Arkansas

Image Courtesy: www.pixabay.com

You are viewing rates across Benton


Benton, Arkansas CD Rates – 2-Year 2019

Below are two-year Certificates of Deposit (CD) rates from banks in Benton, Arkansas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Benton, AR - May 24, 2019

2 Year CD National Average : 1.31% ?

Advertiser Disclosure
BankS APY MIN MILES ?
2.80% $1,000 5582.23
2.80% $1,000 5450.30
2.70% $10,000 5364.59
2.70% $1,000 5538.58
2.65% $1,000 5493.65
2.63% $500 5600.80
2.55% $100,000 5603.00
2.53% $500 5477.18
2.53% $100,000 5564.65
2.53% $1,000 5430.24
2.50% $1,000 5362.28
2.50% $1,000 5603.00
2.46% $1 5431.47
2.45% $1,000 5533.41
2.43% $500 5420.95
2.42% $100,000 5384.29
2.38% $10,000 5427.48
2.35% $500 5358.19
2.32% $95,000 5566.47
2.27% $1,000 5503.24
2.27% $1,000 5465.38
2.27% $1,000 5391.46
2.27% $1,000 5406.35
2.27% $1,000 5454.73
2.27% $500 5448.44
2.26% $5,000 5556.60
2.25% $100,000 5385.53
2.25% $1,000 5372.81
2.22% $500 5384.29
2.22% $10,000 5566.47
2.21% $100,000 5393.22
2.20% $500 5587.03
2.20% $100,000 5576.55
2.20% $1 5431.47
2.17% $100,000 5567.51
2.17% $1,000 5580.34
2.15% $1,000 5420.44
2.15% $1,000 5576.55
2.12% $10,000 5564.65
2.11% $1,000 5393.22
2.07% $500 5426.90
2.05% $1 5491.89
2.02% $500 5376.89
2.02% $500 5525.88
2.00% $1,000 5385.53
1.91% $1,000 5580.34
1.81% $100,000 5376.89
1.81% $1,000 5567.51
1.81% $100,000 5556.60
1.77% $500 5391.43
1.76% $500 5466.41
1.76% $500 5427.62
1.71% $5,000 5556.60
1.66% $100,000 5376.89
1.62% $100,000 5556.67
1.62% $100,000 5376.89
1.61% $100,000 5389.81
1.59% $1,000 5366.84
1.56% $1,000 5376.89
1.52% $2,500 5556.67
1.52% $1,000 5376.89
1.51% $500 5389.81
1.51% $100,000 5431.99
1.51% $1,000 5376.89
1.45% $500 5566.95
1.42% $1,000 5376.89
1.41% $1,000 5431.99
1.30% $1,000 5350.70
1.26% $500 5376.89
1.26% $500 5535.72
1.26% $500 5434.11
1.26% $1,000 5432.80
1.25% $500 5530.15
1.25% $500 5434.11
1.21% $500 5454.88
1.21% $500 5482.85
1.21% $1,000 5385.78
1.21% $1,000 5578.59
1.20% $1,000 5406.62
1.15% $500 5403.30
1.15% $1,000 5493.65
1.15% $1,000 5555.36
1.15% $1,000 5372.94
1.15% $10,000 5491.89
1.10% $500 5450.18
1.09% $500 5568.63
1.06% $500 5379.65
1.05% $1,000 5555.36
1.00% $500 5552.16
1.00% $1,000 5577.97
0.95% $1,000 5577.97
0.85% $500 5466.41
0.80% $500 5559.37
0.80% $1,000 5421.20
0.80% $500 5466.41
0.75% $100,000 5454.69
0.75% $1,000 5494.09
0.75% $500 5450.74
0.75% $1,000 5469.07
0.75% $1,000 5533.41
0.70% $100,000 5477.51
0.70% $500 5412.85
0.70% $500 5462.68
0.65% $500 5462.06
0.65% $500 5504.58
0.60% $500 5382.92
0.60% $100,000 5388.04
0.60% $1,000 5484.23
0.60% $100,000 5364.59
0.60% $1,000 5426.71
0.55% $500 5477.51
0.55% $250 5586.96
0.54% $1 5454.69
0.52% $100,000 5364.59
0.50% $500 5364.59
0.50% $500 5388.04
0.45% $1,000 5458.19
0.45% $500 5382.92
0.45% $500 5364.59
0.45% $1,000 5401.00
0.45% $500 5451.68
0.40% $500 5459.83
0.40% $10,000 5364.59
0.35% $500 5442.84
0.35% $500 5364.59
0.35% $500 5442.84
0.30% $1,000 5384.62
0.30% $10,000 5364.59
0.25% $500 5364.59
0.20% $10,000 5568.02
0.20% $10,000 5361.45
0.15% $500 5364.59
0.10% $10,000 5447.97
0.10% $500 5420.99
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2019

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates

CD Products by State