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Dunedin, Florida CD Rates – 18-Month

You are viewing rates from banks across Dunedin

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Dunedin, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Dunedin, FL - July 4, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.20% → 4.10% → 4.00% → 4.10% → 4.05%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.10% → 4.25% → 1.50%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.30%

$100,000

9.57

Learn More

| Aug 22, 2019

Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More

0.20%

$10,000

9.57

Learn More

| Nov 15, 2020

Do they? Read More

| Nov 15, 2020

Do they? Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Dunedin, FL - July 4, 2025


Branch Street City State
Raymond James Bank
Raymond James Bank, National Association Branch
710 Carillon Parkway Saint Petersburg FL
Beal Bank USA
Tampa Branch
4142 West Boy Scout Boulevard, Suite E-4 Tampa FL
JPMorgan Chase Bank, National Association
St. Petersburg Gulf Lvd Banking Cent Branch
4625 Gulf Blvd Saint Pete Beach FL
TrustCo Bank
Apollo Beach Branch
205 Apollo Beach Blvd Apollo Beach FL
Third Federal Savings and Loan Association of Cleveland
St. Petersburg Branch
262 37th Avenue North Saint Petersburg FL
BMO Bank National Association
South Shore Branch
5461 North Us Highway 41 Apollo Beach FL
TD Bank, National Association
Tierra Verde Branch
1275 Pinellas Bayway Tierra Verde FL
Academy Bank, National Association
Seminole Branch
11290 Park Boulevard Seminole FL
Armed Forces Bank, National Association
Macdill Afb Branch
Building 926 Macdill Afb FL
The Bank of Tampa
St. Pete Branch
200 Central Avenue Saint Petersburg FL
Seacoast National Bank
Gulfshore Bank Branch
3201 South Macdill Avenue Tampa FL
The Bank of Tampa
St. Pete Branch
200 Central Avenue Saint Petersburg FL
Centennial Bank
4th Street Office Branch
4845 4th Street North Saint Petersburg FL
Centennial Bank
4th Street Office Branch
4845 4th Street North Saint Petersburg FL
BankUnited, National Association
St. Petersburg/ Central Avenue Branch
6201 Central Avenue Saint Petersburg FL
Regions Bank
Isla Del Sol Branch
5901 Sun Boulevard Saint Petersburg FL
PNC Bank, National Association
Saint Petersburg Branch
3801 49th St N Saint Petersburg FL
Regions Bank
Isla Del Sol Branch
5901 Sun Boulevard Saint Petersburg FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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