Georgia

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Stone Mountain, Georgia CD Rates – 18-Month

You are viewing rates from banks across Stone Mountain

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Stone Mountain, Georgia . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Stone Mountain, GA - July 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

3.75%

$1,000

15.82

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0.75%

$10,000

8.47

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0.70%

$10,000

12.02

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0.70%

$10,000

15.85

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0.65%

$10,000

15.85

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0.55%

$1,000

12.88

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0.50%

$500

21.69

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.20%

$10,000

23.34

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0.15%

$10,000

17.32

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Stone Mountain, GA - July 2, 2025


Branch Street City State
Beal Bank USA
Atlanta Branch
4511 Olde Perimeter Way, Suite 500 Atlanta GA
Loyal Trust Bank
Loyal Trust Bank Branch
11675 Medlock Bridge Road Johns Creek GA
Touchmark National Bank
Touchmark National Bank Branch
3651 Old Milton Parkway Alpharetta GA
First IC Bank
First Ic Bank Branch
5593 Buford Highway Doraville GA
BankSouth
Hammond Drive Office Branch
990 Hammond Drive Atlanta GA
Farmers and Merchants Bank
Conyers Branch
2140 Old Covington Road Conyers GA
Farmers and Merchants Bank
Conyers Branch
2140 Old Covington Road Conyers GA
Signature Bank of Georgia
Signature Bank Client Engagement Center Branch
6065 Roswell Road, Suite 110 Sandy Springs GA
Pinnacle Bank
Covington Branch
6124 Highway 278 Ne Covington GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Metro City Bank
Metro City Bank Branch
5441 Buford Highway Doraville GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Shinhan Bank America
Nab Branch
10500 Old Alabama Road Connector Alpharetta GA
Renasant Bank
East Woodstock Branch
190 Village Centre East Woodstock GA
Ameris Bank
Atlanta Midtown Branch
1180 Peachtree Street, Ne, Suite 2610 Atlanta GA
United Bank
Covington Branch
7200 Hwy 278 Covington GA
Citizens Trust Bank
Cascade Branch
3705 Cascade Road Atlanta GA
East West Bank
Vinings Branch
2727 Paces Ferry Road, N.W., Suite 150 Atlanta GA
U.S. Bank National Association
Georgia Trust Branch
3384 Peachtree Road, N.E. Atlanta GA
Regions Bank
Smyrna Ga Main Branch
888 Concord Road Se Smyrna GA
PNC Bank, National Association
Chastain Meadows Branch
2743 Chastain Meadows Parkway Marietta GA
Regions Bank
Smyrna Ga Main Branch
888 Concord Road Se Smyrna GA
Fifth Third Bank, National Association
The Crossings-Smyrna Branch
3240 S. Cobb Drive Smyrna GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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