gateway St Springfield OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
UKRAINIAN
Ukrainian Ukrainian Branch
8230 SE Harrison St portland OR
GATEWAY
Food Industries Food Industries Branch
3030 Gateway Loop Springfield OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
RIVERMARK COMMUNITY
Rivermark Community Rivermark Community Branch
8505 SW Creekside Place Beaverton OR
OLD WEST
La Grande Branch La Grande Branch
3 Depot St La Grande OR
UKRAINIAN
Ukrainian Ukrainian Branch
8230 SE Harrison St portland OR
GATEWAY
Food Industries Food Industries Branch
3030 Gateway Loop Springfield OR
ADVANTIS
Advantis Advantis Branch
10501 SE Main Street Milwaukie OR
KAIPERM NORTHWEST
Kaiperm Northwest Kaiperm Northwest Branch
500 Ne Multnomah Ste 320 Portland OR
TWINSTAR
Wilsonville Wilsonville Branch
25375 SW PARKWAY AVE WILSONVILLE OR
LINN - CO
Linn - Co Linn - Co Branch
485 2nd Street Lebanon OR
FIBRE
Astoria Branch Astoria Branch
85 W Marine Dr Astoria OR
RIVERMARK COMMUNITY
Rivermark Community Rivermark Community Branch
8505 SW Creekside Place Beaverton OR
TWINSTAR
Wilsonville Wilsonville Branch
25375 SW PARKWAY AVE WILSONVILLE OR
CENTRAL WILLAMETTE
Central Willamette C Central Willamette C Branch
7101 Supra Dr SW Albany OR
OPERATING ENGINEERS LOCAL UNION #3
Operating Engineers Operating Engineers Branch
805 East Berkeley Street Gladstone OR
GATEWAY
Food Industries Food Industries Branch
3030 Gateway Loop Springfield OR
RED CANOE
Red Canoe Red Canoe Branch
810 Burkhart St SE Albany OR
EMERALD EMPIRE
Register Guard Emplo Register Guard Emplo Branch
850 BELTLINE RD SPRINGFIELD OR
FIRST TECHNOLOGY
Ronler Acres Branch Ronler Acres Branch
2501 NW 229th Ave Hillsboro OR
CENTRAL WILLAMETTE
Central Willamette C Central Willamette C Branch
7101 Supra Dr SW Albany OR
OPERATING ENGINEERS LOCAL UNION #3
Operating Engineers Operating Engineers Branch
805 East Berkeley Street Gladstone OR
RED CANOE
Red Canoe Red Canoe Branch
810 Burkhart St SE Albany OR
EMERALD EMPIRE
Register Guard Emplo Register Guard Emplo Branch
850 BELTLINE RD SPRINGFIELD OR
CUTTING EDGE
Cutting Edge Cutting Edge Branch
4620 SE International Way #105 Milwaukie OR
FIBRE
Astoria Branch Astoria Branch
85 W Marine Dr Astoria OR
RIVERMARK COMMUNITY
Rivermark Community Rivermark Community Branch
8505 SW Creekside Place Beaverton OR
CONSOLIDATED
Consolidated Consolidated Branch
2021 NE Sandy Blvd Portland OR
SELCO COMMUNITY
Selco Community Selco Community Branch
1050 High Street Eugene OR
NORTHWEST COMMUNITY
Northwest Community Northwest Community Branch
3660 Gateway St Springfield OR
KAIPERM NORTHWEST
Kaiperm Northwest Kaiperm Northwest Branch
500 Ne Multnomah Ste 320 Portland OR
CENTRAL WILLAMETTE
Central Willamette C Central Willamette C Branch
7101 Supra Dr SW Albany OR
FIRST TECHNOLOGY
Ronler Acres Branch Ronler Acres Branch
2501 NW 229th Ave Hillsboro OR
FIBRE
Astoria Branch Astoria Branch
85 W Marine Dr Astoria OR
ONPOINT COMMUNITY
Onpoint Community Onpoint Community Branch
2701 NW Vaughn St Portland OR
OREGON STATE
University Branch University Branch
148 NW 25th St Corvallis OR
PROVIDENCE
Providence Providence Branch
6400 SE LAKE RD SUITE #125 MILWAUKIE OR
NORTHWEST COMMUNITY
Northwest Community Northwest Community Branch
3660 Gateway St Springfield OR
EMBOLD
Clackamas Community Clackamas Community Branch
18600 SE McLoughlin Blvd Milwaukie OR
OREGON COMMUNITY
Oregon Community Oregon Community Branch
2880 Chad Dr Eugene OR
CENTRAL WILLAMETTE
Central Willamette C Central Willamette C Branch
7101 Supra Dr SW Albany OR
LINN - CO
Linn - Co Linn - Co Branch
485 2nd Street Lebanon OR
ROGUE
Port Orford Branch Port Orford Branch
1000 Oregon St Port Orford OR
HAPO COMMUNITY
Weston Weston Branch
103 N Water St Weston OR
EMBOLD
Clackamas Community Clackamas Community Branch
18600 SE McLoughlin Blvd Milwaukie OR
OREGONIANS
03 - Beaverton Branch 03 - Beaverton Branch
11240 SW Allen Blvd Beaverton OR
OREGON STATE
University Branch University Branch
148 NW 25th St Corvallis OR
TRAILHEAD
Northwest Resource Northwest Resource Branch
221 NW Second Avenue, Suite 100 Portland OR
CUTTING EDGE
Cutting Edge Cutting Edge Branch
4620 SE International Way #105 Milwaukie OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
NW PRIORITY
Nw Priority Nw Priority Branch
12630 SE Division Portland OR
UNITUS COMMUNITY
Unitus Community Unitus Community Branch
1300 SW 6th Avenue Portland OR
OREGON STATE
University Branch University Branch
148 NW 25th St Corvallis OR
PROVIDENCE
Providence Providence Branch
6400 SE LAKE RD SUITE #125 MILWAUKIE OR
ADVANTIS
Advantis Advantis Branch
10501 SE Main Street Milwaukie OR
CONSOLIDATED
Consolidated Consolidated Branch
2021 NE Sandy Blvd Portland OR
LEGACY
Legacy Legacy Branch
2148 NW Overton Portland OR
SELCO COMMUNITY
Selco Community Selco Community Branch
1050 High Street Eugene OR
UKRAINIAN
Ukrainian Ukrainian Branch
8230 SE Harrison St portland OR
NORTHWEST COMMUNITY
Northwest Community Northwest Community Branch
3660 Gateway St Springfield OR
KAIPERM NORTHWEST
Kaiperm Northwest Kaiperm Northwest Branch
500 Ne Multnomah Ste 320 Portland OR
HERITAGE GROVE
Oregon Employees Oregon Employees Branch
631 Winter St NE Salem OR
EMBOLD
Clackamas Community Clackamas Community Branch
18600 SE McLoughlin Blvd Milwaukie OR
RED CANOE
Red Canoe Red Canoe Branch
810 Burkhart St SE Albany OR
ROGUE
Port Orford Branch Port Orford Branch
1000 Oregon St Port Orford OR
MALHEUR
Malheur Malheur Branch
1695 SE 5th Ave Ontario OR
HAPO COMMUNITY
Weston Weston Branch
103 N Water St Weston OR
FIRST TECHNOLOGY
Ronler Acres Branch Ronler Acres Branch
2501 NW 229th Ave Hillsboro OR
OREGONIANS
03 - Beaverton Branch 03 - Beaverton Branch
11240 SW Allen Blvd Beaverton OR
CUTTING EDGE
Cutting Edge Cutting Edge Branch
4620 SE International Way #105 Milwaukie OR
OREGONIANS
03 - Beaverton Branch 03 - Beaverton Branch
11240 SW Allen Blvd Beaverton OR
CUTTING EDGE
Cutting Edge Cutting Edge Branch
4620 SE International Way #105 Milwaukie OR
TRAILHEAD
Northwest Resource Northwest Resource Branch
221 NW Second Avenue, Suite 100 Portland OR
INROADS
St. Helens Community St. Helens Community Branch
1720 Saint Helens Street Saint Helens OR
WAUNA
Wauna Wauna Branch
101 South East Truhaak Clatskanie OR
NW PRIORITY
Nw Priority Nw Priority Branch
12630 SE Division Portland OR
RIVERMARK COMMUNITY
Rivermark Community Rivermark Community Branch
8505 SW Creekside Place Beaverton OR
MARION AND POLK SCHOOLS
Marion And Polk Scho Marion And Polk Scho Branch
451 Division St NE Salem OR
UNITUS COMMUNITY
Unitus Community Unitus Community Branch
1300 SW 6th Avenue Portland OR
PROVIDENCE
Providence Providence Branch
6400 SE LAKE RD SUITE #125 MILWAUKIE OR
ADVANTIS
Advantis Advantis Branch
10501 SE Main Street Milwaukie OR
TEAMSTERS COUNCIL #37
Teamsters Council #3 Teamsters Council #3 Branch
1866 162nd Ave Portland OR
OLD WEST
La Grande Branch La Grande Branch
3 Depot St La Grande OR
CONSOLIDATED
Consolidated Consolidated Branch
2021 NE Sandy Blvd Portland OR
LEGACY
Legacy Legacy Branch
2148 NW Overton Portland OR
IBEW & UNITED WORKERS
Ibew & United Worker Ibew & United Worker Branch
9955 SE Washington St Portland OR
NORTHWEST COMMUNITY
Northwest Community Northwest Community Branch
3660 Gateway St Springfield OR
HERITAGE GROVE
Oregon Employees Oregon Employees Branch
631 Winter St NE Salem OR
TWINSTAR
Wilsonville Wilsonville Branch
25375 SW PARKWAY AVE WILSONVILLE OR
OREGON COMMUNITY
Oregon Community Oregon Community Branch
2880 Chad Dr Eugene OR
OPERATING ENGINEERS LOCAL UNION #3
Operating Engineers Operating Engineers Branch
805 East Berkeley Street Gladstone OR
MID OREGON
Mid Oregon Mid Oregon Branch
1386 NE Cushing Dr Bend OR
GATEWAY
Food Industries Food Industries Branch
3030 Gateway Loop Springfield OR
EMERALD EMPIRE
Register Guard Emplo Register Guard Emplo Branch
850 BELTLINE RD SPRINGFIELD OR
ROGUE
Port Orford Branch Port Orford Branch
1000 Oregon St Port Orford OR
PACIFIC CREST
Pacific Crest Pacific Crest Branch
2972 Washburn Way Klamath Falls OR
HAPO COMMUNITY
Weston Weston Branch
103 N Water St Weston OR
OREGONIANS
03 - Beaverton Branch 03 - Beaverton Branch
11240 SW Allen Blvd Beaverton OR
CASCADE COMMUNITY
Cascade Community Cascade Community Branch
1123 West Harvard Avenue Roseburg OR
FIRST COMMUNITY
Grants Pass North Grants Pass North Branch
108 NE Savage St Grants Pass OR
OREGON STATE
University Branch University Branch
148 NW 25th St Corvallis OR
UNITED TRADES
United Advantage Nw United Advantage Nw Branch
1430 N Killingsworth Street Portland OR
EMBOLD
Clackamas Community Clackamas Community Branch
18600 SE McLoughlin Blvd Milwaukie OR
CENTRAL WILLAMETTE
Central Willamette C Central Willamette C Branch
7101 Supra Dr SW Albany OR
CASCADE COMMUNITY
Cascade Community Cascade Community Branch
1123 West Harvard Avenue Roseburg OR
FIRST COMMUNITY
Grants Pass North Grants Pass North Branch
108 NE Savage St Grants Pass OR
MARION AND POLK SCHOOLS
Marion And Polk Scho Marion And Polk Scho Branch
451 Division St NE Salem OR
HERITAGE GROVE
Oregon Employees Oregon Employees Branch
631 Winter St NE Salem OR
CASCADE COMMUNITY
Cascade Community Cascade Community Branch
1123 West Harvard Avenue Roseburg OR
PACIFIC CREST
Pacific Crest Pacific Crest Branch
2972 Washburn Way Klamath Falls OR
FIRST TECHNOLOGY
Ronler Acres Branch Ronler Acres Branch
2501 NW 229th Ave Hillsboro OR
WAUNA
Wauna Wauna Branch
101 South East Truhaak Clatskanie OR
MARION AND POLK SCHOOLS
Marion And Polk Scho Marion And Polk Scho Branch
451 Division St NE Salem OR
UNITUS COMMUNITY
Unitus Community Unitus Community Branch
1300 SW 6th Avenue Portland OR
MID OREGON
Mid Oregon Mid Oregon Branch
1386 NE Cushing Dr Bend OR
LANECO
Laneco Laneco Branch
74 A Centennial Loop Eugene OR


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.