Utah

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Draper, Utah CD Rates – 18-Month 2020

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Draper, Utah . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Draper, UT - April 2, 2020

18 Month CD National Average : 0.71% ?

Advertiser Disclosure
Banks APY MIN MILES ?
1.95% $500 6568.41
1.90% $25,000 -
1.76% $500 6533.63
1.70% $2,500 6565.39
1.60% $1,000 6580.56
1.35% $500 -
1.26% $500 6539.43
1.25% $100,000 6599.88
1.21% $100,000 6509.52
1.11% $100,000 6479.14
1.05% $10,000 6509.52
1.00% $500 6599.88
0.95% $500 6534.74
0.75% $1,000 6479.14
0.70% $500 6563.19
0.70% $1,000 6582.54
0.65% $500 6563.19
0.55% $90,000 6564.53
0.50% $1,000 6564.53
0.20% $10,000 6566.36
0.15% $10,000 6571.48
0.15% $10,000 6568.90
0.05% $10,000 6543.64
0.05% $10,000 6532.44
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2020

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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