Texas

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You are viewing savings rates across Texas

Texas Credit Union Savings Rates 2021

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

TX - July 29, 2021

Savings Account National Average Rate: 0.10% ?

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Credit Unions APY MIN

State Farm


Restrictions

1.51%

$2,500

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Minimum of 55 years of age or older.

Westex


Restrictions

0.75%

$10,000

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Mobiloil


Restrictions

0.75%

$25,000

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Community Service


Restrictions

0.75%

$10,000

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0.70%

$350,000

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Community Service


Restrictions

0.70%

$2,500

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Gulf Coast


Restrictions

0.65%

$25,000

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0.60%

$25,000

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Texas Tech


Restrictions

0.60%

$2,500

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0.60%

$25,000

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Chevron


Restrictions

0.60%

$2,500

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0.60%

$25,000

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Gulf Coast


Restrictions

0.55%

$10,000

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Doches


Restrictions

0.55%

$25,000

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Truwest


Restrictions

0.55%

$25,000

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0.55%

$25,000

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Texas Health


Restrictions

0.51%

$2,500

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0.50%

$2,500

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Shell


Restrictions

0.50%

$25,000

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0.50%

$25,000

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Mobiloil


Restrictions

0.50%

$10,000

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0.50%

$10,000

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Pantex


Restrictions

0.50%

$2,500

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Chemcel


Restrictions

0.50%

$25,000

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Barksdale


Restrictions

0.50%

$25,000

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Houston


Restrictions

0.50%

$25,000

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0.50%

$2,500

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0.50%

$2,500

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0.50%

$10,000

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Synergy


Restrictions

0.50%

$25,000

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American Airlines


Restrictions

0.50%

$0

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Education First


Restrictions

0.50%

$25,000

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Texas Telcom


Restrictions

0.50%

$2,500

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Southwest 66


Restrictions

0.50%

$10,000

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Investex


Restrictions

0.50%

$25,000

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Service 1st


Restrictions

0.50%

$2,500

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0.50%

$2,500

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0.50%

$2,500

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Premier America


Restrictions

0.49%

$100,000

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Members First


Restrictions

0.45%

$25,000

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Firstlight


Restrictions

0.45%

$25,000

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0.45%

$25,000

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Shell


Restrictions

0.45%

$10,000

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0.45%

$10,000

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Neches


Restrictions

0.45%

$25,000

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Houston


Restrictions

0.45%

$10,000

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Synergy


Restrictions

0.45%

$2,500

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Gecu


Restrictions

0.45%

$25,000

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Doches


Restrictions

0.45%

$10,000

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Memorial


Restrictions

0.45%

$25,000

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Truwest


Restrictions

0.45%

$10,000

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Delta Community


Restrictions

0.45%

$25,000

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Eecu


Restrictions

0.45%

$25,000

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0.45%

$5,000

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Resource One


Restrictions

0.45%

$50,000

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Fivepoint


Restrictions

0.45%

$25,000

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0.45%

$25,000

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Kelly Community


Restrictions

0.40%

$25,000

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Members First


Restrictions

0.40%

$10,000

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0.40%

$10,000

Learn More

Shell


Restrictions

0.40%

$2,500

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0.40%

$2,500

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0.40%

$2,500

Learn More

0.40%

$2,500

Learn More

Texasgulf


Restrictions

0.40%

$10,000

Learn More

Great Plains


Restrictions

0.40%

$2,500

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Chemcel


Restrictions

0.40%

$2,500

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Randolph-brooks


Restrictions

0.40%

$2,500

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Golden Triangle


Restrictions

0.40%

$2,500

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Genco


Restrictions

0.40%

$25,000

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1st Community


Restrictions

0.40%

$25,000

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Houston


Restrictions

0.40%

$2,500

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Jsc


Restrictions

0.40%

$25,000

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Trugrocer


Restrictions

0.40%

$25,000

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0.40%

$2,500

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Chevron


Restrictions

0.40%

$2,500

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Bp


Restrictions

0.40%

$25,000

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Education First


Restrictions

0.40%

$2,500

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0.40%

$2,500

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0.40%

$100,000

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Texas Bridge


Restrictions

0.40%

$25,000

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0.40%

$2,500

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0.40%

$10,000

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0.40%

$2,500

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Southwest 66


Restrictions

0.40%

$25,000

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Educators


Restrictions

0.40%

$2,500

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First Central


Restrictions

0.40%

$25,000

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0.40%

$25,000

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0.40%

$1,000

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0.40%

$2,500

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Baptist


Restrictions

0.40%

$2,500

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Premier America


Restrictions

0.40%

$2,500

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0.40%

$2,500

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0.40%

$10,000

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Mtcu


Restrictions

0.38%

$25,000

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0.35%

$2,500

Learn More

Westex


Restrictions

0.35%

$2,500

Learn More

Wellspring


Restrictions

0.35%

$25,000

Learn More

Kelly Community


Restrictions

0.35%

$10,000

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0.35%

$25,000

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0.35%

$2,500

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Victoria Teachers


Restrictions

0.35%

$2,500

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Firstlight


Restrictions

0.35%

$10,000

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Hereford Texas


Restrictions

0.35%

$2,500

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Texasgulf


Restrictions

0.35%

$2,500

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0.35%

$25,000

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0.35%

$25,000

Learn More

Beacon


Restrictions

0.35%

$25,000

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Neches


Restrictions

0.35%

$2,500

Learn More

Genco


Restrictions

0.35%

$10,000

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Barksdale


Restrictions

0.35%

$2,500

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Walker County


Restrictions

0.35%

$25,000

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Secured Advantage


Restrictions

0.35%

$2,500

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Credit Human


Restrictions

0.35%

$10,000

Learn More

Bp


Restrictions

0.35%

$2,500

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Gecu


Restrictions

0.35%

$10,000

Learn More

Gulf


Restrictions

0.35%

$25,000

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0.35%

$25,000

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Energy Capital


Restrictions

0.35%

$25,000

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Memorial


Restrictions

0.35%

$2,500

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Delta Community


Restrictions

0.35%

$10,000

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First Community


Restrictions

0.35%

$2,500

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First Basin


Restrictions

0.35%

$25,000

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First Central


Restrictions

0.35%

$2,500

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City


Restrictions

0.35%

$25,000

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0.35%

$10,000

Learn More

Smart Financial


Restrictions

0.35%

$25,000

Learn More

Eecu


Restrictions

0.35%

$10,000

Learn More

0.35%

$2,500

Learn More

Eastman


Restrictions

0.35%

$25,000

Learn More

Texas Trust


Restrictions

0.35%

$10,000

Learn More

First Service


Restrictions

0.35%

$25,000

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0.35%

$2,500

Learn More

Complex Community


Restrictions

0.33%

$25,000

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Mtcu


Restrictions

0.32%

$2,500

Learn More

Ep


Restrictions

0.30%

$25,000

Learn More

Firstlight


Restrictions

0.30%

$2,500

Learn More

Energy One


Restrictions

0.30%

$25,000

Learn More

Greater Texas


Restrictions

0.30%

$25,000

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0.30%

$2,500

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Kerr County


Restrictions

0.30%

$10,000

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Amoco


Restrictions

0.30%

$25,000

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0.30%

$10,000

Learn More

Concho Educators


Restrictions

0.30%

$25,000

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0.30%

$25,000

Learn More

Air Force


Restrictions

0.30%

$25,000

Learn More

Genco


Restrictions

0.30%

$2,500

Learn More

1st Community


Restrictions

0.30%

$2,500

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0.30%

$25,000

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0.30%

$25,000

Learn More

Jsc


Restrictions

0.30%

$2,500

Learn More

Kelly Community


Restrictions

0.30%

$2,500

Learn More

Cal-com


Restrictions

0.30%

$2,500

Learn More

Border


Restrictions

0.30%

$25,000

Learn More

Chevron


Restrictions

0.30%

$0

Learn More

Gecu


Restrictions

0.30%

$2,500

Learn More

0.30%

$2,500

Learn More

0.30%

$10,000

Learn More

Texas Bridge


Restrictions

0.30%

$2,500

Learn More

Doches


Restrictions

0.30%

$2,500

Learn More

Together


Restrictions

0.30%

$25,000

Learn More

Access Community


Restrictions

0.30%

$25,000

Learn More

Education


Restrictions

0.30%

$25,000

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0.30%

$2,500

Learn More

Datcu


Restrictions

0.30%

$25,000

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0.30%

$2,500

Learn More

Southwest 66


Restrictions

0.30%

$1,500

Learn More

First Basin


Restrictions

0.30%

$2,500

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0.30%

$10,000

Learn More

City


Restrictions

0.30%

$2,500

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0.30%

$2,500

Learn More

Smart Financial


Restrictions

0.30%

$10,000

Learn More

Eecu


Restrictions

0.30%

$2,500

Learn More

Eastman


Restrictions

0.30%

$2,500

Learn More

United Heritage


Restrictions

0.30%

$25,000

Learn More

Premier America


Restrictions

0.30%

$2,500

Learn More

Intouch


Restrictions

0.30%

$25,000

Learn More

Mct


Restrictions

0.30%

$2,500

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0.30%

$25,000

Learn More

Texell


Restrictions

0.30%

$25,000

Learn More

Fivepoint


Restrictions

0.30%

$2,500

Learn More

Union Square


Restrictions

0.30%

$25,000

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Complex Community


Restrictions

0.28%

$2,500

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Ep


Restrictions

0.25%

$2,500

Learn More

Firstlight


Restrictions

0.25%

$2,500

Learn More

Dugood


Restrictions

0.25%

$2,500

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0.25%

$10,000

Learn More

0.25%

$5

Learn More

Greater Texas


Restrictions

0.25%

$2,500

Learn More

Mobiloil


Restrictions

0.25%

$2,500

Learn More

Member Preferred


Restrictions

0.25%

$2,500

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0.25%

$2,500

Learn More

Valley


Restrictions

0.25%

$2,500

Learn More

Star Usa


Restrictions

0.25%

$50,000

Learn More

University


Restrictions

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

Cosden


Restrictions

0.25%

$2,500

Learn More

One Source


Restrictions

0.25%

$10,000

Learn More

Primeway


Restrictions

0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

Learn More

Gulf Coast


Restrictions

0.25%

$2,500

Learn More

Austin Telco


Restrictions

0.25%

$2,500

Learn More

Concho Educators


Restrictions

0.25%

$10,000

Learn More

0.25%

$10,000

Learn More

Westex


Restrictions

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

Beacon


Restrictions

0.25%

$10,000

Learn More

0.25%

$25,000

Learn More

Great Plains


Restrictions

0.25%

$2,500

Learn More

Neches


Restrictions

0.25%

$2,500

Learn More

Air Force


Restrictions

0.25%

$2,500

Learn More

Golden Triangle


Restrictions

0.25%

$2,500

Learn More

Barksdale


Restrictions

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

Walker County


Restrictions

0.25%

$10,000

Learn More

Wellspring


Restrictions

0.25%

$2,500

Learn More

Complex Community


Restrictions

0.25%

$2,500

Learn More

Secured Advantage


Restrictions

0.25%

$2,500

Learn More

Endurance


Restrictions

0.25%

$25

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Baycel


Restrictions

0.25%

$2,500

Learn More

Lufkin


Restrictions

0.25%

$2,500

Learn More

Cal-com


Restrictions

0.25%

$2,500

Learn More

Xceed Financial


Restrictions

0.25%

$10,000

Learn More

Domino


Restrictions

0.25%

$2,500

Learn More

Border


Restrictions

0.25%

$10,000

Learn More

Credit Human


Restrictions

0.25%

$2,500

Learn More

Education First


Restrictions

0.25%

$2,500

Learn More

Texar


Restrictions

0.25%

$25,000

Learn More

Gecu


Restrictions

0.25%

$2,500

Learn More

Texas Bridge


Restrictions

0.25%

$2,500

Learn More

Energy Capital


Restrictions

0.25%

$2,500

Learn More

Doches


Restrictions

0.25%

$2,500

Learn More

Together


Restrictions

0.25%

$2,500

Learn More

Assemblies Of God


Restrictions

0.25%

$2,500

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Delta Community


Restrictions

0.25%

$2,500

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Fort Worth City


Restrictions

0.25%

$2,500

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Datcu


Restrictions

0.25%

$10,000

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0.25%

$2,500

Learn More

First Basin


Restrictions

0.25%

$2,500

Learn More

Investex


Restrictions

0.25%

$10,000

Learn More

Members First


Restrictions

0.25%

$2,500

Learn More

Smart Financial


Restrictions

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

0.25%

$25,000

Learn More

Eastman


Restrictions

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

Intouch


Restrictions

0.25%

$5,000

Learn More

Mct


Restrictions

0.25%

$2,500

Learn More

Texell


Restrictions

0.25%

$10,000

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0.25%

$2,500

Learn More

Fivepoint


Restrictions

0.25%

$2,500

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0.25%

$25,000

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0.23%

$25,000

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Advancial


Restrictions

0.21%

$50,000

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Lifetime


Restrictions

0.21%

$2,500

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North East Texas


Restrictions

0.21%

$2,500

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Energy One


Restrictions

0.20%

$2,500

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Dugood


Restrictions

0.20%

$2,500

Learn More

Texas People


Restrictions

0.20%

$25,000

Learn More

Justice


Restrictions

0.20%

$25,000

Learn More

People's Trust


Restrictions

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

Mobiloil


Restrictions

0.20%

$2,500

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0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

Kerr County


Restrictions

0.20%

$2,500

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0.20%

$2,500

Learn More

Primeway


Restrictions

0.20%

$2,500

Learn More

Amoco


Restrictions

0.20%

$2,500

Learn More

Truity


Restrictions

0.20%

$25,000

Learn More

Members Financial


Restrictions

0.20%

$10,000

Learn More

Austin Telco


Restrictions

0.20%

$2,500

Learn More

Concho Educators


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Security First


Restrictions

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

A+


Restrictions

0.20%

$2,500

Learn More

Harris County


Restrictions

0.20%

$5

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White Sands


Restrictions

0.20%

$25,000

Learn More

Randolph-brooks


Restrictions

0.20%

$2,500

Learn More

Genco


Restrictions

0.20%

$2,500

Learn More

Edu


Restrictions

0.20%

$0

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Santa Fe


Restrictions

0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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4u


Restrictions

0.20%

$2,500

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0.20%

$2,500

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First Abilene


Restrictions

0.20%

$25,000

Learn More

Unify Financial


Restrictions

0.20%

$10,000

Learn More

Windthorst


Restrictions

0.20%

$2,500

Learn More

Trugrocer


Restrictions

0.20%

$2,500

Learn More

Xceed Financial


Restrictions

0.20%

$2,500

Learn More

Synergy


Restrictions

0.20%

$2,500

Learn More

Altra


Restrictions

0.20%

$25,000

Learn More

Border


Restrictions

0.20%

$2,500

Learn More

Bp


Restrictions

0.20%

$2,500

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0.20%

$25,000

Learn More

Gulf


Restrictions

0.20%

$2,500

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Firstmark


Restrictions

0.20%

$25,000

Learn More

Access Community


Restrictions

0.20%

$2,500

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0.20%

$2,500

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Education


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Members Choice


Restrictions

0.20%

$10,000

Learn More

Datcu


Restrictions

0.20%

$2,500

Learn More

Southwest 66


Restrictions

0.20%

$1

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0.20%

$2,500

Learn More

Educators


Restrictions

0.20%

$2,500

Learn More

First Central


Restrictions

0.20%

$2,500

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Members


Restrictions

0.20%

$2,500

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0.20%

$2,500

Learn More

City


Restrictions

0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$25,000

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Velocity


Restrictions

0.20%

$2,500

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Lone Star


Restrictions

0.20%

$25,000

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Intouch


Restrictions

0.20%

$1

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Unity One


Restrictions

0.20%

$10,000

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First Service


Restrictions

0.20%

$2,500

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0.20%

$10,000

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Texell


Restrictions

0.20%

$2,500

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Union Square


Restrictions

0.20%

$2,500

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0.20%

$2,500

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Texas Trust


Restrictions

0.16%

$2,500

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Texas Tech


Restrictions

0.15%

$2,500

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0.15%

$25,000

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Energy One


Restrictions

0.15%

$2,500

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River City


Restrictions

0.15%

$25,000

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0.15%

$2,500

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Texas People


Restrictions

0.15%

$10,000

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Shell


Restrictions

0.15%

$2,500

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Justice


Restrictions

0.15%

$2,500

Learn More

People's Trust


Restrictions

0.15%

$2,500

Learn More

Pentagon


Restrictions

0.15%

$100,000

Learn More

Valley


Restrictions

0.15%

$2,500

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0.15%

$10,000

Learn More

Star Usa


Restrictions

0.15%

$2,500

Learn More

Cosden


Restrictions

0.15%

$2,500

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0.15%

$2,500

Learn More

Go


Restrictions

0.15%

$25,000

Learn More

Texasgulf


Restrictions

0.15%

$2,500

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Truity


Restrictions

0.15%

$2,500

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0.15%

$2,500

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Sabine


Restrictions

0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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Chemcel


Restrictions

0.15%

$2,500

Learn More

Security Service


Restrictions

0.15%

$25,000

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4u


Restrictions

0.15%

$2,500

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Bayer Heritage


Restrictions

0.15%

$2,500

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Walker County


Restrictions

0.15%

$2,500

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Wellspring


Restrictions

0.15%

$2,500

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First Abilene


Restrictions

0.15%

$2,500

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Kelly Community


Restrictions

0.15%

$2,500

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H E B


Restrictions

0.15%

$2,500

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Unify Financial


Restrictions

0.15%

$2,500

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First Technology


Restrictions

0.15%

$10,000

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0.15%

$25,000

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Border


Restrictions

0.15%

$2,500

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Texar


Restrictions

0.15%

$2,500

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0.15%

$2,500

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Gulf


Restrictions

0.15%

$2,500

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0.15%

$2,500

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Firstmark


Restrictions

0.15%

$2,500

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Memorial


Restrictions

0.15%

$2,500

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0.15%

$2,500

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Delta Community


Restrictions

0.15%

$2,500

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Mesquite


Restrictions

0.15%

$2,500

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Members Choice


Restrictions

0.15%

$2,500

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Datcu


Restrictions

0.15%

$2,500

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West Texas


Restrictions

0.15%

$25,000

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Members


Restrictions

0.15%

$2,500

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Capitol


Restrictions

0.15%

$2,500

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Smart Financial


Restrictions

0.15%

$2,500

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Eecu


Restrictions

0.15%

$2,500

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Community Service


Restrictions

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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United Heritage


Restrictions

0.15%

$2,500

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0.15%

$2,500

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Relyon


Restrictions

0.15%

$25,000

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Velocity


Restrictions

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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Riverland


Restrictions

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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Heritage Usa


Restrictions

0.13%

$25,000

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Las Colinas


Restrictions

0.12%

$10,000

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Advancial


Restrictions

0.11%

$2,500

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Texas Health


Restrictions

0.11%

$2,500

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Baptist


Restrictions

0.11%

$2,500

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North East Texas


Restrictions

0.11%

$2,500

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Texoma Educators


Restrictions

0.10%

$2,500

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Ep


Restrictions

0.10%

$2,500

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0.10%

$10,000

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River City


Restrictions

0.10%

$2,500

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Texas People


Restrictions

0.10%

$2,500

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Advancial


Restrictions

0.10%

$100

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People's Trust


Restrictions

0.10%

$2,500

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0.10%

$2,500

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Star Usa


Restrictions

0.10%

$10

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Go


Restrictions

0.10%

$10,000

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0.10%

$50

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One Source


Restrictions

0.10%

$2,500

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0.10%

$2,500

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Truity


Restrictions

0.10%

$2,500

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0.10%

$2,500

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Members Financial


Restrictions

0.10%

$2,500

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Security First


Restrictions

0.10%

$2,500

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Beacon


Restrictions

0.10%

$2,500

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A+


Restrictions

0.10%

$2,500

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Geico


Restrictions

0.10%

$25,000

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0.10%

$2,500

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White Sands


Restrictions

0.10%

$2,500

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Air Force


Restrictions

0.10%

$2,500

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The People's


Restrictions

0.10%

$2,500

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1st Community


Restrictions

0.10%

$2,500

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F A A


Restrictions

0.10%

$2,500

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Citizens


Restrictions

0.10%

$2,500

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Las Colinas


Restrictions

0.10%

$2,500

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0.10%

$2,500

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Laredo


Restrictions

0.10%

$2,500

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Security Service


Restrictions

0.10%

$2,500

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Cy-fair


Restrictions

0.10%

$10,000

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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First Abilene


Restrictions

0.10%

$2,500

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Jsc


Restrictions

0.10%

$2,500

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H E B


Restrictions

0.10%

$2,500

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Caprock


Restrictions

0.10%

$2,500

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Allied


Restrictions

0.10%

$2,500

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