Florida

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Flagler Beach, Florida CD Rates – 18-Month

You are viewing rates from banks across Flagler Beach





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Flagler Beach, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Flagler Beach, FL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.10% → 4.25% → 1.50%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

0.80%

$10,000

17.92

Learn More

| Apr 1, 2022

This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

| Aug 22, 2019

Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Flagler Beach, FL - July 16, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
Dunlawton Square Branch
3825 S Nova Rd Port Orange FL
TrustCo Bank
Port Orange Branch
3751 Clyde Morris Blvd Port Orange FL
TD Bank, National Association
Port Orange Branch
1101 Dunlawton Ave Port Orange FL
Surety Bank
Mason-Nova Branch
1011 Mason Avenue Daytona Beach FL
Mainstreet Community Bank of Florida
East Volusia Branch
1812 Ridgewood Ave Holly Hill FL
Academy Bank, National Association
Daytona Beach Branch
1101 Beville Road Daytona Beach FL
SouthState Bank, National Association
Port Orange Branch
3741 S. Nova Road Port Orange FL
Seacoast National Bank
Port Orange Branch
4720 Clyde Morris Boulevard Port Orange FL
Ameris Bank
Ormond Beach Branch
1259 West Granada Boulevard Ormond Beach FL
Regions Bank
Port Orange Branch
607 Dunlawton Avenue Port Orange FL
Bank of America, National Association
South Nova Road Branch
3809 South Nova Road Port Orange FL
Regions Bank
Port Orange Branch
607 Dunlawton Avenue Port Orange FL


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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