New Jersey

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Asbury Park, New Jersey CD Rates – 18-Month

You are viewing rates from banks across Asbury Park





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Asbury Park, New Jersey . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Asbury Park, NJ - October 30, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 3.75% → 4.25% → 4.00% → 3.85%

| Jun 8, 2016

When is your next shred date @Ramtown? Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.15% → 4.05% → 4.00% → 3.80% → 3.80%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.16% → 3.95% → 3.90% → 3.80% → 3.70%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.90% → 3.80% → 3.70% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00% → 2.99%

| May 19, 2018

Experience Read More

Rate History: 3.00% → 2.85%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

| Apr 1, 2020

when I hit learn more, I get this box to rate the bank. WHY Read More

0.25%

$10,000

13.09

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Asbury Park, NJ - October 30, 2025


Branch Street City State
Manasquan Bank
Ramtown Branch
167 Newton's Corner And Ramtown Road Howell NJ
Capital One, National Association
East Brunswick Branch - Shop Rite
647 Route 18 East Brunswick NJ
TD Bank, National Association
East Brunswick Branch
765 Route 18 East Brunswick NJ
Kearny Bank
Spotswood Branch
520 Main Street Spotswood NJ
JPMorgan Chase Bank, National Association
East Brunswick Banking Center Branch
629 Route 18 East Brunswick NJ
Provident Bank
Spotswood Branch
371 Spotswood Englishtown Road Monroe Township NJ
Columbia Bank
Sayreville Branch
270 Main Street Sayreville NJ
Crown Bank
Brick Branch
273 Brick Boulevard Brick NJ


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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