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You are viewing rates from banks across Sparta
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Sparta, Tennessee . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Sparta, TN - July 17, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.20% |
$25,000 |
- |
Learn More
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.70% |
$0 |
- |
Learn More
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Early Withdrawal Penalty is 6 months interest. |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.80% |
$10,000 |
24.49 |
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0.60% |
$10,000 |
19.21 |
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0.50% |
$10,000 |
17.77 |
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user | Aug 6, 2021 Can take days to set up internet banking. They won't fax anything for you. Not a customer oriented bank as they claim. Read More |
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0.45% |
$10,000 |
16.15 |
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0.35% |
$10,000 |
14.47 |
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0.35% |
$10,000 |
24.56 |
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0.35% |
$10,000 |
15.00 |
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0.30% |
$1,000 |
15.15 |
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GOb | Dec 18, 2023 They will not cash savings bonds for non-account holders Read More |
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0.30% |
$10,000 |
24.89 |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.20% |
$100,000 |
14.61 |
Learn More
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Julian | Aug 5, 2019 Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More |
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.15% |
$10,000 |
14.61 |
Learn More
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Julian | Aug 5, 2019 Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More |
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0.05% |
$500 |
24.48 |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% 0.01% |
$2,501 $2,500 |
19.21 |
Learn More
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| Branch | Street | City | State |
|---|---|---|---|
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Homeland Community Bank Homeland Community Bank Branch |
900 North Chancery Street | Mcminnville | TN |
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Citizens Bank of Lafayette Alexandria Branch |
100 North Public Square | Alexandria | TN |
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One Bank of Tennessee Baxter Branch |
404 Main Street | Baxter | TN |
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F&M Bank Cookeville Branch |
900 N. Washington Avenue | Cookeville | TN |
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FirstBank Cookeville Branch |
851 South Willow Avenue | Cookeville | TN |
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FSNB, National Association Fsnb - Mcminnville Branch |
915 N. Chancery St | Mc Minnville | TN |
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First Freedom Bank Jackson Street Branch |
376 West Jackson Street | Cookeville | TN |
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Builtwell Bank Cookeville Branch |
351 South Willow Avenue | Cookeville | TN |
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Citizens Tri-County Bank Warren Branch |
101 West Main Street | Mcminnville | TN |
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SouthEast Bank Cookeville Branch |
744 South Willow Avenue | Cookeville | TN |
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SouthEast Bank Cookeville Branch |
744 South Willow Avenue | Cookeville | TN |
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U.S. Bank National Association Mcminnville Branch |
601 North Chancery Street | Mcminnville | TN |
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Regions Bank Smithville Branch |
120 S. Public Square | Smithville | TN |
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Regions Bank Smithville Branch |
120 S. Public Square | Smithville | TN |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
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