Texas

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You are viewing savings rates from credit unions across Texas

Texas Credit Union Savings Rates 2024

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

TX - April 17, 2024

Savings Account National Average Rate: 0.43% ?

Credit Unions APY MIN

Rate History: 3.55% → 3.80% → 5.20%

4.25%

2.00%
1.35%
1.25%
1.00%

$750,000

$250,000
$25,000
$0
$0
Learn More

12 Month Introductory Rate

Rate History: 3.75% → 4.00%

Rate History: 2.08% → 4.00%

First Community


Restrictions

3.60%

3.00%
2.50%
2.25%
2.00%

$1,000,000

$500,000
$200,000
$100,000
$25,000
Learn More

Rate History: 2.79% → 3.05% → 3.30%

Air Force


Restrictions

3.00%

$0

Learn More

Eecu


Restrictions

2.78%

2.63%
2.53%
2.17%
1.87%

$90,000

$50,000
$25,000
$10,000
$2,500
Learn More

Shell


Restrictions

2.25%

1.95%
1.85%
1.75%

$50,000

$25,000
$10,000
$2,500
Learn More

2.25%

2.05%
1.85%
1.65%
1.50%
1.10%
1.06%
0.95%

$1,000,000

$500,000
$250,000
$100,000
$50,000
$25,000
$10,000
$2,500
Learn More

American Airlines


Restrictions

2.22%

$5

Learn More

Rate History: 2.25% → 4.25% → 2.18%

Wellby


Restrictions

2.02%

1.77%
1.51%
1.26%
1.01%

$100,000

$50,000
$25,000
$10,000
$0
Learn More

City


Restrictions

1.95%

1.85%
1.75%
1.65%

$100,000

$50,000
$25,000
$2,500
Learn More

1.76%

$250,000

Learn More

1.50%

$40,000

Learn More

Gecu


Restrictions

1.35%

1.25%
1.15%
0.95%
0.85%
0.75%
0.60%
0.55%

$500,000

$250,000
$100,000
$50,000
$25,000
$10,000
$5,000
$2,500
Learn More

1.26%

1.00%
0.50%

$100,000

$50,000
$1,500
Learn More

Air Force


Restrictions

1.25%

1.15%
1.00%
0.70%
0.60%

$100,001

$50,001
$25,001
$2,501
$0
Learn More

Advancial


Restrictions

1.22%

$100,000

Learn More

Rate History: 1.21% → 1.11% → 1.06%

Minimum of 55 years of age or older.

First Technology


Restrictions

0.90%

0.85%

$250,000

$100,000
Learn More

Velocity


Restrictions

0.85%

0.75%
0.60%

$90,000

$50,000
$2,000
Learn More

Westex


Restrictions

0.75%

$10,000

Learn More

Unify Financial


Restrictions

0.75%

0.70%
0.65%
0.60%

$100,000

$50,000
$10,000
$2,500
Learn More

Lone Star


Restrictions

0.75%

$2,500

Learn More

Mobiloil


Restrictions

0.75%

$25,000

Learn More

Community Service


Restrictions

0.75%

$10,000

Learn More

First Technology


Restrictions

0.75%

$1

Learn More

0.70%

0.40%
0.30%
0.20%

$250,000

$100,000
$25,000
$2,500
Learn More

A+


Restrictions

0.70%

0.60%
0.10%

$100,000

$25,000
$100
Learn More

Community Service


Restrictions

0.70%

$2,500

Learn More

Gulf Coast


Restrictions

0.65%

$25,000

Learn More

0.60%

$25,000

Learn More

Texas Tech


Restrictions

0.60%

$2,500

Learn More

Coastlife


Restrictions

0.60%

0.40%

$25,000

$1,500
Learn More

Eecu


Restrictions

0.55%

0.50%
0.45%

$100,000

$25,000
$100
Learn More

Doches


Restrictions

0.55%

$25,000

Learn More

Truwest


Restrictions

0.55%

$25,000

Learn More

0.55%

$25,000

Learn More

Gulf Coast


Restrictions

0.55%

$10,000

Learn More

Texas Health


Restrictions

0.51%

$2,500

Learn More

0.50%

$2,500

Learn More

0.50%

$2,500

Learn More

Texas Telcom


Restrictions

0.50%

$2,500

Learn More

0.50%

$0

Learn More

Pantex


Restrictions

0.50%

$2,500

Learn More

0.50%

$10,000

Learn More

Chemcel


Restrictions

0.50%

$25,000

Learn More

0.50%

$2,500

Learn More

Service 1st


Restrictions

0.50%

$2,500

Learn More

0.50%

$25,000

Learn More

Mobiloil


Restrictions

0.50%

$10,000

Learn More

Education First


Restrictions

0.50%

$25,000

Learn More

0.50%

$2,500

Learn More

Synergy


Restrictions

0.50%

$25,000

Learn More

Houston


Restrictions

0.50%

$25,000

Learn More

Barksdale


Restrictions

0.50%

$25,000

Learn More

Members First


Restrictions

0.45%

$25,000

Learn More

0.45%

$5,000

Learn More

0.45%

$25,000

Learn More

Resource One


Restrictions

0.45%

$50,000

Learn More

Firstlight


Restrictions

0.45%

$25,000

Learn More

0.45%

$10,000

Learn More

Doches


Restrictions

0.45%

$10,000

Learn More

Fivepoint


Restrictions

0.45%

$25,000

Learn More

Truwest


Restrictions

0.45%

$10,000

Learn More

Synergy


Restrictions

0.45%

$2,500

Learn More

Houston


Restrictions

0.45%

$10,000

Learn More

Memorial


Restrictions

0.45%

$25,000

Learn More

Kelly Community


Restrictions

0.40%

$25,000

Learn More

Members First


Restrictions

0.40%

$10,000

Learn More

0.40%

$2,500

Learn More

0.40%

$10,000

Learn More

0.40%

$1,000

Learn More

0.40%

$10,000

Learn More

0.40%

$2,500

Learn More

Baptist


Restrictions

0.40%

$2,500

Learn More

Chemcel


Restrictions

0.40%

$2,500

Learn More

Trugrocer


Restrictions

0.40%

$25,000

Learn More

1st Community


Restrictions

0.40%

$25,000

Learn More

First Central


Restrictions

0.40%

$25,000

Learn More

Educators


Restrictions

0.40%

$2,500

Learn More

0.40%

$2,500

Learn More

0.40%

$25,000

Learn More

Genco


Restrictions

0.40%

$25,000

Learn More

Education First


Restrictions

0.40%

$2,500

Learn More

Great Plains


Restrictions

0.40%

$2,500

Learn More

0.40%

$2,500

Learn More

Golden Triangle


Restrictions

0.40%

$2,500

Learn More

Houston


Restrictions

0.40%

$2,500

Learn More

Bp


Restrictions

0.40%

$25,000

Learn More

Texasgulf


Restrictions

0.40%

$10,000

Learn More

0.40%

$2,500

Learn More

Texas Bridge


Restrictions

0.40%

$25,000

Learn More

0.40%

$2,500

Learn More

Mtcu


Restrictions

0.38%

$25,000

Learn More

0.35%

$2,500

Learn More

Westex


Restrictions

0.35%

$2,500

Learn More

0.35%

$25,000

Learn More

Kelly Community


Restrictions

0.35%

$10,000

Learn More

Wellspring


Restrictions

0.35%

$25,000

Learn More

0.35%

$2,500

Learn More

First Community


Restrictions

0.35%

0.25%
0.15%

$50,000

$25,000
$100
Learn More

0.35%

$2,500

Learn More

Hereford Texas


Restrictions

0.35%

$2,500

Learn More

0.35%

$2,500

Learn More

Secured Advantage


Restrictions

0.35%

$2,500

Learn More

Texas Trust


Restrictions

0.35%

$10,000

Learn More

Firstlight


Restrictions

0.35%

$10,000

Learn More

First Basin


Restrictions

0.35%

$25,000

Learn More

First Central


Restrictions

0.35%

$2,500

Learn More

0.35%

$10,000

Learn More

Genco


Restrictions

0.35%

$10,000

Learn More

Gulf


Restrictions

0.35%

$25,000

Learn More

Walker County


Restrictions

0.35%

$25,000

Learn More

Smart Financial


Restrictions

0.35%

$25,000

Learn More

First Service


Restrictions

0.35%

$25,000

Learn More

0.35%

$25,000

Learn More

0.35%

$25,000

Learn More

0.35%

$25,000

Learn More

Beacon


Restrictions

0.35%

$25,000

Learn More

Energy Capital


Restrictions

0.35%

$25,000

Learn More

Bp


Restrictions

0.35%

$2,500

Learn More

Memorial


Restrictions

0.35%

$2,500

Learn More

Texasgulf


Restrictions

0.35%

$2,500

Learn More

Victoria Teachers


Restrictions

0.35%

$2,500

Learn More

Barksdale


Restrictions

0.35%

$2,500

Learn More

Mtcu


Restrictions

0.32%

$2,500

Learn More

0.30%

$2,500

Learn More

Union Square


Restrictions

0.30%

$25,000

Learn More

0.30%

$2,500

Learn More

Intouch


Restrictions

0.30%

$25,000

Learn More

Access Community


Restrictions

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

Education


Restrictions

0.30%

$25,000

Learn More

Datcu


Restrictions

0.30%

$25,000

Learn More

Greater Texas


Restrictions

0.30%

$25,000

Learn More

Energy One


Restrictions

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

Together


Restrictions

0.30%

$25,000

Learn More

Ep


Restrictions

0.30%

$25,000

Learn More

0.30%

$10,000

Learn More

Firstlight


Restrictions

0.30%

$2,500

Learn More

1st Community


Restrictions

0.30%

$2,500

Learn More

First Basin


Restrictions

0.30%

$2,500

Learn More

Concho Educators


Restrictions

0.30%

$25,000

Learn More

Kelly Community


Restrictions

0.30%

$2,500

Learn More

United Heritage


Restrictions

0.30%

$25,000

Learn More

0.30%

$2,500

Learn More

Doches


Restrictions

0.30%

$2,500

Learn More

Genco


Restrictions

0.30%

$2,500

Learn More

Mct


Restrictions

0.30%

$2,500

Learn More

Fivepoint


Restrictions

0.30%

$2,500

Learn More

Border


Restrictions

0.30%

$25,000

Learn More

Kerr County


Restrictions

0.30%

$10,000

Learn More

Velocity


Restrictions

0.30%

0.25%
0.20%

$1,500

$500
$100
Learn More

Texell


Restrictions

0.30%

$25,000

Learn More

Smart Financial


Restrictions

0.30%

$10,000

Learn More

0.30%

$10,000

Learn More

0.30%

$25,000

Learn More

0.30%

$10,000

Learn More

Amoco


Restrictions

0.30%

$25,000

Learn More

Cal-com


Restrictions

0.30%

$2,500

Learn More

0.30%

$25,000

Learn More

Texas Bridge


Restrictions

0.30%

$2,500

Learn More

Cosden


Restrictions

0.25%

$2,500

Learn More

Star Usa


Restrictions

0.25%

$50,000

Learn More

Texar


Restrictions

0.25%

$25,000

Learn More

Intouch


Restrictions

0.25%

$5,000

Learn More

0.25%

$2,500

Learn More

Lufkin


Restrictions

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

0.25%

$5

Learn More

0.25%

$10,000

Learn More

Westex


Restrictions

0.25%

$2,500

Learn More

Secured Advantage


Restrictions

0.25%

$2,500

Learn More

Datcu


Restrictions

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

Xceed Financial


Restrictions

0.25%

$10,000

Learn More

Greater Texas


Restrictions

0.25%

$2,500

Learn More

Together


Restrictions

0.25%

$2,500

Learn More

Ep


Restrictions

0.25%

$2,500

Learn More

Fort Worth City


Restrictions

0.25%

$2,500

Learn More

Domino


Restrictions

0.25%

$2,500

Learn More

One Source


Restrictions

0.25%

$10,000

Learn More

Firstlight


Restrictions

0.25%

$2,500

Learn More

First Basin


Restrictions

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

Concho Educators


Restrictions

0.25%

$10,000

Learn More

0.25%

$25,000

Learn More

Assemblies Of God


Restrictions

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

Doches


Restrictions

0.25%

$2,500

Learn More

Mobiloil


Restrictions

0.25%

$2,500

Learn More

Education First


Restrictions

0.25%

$2,500

Learn More

Dugood


Restrictions

0.25%

$2,500

Learn More

Wellspring


Restrictions

0.25%

$2,500

Learn More

Mct


Restrictions

0.25%

$2,500

Learn More

Great Plains


Restrictions

0.25%

$2,500

Learn More

Fivepoint


Restrictions

0.25%

$2,500

Learn More

Border


Restrictions

0.25%

$10,000

Learn More

Texell


Restrictions

0.25%

$10,000

Learn More

Walker County


Restrictions

0.25%

$10,000

Learn More

Smart Financial


Restrictions

0.25%

$2,500

Learn More

Golden Triangle


Restrictions

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

Beacon


Restrictions

0.25%

$10,000

Learn More

Energy Capital


Restrictions

0.25%

$2,500

Learn More

Primeway


Restrictions

0.25%

$25,000

Learn More

0.25%

$10,000

Learn More

Cal-com


Restrictions

0.25%

$2,500

Learn More

Baycel


Restrictions

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

Coastlife


Restrictions

0.25%

$50

Learn More

Rally


Restrictions

0.25%

$50

Learn More

Gulf Coast


Restrictions

0.25%

$2,500

Learn More

Members First


Restrictions

0.25%

$2,500

Learn More

Texas Bridge


Restrictions

0.25%

$2,500

Learn More

Valley


Restrictions

0.25%

$2,500

Learn More

Barksdale


Restrictions

0.25%

$2,500

Learn More

0.23%

$25,000

Learn More

Lifetime


Restrictions

0.21%

$2,500

Learn More

North East Texas


Restrictions

0.21%

$2,500

Learn More

Union Square


Restrictions

0.20%

$2,500

Learn More

Edu


Restrictions

0.20%

$0

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

Intouch


Restrictions

0.20%

$1

Learn More

Access Community


Restrictions

0.20%

$2,500

Learn More

Santa Fe


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Education


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Windthorst


Restrictions

0.20%

$2,500

Learn More

4u


Restrictions

0.20%

$2,500

Learn More

City


Restrictions

0.20%

$100

Learn More

Datcu


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Xceed Financial


Restrictions

0.20%

$2,500

Learn More

Energy One


Restrictions

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

Justice


Restrictions

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

Unity One


Restrictions

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

Members


Restrictions

0.20%

$2,500

Learn More

Trugrocer


Restrictions

0.20%

$2,500

Learn More

White Sands


Restrictions

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Concho Educators


Restrictions

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

First Abilene


Restrictions

0.20%

$25,000

Learn More

First Central


Restrictions

0.20%

$2,500

Learn More

Educators


Restrictions

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

Altra


Restrictions

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Genco


Restrictions

0.20%

$2,500

Learn More

Mobiloil


Restrictions

0.20%

$2,500

Learn More

Dugood


Restrictions

0.20%

$2,500

Learn More

Gulf


Restrictions

0.20%

$2,500

Learn More

Border


Restrictions

0.20%

$2,500

Learn More

Kerr County


Restrictions

0.20%

$2,500

Learn More

Firstmark


Restrictions

0.20%

$25,000

Learn More

Texell


Restrictions

0.20%

$2,500

Learn More

First Service


Restrictions

0.20%

$2,500

Learn More

Synergy


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Primeway


Restrictions

0.20%

$2,500

Learn More

Truity


Restrictions

0.20%

$25,000

Learn More

People's Trust


Restrictions

0.20%

$25,000

Learn More

Bp


Restrictions

0.20%

$2,500

Learn More

Amoco


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Texas Trust


Restrictions

0.16%

$2,500

Learn More

Mesquite


Restrictions

0.15%

$2,500

Learn More

Star Usa


Restrictions

0.15%

$2,500

Learn More

Community Service


Restrictions

0.15%

$2,500

Learn More

Texar


Restrictions

0.15%

$2,500

Learn More

Shell


Restrictions

0.15%

0.10%

$25

$5
Learn More

Cosden


Restrictions

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$100

Learn More

Pentagon


Restrictions

0.15%

0.05%

$100,000

$0
Learn More

0.15%

$2,500

Learn More

Texas Tech


Restrictions

0.15%

$2,500

Learn More

4u


Restrictions

0.15%

$2,500

Learn More

Datcu


Restrictions

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

Go


Restrictions

0.15%

$25,000

Learn More

Energy One


Restrictions

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

Chemcel


Restrictions

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

Relyon


Restrictions

0.15%

$25,000

Learn More

Justice


Restrictions

0.15%

$2,500

Learn More

Texas People


Restrictions

0.15%

0.10%

$0

$10,000
Learn More

Members


Restrictions

0.15%

$2,500

Learn More

Gecu


Restrictions

0.15%

$100

Learn More

0.15%

$25,000

Learn More

0.15%

$10,000

Learn More

West Texas


Restrictions

0.15%

$25,000

Learn More

0.15%

$100

Learn More

0.15%

$2,500

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0.15%

$10,000

Learn More

First Abilene


Restrictions

0.15%

$2,500

Learn More