Missouri

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Chesterfield, Missouri CD Rates – 18-Month

You are viewing rates from banks across Chesterfield





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Chesterfield, Missouri . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Chesterfield, MO - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.30%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 1.80% → 2.55% → 1.80%

| Apr 20, 2023

This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

| Aug 14, 2020

At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More

0.90%

$100,000

6.29

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0.80%

$10,000

6.29

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0.70%

$10,000

15.46

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.60%

$10,000

10.45

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0.60%

$10,000

20.31

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0.60%

$100,000

15.38

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0.55%

$1,000

13.79

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0.55%

$10,000

13.31

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0.50%

$10,000

23.48

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0.50%

$10,000

20.38

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0.50%

$1,000

14.15

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0.50%

$10,000

11.80

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0.45%

$10,000

15.38

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| Aug 30, 2017

Excellent bank with a friendly helpful staff Read More

0.40%

$10,000

10.42

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0.40%

$10,000

23.36

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0.35%

$250

12.71

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.31%

$100,000

15.87

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0.30%

$10,000

12.68

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0.30%

$10,000

11.12

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Aug 31, 2018

Awesome bank...great rates, no on line access only paper quarterly statements Read More

0.26%

$10,000

15.87

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.25%

$10,000

8.67

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

17.30

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0.10%

$10,000

12.01

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0.10%

$10,000

10.26

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0.10%

$10,000

12.76

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Chesterfield, MO - August 2, 2025


Branch Street City State
Simmons Bank
Crestwood Branch
9945 Watson Road Saint Louis MO
Paramount Bank
Paramount Bank Branch
90 Village Square Shopping Center Hazelwood MO
BMO Bank National Association
Winghaven Branch
3001 Winghaven Boulevard O Fallon MO
Sterling Bank
Chesterfield Branch
16100 Swingley Ridge Road Chesterfield MO
American Bank of Freedom
American Bank Of Missouri - O Fallon Branch
901 Highway K O Fallon MO
St. Louis Bank
St. Louis Bank Branch
14323 S. Outer 40 Rd Town And Country MO
St. Louis Bank
St. Louis Bank Branch
14323 S. Outer 40 Rd Town And Country MO
Stifel Bank
The Business Bank Of Saint Louis Branch
8000 Maryland Avenue Clayton MO
Academy Bank, National Association
Chesterfield Wal-Mart Branch # 88
100 Thf Blvd Chesterfield MO
1st Advantage Bank
1st Advantage Bank Branch
240 Salt Lick Road Saint Peters MO
Bank of Franklin County
Bank Of Franklin County - Washington Branch
5702 East Highway 100 Washington MO
Parkside Financial Bank & Trust
Parkside Financial Bank & Trust Branch
8112 Maryland Avenue, Suite 101 Clayton MO
Peoples Savings Bank
New Melle Branch
30 Muhm Center New Melle MO
Bank Star
Bank Star Branch
1999 West Osage Street Pacific MO
The Bank of Old Monroe
Bank Of Old Monroe-Moscow Mills Bran Branch
#10 Freise Industrial Drive Moscow Mills MO
The Missouri Bank
Foristell Branch
3214 South Service Road Foristell MO
SULLIVAN BANK
Labadie Branch
108 Front Street Labadie MO
Triad Bank
Triad Bank Branch
10375 Clayton Road Frontenac MO
Parkside Financial Bank & Trust
Parkside Financial Bank & Trust Branch
8112 Maryland Avenue, Suite 101 Clayton MO
Enterprise Bank & Trust
Garden Villas Branch
7092 S. Outer 364 O Fallon MO
NEW FRONTIER BANK
New Frontier Bank Branch
1771 Zumbehl Road Saint Charles MO
United Bank of Union
Rebel Road Branch
1440 Rebel Road Union MO
Great Southern Bank
Lake St. Louis Branch
3031 Lake St. Louis Boulevard Lake Saint Louis MO
CIBC Bank USA
Chesterfield Branch
500 Chesterfield Center Drive Chesterfield MO
Peoples National Bank , N.A.
Clayton Branch
101 South Hanley Road Saint Louis MO
First State Bank of St. Charles, Missouri
Lake St. Louis Facility Branch
3461 Technology Drive Lake Saint Louis MO
Carrollton Bank
Saint Charles Branch
2777 West Clay Street Saint Charles MO
CIBC Bank USA
Chesterfield Branch
500 Chesterfield Center Drive Chesterfield MO
Midwest Regional Bank
Arnold Branch
1913 Richardson Road Arnold MO
Peoples National Bank , N.A.
Clayton Branch
101 South Hanley Road Saint Louis MO
UMB Bank, National Association
Winghaven Branch
9957 Winghaven Blvd O Fallon MO
St. Johns Bank and Trust Company
O'fallon Branch
2897 Highway K O Fallon MO
First Bank
Wentzville Branch
15300 Veterans Memorial Parkway Wentzville MO
Commerce Bank
Wentzville Branch
1994 Wentzville Pkwy Wentzville MO
Cass Commercial Bank
Rudder Road Branch
1671 Larkin Williams Road Fenton MO
Edward Jones Trust Company
Edward Jones Trust Company Branch
12555 Manchester Road Saint Louis MO
Banterra Bank
Banterra Bank Branch
9900 Clayton Road, Suite E Saint Louis MO
Regions Bank
Wentzville Branch
1843 Wentzville Parkway Wentzville MO
PNC Bank, National Association
Wentzville Branch
1893 Wentzville Parkway Wentzville MO
Regions Bank
Wentzville Branch
1843 Wentzville Parkway Wentzville MO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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