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You are viewing rates from banks across Zephyrhills
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Zephyrhills, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Zephyrhills, FL - September 7, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.00% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.95% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.95% |
$25,000 |
- |
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.50% |
$5,000 |
24.92 |
Learn More
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.00% |
$10,000 |
22.52 |
Learn More
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$1,000 |
22.98 |
Learn More
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Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00% |
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Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
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1.00% |
$10,000 |
21.27 |
Learn More
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.65% |
$10,000 |
1.03 |
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0.65% |
$10,000 |
18.11 |
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Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.50% |
$500 |
24.95 |
Learn More
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Justice | Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More |
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.03% 0.01% |
$2,501 $2,500 |
24.51 |
Learn More
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0.03% |
$25,000 |
22.78 |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.01% |
$500 |
24.87 |
Learn More
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Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Wells Fargo Bank, National Association Fishhawk Ranch Branch |
5606 Fishhawk Crossing Boulevard | Lithia | FL |
|
JPMorgan Chase Bank, National Association Lithia Pinecrest & Bloomingdale Bank Branch |
3414 Lithia Pinecrest Road | Valrico | FL |
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BMO Bank National Association Brandon Branch |
103 W Bloomingdale Avenue | Brandon | FL |
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TD Bank, National Association Brandon Branch |
1018 West Lumsden Road | Brandon | FL |
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First National Bank of Pasco Zephyrhills Branch |
4518 Gall Boulevard | Zephyrhills | FL |
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Academy Bank, National Association Tampa Branch |
5650 Breckenridge Park Drive, Suite 110 | Tampa | FL |
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SouthState Bank, National Association Riverview Branch |
7459 Us Highway 301 South | Riverview | FL |
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Regions Bank Fishhawk Branch |
16645 Fishhawk Blvd | Lithia | FL |
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PNC Bank, National Association Bloomingdale Financial Center Branch |
821 E. Bloomingdale Ave | Brandon | FL |
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Regions Bank Fishhawk Branch |
16645 Fishhawk Blvd | Lithia | FL |
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Fifth Third Bank, National Association Fishhawk Branch |
16509 Fishhawk Blvd | Lithia | FL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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