Virginia

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Alexandria, Virginia CD Rates – 18-Month

You are viewing rates from banks across Alexandria





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Alexandria, Virginia . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Alexandria, VA - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

0.85%

$10,000

15.02

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0.70%

$10,000

17.34

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0.65%

$10,000

17.96

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0.65%

$100,000

7.11

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0.50%

$10,000

7.11

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0.40%

$10,000

18.11

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Aug 5, 2020

How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.07%

$10,000

10.01

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Alexandria, VA - August 1, 2025


Branch Street City State
EagleBank
Dulles Branch
45745 Nokes Blvd, Ste 150 Dulles VA
Citibank, National Association
Sterling Branch
21800 Towncenter Plaza Sterling VA
Capital One, National Association
Capital One, National Association Branch
13344 Franklin Farm Road Herndon VA
TD Bank, National Association
Herndon Branch
1264 Elden Street Herndon VA
Fulton Bank, National Association
Herndon Branch
625 Elden St Herndon VA
FVCbank
First Virginia Community Bank Branch
11325 Random Hills Road Fairfax VA
John Marshall Bank
John Marshall Bank Branch
1943 Isaac Newton Square East, Suite 100 Reston VA
The Freedom Bank of Virginia
Reston Branch
11700 Plaza America Drive Reston VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Burke & Herbert Bank & Trust Company
Reid's Prospect Branch
4605 Daisy Reid Avenue Woodbridge VA
Armed Forces Bank, National Association
Fort Myer Branch
108 Mcnair Road, Building 451 Fort Myer VA
Carter Bank & Trust
Lake Ridge Branch
12791 Harbor Drive Lake Ridge VA
Chain Bridge Bank, National Association
Chain Bridge Bank, National Association Branch
1445-A Laughlin Avenue Mclean VA
PNC Bank, National Association
Dulles Town Center Branch
21111 Dulles Town Cir Sterling VA
First-Citizens Bank & Trust Company
Tyson's Corner Main Branch
8521 Leesburg Pike Vienna VA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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