Florida

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Bradenton, Florida CD Rates – 18-Month

You are viewing rates from banks across Bradenton





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Bradenton, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Bradenton, FL - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 3.75% → 3.85% → 4.30% → 4.20% → 4.15%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Dec 26, 2021

SJennings Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

Rate History: 0.10% → 4.25% → 1.50% → 0.92%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

24.54

Learn More

0.25%

$100,000

5.62

Learn More

| Nov 15, 2020

Do they? Read More

0.16%

$10,000

5.62

Learn More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Nov 15, 2020

Do they? Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bradenton, FL - August 2, 2025


Branch Street City State
Finworth, a division of InsBank
Downtown Sarasota Banking Center Branch
1519 Main Street Sarasota FL
Axiom Bank, National Association
Palmetto Branch
508 10th St E Palmetto FL
JPMorgan Chase Bank, National Association
Us 41 And Jacaranda Blvd Branch
4203 Tamiami Trail South Venice FL
Third Federal Savings and Loan Association of Cleveland
Sarasota Branch
4048 Jenkins Place Sarasota FL
BMO Bank National Association
Beneva Road Branch
1201 South Beneva Road Sarasota FL
TD Bank, National Association
Tierra Verde Branch
1275 Pinellas Bayway Tierra Verde FL
TrustCo Bank
Venice Branch
2057 South Tamiami Trail Venice FL
Academy Bank, National Association
Bradenton Branch
1201 Ninth Avenue West Bradenton FL
SouthState Bank, National Association
Osprey Branch
1307 South Tamiami Trail Osprey FL
Liberty Savings Bank, F.S.B.
4103 South Tamiami Trail Branch
4103 South Tamiami Trail Venice FL
First Federal Bank
Osprey Branch
126 South Osprey Avenue Sarasota FL
Centennial Bank
Venice Branch
500 U. S. Highway 41 Bypass North Venice FL
First Federal Bank
Osprey Branch
126 South Osprey Avenue Sarasota FL
Centennial Bank
Venice Branch
500 U. S. Highway 41 Bypass North Venice FL
BankUnited, National Association
Venice/Village Shoppes Branch
4149 S. Tamiami Trail Venice FL
Regions Bank
South Venice Branch
2090 Tamiami Trail South Venice FL
PNC Bank, National Association
Venice Branch
1788 Tamiami Trail South Venice FL
Regions Bank
South Venice Branch
2090 Tamiami Trail South Venice FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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