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Image Courtesy: www.pixabay.com
You are viewing rates from banks across San Fernando
Below are eighteen-month Certificates of Deposit (CD) rates from banks in San Fernando, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
San Fernando, CA - July 19, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.49% |
$10,000 |
10.08 |
Learn More
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Rate History: 5.01% → 4.80% → 4.70% → 4.44% → 4.49% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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4.20% |
$25,000 |
- |
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.20% |
$50,000 |
15.67 |
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Early Withdrawal Penalty is 8 months interest. |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.10% |
$1,000 |
11.84 |
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Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10% |
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4.00% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
|
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.75% |
$1,000 |
16.38 |
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Rate History: 4.35% → 4.25% → 4.20% → 3.75% |
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3.75% |
$0 |
19.03 |
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Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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3.70% |
$0 |
- |
Learn More
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Early Withdrawal Penalty is 6 months interest. |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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3.60% 0.30% |
$250,000 $1,000 |
5.59 |
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Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.50% |
$5,000 |
20.97 |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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3.00% |
$1,500 |
19.45 |
Learn More
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Rate History: 2.65% → 3.00% |
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Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
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2.75% |
$500 |
4.69 |
Learn More
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Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75% |
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2.53% |
$1,000 |
11.67 |
Learn More
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|
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Rate History: 3.05% → 2.53% |
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2.00% |
$10,000 |
19.03 |
Learn More
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.85% |
$1,000 |
18.87 |
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1.51% |
$1,000 |
16.92 |
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0.85% |
$100,000 |
13.51 |
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maris | Mar 2, 2019 does require us citizenship? Read More |
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0.84% |
$100,000 |
15.57 |
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0.79% |
$10,000 |
15.57 |
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0.78% |
$10,000 |
22.69 |
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0.75% |
$10,000 |
16.96 |
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0.65% |
$10,000 |
17.04 |
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RHG | Jan 29, 2019 The Bank does not have this product. Read More |
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0.65% |
$100,000 |
23.24 |
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0.65% |
$100,000 |
22.72 |
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0.65% |
$100,000 |
5.57 |
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0.65% |
$100,000 |
22.14 |
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0.55% |
$10,000 |
11.25 |
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0.55% |
$10,000 |
22.14 |
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0.50% |
$10,000 |
13.51 |
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maris | Mar 2, 2019 does require us citizenship? Read More |
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0.50% |
$2,500 |
22.14 |
Learn More
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0.50% |
$10,000 |
18.53 |
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Harry Reese | Jul 22, 2015 Fix your automated system so I can find information after you close Read More |
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0.50% |
$10,000 |
5.57 |
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0.50% |
$10,000 |
15.20 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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0.45% |
$10,000 |
15.20 |
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0.45% |
$10,000 |
16.96 |
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0.40% |
$100,000 |
9.30 |
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0.35% |
$10,000 |
9.30 |
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0.35% |
$10,000 |
16.04 |
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tomlynn | Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More |
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0.35% |
$100,000 |
9.24 |
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0.30% |
$10,000 |
23.24 |
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0.30% |
$10,000 |
9.24 |
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0.30% |
$50,000 |
7.43 |
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0.25% |
$10,000 |
17.64 |
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Lori Kroko | Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More |
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.22% |
$100,000 |
10.88 |
Learn More
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0.20% |
$1,000 |
15.55 |
Learn More
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sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
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0.20% |
$10,000 |
22.72 |
Learn More
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0.19% |
$10,000 |
10.88 |
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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|
0.15% 0.10% |
$1 $0 |
9.22 |
Learn More
|
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.15% |
$1,000 |
21.91 |
Learn More
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0.10% |
$10,000 |
9.15 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.05% |
$500 |
21.07 |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$100,000 |
19.70 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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0.02% |
$500 |
9.20 |
Learn More
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Rate History: 0.10% → 0.02% → 0.10% → 0.02% |
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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