Utah

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North Logan, Utah CD Rates – 2-Year

You are viewing rates from banks across North Logan





Below are two-year Certificates of Deposit (CD) rates from banks in North Logan, Utah. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

North Logan, UT - July 17, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.90% → 4.50% → 4.25% → 4.15% → 4.11%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.55% → 4.50% → 4.20% → 4.00% → 4.10%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.80% → 4.65% → 4.20% → 3.85% → 4.06%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 4.20% → 4.50% → 4.00% → 3.70% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Rate History: 1.50% → 3.50%

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 1.00% → 2.65% → 3.95% → 3.60% → 3.40%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

0.90%

$10,000

-

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0.85%

$100,000

-

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0.85%

$10,000

-

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0.75%

$10,000

-

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| Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

| Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.45%

$10,000

-

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Prime Alliance Bank
Prime Alliance Bank Branch
1868 South 500 West Woods Cross UT
Home Savings Bank
Home Savings Bank Branch
1455 East 2100 South Street Salt Lake City UT
Transportation Alliance Bank, Inc. d/b/a TAB Bank
Transportation Alliance Bank, Inc. D/B/a Tab Bank Branch
4185 Harrison Boulevard, Suite 200 Ogden UT
Sallie Mae Bank
Sallie Mae Bank Branch
175 S West Temple Salt Lake City UT
WebBank
Webbank Branch
215 South State Street, Suite 1000 Salt Lake City UT
First Utah Bank
First Utah Bank Branch
3826 South 2300 East Salt Lake City UT
Green Dot Bank DBA Bonneville Bank
Green Dot Bank Dba Bonneville Bank Branch
1675 North 200 West Provo UT
Zions Bank
Price Branch
45 South Carbon Avenue Price UT
JPMorgan Chase Bank, National Association
Park City Branch
1650 Park Avenue Park City UT
Capital Community Bank
Capital Community Bank Branch
3280 North University Avenue Provo UT
Capital Community Bank
Capital Community Bank Branch
3280 North University Avenue Provo UT
State Bank of Southern Utah
State Bank Of Southern Utah Branch
377 North Main Cedar City UT
Cache Valley Bank
Ephraim Branch
2 North Main Street Ephraim UT
Central Bank
Central Bank Branch
75 North University Avenue Provo UT
Cache Valley Bank
Ephraim Branch
2 North Main Street Ephraim UT
Bank of Utah
Bank Of Utah Branch
2605 Washington Blvd Ogden UT
Bank of Utah
Bank Of Utah Branch
2605 Washington Blvd Ogden UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
Grand Valley Bank
Grand Valley Bank Branch
2 South Main Street Heber City UT
Washington Federal Bank
Plaza Branch
405 South Main St Salt Lake City UT
Sunwest Bank
Sandy Loan Production Office Branch
6440 South Wasatch Blvd., Suite 270 Salt Lake City UT
KeyBank National Association
Kamas Branch
80 North Main Street Kamas UT
U.S. Bank National Association
Bountiful Branch
278 South 500 West Bountiful UT
Bank of America, National Association
201 South Main Street Branch
201 South Main Street Salt Lake City UT


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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