Massachusetts

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Taunton, Massachusetts CD Rates – 2-Year

You are viewing rates from banks across Taunton





Below are two-year Certificates of Deposit (CD) rates from banks in Taunton, Massachusetts. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Taunton, MA - August 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Jan 9, 2021

Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More

Rate History: 0.20% → 0.15% → 3.75% → 3.50% → 3.75%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.50% → 4.00% → 3.75% → 3.60% → 3.50%

| Jan 30, 2020

Find branch personnel are genuinely interested in my business. Read More

Rate History: 3.75% → 3.50% → 3.75% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.50% → 4.00% → 3.75% → 3.00%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.00% → 4.00% → 3.75% → 2.00% → 2.50%

Rate History: 3.00% → 2.75% → 2.50% → 2.25%

| Sep 14, 2023

Used them my whole life! Great little bank! Read More

Rate History: 1.25% → 1.31%

Rate History: 1.26% → 1.50% → 1.26%

0.90%

$10,000

17.48

Learn More

0.70%

$10,000

20.34

Learn More

0.65%

$10,000

24.23

Learn More

0.60%

$1,000

23.98

Learn More

Rate History: 1.00% → 0.50%

| Sep 3, 2020

Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More

Rate History: 1.00% → 0.45%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

12.21

Learn More

| Nov 1, 2021

worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Taunton, MA - August 2, 2025


Branch Street City State
Dedham Institution for Savings
Dedham Institution For Savings Branch
74 Main Street Medway MA
Middlesex Savings Bank
Bellingham Branch
267 Hartford Avenue Bellingham MA
Bristol County Savings Bank
Franklin Branch
365 West Central Street Franklin MA
Bluestone Bank
Taunton Branch
2109 Bay Street Taunton MA
HarborOne Bank
Attleboro Branch
607 Pleasant Street Attleboro MA
Citizens
Franklin Stop And Shop Branch
40 Franklin Village Dr. Franklin MA
Manufacturers and Traders Trust Company
Plainville Branch
72a Taunton Street Plainville MA
Charles River Bank
Bellingham Branch
3 South Maple St Bellingham MA
Fall River Five Cents Savings Bank
Swansea Branch
497 Milford Road Swansea MA
South Shore Bank
Stoughton Branch
1538 Turnpike Street Stoughton MA
Rockland Trust Company
Franklin - Main Branch
58 Main Street Franklin MA
The Bank of Canton
Washington St Branch
557 Washington Street Canton MA
Mechanics Cooperative Bank
201 Gar Hwy Branch
201 Gar Highway Swansea MA
Bank of Easton
Bank Of Easton Branch
275 Washington Street North Easton MA
OneLocal Bank
Norwood Co-Operative Bank Branch
11 Central Street Norwood MA
Dean Co-operative Bank
Dean Co-Operative Bank Branch
21 Main Street Franklin MA
Canton Co-operative Bank
Canton Co-Operative Bank Branch
671 Washington Street Canton MA
Coastal Heritage Bank
South Weymouth Branch
51 Columbian Street South Weymouth MA
MountainOne Bank
Quincy Branch
77 Granite Street Quincy MA
NorthEast Community Bank
Quincy Branch Office Branch
281 Quincy Avenue Quincy MA
Commonwealth Co-operative Bank
Commonwealth Co-Operative Bank Branch
1172 River St Hyde Park MA
North Easton Savings Bank
North Attleboro Shaws Branch
125 Toner Boulevard North Attleboro MA
Colonial Federal Savings Bank
Holbrook Branch
819 South Franklin Street Holbrook MA
Wrentham Co-operative Bank
South Street Branch
1005 South Street Wrentham MA
Stoughton Co-operative Bank
Park Street Branch
20 Park Street Stoughton MA
BayCoast Bank
Seekonk Branch
110 Taunton Avenue Seekonk MA
Webster Bank, National Association
Seekonk Branch
1519 Newman Avenue Seekonk MA
Eastern Bank
Sharon Main Office Branch
7 South Main Street Sharon MA
Bank of America, National Association
Medway Branch
108 Main Street Medway MA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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