California

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Claremont, California CD Rates – 18-Month

You are viewing rates from banks across Claremont





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Claremont, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Claremont, CA - December 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.01% → 4.80% → 4.70% → 4.44% → 4.49%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.35% → 3.85% → 3.80% → 3.95%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.00% → 3.80% → 3.80% → 3.90% → 3.90%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 3.90% → 3.80% → 3.70% → 3.45% → 3.30%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.00% → 2.85% → 2.75%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.05% → 2.53% → 2.02%

Rate History: 3.50% → 2.00% → 1.50% → 1.51%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.45% → 3.85% → 4.00% → 3.75% → 1.01%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

0.90%

$10,000

0.92

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0.78%

$10,000

13.86

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0.65%

$100,000

16.52

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| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

17.80

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0.65%

$100,000

13.95

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0.65%

$100,000

18.76

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0.55%

$10,000

15.65

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0.55%

$10,000

18.76

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0.55%

$10,000

16.52

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0.50%

$2,500

18.76

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0.45%

$10,000

17.81

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0.40%

$100,000

18.27

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0.35%

$10,000

18.27

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| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.35%

$100,000

15.34

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0.30%

$10,000

17.80

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0.30%

$10,000

15.34

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.20%

$10,000

20.30

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0.20%

$10,000

13.95

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Claremont, CA - December 16, 2025


Branch Street City State
Community Commerce Bank
Claremont Branch
390 West Foothill Boulevard Claremont CA
Zions Bank
Arcadia Branch
1130 South Baldwin Ave Arcadia CA
American Plus Bank, N.A.
American Plus Bank, N.A. Branch
630 West Duarte Road Arcadia CA
PCB Bank
Fullerton Branch
5301 Beach Boulevard Buena Park CA
Wells Fargo Bank, National Association
Rosemead Branch
1803 Walnut Grove Avenue Rosemead CA
Citibank, National Association
Norwalk Branch
13560 San Antonio Dr Norwalk CA
Balboa Thrift and Loan Association
Claremont Branch
306 Yale Avenue Claremont CA
United Pacific Bank
United Pacific Bank Branch
1630 South Azusa Avenue City Of Industry CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Commonwealth Business Bank
Fullerton/Buena Park Branch
6041 Beach Blvd. Buena Park CA
First General Bank
Arcadia Branch
1127 South Baldwin Avenue Arcadia CA
Mega Bank
Hacienda Heights Branch
17188 Colima Road #a Hacienda Heights CA
Industrial and Commercial Bank of China USA, National Association
Temple City Branch
5773 Rosemead Boulevard Temple City CA
SMBC MANUBANK
Brea Branch
100 S. State College Boulevard Brea CA
Industrial and Commercial Bank of China USA, National Association
Temple City Branch
5773 Rosemead Boulevard Temple City CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Industrial and Commercial Bank of China USA, National Association
Temple City Branch
5773 Rosemead Boulevard Temple City CA
Royal Business Bank
Arcadia Branch
901 South Baldwin Avenue Arcadia CA
Citizens Business Bank
South El M0nte Branch
9754 Rush Street South El Monte CA
Citizens Business Bank
South El M0nte Branch
9754 Rush Street South El Monte CA
GBC International Bank
City Of Industry Branch
18645 E Gale Ave. #130 City Of Industry CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
First General Bank
Arcadia Branch
1127 South Baldwin Avenue Arcadia CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Shinhan Bank America
Buena Park Branch
5450 Beach Boulevard Buena Park CA
HCN Bank
The Bank Of Hemet Branch
3715 Sunnyside Drive Riverside CA
Mega Bank
Hacienda Heights Branch
17188 Colima Road #a Hacienda Heights CA
First Bank
Arcadia Branch
848 Duarte Road Arcadia CA
Bank of America, National Association
Foothill And Rosemead Branch
3555 East Foothill Boulevard Pasadena CA
First-Citizens Bank & Trust Company
Corona Messenger Service Branch
1120 El Camino Avenue Corona CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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