Illinois

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Morris, Illinois CD Rates – 18-Month

You are viewing rates from banks across Morris





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Morris, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Morris, IL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.75%

$10,000

21.22

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Rate History: 1.00% → 0.75%

0.60%

$10,000

17.32

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0.50%

$1,000

18.15

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0.47%

$10,000

16.05

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

1.10

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0.45%

$10,000

16.19

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0.45%

$10,000

20.94

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0.40%

$10,000

1.17

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0.40%

$10,000

16.17

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0.40%

$10,000

19.25

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.27%

$100,000

23.03

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0.26%

$10,000

20.14

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0.25%

$10,000

19.31

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0.25%

$10,000

23.03

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Rate History: 0.10% → 0.15%

0.15%

$10,000

24.65

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

24.61

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Morris, IL - July 16, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
Yorkville Banking Center Branch
110 East Veterans Parkway Yorkville IL
Heartland Bank and Trust Company
Somonauk Branch
128 South Depot Street Somonauk IL
BMO Bank National Association
2005 West Route #34 Branch
2005 West Route #34 Plano IL
Servbank,sb
Allied First Bank,sb Branch
3201 Orchard Rd Oswego IL
Republic Bank of Chicago
111th Street Naperville Branch
2720 Hassert Blvd. Naperville IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
The Granville National Bank
Sheridanbank Branch
130 W Si Johnson Ave Sheridan IL
Providence Bank & Trust
Shorewood Branch
1007 Brook Forest Avenue Shorewood IL
Midland States Bank
Sandwich Branch
202 Indian Springs Drive Sandwich IL
First Secure Community Bank
Morris Branch
211 East Jefferson Street Morris IL
OSB Community Bank
Twin Oaks Savings Bank Branch
125 West Bluff Street Marseilles IL
Old Plank Trail Community Bank, National Association
Plainfield Branch
13600 S Route 59 Plainfield IL
First Federal Savings Bank
124 E Main St Branch
124 East Main Street Morris IL
Marseilles Bank
Marseilles Bank Branch
101 East Bluff Street Marseilles IL
Bank of Pontiac
Dwight Branch
132 East Main Dwight IL
CIBC Bank USA
Minooka Branch
502 West Mondamin Street Minooka IL
CIBC Bank USA
Minooka Branch
502 West Mondamin Street Minooka IL
Resource Bank, National Association
Resource Bank, National Assoication Branch
605 East Market Street Somonauk IL
American Commercial Bank & Trust, National Association
Yorkville National Bank & Trust Branch
1459 Cannonball Trail Yorkville IL
BankFinancial, National Association
1401 N Larkin Ave Branch
1401 North Larkin Avenue Joliet IL
Resource Bank, National Association
Resource Bank, National Assoication Branch
605 East Market Street Somonauk IL
Old Second National Bank
Plano West Branch
7050 Burroughs Avenue Plano IL
Marquette Bank
Marquette Bank Branch
2500 South Eola Road Aurora IL
U.S. Bank National Association
Oswego Meijer Branch
2700 Us Highway 34 Oswego IL
Fifth Third Bank, National Association
Yorkville Banking Center Branch
444 E. Veterans Parkway Yorkville IL
Associated Bank, National Association
Montgomery Branch
1901 Douglas Road Montgomery IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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