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Five Year CD Rates – New York - May 23, 2012

Below are 5 year CD Rates from banks that are located in New York. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

Bank APY Min Bal Miles More
Riverside Bank 2.28% $1,000 -
Wallkill Valley Federal Savings And Loan Association 2.15% $2,500 -
Peoples Neighborhood Bank 2.02% $1,000 -
Atlas Bank 2.02% $2,500 -
Geddes Federal Savings And Loan Association 2.00% $500 -
Bank Of Utica 2.00% $500 -
Savannah Bank National Association 2.00% $1,000 -
Hanover Community Bank 2.00% $500 -
Marathon National Bank Of New York 2.00% $1,000 -
First Central Savings Bank 1.95% $500 -
Seneca Falls Savings Bank 1.85% $500 -
Ponce De Leon Federal Bank 1.85% $1,000 -
The Bridgehampton National Bank 1.82% $2,500 -
City National Bank Of New Jersey 1.80% $500 -
Intervest National Bank 1.77% $2,500 -
The Upstate National Bank 1.77% $1,000 -
Northeast Community Bank 1.77% $500 -
The Westchester Bank 1.76% $1,000 -
Hudson City Savings Bank 1.75% $500 -
Berkshire Bank 1.75% $1,000 -
Country Bank 1.75% $1,000 -
Patriot National Bank 1.75% $500 -
Investors Bank 1.75% $500 -
New York Community Bank 1.75% $500 -
Emigrant Savings Bank - Brooklyn/queens 1.75% $1,000 -
Apple Bank For Savings 1.75% $500 -
Emigrant Savings Bank - Manhattan 1.75% $1,000 -
The First National Bank Of Long Island 1.75% $1,000 -
Emigrant Savings Bank - Long Island 1.75% $1,000 -
The Putnam County National Bank Of Carmel 1.75% $1,000 -
Usny Bank 1.75% $1,000 -
The Lyons National Bank 1.75% $500 -
The Oneida Savings Bank 1.75% $10,000 -
People's United Bank 1.75% $2,500 -
Madison National Bank 1.75% $500 -
Sawyer Savings Bank 1.75% $500 -
Customers Bank 1.75% $500 -
Berkshire Bank Municipal Bank 1.75% $1,000 -
Alma Bank 1.75% $2,500 -
Emigrant Bank 1.75% $1,000 -
Ridgewood Savings Bank 1.75% $500 -
Emigrant Savings Bank - Bronx/westchester 1.75% $1,000 -
New York Commercial Bank 1.75% $500 -
Eastbank, National Association 1.75% $2,500 -
First American International Bank 1.75% $100,000 -
First American International Bank 1.70% $500 -
American Community Bank 1.70% $1,000 -
Rondout Savings Bank 1.70% $500 -
Ulster Savings Bank 1.70% $500 -
Banco Popular North America 1.65% $10,000 -
Putnam County Savings Bank 1.65% $500 -
Cross County Federal Savings Bank 1.65% $500 -
Walden Savings Bank 1.65% $1,000 -
Solvay Bank 1.65% $500 -
Checkspring Bank 1.61% $250 -
Savoy Bank 1.60% $2,000 -
The Dime Svgs. Bank Of Williamsburgh 1.60% $500 -
Rhinebeck Savings Bank 1.60% $10,000 -
Nbt Bank, National Association 1.60% $100,000 -
The Suffolk County National Bank Of Riverhead 1.56% $1,000 -
The First National Bank Of Groton 1.51% $100,000 -
Community Mutual Savings Bank 1.50% $500 -
Adirondack Bank 1.50% $1,000 -
Tompkins Trust Company 1.50% $1,000 -
Greater Hudson Bank, National Association 1.50% $500 -
Carthage Federal Savings And Loan Association 1.50% $500 -
The Mahopac National Bank 1.50% $1,000 -
Bank Of Akron 1.50% $500 -
Watertown Savings Bank 1.48% $500 -
The Delaware National Bank Of Delhi 1.46% $100 -
Berkshire Bank 1.45% $1,000 -
Berkshire Bank Municipal Bank 1.45% $1,000 -
Gold Coast Bank 1.45% $1,000 -
The First National Bank Of Groton 1.41% $1,000 -
Td Bank, National Association 1.40% $250 -
Hometown Bank Of The Hudson Valley 1.40% $1,000 -
Sussexbank 1.40% $2,500 -
Manufacturers And Traders Trust Company 1.36% $1 -
The North Country Savings Bank 1.35% $500 -
East West Bank 1.35% $10,000 -
Beacon Federal 1.35% $2,500 -
The National Bank Of Delaware County 1.35% $500 -
Catskill Hudson Bank 1.35% $1,000 -
Lake Shore Savings Bank 1.35% $500 -
Asia Bank, National Association 1.31% $1,000 -
Empire State Bank 1.30% $1,000 -
Evans Bank, National Association 1.30% $500 -
Salisbury Bank And Trust Company 1.30% $1,000 -
The First National Bank Of Jeffersonville 1.30% $100,000 -
Community Bank, National Association 1.30% $100,000 -
Maple City Savings Bank, Fsb 1.28% $1,000 -
Quontic Bank 1.26% $1,000 -
Nbt Bank, National Association 1.25% $1,000 -
Woori America Bank 1.25% $1,000 -
Northwest Savings Bank 1.25% $500 -
Medina Savings And Loan Association 1.25% $1,000 -
Saratoga National Bank And Trust 1.25% $1,000 -
Astoria Federal Savings And Loan Association 1.25% $500 -
Northfield Bank 1.25% $1,000 -
Victory State Bank 1.25% $500 -
The Bank Of Castile 1.25% $1,000 -
Abacus Federal Savings Bank 1.25% $1,000 -
First Citizens National Bank 1.21% $500 -
Tioga State Bank 1.21% $1,000 -
Mercantil Commercebank, National Association 1.20% $1,000 -
The First National Bank Of Jeffersonville 1.20% $1,000 -
Five Star Bank 1.20% $100,000 -
Community Bank, National Association 1.20% $1,000 -
Chemung Canal Trust Company 1.15% $1,000 -
People's United Bank 1.15% $1,000 -
Hudson Valley Bank, National Association 1.15% $1,000 -
Five Star Bank 1.11% $10,000 -
Alliance Bank, National Association 1.11% $100,000 -
Chinatrust Bank (u.s.a.) 1.11% $1,500 -
Glens Falls National Bank And Trust Company 1.10% $2,000 -
Wilshire State Bank 1.10% $1,000 -
Community National Bank 1.10% $500 -
The Elmira Savings Bank, Fsb 1.10% $10,000 -
Genesee Regional Bank 1.10% $500 -
Pathfinder Bank 1.10% $1,000 -
The Bank Of East Asia (usa), National Association 1.06% $100,000 -
Amalgamated Bank 1.05% $500 -
Pioneer Savings Bank 1.05% $500 -
Citibank, National Association 1.01% $500 -
City National Bank 1.00% $2,500 -
Webster Bank, National Association 1.00% $2,500 -
Alliance Bank, National Association 1.00% $10,000 -
Provident Bank 1.00% $500 -
Bank Of Millbrook 1.00% $2,500 -
Carver Federal Savings Bank 1.00% $1,000 -
Woodforest National Bank 1.00% $500 -
The Bank Of East Asia (usa), National Association 0.95% $2,500 -
Valley National Bank 0.90% $500 -
Manufacturers And Traders Trust Company 0.90% $1 -
Fairport Savings Bank 0.90% $500 -
Ballston Spa National Bank 0.90% $500 -
Bank Of America, National Association 0.85% $10,000 -
Israel Discount Bank Of New York 0.85% $100,000 -
Hsbc Bank Usa, National Association 0.80% $1,000 -
Wells Fargo Bank, National Association 0.80% $10,000 -
Cathay Bank 0.80% $100,000 -
Manufacturers And Traders Trust Company 0.75% $1 -
Jpmorgan Chase Bank, National Association 0.75% $10,000 -
Sussexbank 0.75% $2,500 -
Capital One, National Association 0.75% $500 -
Cathay Bank 0.70% $2,500 -
Hsbc Bank Usa, National Association 0.60% $1,000 -
Manufacturers And Traders Trust Company 0.55% $1,000 -
Sovereign Bank 0.55% $10,000 -
Trustco Bank 0.55% $500 -
Trustco Bank 0.50% $500 -
First Niagara Bank, National Association 0.50% $500 -
Rbs Citizens, National Association 0.50% $1,000 -
Keybank National Association 0.50% $100,000 -
Keybank National Association 0.40% $10,000 -
Sovereign Bank 0.35% $100,000 -
Sterling National Bank 0.30% $2,500 -
Beal Bank, Ssb 0.26% $1,000 -
Flushing Savings Bank, Fsb 0.10% $1,000 -

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