Indiana

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Beech Grove, Indiana CD Rates – 18-Month

You are viewing rates from banks across Beech Grove





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Beech Grove, Indiana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Beech Grove, IN - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 180 days.
Rate History: 4.72% → 4.57% → 4.15% → 4.00% → 3.90%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 3.25% → 1.00%

Rate History: 0.65% → 0.60% → 0.65% → 0.60% → 0.65%

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.65%

$10,000

17.45

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0.60%

$10,000

21.38

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

16.67

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0.40%

$10,000

16.38

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0.30%

$10,000

15.50

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

21.52

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0.25%

$10,000

15.50

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0.23%

$100,000

18.53

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0.22%

$100,000

17.09

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0.20%

$10,000

18.53

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

14.30

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0.15%

$10,000

17.29

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.12%

$10,000

17.09

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0.12%

$10,000

21.61

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0.10%

$10,000

16.63

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0.10%

$10,000

17.12

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Beech Grove, IN - August 1, 2025


Branch Street City State
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
Wells Fargo Bank, National Association
Indianapolis Pb Office Branch
300 North Meridian Street Indianapolis IN
Merchants Bank of Indiana
Merchants Bank Of Indiana Carmel Off Branch
11590 North Meridian Street Carmel IN
JPMorgan Chase Bank, National Association
East Avon Banking Center Branch
9246 East U.S. Highway 36 Avon IN
Centier Bank
Carmel Branch
568 East Carmel Drive Carmel IN
Lake City Bank
Indianapolis North Branch
100 W 96th St Indianapolis IN
Greenfield Banking Company
Cumberland Branch
12140 East Washington Street Cumberland IN
Union Savings Bank
Indianapolis Branch
5881 E. 82nd St Indianapolis IN
United Fidelity Bank, fsb
Carmel City Center Branch
715 Hanover Place Carmel IN
First Bank Richmond
Shelbyville Branch
1835 Marketplace Blvd Shelbyville IN
The Huntington National Bank
Brownsburg Branch
1531 North Green Street Brownsburg IN
The Farmers Bank, Frankfort, Indiana
Fishers Branch
7126 East 116th Street Fishers IN
Union Savings and Loan Association
Greenfield Branch
1986 West Main Street Greenfield IN
Horizon Bank
Bargersville Branch
Three Notch Lane Bargersville IN
First Federal Savings and Loan Association of Greensburg
Shelbyville Branch
25 Public Square Shelbyville IN
Horizon Bank
Bargersville Branch
Three Notch Lane Bargersville IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
The National Bank of Indianapolis
West Carmel/Zionsville Branch
10590 North Michigan Road Carmel IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
First Merchants Bank
Avon Branch
7648 East Us Hwy 36 Avon IN
Old National Bank
Avon Branch
7517 Beechwood Road Ste 300 Avon IN
STAR Financial Bank
North Meridian Branch
9102 N Meridian St., Suite 101 Indianapolis IN
Citizens State Bank of New Castle, Indiana
Carmel In Branch
902 South Rangeline Road Carmel IN
First Merchants Bank
Avon Branch
7648 East Us Hwy 36 Avon IN
The National Bank of Indianapolis
West Carmel/Zionsville Branch
10590 North Michigan Road Carmel IN
Mutual Savings Bank
Trafalgar Branch
2 Trafalgar Square Trafalgar IN
First Financial Bank
Avon Branch
9554 E Us Highway 36 Avon IN
First Farmers Bank & Trust Co.
First Farmers Bank And Trust Company Branch
42 South State Road 135 Bargersville IN
Regions Bank
Mooresville Branch
1000 Hadley Road Mooresville IN
PNC Bank, National Association
Rockville And Raceway Branch
10966 East Us Hwy 36 Avon IN
Regions Bank
Mooresville Branch
1000 Hadley Road Mooresville IN
Fifth Third Bank, National Association
Avon Banking Center Branch
10595 E. U.S. Highway36 Avon IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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